
Who writes crime (burglary and theft) in North Carolina
Ranked by direct premium written in 2025 from the North Carolina market share report (every company, not a top-N list).
162 companies wrote crime (burglary and theft) in North Carolina in 2025, $17.0M in direct premium. Federal Insurance Company led with 17.7%; the top five hold 67%. 169 companies are licensed for the line.
By Sam Alishahi, independent insurance broker · All lines in North Carolina
The companies
| # | Company | NAIC | Home state | Status here | Premium | Share |
|---|---|---|---|---|---|---|
| 1 | Federal Insurance Company | 20281 | IN | Admitted (licensed) | $3.0M | 17.66% |
| 2 | Steadfast Insurance Company | 26387 | IL | Surplus lines (eligible) | $2.7M | 15.99% |
| 3 | Cincinnati Insurance Company (The) | 10677 | OH | Admitted (licensed) | $2.2M | 13.18% |
| 4 | Travelers Casualty and Surety Company of America | 31194 | CT | Admitted (licensed) | $2.2M | 12.88% |
| 5 | XL Specialty Insurance Company | 37885 | DE | Admitted (licensed) | $1.3M | 7.65% |
| 6 | Continental Casualty Company | 20443 | IL | Admitted (licensed) | $520,868 | 3.07% |
| 7 | Zurich American Insurance Company | 16535 | NY | Admitted (licensed) | $414,859 | 2.44% |
| 8 | Columbia Casualty Company | 31127 | IL | Surplus lines (eligible) | $379,362 | 2.24% |
| 9 | Hanover Insurance Company (The) | 22292 | NH | Admitted (licensed) | $317,382 | 1.87% |
| 10 | Hiscox Insurance Company (Bermuda), Ltd. | 10200 | IL | Admitted (licensed) | $274,574 | 1.62% |
| 11 | AXIS Surplus Insurance Company | 26620 | IL | Surplus lines (eligible) | $265,877 | 1.57% |
| 12 | |Houston Casualty Company | 42374 | TX | Surplus lines (eligible) | $221,554 | 1.31% |
| 13 | United States Liability Insurance Company | 25895 | NE | Admitted (licensed) | $180,585 | 1.06% |
| 14 | Everest National Insurance Company | 10120 | DE | Admitted (licensed) | $170,693 | 1.01% |
| 15 | Ascot Insurance Company | 23752 | CO | Admitted (licensed) | $169,655 | 1.00% |
| 16 | National Union Fire Insurance Company of Pittsburgh, Pennsylvania | 19445 | PA | Admitted (licensed) | $169,428 | 1.00% |
| 17 | Berkshire Hathaway Specialty Insurance Company | 22276 | NE | Admitted (licensed) | $165,040 | 0.97% |
| 18 | Berkley Assurance Company | 32603 | DE | Admitted (licensed) | $151,816 | 0.89% |
| 19 | Allianz Global Risks US Insurance Company | 35300 | IL | Admitted (licensed) | $150,197 | 0.88% |
| 20 | Hartford Fire Insurance Company | 19682 | CT | Admitted (licensed) | $146,379 | 0.86% |
| 21 | Liberty Mutual Insurance Company | 23043 | MA | Admitted (licensed) | $104,022 | 0.61% |
| 22 | NATIONAL FIRE \u0026 MARINE INSURANCE COMPANY\ | 20079 | NE | Surplus lines (eligible) | $102,990 | 0.61% |
| 23 | Atlantic Specialty Insurance Company | 27154 | NY | Admitted (licensed) | $94,442 | 0.56% |
| 24 | Twin City Fire Insurance Company (The) | 29459 | IN | Admitted (licensed) | $88,809 | 0.52% |
| 25 | Old Republic Insurance Company | 24147 | PA | Admitted (licensed) | $87,560 | 0.52% |
| 26 | Ace American Insurance Company | 22667 | PA | Admitted (licensed) | $71,904 | 0.42% |
| 27 | Cincinnati Indemnity Company (The) | 23280 | OH | Admitted (licensed) | $69,988 | 0.41% |
| 28 | StarNet Insurance Company | 40045 | IA | Admitted (licensed) | $66,821 | 0.39% |
| 29 | Federated Rural Electric Insurance Exchange | 11118 | KS | Admitted (licensed) | $64,951 | 0.38% |
| 30 | Berkley Regional Insurance Company | 29580 | IA | Admitted (licensed) | $63,417 | 0.37% |
| 31 | Federated Mutual Insurance Company | 13935 | MN | Admitted (licensed) | $56,466 | 0.33% |
| 32 | Ategrity Specialty Insurance Company | 16427 | DE | Surplus lines (eligible) | $56,395 | 0.33% |
| 33 | U.S. Specialty Insurance Company | 29599 | TX | Admitted (licensed) | $55,508 | 0.33% |
| 34 | Berkley National Insurance Company | 38911 | IA | Admitted (licensed) | $54,821 | 0.32% |
| 35 | Philadelphia Indemnity Insurance Company | 18058 | PA | Admitted (licensed) | $45,855 | 0.27% |
| 36 | |Mount Vernon Fire Insurance Company | 26522 | PA | Surplus lines (eligible) | $40,384 | 0.24% |
| 37 | XL Insurance America, Inc. | 24554 | DE | Admitted (licensed) | $40,218 | 0.24% |
| 38 | Concert Specialty Insurance Company | 17151 | MT | Surplus lines (eligible) | $37,220 | 0.22% |
| 39 | Travelers Property Casualty Company of America | 25674 | CT | Admitted (licensed) | $31,901 | 0.19% |
| 40 | Owners Insurance Company | 32700 | OH | Admitted (licensed) | $30,744 | 0.18% |
| 41 | Auto-Owners Insurance Company | 18988 | MI | Admitted (licensed) | $30,597 | 0.18% |
| 42 | Arch Insurance (UK) Limited | 11150 | MO | Admitted (licensed) | $26,918 | 0.16% |
| 43 | Navigators Insurance Company | 42307 | NY | Admitted (licensed) | $26,630 | 0.16% |
| 44 | Cincinnati Specialty Underwriters Insurance Company (The) | 13037 | DE | Surplus lines (eligible) | $21,676 | 0.13% |
| 45 | Falls Lake National Insurance Company | 31925 | OH | Admitted (licensed) | $21,386 | 0.13% |
| 46 | Bridgeway Insurance Company ( Formerly American Modern Surplus Lines Insurance Company | 12489 | DE | Surplus lines (eligible) | $20,792 | 0.12% |
| 47 | Accelerant Specialty Insurance Company | 16890 | AR | Surplus lines (eligible) | $20,732 | 0.12% |
| 48 | EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company) | 21415 | IA | Admitted (licensed) | $19,249 | 0.11% |
| 49 | NGM Insurance Company | 14788 | FL | Admitted (licensed) | $16,724 | 0.10% |
| 50 | Nationwide Insurance Company of America | 25453 | OH | Admitted (licensed) | $15,691 | 0.09% |
| 51 | Federated Reserve Insurance Company | 16024 | MN | Admitted (licensed) | $15,199 | 0.09% |
| 52 | Dellwood Specialty Insurance Company | 17332 | AZ | Surplus lines (eligible) | $14,409 | 0.08% |
| 53 | West Bend Insurance Company | 15350 | WI | Admitted (licensed) | $13,809 | 0.08% |
| 54 | Nova Casualty Company | 42552 | NY | Admitted (licensed) | $13,806 | 0.08% |
| 55 | Cincinnati Casualty Company (The) | 28665 | OH | Admitted (licensed) | $13,332 | 0.08% |
| 56 | Utica Mutual Insurance Company | 25976 | NY | Admitted (licensed) | $13,316 | 0.08% |
| 57 | Selective Insurance Company of America | 12572 | NJ | Admitted (licensed) | $13,046 | 0.08% |
| 58 | TransGuard Insurance Company of America, Inc. | 28886 | IL | Admitted (licensed) | $12,944 | 0.08% |
| 59 | Liberty Mutual Fire Insurance Company | 23035 | WI | Admitted (licensed) | $12,571 | 0.07% |
| 60 | State Automobile Mutual Insurance Company | 25135 | OH | Admitted (licensed) | $11,346 | 0.07% |
| 61 | Nationwide Mutual Insurance Company | 23787 | OH | Admitted (licensed) | $10,352 | 0.06% |
| 62 | Scottsdale Indemnity Company | 15580 | OH | Admitted (licensed) | $9,554 | 0.06% |
| 63 | Fidelity and Deposit Company of Maryland (The) | 39306 | IL | Admitted (licensed) | $9,202 | 0.05% |
| 64 | Selective Insurance Company of the Southeast | 39926 | IN | Admitted (licensed) | $7,585 | 0.04% |
| 65 | American Guarantee and Liability Insurance Company | 26247 | NY | Admitted (licensed) | $7,422 | 0.04% |
| 66 | North Carolina Farm Bur Mut Ins Co | 14842 | NC | Admitted (licensed) | $7,360 | 0.04% |
| 67 | Allmerica Financial Benefit Insurance Company | 41840 | MI | Admitted (licensed) | $6,915 | 0.04% |
| 68 | Great American Insurance Company | 16691 | OH | Admitted (licensed) | $6,861 | 0.04% |
| 69 | Motors Insurance Corporation | 22012 | MI | Admitted (licensed) | $6,478 | 0.04% |
| 70 | |Indian Harbor Insurance Company | 36940 | DE | Surplus lines (eligible) | $6,358 | 0.04% |
| 71 | Firemen's Insurance Company of Washington, D. C. | 21784 | IA | Admitted (licensed) | $5,979 | 0.04% |
| 72 | |Hadron Specialty Insurance Company | 17534 | AR | Surplus lines (eligible) | $5,874 | 0.03% |
| 73 | Penn Millers Insurance Company | 14982 | PA | Admitted (licensed) | $5,822 | 0.03% |
| 74 | Nationwide Affinity Insurance Company of America | 26093 | OH | Admitted (licensed) | $5,513 | 0.03% |
| 75 | Swiss Re Corporate Solutions America Insurance Corporation | 29874 | MO | Admitted (licensed) | $5,470 | 0.03% |
| 76 | Middlesex Insurance Company | 23434 | WI | Admitted (licensed) | $5,384 | 0.03% |
| 77 | QBE Insurance (Europe) Limited | 39217 | PA | Admitted (licensed) | $5,021 | 0.03% |
| 78 | American Casualty Company of Reading, Pennsylvania | 20427 | PA | Admitted (licensed) | $4,863 | 0.03% |
| 79 | Fireman's Fund Indemnity Corporation | 11380 | NJ | Surplus lines (eligible) | $4,788 | 0.03% |
| 80 | Wesco Insurance Company | 25011 | DE | Admitted (licensed) | $4,785 | 0.03% |
| 81 | Selective Insurance Company of South Carolina | 19259 | IN | Admitted (licensed) | $4,662 | 0.03% |
| 82 | Westfield Insurance Company | 24112 | OH | Admitted (licensed) | $4,645 | 0.03% |
| 83 | Federated Service Insurance Company | 28304 | MN | Admitted (licensed) | $4,466 | 0.03% |
| 84 | Pennsylvania Lumbermen's Mutual Insurance Company | 14974 | PA | Admitted (licensed) | $4,124 | 0.02% |
| 85 | Markel American Insurance Company | 28932 | VA | Admitted (licensed) | $4,024 | 0.02% |
| 86 | American Zurich Insurance Company | 40142 | IL | Admitted (licensed) | $3,937 | 0.02% |
| 87 | St. Paul Fire and Marine Insurance Company | 24767 | CT | Admitted (licensed) | $3,854 | 0.02% |
| 88 | Manufacturers Alliance Insurance Company | 36897 | PA | Admitted (licensed) | $3,415 | 0.02% |
| 89 | Westchester Fire Insurance Company | 10030 | PA | Admitted (licensed) | $3,152 | 0.02% |
| 90 | Chubb Custom Insurance Company | 38989 | NJ | Surplus lines (eligible) | $3,132 | 0.02% |
| 91 | Sentry Select Insurance Company | 21180 | WI | Admitted (licensed) | $2,931 | 0.02% |
| 92 | Massachusetts Bay Insurance Company | 22306 | NH | Admitted (licensed) | $2,771 | 0.02% |
| 93 | Motorists Mutual Insurance Company | 14621 | OH | Admitted (licensed) | $2,695 | 0.02% |
| 94 | Employers Insurance Company of Wausau | 21458 | WI | Admitted (licensed) | $2,691 | 0.02% |
| 95 | AIG Specialty Insurance Company | 26883 | IL | Surplus lines (eligible) | $2,500 | 0.01% |
| 96 | NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY | 20052 | CT | Admitted (licensed) | $2,418 | 0.01% |
| 97 | New Hampshire Insurance Company | 23841 | IL | Admitted (licensed) | $2,349 | 0.01% |
| 98 | New York Marine and General Insurance Company | 16608 | NY | Admitted (licensed) | $2,183 | 0.01% |
| 99 | Executive Risk Indemnity, Inc. | 35181 | DE | Admitted (licensed) | $2,081 | 0.01% |
| 100 | Great American Assurance Company | 26344 | OH | Admitted (licensed) | $2,054 | 0.01% |
| 101 | Nationwide Mutual Insurance Company | 10723 | OH | Admitted (licensed) | $1,911 | 0.01% |
| 102 | Union Insurance Company | 25844 | IA | Admitted (licensed) | $1,495 | 0.01% |
| 103 | American Select Insurance Company | 19992 | OH | Admitted (licensed) | $1,461 | 0.01% |
| 104 | Fireman's Fund Insurance Company | 21873 | IL | Admitted (licensed) | $1,383 | 0.01% |
| 105 | Harford Mutual Insurance Company | 14141 | MD | Admitted (licensed) | $1,372 | 0.01% |
| 106 | Motorists Commercial Mutual Insurance Company | 13331 | OH | Admitted (licensed) | $1,218 | 0.01% |
| 107 | Hanover American Insurance Company (The) | 36064 | NH | Admitted (licensed) | $1,162 | 0.01% |
| 108 | Homeland Insurance Company of New York | 34452 | NY | Surplus lines (eligible) | $1,151 | 0.01% |
| 109 | Central Insurance Company | 20230 | OH | Admitted (licensed) | $1,133 | 0.01% |
| 110 | AmGUARD Insurance Company | 42390 | NE | Admitted (licensed) | $900 | 0.01% |
| 111 | Pennsylvania National Mutual Casualty Insurance Company | 14990 | PA | Admitted (licensed) | $861 | 0.01% |
| 112 | Nationwide Property and Casualty Insurance Company | 37877 | OH | Admitted (licensed) | $854 | 0.01% |
| 113 | State National Insurance Company, Inc. | 12831 | TX | Admitted (licensed) | $837 | 0.00% |
| 114 | Northfield Insurance Company | 27987 | IA | Surplus lines (eligible) | $831 | 0.00% |
| 115 | Concert Insurance Company | 10891 | IL | Admitted (licensed) | $709 | 0.00% |
| 116 | Everest Indemnity Insurance Company | 10851 | DE | Surplus lines (eligible) | $709 | 0.00% |
| 117 | Southern Insurance Company of Virginia | 26867 | VA | Admitted (licensed) | $662 | 0.00% |
| 118 | Acadia Insurance Company | 31325 | IA | Admitted (licensed) | $621 | 0.00% |
| 119 | Westfield National Insurance Company | 24120 | OH | Admitted (licensed) | $469 | 0.00% |
| 120 | Old Guard Insurance Company | 17558 | OH | Admitted (licensed) | $467 | 0.00% |
| 121 | STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY | 25127 | IA | Admitted (licensed) | $466 | 0.00% |
| 122 | Nationwide General Insurance Company | 23760 | OH | Admitted (licensed) | $375 | 0.00% |
| 123 | Ace Fire Underwriters Insurance Company | 20702 | PA | Admitted (licensed) | $365 | 0.00% |
| 124 | Fidelity and Guaranty Insurance Company | 35386 | IA | Admitted (licensed) | $357 | 0.00% |
| 125 | National Casualty Company | 11991 | OH | Admitted (licensed) | $338 | 0.00% |
| 126 | Vigilant Insurance Company | 20397 | NY | Admitted (licensed) | $330 | 0.00% |
| 127 | AXIS Insurance Company | 37273 | IL | Admitted (licensed) | $299 | 0.00% |
| 128 | Arch Specialty Insurance Company | 21199 | MO | Surplus lines (eligible) | $292 | 0.00% |
| 129 | Colony Insurance Company | 39993 | NE | Surplus lines (eligible) | $250 | 0.00% |
| 130 | Pennsylvania Insurance Company | 21962 | NM | Admitted (licensed) | $250 | 0.00% |
| 131 | Westfield Superior Insurance Company | 16449 | OH | Admitted (licensed) | $244 | 0.00% |
| 132 | Southwest Marine and General Insurance Company | 12294 | AZ | Admitted (licensed) | $238 | 0.00% |
| 133 | Zurich American Insurance Company of Illinois | 27855 | IL | Admitted (licensed) | $224 | 0.00% |
| 134 | Nationwide Agribusiness Insurance Company | 28223 | IA | Admitted (licensed) | $222 | 0.00% |
| 135 | Markel Insurance Company | 38970 | IL | Admitted (licensed) | $209 | 0.00% |
| 136 | Builders Mutual Insurance Company | 10844 | NC | Admitted (licensed) | $187 | 0.00% |
| 137 | U.S. Underwriters Insurance Company | 35416 | ND | Admitted (licensed) | $160 | 0.00% |
| 138 | Travelers Indemnity Company of Connecticut (The) | 25682 | CT | Admitted (licensed) | $154 | 0.00% |
| 139 | Transportation Insurance Company | 20494 | IL | Admitted (licensed) | $152 | 0.00% |
| 140 | Sentry Insurance Company | 24988 | WI | Admitted (licensed) | $147 | 0.00% |
| 141 | Scottsdale Insurance Company | 41297 | OH | Surplus lines (eligible) | $137 | 0.00% |
| 142 | Frankenmuth Insurance Company | 13986 | MI | Admitted (licensed) | $134 | 0.00% |
| 143 | Ohio Farmers Insurance Company | 24104 | OH | Admitted (licensed) | $127 | 0.00% |
| 144 | Westfield Touchstone Insurance Company | 16448 | OH | Admitted (licensed) | $126 | 0.00% |
| 145 | Greenwich Insurance Company | 22322 | DE | Admitted (licensed) | $116 | 0.00% |
| 146 | Chubb Indemnity Insurance Company | 12777 | NY | Admitted (licensed) | $104 | 0.00% |
| 147 | Charter Oak Fire Insurance Company, (The) | 25615 | CT | Admitted (licensed) | $93 | 0.00% |
| 148 | Continental Insurance Company, (The) | 35289 | PA | Admitted (licensed) | $91 | 0.00% |
| 149 | Great Northern Insurance Company | 20303 | IN | Admitted (licensed) | $79 | 0.00% |
| 150 | Great American Insurance Company of New York | 22136 | NY | Admitted (licensed) | $75 | 0.00% |
| 151 | American Bankers Insurance Company of Florida | 10111 | FL | Admitted (licensed) | $72 | 0.00% |
| 152 | Security National Insurance Company | 19879 | DE | Admitted (licensed) | $62 | 0.00% |
| 153 | Standard Fire Insurance Company (The) | 19070 | CT | Admitted (licensed) | $34 | 0.00% |
| 154 | St. Paul Mercury Insurance Company | 24791 | CT | Admitted (licensed) | $32 | 0.00% |
| 155 | St. Paul Guardian Insurance Company | 24775 | CT | Admitted (licensed) | $25 | 0.00% |
| 156 | Amerisure Insurance Company | 19488 | MI | Admitted (licensed) | $20 | 0.00% |
| 157 | National Fire Insurance Company of Hartford | 20478 | IL | Admitted (licensed) | $20 | 0.00% |
| 158 | Westfield Champion Insurance Company | 16447 | OH | Admitted (licensed) | $8 | 0.00% |
| 159 | Amerisure Mutual Insurance Company | 23396 | MI | Admitted (licensed) | $7 | 0.00% |
| 160 | Farmington Casualty Company | 41483 | CT | Admitted (licensed) | $3 | 0.00% |
| 161 | Tokio Marine Specialty Insurance Company | 23850 | DE | Surplus lines (eligible) | $1 | 0.00% |
| 162 | Westfield Premier Insurance Company | 16450 | OH | Admitted (licensed) | $1 | 0.00% |
Method and source
Source: the North Carolina insurance regulator company list, read 2026-10-18 and the surplus lines list. NCDOI P7 Property and Casualty Experience, year ended 12/31/2025: every company that filed an NC state page (P&C annual statement). 'admitted' = rows whose 'Licensed in NC' column reads 'Licensed' (includes zero-premium licensed companies and NC self-insured workers' comp funds, which have no NAIC code and type 'Self-Insured Workers' Compensation'). 'surplus_lines' = rows reading 'Authorized Surplus Lines Writer' (US nonadmitted insurers that wrote NC surplus lines business that year; alien/Lloyd's not broken out, eligible date not given). Rows 'Not Licensed' or blank (mostly risk retention groups) are dropped. 'type' = Business Type / Company Type [/ Company Sub Type]; all rows are Property and Casualty filers (no life/health in this file). 'lines' = NAIC annual-statement lines of business the company reported in NC with direct premium written or earned > 0 that year (lines actually written, not certificate-of-authority lines). 'since' not given. Status counts in file: {'Licensed': 825, '': 73, 'Authorized Surplus Lines Writer': 193, 'Not Licensed': 39}. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
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