Builders Mutual Insurance Company · NAIC 10844
Where Builders Mutual Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.
Builders Mutual Insurance Company (NAIC 10844) is a property and casualty insurer domiciled in North Carolina, part of Builders Group. State regulators list it as licensed (admitted) in Florida, Georgia, Kentucky, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Wisconsin. It ranked #1 of 347 in North Carolina workers' compensation in 2025 (5.0% share). It ranked #8 of 361 in North Carolina commercial package (BOP, CMP) in 2025 (2.3% share). It ranked #13 of 408 in North Carolina commercial auto in 2025 (1.7% share).
By Sam Alishahi, independent insurance broker · All companies
Where it's licensed
States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Colorado, Connecticut, Delaware, Hawaii, Iowa, Idaho, Illinois, Massachusetts, Minnesota, Missouri, Montana, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Dakota, Texas, Utah, Washington, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.
| State | Status | Lines licensed | Since | Source |
|---|---|---|---|---|
| Florida | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation | — | Florida Office of Insurance Regulation, 2026-10-18 |
| Georgia | Admitted (licensed) | General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | — | Georgia, 2026-10-18 |
| Kentucky | Admitted (licensed) | — | — | Kentucky Department of Insurance, 2026-10-17 |
| Maryland | Admitted (licensed) | — | — | Maryland Insurance Administration, 2026-10-17 |
| Mississippi | Admitted (licensed) | Personal auto, Equipment breakdown, Fidelity bonds, Glass, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | 12-01-2008 | Mississippi Insurance Department, 2026-10-17 |
| North Carolina | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation | — | North Carolina, 2026-10-18 |
| South Carolina | Admitted (licensed) | — | — | South Carolina, 2026-10-18 |
| Tennessee | Admitted (licensed) | — | — | Tennessee, 2026-10-18 |
| Wisconsin | Admitted (licensed) | Workers' compensation | — | Wisconsin, 2026-10-18 |
Method and source
Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.
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