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Directory · North Carolina · General liability

Who writes general liability in North Carolina

Ranked by direct premium written in 2025 from the North Carolina market share report (every company, not a top-N list).

621 companies wrote general liability in North Carolina in 2025, $2.95B in direct premium. Travelers Property Casualty Company of America led with 2.3%; the top five hold 10%. 716 companies are licensed for the line.

By Sam Alishahi, independent insurance broker · All lines in North Carolina

Top 10 · NAIC table: 17.1, 17.2 - Other Liability

The insurer groups that write the most general liability in North Carolina

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Chubb Ltd Group$183.4M6.58%40%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
2Travelers Group$150.4M5.39%63%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
3Berkshire Hathaway Group$115.4M4.14%36%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
4Axa Insurance Group$97.7M3.50%85%XL Specialty Insurance Company, XL Insurance America, Inc., Greenwich Insurance Company, |Indian Harbor Insurance Company
5American International Group$93.1M3.34%36%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
6Fairfax Financial Group$91.9M3.30%43%United States Fire Insurance Company, Zenith Insurance Company, Hudson Insurance Company, North River Insurance Company (The)
7Liberty Mutual Group$90.8M3.26%75%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
8Wr Berkley Corporation Group$86.0M3.09%56%Berkley Assurance Company, Berkley National Insurance Company, Carolina Casualty Insurance Company, StarNet Insurance Company
9Cna Insurance Group$82.1M2.94%46%Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
10Zurich Insurance Group$81.6M2.93%133%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
General liability · North Carolina

The companies

#CompanyNAICHome stateStatus herePremiumShare
1Travelers Property Casualty Company of America25674CTAdmitted (licensed)$67.5M2.28%
2Ace American Insurance Company22667PAAdmitted (licensed)$58.4M1.98%
3National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$55.9M1.89%
4Cincinnati Insurance Company (The)10677OHAdmitted (licensed)$54.0M1.83%
5Federal Insurance Company20281INAdmitted (licensed)$52.3M1.77%
6Continental Casualty Company20443ILAdmitted (licensed)$52.1M1.76%
7Travelers Casualty and Surety Company of America31194CTAdmitted (licensed)$47.9M1.62%
8Zurich American Insurance Company16535NYAdmitted (licensed)$45.8M1.55%
9North Carolina Farm Bur Mut Ins Co14842NCAdmitted (licensed)$42.2M1.43%
10XL Specialty Insurance Company37885DEAdmitted (licensed)$39.1M1.32%
11Evanston Insurance Company35378ILSurplus lines (eligible)$37.1M1.25%
12Federated Mutual Insurance Company13935MNAdmitted (licensed)$33.4M1.13%
13Erie Insurance Exchange26271PAAdmitted (licensed)$32.7M1.11%
14Scottsdale Insurance Company41297OHSurplus lines (eligible)$32.3M1.09%
15State Farm Fire and Casualty Company25143ILAdmitted (licensed)$31.7M1.07%
16United States Liability Insurance Company25895NEAdmitted (licensed)$31.0M1.05%
17Ace Property and Casualty Insurance Company20699PAAdmitted (licensed)$28.7M0.97%
18Builders Mutual Insurance Company10844NCAdmitted (licensed)$28.1M0.95%
19Berkshire Hathaway Specialty Insurance Company22276NEAdmitted (licensed)$27.4M0.93%
20Selective Insurance Company of America12572NJAdmitted (licensed)$27.0M0.91%
21STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)$27.0M0.91%
22Twin City Fire Insurance Company (The)29459INAdmitted (licensed)$26.9M0.91%
23CRUM \u0026 FORSTER SPECIALTY INSURANCE COMPANY\44520DESurplus lines (eligible)$25.3M0.86%
24Nautilus Insurance Company17370AZSurplus lines (eligible)$25.3M0.86%
25Cincinnati Specialty Underwriters Insurance Company (The)13037DESurplus lines (eligible)$24.8M0.84%
26Westchester Surplus Lines Insurance Company10172GASurplus lines (eligible)$24.8M0.84%
27Arch Insurance (UK) Limited11150MOAdmitted (licensed)$24.7M0.84%
28|Indian Harbor Insurance Company36940DESurplus lines (eligible)$23.9M0.81%
29American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)$23.8M0.81%
30XL Insurance America, Inc.24554DEAdmitted (licensed)$23.1M0.78%
31Cumis Insurance Society Incorporated10847IAAdmitted (licensed)$22.4M0.76%
32West Bend Insurance Company15350WIAdmitted (licensed)$22.3M0.76%
33Endurance American Specialty Insurance Company41718DESurplus lines (eligible)$21.9M0.74%
34American Bankers Insurance Company of Florida10111FLAdmitted (licensed)$21.6M0.73%
35Beazley Excess and Surplus Insurance, Inc. (C)17520CTSurplus lines (eligible)$21.3M0.72%
36Old Republic Insurance Company24147PAAdmitted (licensed)$20.8M0.70%
37QBE Specialty Insurance Company11515NDSurplus lines (eligible)$20.2M0.68%
38Auto-Owners Insurance Company18988MIAdmitted (licensed)$20.0M0.68%
39Endurance Risk Solutions Assurance Company43630DEAdmitted (licensed)$19.7M0.67%
40Great American Insurance Company16691OHAdmitted (licensed)$19.4M0.66%
41AXIS Surplus Insurance Company26620ILSurplus lines (eligible)$19.4M0.66%
42Pennsylvania National Mutual Casualty Insurance Company14990PAAdmitted (licensed)$18.9M0.64%
43Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)$18.7M0.63%
44AIG Specialty Insurance Company26883ILSurplus lines (eligible)$18.4M0.62%
45Kinsale Insurance Company38920ARSurplus lines (eligible)$18.4M0.62%
46Lawyers Mut Liab Ins Co Of Nc36013NCAdmitted (licensed)$18.2M0.62%
47Selective Insurance Company of the Southeast39926INAdmitted (licensed)$18.1M0.61%
48Lexington Insurance Company19437DESurplus lines (eligible)$17.9M0.61%
49Allianz Global Risks US Insurance Company35300ILAdmitted (licensed)$17.9M0.61%
50Ironshore Specialty Insurance Company25445AZSurplus lines (eligible)$17.8M0.60%
51HDI Global Insurance Company41343ILAdmitted (licensed)$17.7M0.60%
52Gemini Insurance Company10833DESurplus lines (eligible)$17.6M0.60%
53Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)$17.6M0.59%
54|Hudson Excess Insurance Company14484DESurplus lines (eligible)$17.3M0.59%
55Continental Insurance Company, (The)35289PAAdmitted (licensed)$17.1M0.58%
56Everest National Insurance Company10120DEAdmitted (licensed)$16.4M0.55%
57Admiral Insurance Company24856DESurplus lines (eligible)$16.1M0.55%
58Arch Specialty Insurance Company21199MOSurplus lines (eligible)$16.1M0.55%
59Hanover Insurance Company (The)22292NHAdmitted (licensed)$16.1M0.54%
60Owners Insurance Company32700OHAdmitted (licensed)$15.8M0.53%
61Sentruity Casualty Company12870TXAdmitted (licensed)$15.5M0.53%
62Markel American Insurance Company28932VAAdmitted (licensed)$15.4M0.52%
63MS Transverse Specialty Insurance Company41807TXSurplus lines (eligible)$15.4M0.52%
64Ascot Specialty Insurance Company45055RISurplus lines (eligible)$15.1M0.51%
65Hartford Fire Insurance Company19682CTAdmitted (licensed)$15.0M0.51%
66Next Insurance US Company16285DEAdmitted (licensed)$15.0M0.51%
67Virginia Surety Company, Inc.40827ILAdmitted (licensed)$14.9M0.51%
68Allied World Assurance Company (U.S.), Inc.19489DESurplus lines (eligible)$14.8M0.50%
69U.S. Specialty Insurance Company29599TXAdmitted (licensed)$14.7M0.50%
70Illinois Union Insurance Company27960ILSurplus lines (eligible)$14.4M0.49%
71Liberty Surplus Insurance Corporation10725NHSurplus lines (eligible)$14.2M0.48%
72NATIONAL FIRE \u0026 MARINE INSURANCE COMPANY\20079NESurplus lines (eligible)$14.1M0.48%
73Hiscox Insurance Company (Bermuda), Ltd.10200ILAdmitted (licensed)$13.6M0.46%
74AXIS Insurance Company37273ILAdmitted (licensed)$13.3M0.45%
75Allstate Indemnity Company19240ILAdmitted (licensed)$13.3M0.45%
76Greenwich Insurance Company22322DEAdmitted (licensed)$13.2M0.45%
77RLI Insurance Company13056ILAdmitted (licensed)$13.1M0.44%
78Columbia Casualty Company31127ILSurplus lines (eligible)$13.0M0.44%
79Caterpillar Insurance Company11255MOAdmitted (licensed)$12.7M0.43%
80Starr Surplus Lines Insurance Company13604TXSurplus lines (eligible)$12.6M0.43%
81Liberty Mutual Insurance Company42404ILAdmitted (licensed)$12.5M0.42%
82United Services Automobile Association, USAA Reciprocal, Attorney-in-fact25941TXAdmitted (licensed)$11.9M0.40%
83|Texas Insurance Company16543TXSurplus lines (eligible)$11.8M0.40%
84Aspen Specialty Insurance Company10717NDSurplus lines (eligible)$11.8M0.40%
85Navigators Specialty Insurance Company36056NYSurplus lines (eligible)$11.7M0.40%
86Westfield Specialty Insurance Company16992OHSurplus lines (eligible)$11.6M0.39%
87Beazley Insurance Company, Inc.37540CTAdmitted (licensed)$10.5M0.36%
88Safety National Casualty Corporation15105MOAdmitted (licensed)$10.4M0.35%
89Nationwide Mutual Insurance Company23787OHAdmitted (licensed)$10.3M0.35%
90EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)$10.0M0.34%
91QBE Insurance (Europe) Limited39217PAAdmitted (licensed)$9.8M0.33%
92Hartford Casualty Insurance Company29424INAdmitted (licensed)$9.6M0.32%
93Everest Indemnity Insurance Company10851DESurplus lines (eligible)$9.2M0.31%
94Ascot Insurance Company23752COAdmitted (licensed)$9.1M0.31%
95|Houston Casualty Company42374TXSurplus lines (eligible)$9.0M0.30%
96USAA Casualty Insurance Company25968TXAdmitted (licensed)$8.9M0.30%
97Associated Industries Insurance Company, Inc.23140FLSurplus lines (eligible)$8.8M0.30%
98Freedom Specialty Insurance Company22209OHAdmitted (licensed)$8.8M0.30%
99GREAT AMERICAN E\u0026 S INSURANCE COMPANY\37532OHSurplus lines (eligible)$8.7M0.30%
100Steadfast Insurance Company26387ILSurplus lines (eligible)$8.7M0.29%
101Selective Insurance Company of South Carolina19259INAdmitted (licensed)$8.6M0.29%
102Foremost Insurance Company Grand Rapids, Michigan11185MIAdmitted (licensed)$8.6M0.29%
103Westfield Insurance Company24112OHAdmitted (licensed)$8.6M0.29%
104Attorneys' Liability Assurance Society Ltd., A Risk Retention Group15445VTWrites (premium reported)$8.5M0.29%
105StarStone Specialty Insurance Company44776DESurplus lines (eligible)$8.5M0.29%
106Berkley National Insurance Company38911IAAdmitted (licensed)$8.4M0.29%
107Midvale Indemnity Company27138WIAdmitted (licensed)$8.3M0.28%
108Fireman's Fund Insurance Company21873ILAdmitted (licensed)$8.3M0.28%
109Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)$8.1M0.27%
110Travelers Indemnity Company (The)25658CTAdmitted (licensed)$7.9M0.27%
111James River Insurance Company12203OHSurplus lines (eligible)$7.8M0.27%
112|Landmark American Insurance Company33138NHSurplus lines (eligible)$7.8M0.26%
113Berkley Assurance Company32603DEAdmitted (licensed)$7.8M0.26%
114Allied World National Assurance Company10690NHAdmitted (licensed)$7.8M0.26%
115Allied World Surplus Lines Insurance Company24319ARSurplus lines (eligible)$7.7M0.26%
116Central Insurance Company20230OHAdmitted (licensed)$7.7M0.26%
117Homesite Insurance Company of Florida11156ILSurplus lines (eligible)$7.7M0.26%
118TDC Specialty Insurance Company34487DCSurplus lines (eligible)$7.6M0.26%
119Penn National Security Insurance Company32441PAAdmitted (licensed)$7.4M0.25%
120Fireman's Fund Indemnity Corporation11380NJSurplus lines (eligible)$7.4M0.25%
121Frankenmuth Insurance Company13986MIAdmitted (licensed)$7.3M0.25%
122Vantage Risk Specialty Insurance Company16275DESurplus lines (eligible)$7.3M0.25%
123Great American Risk Solutions Surplus Lines Insurance Company35351OHSurplus lines (eligible)$7.3M0.25%
124RSUI Indemnity Company22314NHAdmitted (licensed)$7.2M0.24%
125Capitol Specialty Insurance Corporation10328WISurplus lines (eligible)$7.1M0.24%
126Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact12873FLAdmitted (licensed)$7.0M0.24%
127Upland Specialty Insurance Company16988TXSurplus lines (eligible)$7.0M0.24%
128Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)$6.9M0.23%
129Swiss Re Corporate Solutions America Insurance Corporation29874MOAdmitted (licensed)$6.8M0.23%
130Swiss Re Corporate Solutions Capacity Insurance Corporation34916MOSurplus lines (eligible)$6.7M0.23%
131TRAVELERS EXCESS \u0026 SURPLUS LINES COMPANY\29696CTSurplus lines (eligible)$6.7M0.23%
132Navigators Insurance Company42307NYAdmitted (licensed)$6.6M0.22%
133Berkley Assurance Company39462IASurplus lines (eligible)$6.6M0.22%
134Hudson Insurance Company25054DEAdmitted (licensed)$6.5M0.22%
135Bankers Standard Insurance Company18279PAAdmitted (licensed)$6.4M0.22%
136At-Bay Specialty Insurance Company19607DESurplus lines (eligible)$6.4M0.22%
137Gotham Insurance Company25569NYSurplus lines (eligible)$6.4M0.22%
138United Educators Insurance, a Reciprocal Risk Retention Group10020VTWrites (premium reported)$6.3M0.21%
139National Casualty Company11991OHAdmitted (licensed)$6.3M0.21%
140Westchester Fire Insurance Company10030PAAdmitted (licensed)$6.2M0.21%
141Houston Specialty Insurance Company12936TXSurplus lines (eligible)$6.1M0.21%
142Cincinnati Casualty Company (The)28665OHAdmitted (licensed)$6.0M0.20%
143Allied World Specialty Insurance Company16624DEAdmitted (licensed)$6.0M0.20%
144Colony Insurance Company39993NESurplus lines (eligible)$6.0M0.20%
145General Star Indemnity Company37362DESurplus lines (eligible)$5.9M0.20%
146Clear Blue Insurance Company28860TXAdmitted (licensed)$5.8M0.20%
147Fortegra Specialty Insurance Company16823AZSurplus lines (eligible)$5.8M0.20%
148Progressive Southeastern Insurance Company38784INAdmitted (licensed)$5.7M0.19%
149Accelerant Specialty Insurance Company16890ARSurplus lines (eligible)$5.7M0.19%
150Mesa Underwriters Specialty Insurance Company36838NJSurplus lines (eligible)$5.7M0.19%
151Berkley Specialty Insurance Company31295DESurplus lines (eligible)$5.6M0.19%
152Great American Assurance Company26344OHAdmitted (licensed)$5.6M0.19%
153StarStone National Insurance Company25496DEAdmitted (licensed)$5.6M0.19%
154Obsidian Specialty Insurance Company16871DESurplus lines (eligible)$5.4M0.18%
155Ironshore Indemnity, Inc.23647ILAdmitted (licensed)$5.3M0.18%
156Tokio Marine Specialty Insurance Company23850DESurplus lines (eligible)$5.3M0.18%
157Berkshire Hathaway Direct Insurance Company10391NEAdmitted (licensed)$5.3M0.18%
158United Specialty Insurance Company12537TXSurplus lines (eligible)$5.2M0.18%
159MSIG Specialty Insurance USA Inc.34886NYSurplus lines (eligible)$5.1M0.17%
160North River Insurance Company (The)21105NJAdmitted (licensed)$5.1M0.17%
161Century Surety Company36951OHSurplus lines (eligible)$5.1M0.17%
162Amica Mutual Insurance Company, The19976RIAdmitted (licensed)$5.0M0.17%
163American Contractors Insurance Company Risk Retention Group12300TXWrites (premium reported)$5.0M0.17%
164SiriusPoint Specialty Insurance Corporation16820NHSurplus lines (eligible)$4.9M0.17%
165Markel Insurance Company38970ILAdmitted (licensed)$4.8M0.16%
166Endurance Assurance Corporation11551DEAdmitted (licensed)$4.8M0.16%
167Bridgeway Insurance Company ( Formerly American Modern Surplus Lines Insurance Company12489DESurplus lines (eligible)$4.7M0.16%
168Federated Reserve Insurance Company16024MNAdmitted (licensed)$4.7M0.16%
169American Zurich Insurance Company40142ILAdmitted (licensed)$4.3M0.14%
170CUMIS Specialty Insurance Company, Inc.12758IASurplus lines (eligible)$4.1M0.14%
171Automobile Insurance Company of Hartford, Connecticut (The)19062CTAdmitted (licensed)$4.1M0.14%
172Pennsylvania Lumbermen's Mutual Insurance Company14974PAAdmitted (licensed)$4.1M0.14%
173Scottsdale Indemnity Company15580OHAdmitted (licensed)$4.0M0.14%
174Palomar Excess and Surplus Insurance Company16754AZSurplus lines (eligible)$4.0M0.14%
175Great American Security Insurance Company31135OHAdmitted (licensed)$4.0M0.14%
176Great American Spirit Insurance Company33723OHAdmitted (licensed)$4.0M0.14%
177Northfield Insurance Company27987IASurplus lines (eligible)$4.0M0.13%
178Western World Insurance Company, Inc.13196NHSurplus lines (eligible)$3.8M0.13%
179Aspen American Insurance Company43460TXAdmitted (licensed)$3.8M0.13%
180Phoenix Insurance Company, (The)25623CTAdmitted (licensed)$3.8M0.13%
181Federated Rural Electric Insurance Exchange11118KSAdmitted (licensed)$3.7M0.13%
182Sentry Insurance Company24988WIAdmitted (licensed)$3.7M0.13%
183Wesco Insurance Company25011DEAdmitted (licensed)$3.7M0.13%
184Mt. Hawley Insurance Company37974ILSurplus lines (eligible)$3.7M0.13%
185Middlesex Insurance Company23434WIAdmitted (licensed)$3.7M0.12%
186First Liberty Insurance Corporation (The)33588ILAdmitted (licensed)$3.7M0.12%
187Atlantic Specialty Insurance Company27154NYAdmitted (licensed)$3.6M0.12%
188Ohio Security Insurance Company24082NHAdmitted (licensed)$3.6M0.12%
189MIC Property and Casualty Insurance Corporation38601MIAdmitted (licensed)$3.6M0.12%
190Liberty Mutual Insurance Company23043MAAdmitted (licensed)$3.5M0.12%
191United States Fire Insurance Company21113DEAdmitted (licensed)$3.5M0.12%
192Harford Mutual Insurance Company14141MDAdmitted (licensed)$3.5M0.12%
193Cincinnati Indemnity Company (The)23280OHAdmitted (licensed)$3.4M0.12%
194Pacific Insurance Company, Limited10046CTSurplus lines (eligible)$3.4M0.12%
195Chubb Custom Insurance Company38989NJSurplus lines (eligible)$3.3M0.11%
196Burlington Insurance Company (The)23620ILSurplus lines (eligible)$3.3M0.11%
197National Interstate Insurance Company32620OHAdmitted (licensed)$3.2M0.11%
198|Mount Vernon Fire Insurance Company26522PASurplus lines (eligible)$3.2M0.11%
199Hartford Underwriters Insurance Company30104CTAdmitted (licensed)$3.1M0.10%
200Homeland Insurance Company of New York34452NYSurplus lines (eligible)$3.0M0.10%
201EMC PROPERTY \u0026 CASUALTY COMPANY25186IAAdmitted (licensed)$3.0M0.10%
202HDI Specialty Insurance Company16131ILSurplus lines (eligible)$3.0M0.10%
203Allied World Assurance Company (U.S.) Inc.22730NHAdmitted (licensed)$2.9M0.10%
204USAA General Indemnity Company18600TXAdmitted (licensed)$2.9M0.10%
205Mercer Insurance Company14478PASurplus lines (eligible)$2.8M0.09%
206General Security Indemnity Company of Arizona20559AZSurplus lines (eligible)$2.8M0.09%
207Atlantic Casualty Insurance Company42846NCAdmitted (licensed)$2.7M0.09%
208Garrison Property and Casualty Insurance Company21253TXAdmitted (licensed)$2.7M0.09%
209Everspan Indemnity Insurance Company (C)16882AZSurplus lines (eligible)$2.7M0.09%
210Safeco Insurance Company of America24740NHAdmitted (licensed)$2.6M0.09%
211Nationwide Mutual Insurance Company10723OHAdmitted (licensed)$2.6M0.09%
212FCCI Insurance Company10178FLAdmitted (licensed)$2.5M0.09%
213Founders Insurance Company14249ILSurplus lines (eligible)$2.5M0.09%
214Mitsui Sumitomo Insurance Company of America20362NYAdmitted (licensed)$2.4M0.08%
215Everest Reinsurance (Bermuda) Limited -26921DEAdmitted (licensed)$2.4M0.08%
216Harleysville Insurance Company of New York10674OHSurplus lines (eligible)$2.4M0.08%
217Pennsylvania Manufacturers' Association Insurance Company12262PAAdmitted (licensed)$2.3M0.08%
218|Trisura Specialty Insurance Company16188OKSurplus lines (eligible)$2.3M0.08%
219Berkley Regional Insurance Company29580IAAdmitted (licensed)$2.3M0.08%
220Republic-Franklin Insurance Company12475OHAdmitted (licensed)$2.3M0.08%
221Richmond National Insurance Company17103NHSurplus lines (eligible)$2.2M0.08%
222Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)$2.2M0.08%
223Allmerica Financial Benefit Insurance Company41840MIAdmitted (licensed)$2.2M0.07%
224Universal Underwriters Insurance Company41181ILAdmitted (licensed)$2.2M0.07%
225Mid-Continent Casualty Company23418OHAdmitted (licensed)$2.2M0.07%
226Ategrity Specialty Insurance Company16427DESurplus lines (eligible)$2.1M0.07%
227Fidelity and Guaranty Insurance Company35386IAAdmitted (licensed)$2.1M0.07%
228Canopius US Insurance, Inc.12961DESurplus lines (eligible)$2.1M0.07%
229Government Employees Insurance Company22063NEAdmitted (licensed)$2.1M0.07%
230INTERSTATE FIRE \u0026 CASUALTY COMPANY\22829ILSurplus lines (eligible)$2.1M0.07%
231Coalition Insurance Company29530NYAdmitted (licensed)$2.1M0.07%
232Accredited Specialty Insurance Company (C)16835AZSurplus lines (eligible)$2.1M0.07%
233Southern Insurance Company of Virginia26867VAAdmitted (licensed)$2.0M0.07%
234Progressive Premier Insurance Company of Illinois21735OHAdmitted (licensed)$2.0M0.07%
235Alliance of Nonprofits for Insurance Risk Retention Group Inc.10023VTWrites (premium reported)$2.0M0.07%
236Indemnity National Insurance Company18468MSAdmitted (licensed)$2.0M0.07%
237Property and Casualty Insurance Company of Hartford34690INAdmitted (licensed)$2.0M0.07%
238Frank Winston Crum Insurance Company11600FLAdmitted (licensed)$2.0M0.07%
239National Fire Insurance Company of Hartford20478ILAdmitted (licensed)$2.0M0.07%
240Hospitality Insurance Company14027CTAdmitted (licensed)$1.9M0.07%
241Concert Specialty Insurance Company17151MTSurplus lines (eligible)$1.9M0.07%
242State Automobile Mutual Insurance Company25135OHAdmitted (licensed)$1.9M0.07%
243Maxum Indemnity Company26743CTSurplus lines (eligible)$1.9M0.06%
244American Strategic Insurance Corporation10872INAdmitted (licensed)$1.9M0.06%
245Spinnaker Insurance Company24376ILAdmitted (licensed)$1.8M0.06%
246Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)$1.8M0.06%
247Nationwide General Insurance Company23760OHAdmitted (licensed)$1.7M0.06%
248American National Lloyds Insurance Company10043TXSurplus lines (eligible)$1.7M0.06%
249Dealers Assurance Company16705OHAdmitted (licensed)$1.7M0.06%
250New York Marine and General Insurance Company16608NYAdmitted (licensed)$1.7M0.06%
251Fair American Select Insurance Company15201DESurplus lines (eligible)$1.7M0.06%
252Clear Blue Specialty Insurance Company37745TXSurplus lines (eligible)$1.7M0.06%
253Graphic Arts Mutual Insurance Company25984NYAdmitted (licensed)$1.7M0.06%
254Great American Fidelity Insurance Company41858OHSurplus lines (eligible)$1.7M0.06%
255ProAssurance Specialty Insurance Company17400VTSurplus lines (eligible)$1.7M0.06%
256Utica Mutual Insurance Company25976NYAdmitted (licensed)$1.6M0.05%
257Accredited Surety and Casualty Company, Inc.26379FLAdmitted (licensed)$1.6M0.05%
258L M Insurance Corporation33600ILAdmitted (licensed)$1.6M0.05%
259TDC National Assurance Company41050ORAdmitted (licensed)$1.6M0.05%
260Princeton Excess and Surplus Lines Insurance Company (The)10786DESurplus lines (eligible)$1.6M0.05%
261Lyndon Southern Insurance Company10051DEAdmitted (licensed)$1.6M0.05%
262Sompo America Insurance Company11126NYAdmitted (licensed)$1.5M0.05%
263Protective Insurance Company12416INAdmitted (licensed)$1.5M0.05%
264Brotherhood Mutual Insurance Company13528INAdmitted (licensed)$1.5M0.05%
265Summit Specialty Insurance Company16889NESurplus lines (eligible)$1.4M0.05%
266Old Republic Union Insurance Company31143ILSurplus lines (eligible)$1.4M0.05%
267|Hadron Specialty Insurance Company17534ARSurplus lines (eligible)$1.4M0.05%
268Great American Alliance Insurance Company26832OHAdmitted (licensed)$1.4M0.05%
269Amerisure Mutual Insurance Company23396MIAdmitted (licensed)$1.4M0.05%
270Penn-America Insurance Company32859PASurplus lines (eligible)$1.4M0.05%
271Sentry Select Insurance Company21180WIAdmitted (licensed)$1.4M0.05%
272National Specialty Insurance Company22608TXAdmitted (licensed)$1.4M0.05%
273Vanliner Insurance Company21172OHAdmitted (licensed)$1.4M0.05%
274Vantage Risk Assurance Company32077DEAdmitted (licensed)$1.3M0.05%
275AIG Property Casualty Company19402ILAdmitted (licensed)$1.3M0.05%
276Golden Bear Insurance Company39861CASurplus lines (eligible)$1.3M0.04%
277Plateau Casualty Insurance Company10817TNAdmitted (licensed)$1.3M0.04%
278American Modern Property and Casualty Insurance Company42722OHAdmitted (licensed)$1.3M0.04%
279Professional Security Insurance Company11811AZSurplus lines (eligible)$1.3M0.04%
280Merchants National Insurance Company12775NHSurplus lines (eligible)$1.3M0.04%
281Lio Specialty Insurance Company17346AZSurplus lines (eligible)$1.3M0.04%
282Amherst Specialty Insurance Company17565TXSurplus lines (eligible)$1.3M0.04%
283Farmers Property and Casualty Insurance Company26298RIAdmitted (licensed)$1.3M0.04%
284Sentinel Insurance Company, Limited11000CTAdmitted (licensed)$1.3M0.04%
285Hamilton Select Insurance, Inc.17178DESurplus lines (eligible)$1.2M0.04%
286Securian Casualty Company10054MNAdmitted (licensed)$1.2M0.04%
287GuideOne National Insurance Company14167IASurplus lines (eligible)$1.2M0.04%
288Federated Service Insurance Company28304MNAdmitted (licensed)$1.2M0.04%
289Nova Casualty Company42552NYAdmitted (licensed)$1.2M0.04%
290Sutton Specialty Insurance Company16848OKSurplus lines (eligible)$1.2M0.04%
291Employers Insurance Company of Wausau21458WIAdmitted (licensed)$1.2M0.04%
292NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY20052CTAdmitted (licensed)$1.2M0.04%
293SiriusPoint America Insurance Company38776NYAdmitted (licensed)$1.2M0.04%
294Commerce and Industry Insurance Company19410NYAdmitted (licensed)$1.2M0.04%
295Palms Specialty Insurance Company, Inc.17327DESurplus lines (eligible)$1.2M0.04%
296Champlain Specialty Insurance Company16834VTSurplus lines (eligible)$1.1M0.04%
297State National Insurance Company, Inc.12831TXAdmitted (licensed)$1.1M0.04%
298SAMSUNG FIRE \u0026 MARINE INSURANCE CO., LTD. (U.S. BRANCH)38300NYAdmitted (licensed)$1.1M0.04%
299Church Mutual Insurance Company, S. I.18767WIAdmitted (licensed)$1.1M0.04%
300EMCASCO Insurance Company21407IAAdmitted (licensed)$1.1M0.04%
301Safety Specialty Insurance Company13815MOSurplus lines (eligible)$1.1M0.04%
302STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY25127IAAdmitted (licensed)$1.1M0.04%
303Mitsui Sumitomo Insurance USA Inc.22551NYAdmitted (licensed)$1.1M0.04%
304Covington Specialty Insurance Company13027NHSurplus lines (eligible)$1.0M0.04%
305Prime Insurance Company12588ILSurplus lines (eligible)$1.0M0.04%
306Beazley America Insurance Company, Inc.16510CTAdmitted (licensed)$1.0M0.03%
307Jefferson Insurance Company11630NYAdmitted (licensed)$1.0M0.03%
308National Assisted Living Risk Retention Group, Inc.11806DCWrites (premium reported)$1.0M0.03%
309Knight Specialty Insurance Company15366DESurplus lines (eligible)$987,8080.03%
310General Security National Insurance Company39322NYAdmitted (licensed)$980,9280.03%
311Westfield Select Insurance Company17105OHAdmitted (licensed)$979,6660.03%
312AIX Specialty Insurance Company12833DESurplus lines (eligible)$963,4610.03%
313Bricktown Specialty Insurance Company17166OKSurplus lines (eligible)$942,8160.03%
314Indemnity Insurance Company of North America43575PAAdmitted (licensed)$936,7330.03%
315Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)$928,4500.03%
316Republic - Vanguard Insurance Company40479AZSurplus lines (eligible)$921,2530.03%
317American Select Insurance Company19992OHAdmitted (licensed)$915,7560.03%
318American Alternative Insurance Corporation19720DEAdmitted (licensed)$905,7440.03%
319St. Paul Surplus Lines Insurance Company30481DESurplus lines (eligible)$905,1180.03%
320Palomar Specialty Insurance Company20338ORAdmitted (licensed)$903,8360.03%
321Old Guard Insurance Company17558OHAdmitted (licensed)$894,0230.03%
322GEICO General Insurance Company35882NEAdmitted (licensed)$877,8710.03%
323American Safety Insurance Company33103GASurplus lines (eligible)$877,7930.03%
324St. Paul Fire and Marine Insurance Company24767CTAdmitted (licensed)$871,5990.03%
325Restoration Risk Retention Group, Inc.12209VTWrites (premium reported)$861,5790.03%
326Westfield National Insurance Company24120OHAdmitted (licensed)$855,8120.03%
327Professional Solutions Insurance Company11127IAAdmitted (licensed)$854,2630.03%
328Benchmark Insurance Company41394KSAdmitted (licensed)$846,3670.03%
329PROTECTIVE PROPERTY \u0026 CASUALTY INSURANCE COMPANY35769MOAdmitted (licensed)$831,4380.03%
330Westminster American Insurance Company16098MDAdmitted (licensed)$814,3090.03%
331Great Divide Insurance Company25224NDAdmitted (licensed)$804,9210.03%
332Technology Insurance Company, Inc.42376DEAdmitted (licensed)$802,8620.03%
333Union Insurance Company of Providence21423IAAdmitted (licensed)$799,4310.03%
334Preferra Insurance Company Risk Retention Group14366DCWrites (premium reported)$794,0190.03%
335American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)$788,7780.03%
336Sierra Specialty Insurance Company19208TXSurplus lines (eligible)$788,0480.03%
337New Home Warranty Insurance Company, A Risk Retention Group13792DCWrites (premium reported)$783,7540.03%
338Gray Surplus Lines Insurance Company15889LASurplus lines (eligible)$779,3640.03%
339Great Northern Insurance Company20303INAdmitted (licensed)$777,1640.03%
340Builders Premier Insurance Company13036NCAdmitted (licensed)$771,2710.03%
341Tokio Marine America Insurance Company10945NYAdmitted (licensed)$761,5440.03%
342Third Coast Insurance Company10713WISurplus lines (eligible)$756,9740.03%
343BITCO General Insurance Corporation20095IAAdmitted (licensed)$756,5190.03%
344The Members Ins Co12617NCAdmitted (licensed)$720,6380.02%
345College Risk Retention Group, Inc.13613VTWrites (premium reported)$712,5630.02%
346Great West Casualty Company11371NEAdmitted (licensed)$704,2790.02%
347Ace Fire Underwriters Insurance Company20702PAAdmitted (licensed)$699,5480.02%
348Chubb Indemnity Insurance Company12777NYAdmitted (licensed)$699,2450.02%
349Southern States Insurance Exchange15709VAAdmitted (licensed)$673,6110.02%
350Accelerant National Insurance Company10220ARAdmitted (licensed)$666,9520.02%
351Atain Specialty Insurance Company17159MISurplus lines (eligible)$653,8540.02%
352Imperium Insurance Company35408TXAdmitted (licensed)$645,2590.02%
353Acadia Insurance Company31325IAAdmitted (licensed)$645,1970.02%
354Acceptance Indemnity Insurance Company20010NESurplus lines (eligible)$638,5100.02%
355Voyager Indemnity Insurance Company40428GASurplus lines (eligible)$635,1440.02%
356Lititz Mutual Insurance Company14400PAAdmitted (licensed)$627,6940.02%
357American Builders Insurance Company Risk Retention Group, Inc.12631ALWrites (premium reported)$615,5510.02%
358Tri-State Insurance Company of Minnesota31003IAAdmitted (licensed)$605,0730.02%
359Firemen's Insurance Company of Washington, D. C.21784IAAdmitted (licensed)$596,5070.02%
360Everett Cash Mutual Insurance Company17043PAAdmitted (licensed)$583,9180.02%
361Granite State Insurance Company23809ILAdmitted (licensed)$583,5000.02%
362Westfield Superior Insurance Company16449OHAdmitted (licensed)$582,8380.02%
363Fair American Insurance and Reinsurance Company35157NYAdmitted (licensed)$568,9230.02%
364GuideOne Insurance Company15032IAAdmitted (licensed)$561,6030.02%
365Penn Millers Insurance Company14982PAAdmitted (licensed)$531,7860.02%
366Dellwood Specialty Insurance Company17332AZSurplus lines (eligible)$498,1170.02%
367Diamond State Insurance Company42048INAdmitted (licensed)$493,8430.02%
368Zurich American Insurance Company of Illinois27855ILAdmitted (licensed)$483,3520.02%
369Westfield Premier Insurance Company16450OHAdmitted (licensed)$483,3360.02%
370Harco National Insurance Company26433ILAdmitted (licensed)$479,9370.02%
371AmGUARD Insurance Company42390NEAdmitted (licensed)$477,6730.02%
372Manufacturers Alliance Insurance Company36897PAAdmitted (licensed)$474,0840.02%
373AXIS Reinsurance Company20370NYAdmitted (licensed)$472,0620.02%
374Concert Insurance Company10891ILAdmitted (licensed)$471,2720.02%
375Union Insurance Company25844IAAdmitted (licensed)$454,1530.02%
376Continental Indemnity Company28258NMAdmitted (licensed)$453,7090.02%
377Everest Premier Insurance Company16045DEAdmitted (licensed)$432,2100.01%
378Pharmacists Mutual Insurance Company13714IAAdmitted (licensed)$425,3990.01%
379Coverys Specialty Insurance Company15686NJSurplus lines (eligible)$424,6530.01%
380Nationwide Property and Casualty Insurance Company37877OHAdmitted (licensed)$417,5450.01%
381PCH Mutual Insurance Company Risk Retention Group11973VTWrites (premium reported)$408,5000.01%
382Mid-Continent Excess and Surplus Insurance Company13794OHSurplus lines (eligible)$408,1140.01%
383Southern Mutual Church Insurance Company26468SCAdmitted (licensed)$401,7000.01%
384Pennsylvania Manufacturers Indemnity Company41424PAAdmitted (licensed)$399,8880.01%
385Rural Trust Insurance Company11134TXAdmitted (licensed)$395,0920.01%
386Motorists Commercial Mutual Insurance Company13331OHAdmitted (licensed)$391,8450.01%
387Obsidian Insurance Company35602OHAdmitted (licensed)$385,9200.01%
388Housing Authority Risk Retention Group, Inc.26797VTWrites (premium reported)$370,5970.01%
389Liberty Insurance Underwriters, Inc.19917ILAdmitted (licensed)$369,6660.01%
390American Family Home Insurance Company23450FLAdmitted (licensed)$367,5960.01%
391Argonaut Insurance Company19801NEAdmitted (licensed)$359,0660.01%
392Lancer Insurance Company26077ILAdmitted (licensed)$356,7400.01%
393Tower Hill Prime Insurance Company11027FLAdmitted (licensed)$354,8610.01%
394BCS Insurance Company38245OHAdmitted (licensed)$353,3990.01%
395National Trust Insurance Company20141INAdmitted (licensed)$351,9570.01%
396General Insurance Company of America24732NHAdmitted (licensed)$346,4590.01%
397STICO Mutual Insurance Company, Risk Retention Group10476VTWrites (premium reported)$345,7670.01%
398NAMIC Insurance Company, Inc.29629INSurplus lines (eligible)$338,3040.01%
399ICI Mutual Insurance Company, a Risk Retention Group11268VTWrites (premium reported)$337,8590.01%
400StarNet Insurance Company40045IAAdmitted (licensed)$335,1770.01%
401Toyota Motor Insurance Company37621AZAdmitted (licensed)$335,1430.01%
402Contractors Bonding and Insurance Company37206ILAdmitted (licensed)$326,9370.01%
403Falls Lake National Insurance Company31925OHAdmitted (licensed)$323,2320.01%
404Crestbrook Insurance Company18961OHAdmitted (licensed)$313,7170.01%
405CAMICO Mutual Insurance Company36340CAAdmitted (licensed)$307,9550.01%
406DAN Risk Retention Group, Inc.15928SCWrites (premium reported)$306,9850.01%
407Glencar Insurance Company12254WIAdmitted (licensed)$301,2460.01%
408Executive Risk Indemnity, Inc.35181DEAdmitted (licensed)$299,3170.01%
409CorePointe Insurance Company10499DEAdmitted (licensed)$291,5850.01%
410CRUM \u0026 FORSTER INDEMNITY COMPANY31348DEAdmitted (licensed)$281,0780.01%
411Valley Forge Insurance Company20508PAAdmitted (licensed)$280,5140.01%
412TransGuard Insurance Company of America, Inc.28886ILAdmitted (licensed)$273,4300.01%
413Lone Star Alliance, Inc., a Risk Retention Group15211DCWrites (premium reported)$272,9450.01%
414Massachusetts Bay Insurance Company22306NHAdmitted (licensed)$266,9210.01%
415National American Insurance Company23663OKAdmitted (licensed)$262,5290.01%
416Alamance Farmers Mut Ins Co13190NCAdmitted (licensed)$261,9360.01%
417State Farm Mutual Automobile Insurance Company25178ILAdmitted (licensed)$260,4990.01%
418Titan Insurance Company, Inc., A Risk Retention Group11153SCWrites (premium reported)$259,8420.01%
419NGM Insurance Company14788FLAdmitted (licensed)$259,7920.01%
420Southlake Specialty Insurance Company16999TXSurplus lines (eligible)$257,2030.01%
421Progressive Universal Insurance Company21727WIAdmitted (licensed)$253,5850.01%
422Medical Protective Company (The)11843INAdmitted (licensed)$252,0820.01%
423Amerisure Partners Insurance Company11050MIAdmitted (licensed)$248,9890.01%
424Clear Spring Property and Casualty Company15563INAdmitted (licensed)$247,1430.01%
425Continental Western Insurance Company10804IAAdmitted (licensed)$242,8180.01%
426Halifax Mut Ins Co44377NCAdmitted (licensed)$237,0960.01%
427Horace Mann Insurance Company22578ILAdmitted (licensed)$232,6370.01%
428Carolina Casualty Insurance Company10510IAAdmitted (licensed)$232,2640.01%
429FCCI Specialty Insurance Company17602DESurplus lines (eligible)$231,9380.01%
430Bar Vermont RRG Inc10174VTWrites (premium reported)$229,8380.01%
431Western Pacific Mutual Insurance Company, A Risk Retention Group40940COWrites (premium reported)$227,1900.01%
432Security National Insurance Company19879DEAdmitted (licensed)$221,1060.01%
433Chubb National Insurance Company10052INAdmitted (licensed)$211,6680.01%
434Hartford Accident and Indemnity Company22357CTAdmitted (licensed)$211,5950.01%
435Monroe Guaranty Insurance Company32506INAdmitted (licensed)$211,2830.01%
436Transportation Insurance Company20494ILAdmitted (licensed)$211,0040.01%
437VAULT E\u0026S INSURANCE COMPANY\16237ARSurplus lines (eligible)$209,5430.01%
438Stillwater Property and Casualty Insurance Company16578NYAdmitted (licensed)$202,6030.01%
439Capitol Indemnity Corporation10472WIAdmitted (licensed)$202,3670.01%
440Hanover American Insurance Company (The)36064NHAdmitted (licensed)$200,2750.01%
441Nationwide Insurance Company of America25453OHAdmitted (licensed)$194,5690.01%
442Allianz Underwriters Insurance Company36420ILSurplus lines (eligible)$193,4550.01%
443YRIG Risk Retention Group, Inc.16887ALWrites (premium reported)$192,8960.01%
444The National Catholic Risk Retention Group, Inc.10083VTWrites (premium reported)$191,3430.01%
445Terra Insurance Company, A Risk Retention Group10113VTWrites (premium reported)$188,3430.01%
446Canal Insurance Company10464SCAdmitted (licensed)$188,1550.01%
447Superior Specialty Insurance Company (SSIC)16551TXSurplus lines (eligible)$184,7060.01%
448United National Insurance Company13064PASurplus lines (eligible)$180,4090.01%
449American Commerce Insurance Company19941OHAdmitted (licensed)$177,8740.01%
450Stratford Insurance Company40436NHAdmitted (licensed)$175,3720.01%
451Economy Premier Assurance Company40649ILAdmitted (licensed)$174,6770.01%
452Benchmark Specialty Insurance Company17180ARSurplus lines (eligible)$172,8070.01%
453Northland Insurance Company24015CTAdmitted (licensed)$172,4340.01%
454Westfield Champion Insurance Company16447OHAdmitted (licensed)$167,4470.01%
455Vantapro Specialty Insurance Company44768ARAdmitted (licensed)$166,2660.01%
456Millers Capital Insurance Company14575PAAdmitted (licensed)$165,1520.01%
457Citizens Insurance Company of America31534MIAdmitted (licensed)$164,4860.01%
458Utica National Assurance Company10687NYAdmitted (licensed)$163,8870.01%
4591842 Insurance Company16862MDAdmitted (licensed)$162,7290.01%
460City National Insurance Company41335TXAdmitted (licensed)$158,0270.01%
461North Pointe Insurance Company27740PAAdmitted (licensed)$155,7930.01%
462Caring Communities, a Reciprocal Risk Retention Group12373DCWrites (premium reported)$153,3880.01%
463Circle Star Insurance Company, A Risk Retention Group11839VTWrites (premium reported)$153,0390.01%
464All America Insurance Company20222OHAdmitted (licensed)$152,8160.01%
465Hartford Steam Boiler Inspection and Insurance Company (The)11452CTAdmitted (licensed)$149,1730.01%
466St. Paul Guardian Insurance Company24775CTAdmitted (licensed)$146,8850.00%
467American Family Connect Property and Casualty Insurance Company29068WIAdmitted (licensed)$146,0990.00%
468Frederick Mutual Insurance Company14753MDAdmitted (licensed)$145,5260.00%
469HSB Specialty Insurance Company14438CTSurplus lines (eligible)$143,4300.00%
470Hartford Insurance Company of the Midwest37478INAdmitted (licensed)$141,2540.00%
471Homeland Insurance Company of Delaware14231DEWrites (premium reported)$140,0000.00%
472Lio Insurance Company40550AZAdmitted (licensed)$138,4750.00%
473NLADA Mutual Insurance Company, A Risk Retention Group17336DCWrites (premium reported)$136,9780.00%
474Standard Fire Insurance Company (The)19070CTAdmitted (licensed)$132,8900.00%
475Great American Insurance Company of New York22136NYAdmitted (licensed)$129,2080.00%
476Terrafirma Risk Retention Group14395VTWrites (premium reported)$128,8660.00%
477Colonial Surety Company10758PAAdmitted (licensed)$127,2710.00%
478Everest Denali Insurance Company16044DEAdmitted (licensed)$125,6280.00%
479Spinnaker Specialty Insurance Company17045TXSurplus lines (eligible)$125,3150.00%
480Recreation Risk Retention Group, Inc.15905VTWrites (premium reported)$122,3110.00%
481Merchants Bonding Company (Mutual)14494IAAdmitted (licensed)$121,3990.00%
482American Home Assurance Company19380NYAdmitted (licensed)$119,6460.00%
483Shield Indemnity Incorporated16762OHSurplus lines (eligible)$117,7190.00%
484American National Property and Casualty Company28401NEAdmitted (licensed)$115,5740.00%
485ISMIE Mutual Insurance Company32921ILAdmitted (licensed)$113,6160.00%
486Preferred Professional Insurance Company36234NEAdmitted (licensed)$113,5780.00%
487Medmarc Casualty Insurance Company22241VTAdmitted (licensed)$112,3760.00%
488American Reliable Insurance Company19615AZAdmitted (licensed)$112,0850.00%
489American Builders Insurance Company11240DEAdmitted (licensed)$112,0370.00%
490Specialty Builders Insurance Company16826GASurplus lines (eligible)$108,7990.00%
491Title Industry Assurance Company Risk Retention Group10084VTWrites (premium reported)$103,7990.00%
492Pacific Indemnity Company20346DEAdmitted (licensed)$102,8380.00%
493GuideOne Specialty Insurance Company14559IAAdmitted (licensed)$102,5810.00%
494Seneca Insurance Company Incorporated10936NYAdmitted (licensed)$102,1500.00%
495American Southern Home Insurance Company41998FLAdmitted (licensed)$99,5830.00%
496ALPS PROPERTY \u0026 CASUALTY INSURANCE COMPANY32450MTAdmitted (licensed)$98,4280.00%
497General Star National Insurance Company11967DEAdmitted (licensed)$94,6280.00%
498Travelers Personal Insurance Company38130CTAdmitted (licensed)$94,1310.00%
499Preferred Contractors Insurance Company, Risk Retention Group, LLC12497MTWrites (premium reported)$92,3070.00%
500Berkshire Hathaway Homestate Insurance Company20044NEAdmitted (licensed)$88,3860.00%
501First Mutual Insurance Company43877NCAdmitted (licensed)$87,6630.00%
502MAG Mutual Insurance Company42617GAAdmitted (licensed)$87,4200.00%
503Spirit Mountain Insurance Company Risk Retention Group, Inc.10754ALWrites (premium reported)$86,1740.00%
504Southern Insurance Company19216TXAdmitted (licensed)$85,1340.00%
505Amerisure Insurance Company19488MIAdmitted (licensed)$85,0930.00%
506Crossfit Risk Retention Group, Inc.13720MTWrites (premium reported)$83,2390.00%
507Ohio Farmers Insurance Company24104OHAdmitted (licensed)$82,9180.00%
508American Automobile Insurance Company21849MOAdmitted (licensed)$80,5440.00%
509Armed Forces Insurance Exchange41459KSAdmitted (licensed)$78,8120.00%
510Incline Casualty Company11090TXAdmitted (licensed)$71,6790.00%
511Great Midwest Insurance Company18694TXAdmitted (licensed)$70,1610.00%
512Heritage Property and Casualty Insurance Company14407FLAdmitted (licensed)$69,9570.00%
513Housing Enterprise Insurance Company, Inc.11206VTAdmitted (licensed)$69,8620.00%
514Golden Insurance Company, A Risk Retention Group11145NCAdmitted (licensed)$69,5600.00%
515Star Insurance Company18023MIAdmitted (licensed)$68,3870.00%
516Claim Professionals Liability Insurance Company12172VTWrites (premium reported)$65,9050.00%
517Everspan Insurance Company24961AZAdmitted (licensed)$64,5480.00%
518First Mile Insurance Company17460FLAdmitted (licensed)$61,1080.00%
519Scottsdale Surplus Lines Insurance Company10672AZSurplus lines (eligible)$54,6260.00%
520MS Transverse Insurance Company21075TXAdmitted (licensed)$54,0890.00%
521Piedmont Mut Ins Co17335NCAdmitted (licensed)$53,8140.00%
522Integon National Insurance Company29742ILAdmitted (licensed)$53,7290.00%
523Keystone National Insurance Company12199PAAdmitted (licensed)$52,7670.00%
524Milford Casualty Insurance Company26662DEAdmitted (licensed)$51,3880.00%
525Great Plains Casualty, Inc.12982IAAdmitted (licensed)$50,3920.00%
526Peninsula Insurance Company (The)14958MDAdmitted (licensed)$50,3770.00%
527Allstate Insurance Company19232ILAdmitted (licensed)$49,4170.00%
528Western Surety Company13188SDAdmitted (licensed)$48,9170.00%
529ISMIE Indemnity Company11084ILSurplus lines (eligible)$48,2100.00%
530Daily Underwriters of America35483PAAdmitted (licensed)$48,1840.00%
531Pennsylvania Insurance Company21962NMAdmitted (licensed)$46,7900.00%
532Falls Lake Fire and Casualty Company15884CASurplus lines (eligible)$46,6850.00%
533Vault Reciprocal Exchange, Vault Risk Management Services, LLC A/I/F16186FLAdmitted (licensed)$45,4130.00%
534Allied Trust Insurance Company15816TXAdmitted (licensed)$44,1450.00%
535Argonaut-Midwest Insurance Company19828NEAdmitted (licensed)$42,6230.00%
536Vigilant Insurance Company20397NYAdmitted (licensed)$41,9990.00%
537Farmington Casualty Company41483CTAdmitted (licensed)$41,9660.00%
538Atlantic States Insurance Company22586PAAdmitted (licensed)$41,6690.00%
539UNIVERSAL FIRE \u0026 CASUALTY INSURANCE COMPANY32867INAdmitted (licensed)$41,4590.00%
540PURE Specialty Exchange17148AZSurplus lines (eligible)$40,5750.00%
541Swiss Re Corporate Solutions Elite Insurance Corporation29700MOAdmitted (licensed)$40,2910.00%
542Stonington Insurance Company10340PAAdmitted (licensed)$39,3990.00%
543Knightbrook Insurance Company13722DEAdmitted (licensed)$38,9760.00%
544Green Hills Insurance Company, A Risk Retention Group11941VTWrites (premium reported)$38,2190.00%
545National Independent Truckers Insurance Company A Risk Retention Gro11197SCWrites (premium reported)$37,4510.00%
546Motors Insurance Corporation22012MIAdmitted (licensed)$37,2610.00%
547Penn-Star Insurance Company10673PASurplus lines (eligible)$35,8540.00%
548Firstline Insurance Company40100MDAdmitted (licensed)$34,2710.00%
549Berkley Casualty Company15911IAAdmitted (licensed)$32,9450.00%
550Doctors' Company (The), An Interinsurance Exchange, The Doctor's Management34495CAAdmitted (licensed)$32,5960.00%
551Intrepid Insurance Company10749IAAdmitted (licensed)$30,2170.00%
552Attorneys For Freedom Risk Retention Group, Inc.17740MTWrites (premium reported)$29,1990.00%
553|Federated Specialty Insurance Company17333MNSurplus lines (eligible)$27,3380.00%
554West American Insurance Company44393INAdmitted (licensed)$27,0730.00%
555Ansur America Insurance Company10984MIAdmitted (licensed)$26,7010.00%
556Primary Care Insurance, Rrg, Inc.16959ALWrites (premium reported)$26,3520.00%
557New Hampshire Insurance Company23841ILAdmitted (licensed)$26,3480.00%
558Affiliates Insurance Reciprocal, a Risk Retention Group13677VTWrites (premium reported)$24,6600.00%
559Harleysville Worcester Insurance Company26182OHAdmitted (licensed)$24,1380.00%
560Motorists Mutual Insurance Company14621OHAdmitted (licensed)$23,2800.00%
561Century Mut Ins Co13725NCAdmitted (licensed)$22,4440.00%
562Rock Ridge Insurance Company11089TXAdmitted (licensed)$22,2550.00%
563|Travelers Specialty Insurance Company10213CTSurplus lines (eligible)$22,1210.00%
564OCCIDENTAL FIRE \u0026 CASUALTY COMPANY OF NORTH CAROLINA23248NCAdmitted (licensed)$21,3290.00%
565Pacific Employers Insurance Company22748PAAdmitted (licensed)$20,0330.00%
566Universal Insurance Company32972NCAdmitted (licensed)$19,7250.00%
567Trans Pacific Insurance Company41238NYAdmitted (licensed)$19,4320.00%
568Mount Vernon Specialty Insurance Company14420NESurplus lines (eligible)$18,9790.00%
569Donegal Mutual Insurance Company13692PAAdmitted (licensed)$18,5770.00%
570CM Vantage Specialty Insurance Company15872WISurplus lines (eligible)$17,5000.00%
571Lone Peak Insurance Company (LPIC)16694UTAdmitted (licensed)$17,2680.00%
572MIDWEST INSURANCE GROUP, INC., a RISK RETENTION GROUP11999VTWrites (premium reported)$16,3790.00%
573Phenix Mutual Fire Insurance Company23175OHAdmitted (licensed)$16,0470.00%
574AMCO Insurance Company19100IAAdmitted (licensed)$15,8700.00%
575Westfield Touchstone Insurance Company16448OHAdmitted (licensed)$15,1310.00%
576Trisura Insurance Company22225OKAdmitted (licensed)$14,2280.00%
577Harleysville Insurance Company23582OHAdmitted (licensed)$13,0030.00%
578National Indemnity Company20087NEAdmitted (licensed)$12,9520.00%
579American Property Insurance Company21806NJAdmitted (licensed)$11,6590.00%
580Cherokee Insurance Company10642MIAdmitted (licensed)$10,9160.00%
581Healthcare Professional Long Term Care Risk Retention Group, Inc.16957ALWrites (premium reported)$10,6590.00%
582Future Care Risk Retention Group, Inc.16661ALWrites (premium reported)$10,4120.00%
583First Colonial Insurance Company29980ILAdmitted (licensed)$10,2570.00%
584American Fire and Casualty Company24066NHAdmitted (licensed)$10,2190.00%
585California Healthcare Insurance Company, a Risk Retention Group44504HIWrites (premium reported)$9,5110.00%
586Greystone Insurance Company10019CTAdmitted (licensed)$8,5050.00%
587Ooida RRG Inc10353VTWrites (premium reported)$8,4340.00%
588First Guard Insurance Company10676AZAdmitted (licensed)$8,1310.00%
589Carolina Farmers Mut Ins Co10720NCAdmitted (licensed)$7,2380.00%
590Allstate Vehicle and Property Insurance Company37907ILAdmitted (licensed)$6,9070.00%
591Wilson Mutual Insurance Company19950OHAdmitted (licensed)$6,5190.00%
592Eastern Atlantic Insurance Company28649PAAdmitted (licensed)$6,3000.00%
593Integon Indemnity Corporation22772ILAdmitted (licensed)$5,4250.00%
594St. Paul Mercury Insurance Company24791CTAdmitted (licensed)$5,3720.00%
595Merchants National Bonding, Inc.11595IAAdmitted (licensed)$4,9950.00%
596AmTrust Insurance Company15954DEAdmitted (licensed)$4,6100.00%
597Depositors Insurance Company42587IAAdmitted (licensed)$4,5130.00%
598U.S. Underwriters Insurance Company35416NDAdmitted (licensed)$3,9390.00%
599Aegis Security Insurance Company33898CAAdmitted (licensed)$3,5820.00%
600Insurance Company of the State of Pennsylvania (The)19429ILAdmitted (licensed)$3,4560.00%
601American Summit Insurance Company19623TXAdmitted (licensed)$3,3060.00%
602Greater New York Mutual Insurance Company22187NYAdmitted (licensed)$2,6180.00%
603Protective Specialty Insurance Company13149INSurplus lines (eligible)$2,5000.00%
604CAMPMED CASUALTY \u0026 INDEMNITY COMPANY, INC.12260NHAdmitted (licensed)$2,4120.00%
605AM Specialty Insurance Company (C)17091AZSurplus lines (eligible)$1,8270.00%
606Travelers Personal Security Insurance Company36145CTAdmitted (licensed)$1,5080.00%
607American Inter-Fidelity Exchange40088INAdmitted (licensed)$1,5000.00%
608Government Technology Insurance Company Risk Retention Group Inc13973NVWrites (premium reported)$1,5000.00%
609Petroleum Marketers Management Insurance Company11062IASurplus lines (eligible)$1,1470.00%
610Empire Fire and Marine Insurance Company21326ILAdmitted (licensed)$1,0250.00%
611Concord Specialty Insurance Company16923SDSurplus lines (eligible)$8550.00%
612Unitrin Auto and Home Insurance Company16063NYAdmitted (licensed)$7280.00%
613Jewelers Mutual Insurance Company, SI14354WIAdmitted (licensed)$6620.00%
614Intrepid Casualty Company17182IAAdmitted (licensed)$6530.00%
615United Casualty Insurance Company of America11142MOAdmitted (licensed)$5950.00%
616T.H.E. Insurance Company12866DEAdmitted (licensed)$4450.00%
617Unitrin Safeguard Insurance Company40703WIAdmitted (licensed)$4220.00%
618Providence Washington Insurance Company24295RIAdmitted (licensed)$3470.00%
619Allied Property and Casualty Insurance Company42579IAAdmitted (licensed)$3120.00%
620Esurance Insurance Company25712ILAdmitted (licensed)$1140.00%
621Old Republic General Insurance Corporation24139ILAdmitted (licensed)$830.00%
Turned down?

Last resort for general liability in North Carolina

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the North Carolina insurance regulator company list, read 2026-10-18 and the surplus lines list. NCDOI P7 Property and Casualty Experience, year ended 12/31/2025: every company that filed an NC state page (P&C annual statement). 'admitted' = rows whose 'Licensed in NC' column reads 'Licensed' (includes zero-premium licensed companies and NC self-insured workers' comp funds, which have no NAIC code and type 'Self-Insured Workers' Compensation'). 'surplus_lines' = rows reading 'Authorized Surplus Lines Writer' (US nonadmitted insurers that wrote NC surplus lines business that year; alien/Lloyd's not broken out, eligible date not given). Rows 'Not Licensed' or blank (mostly risk retention groups) are dropped. 'type' = Business Type / Company Type [/ Company Sub Type]; all rows are Property and Casualty filers (no life/health in this file). 'lines' = NAIC annual-statement lines of business the company reported in NC with direct premium written or earned > 0 that year (lines actually written, not certificate-of-authority lines). 'since' not given. Status counts in file: {'Licensed': 825, '': 73, 'Authorized Surplus Lines Writer': 193, 'Not Licensed': 39}. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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