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Directory · Company · Updated 2026-10-18

TransGuard Insurance Company of America, Inc. · NAIC 28886

Where TransGuard Insurance Company of America, Inc. is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

TransGuard Insurance Company of America, Inc. (NAIC 28886) is a property and casualty insurer domiciled in Illinois, part of Iat Reinsurance Co. Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #16 of 448 in Illinois commercial auto in 2025 (1.6% share). It ranked #44 of 110 in California crime (burglary and theft) in 2025 (0.1% share). It ranked #46 of 70 in South Dakota crime (burglary and theft) in 2025 (0.1% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Personal auto, Equipment breakdown, Fidelity bonds, Glass, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation04-01-1998Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Personal auto, Crime (burglary and theft), Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Personal auto, Commercial auto, Crime (burglary and theft), Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Commercial auto, Crime (burglary and theft), Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1999/08/06Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)——Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), General liability, Commercial property (fire and allied lines), Workers' compensation—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Crime (burglary and theft) in California#44 of 110$58,9430.12%2025
Inland marine in California#97 of 248$3.1M0.10%2025
Commercial auto in California#107 of 232$9.9M0.15%2025
Commercial property (fire and allied lines) in California#138 of 210$389,1400.01%2025
Commercial package (BOP, CMP) in California#182 of 207$47,1500.00%2025
Workers' compensation in California#191 of 245$1.3M0.01%2025
General liability in California#205 of 353$2.7M0.03%2025
Commercial auto in Illinois#16 of 448$50.5M1.57%2025
Crime (burglary and theft) in Illinois#64 of 188$20,4090.06%2025
Inland marine in Illinois#72 of 452$3.4M0.27%2025
Commercial property (fire and allied lines) in Illinois#195 of 387$465,2460.03%2025
Earthquake in Illinois#233 of 265$9650.00%2025
Workers' compensation in Illinois#286 of 375$476,6950.02%2025
Commercial package (BOP, CMP) in Illinois#316 of 400$245,6700.01%2025
General liability in Illinois#418 of 695$705,2600.01%2025
Crime (burglary and theft) in North Carolina#58 of 162$12,9440.08%2025
Inland marine in North Carolina#87 of 420$2.0M0.19%2025
Earthquake in North Carolina#112 of 180$5,3600.03%2025
Commercial auto in North Carolina#143 of 408$1.8M0.09%2025
Commercial property (fire and allied lines) in North Carolina#213 of 340$235,9180.02%2025
Workers' compensation in North Carolina#225 of 347$613,2660.04%2025
Commercial package (BOP, CMP) in North Carolina#260 of 361$300,3510.02%2025
General liability in North Carolina#412 of 621$273,4300.01%2025
Crime (burglary and theft) in South Dakota#46 of 70$6660.08%2025
Commercial property (fire and allied lines) in South Dakota#87 of 157$56,1630.04%2025
Inland marine in South Dakota#91 of 248$97,5870.09%2025
Commercial auto in South Dakota#117 of 237$246,4100.10%2025
General liability in South Dakota#238 of 356$30,6090.01%2025
Workers' compensation in South Dakota#272 of 284$1,4350.00%2025
Crime (burglary and theft) in Texas#51 of 137$21,2830.03%2025
Earthquake in Texas#57 of 130$16,8940.06%2025
Inland marine in Texas#62 of 356$9.6M0.30%2025
Commercial property (fire and allied lines) in Texas#124 of 260$1.9M0.04%2025
Commercial auto in Texas#159 of 329$5.4M0.07%2025
Workers' compensation in Texas#178 of 327$1.2M0.05%2025
Commercial package (BOP, CMP) in Texas#192 of 260$1.4M0.03%2025
General liability in Texas#287 of 463$1.3M0.02%2025
Commercial property (fire and allied lines) in Wisconsin#101 of 210$163,7100.05%2024
Commercial auto in Wisconsin#170 of 312$406,3460.04%2024
Workers' compensation in Wisconsin#236 of 312$144,3470.01%2024
Commercial package (BOP, CMP) in Wisconsin#257 of 276$8,5800.00%2024
General liability in Wisconsin#308 of 429$76,7900.01%2024
Standing

Where it's a top-10 writer

Iat Reinsurance Co. Group (NAIC group 00225), the group TransGuard Insurance Company of America, Inc. belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Commercial property (fire and allied lines) in Louisiana
Fire
#2$59.6M8.23%2025
Homeowners in Louisiana
Homeowners Multiple Peril
#3$305.0M8.79%2025
Homeowners in Alaska
Homeowners Multiple Peril
#7$6.2M2.38%2025
Surety bonds in California
Surety
#7$44.0M3.42%2025
Surety bonds in Oklahoma
Surety
#7$4.4M3.44%2025
Homeowners in South Carolina
Homeowners Multiple Peril
#7$134.8M3.84%2025
Aircraft and aviation in Arizona
Aircraft
#8$4.2M4.54%2025
Commercial auto in Illinois
Commercial Auto Physical Damage
#8$22.4M3.03%2025
Surety bonds in Maine
Surety
#8$889,0003.31%2025
Surety bonds in New Hampshire
Surety
#8$908,0003.62%2025
Aircraft and aviation in North Dakota
Aircraft
#8$461,0003.07%2025
Homeowners in Texas
Homeowners Multiple Peril
#8$527.9M2.58%2025
Surety bonds in Delaware
Surety
#9$1.8M4.05%2025
Aircraft and aviation in Kentucky
Aircraft
#9$628,0003.76%2025
Surety bonds in Alaska
Surety
#10$1.2M2.29%2025
Surety bonds in Connecticut
Surety
#10$3.5M2.98%2025
Aircraft and aviation in Delaware
Aircraft
#10$1.1M4.41%2025
Aircraft and aviation in Montana
Aircraft
#10$1.0M3.89%2025
Commercial property (fire and allied lines) in Texas
Fire
#10$104.7M2.51%2025
Surety bonds in Vermont
Surety
#10$411,0003.17%2025
Aircraft and aviation in Wyoming
Aircraft
#10$560,0003.99%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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