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Directory · South Dakota · Crime (burglary and theft)

Who writes crime (burglary and theft) in South Dakota

Ranked by direct premium written in 2025 from the South Dakota market share report (every company, not a top-N list).

70 companies wrote crime (burglary and theft) in South Dakota in 2025, $873,467 in direct premium. Travelers Casualty and Surety Company of America led with 24.5%; the top five hold 59%.

By Sam Alishahi, independent insurance broker · All lines in South Dakota

Top 10 · NAIC table: 26 - Burglary and Theft

The insurer groups that write the most crime (burglary and theft) in South Dakota

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Travelers Group$222,00021.87%30%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
2Chubb Ltd Group$156,00015.37%—Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
3Cna Insurance Group$114,00011.25%27%Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
4Cincinnati Financial Group$73,0007.14%15%Cincinnati Insurance Company (The), Cincinnati Casualty Company (The), Cincinnati Indemnity Company (The), Cincinnati Specialty Underwriters Insurance Company (The)
5Axis Capital Group$57,0005.62%14%AXIS Insurance Company, AXIS Surplus Insurance Company, AXIS Reinsurance Company, AXIS Specialty Insurance Company
6Axa Insurance Group$57,0005.61%55%XL Specialty Insurance Company, XL Insurance America, Inc., Greenwich Insurance Company, |Indian Harbor Insurance Company
7Wr Berkley Corporation Group$53,0005.20%5%Berkley Assurance Company, Berkley National Insurance Company, Carolina Casualty Insurance Company, StarNet Insurance Company
8Nationwide Corporation Group$46,0004.57%24%Nationwide Mutual Insurance Company, Nationwide Insurance Company of America, National Casualty Company, Nationwide General Insurance Company
9Zurich Insurance Group$28,0002.73%1%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
10American International Group$26,0002.55%14%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
Crime (burglary and theft) · South Dakota

The companies

#CompanyNAICHome stateStatus herePremiumShare
1Travelers Casualty and Surety Company of America31194CTAdmitted (licensed)$214,21524.52%
2Federal Insurance Company20281INAdmitted (licensed)$136,94115.68%
3Cincinnati Insurance Company (The)10677OHAdmitted (licensed)$64,2877.36%
4XL Specialty Insurance Company37885DEAdmitted (licensed)$52,5716.02%
5Continental Casualty Company20443ILAdmitted (licensed)$48,3935.54%
6Nationwide Mutual Insurance Company23787OHAdmitted (licensed)$41,2494.72%
7Zurich American Insurance Company16535NYAdmitted (licensed)$26,4233.03%
8National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$25,9572.97%
9Union Insurance Company25844IAAdmitted (licensed)$25,3992.91%
10ACUITY, A Mutual Insurance Company14184WIAdmitted (licensed)$19,9602.29%
11Penn Millers Insurance Company14982PAAdmitted (licensed)$19,2782.21%
12Berkley Assurance Company32603DEAdmitted (licensed)$15,6011.79%
13Western National Mutual Insurance Company15377MNAdmitted (licensed)$13,5931.56%
14Hanover Insurance Company (The)22292NHAdmitted (licensed)$12,5811.44%
15Federated Rural Electric Insurance Exchange11118KSAdmitted (licensed)$11,8421.36%
16Great American Insurance Company16691OHAdmitted (licensed)$11,6791.34%
17Berkley Regional Insurance Company29580IAAdmitted (licensed)$9,7001.11%
18U.S. Specialty Insurance Company29599TXAdmitted (licensed)$9,2001.05%
19Federated Mutual Insurance Company13935MNAdmitted (licensed)$8,8861.02%
20Everest National Insurance Company10120DEAdmitted (licensed)$7,8990.90%
21Travelers Property Casualty Company of America25674CTAdmitted (licensed)$7,7330.89%
22Twin City Fire Insurance Company (The)29459INAdmitted (licensed)$7,3230.84%
23EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)$7,2740.83%
24Owners Insurance Company32700OHAdmitted (licensed)$7,1700.82%
25Cincinnati Indemnity Company (The)23280OHAdmitted (licensed)$6,5900.75%
26United States Liability Insurance Company25895NEAdmitted (licensed)$5,5100.63%
27Atlantic Specialty Insurance Company27154NYAdmitted (licensed)$5,3200.61%
28Markel American Insurance Company28932VAAdmitted (licensed)$4,6190.53%
29XL Insurance America, Inc.24554DEAdmitted (licensed)$4,4760.51%
30FMNE Insurance Company13889NEAdmitted (licensed)$4,2540.49%
31Federated Service Insurance Company28304MNAdmitted (licensed)$4,1450.47%
32Hartford Fire Insurance Company19682CTAdmitted (licensed)$4,0950.47%
33Western National Assurance Company24465MNAdmitted (licensed)$3,9940.46%
34Federated Reserve Insurance Company16024MNAdmitted (licensed)$3,9890.46%
35UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)$2,6220.30%
36Nationwide Mutual Insurance Company10723OHAdmitted (licensed)$2,0450.23%
37Nationwide Insurance Company of America25453OHAdmitted (licensed)$2,0200.23%
38Falls Lake National Insurance Company31925OHAdmitted (licensed)$1,7680.20%
39Berkley National Insurance Company38911IAAdmitted (licensed)$1,5190.17%
40Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)$1,0610.12%
41Cincinnati Casualty Company (The)28665OHAdmitted (licensed)$9270.11%
42Arch Insurance (UK) Limited11150MOAdmitted (licensed)$9160.10%
43State Automobile Mutual Insurance Company25135OHAdmitted (licensed)$9120.10%
44Wesco Insurance Company25011DEAdmitted (licensed)$8110.09%
45Crestbrook Insurance Company18961OHAdmitted (licensed)$7290.08%
46TransGuard Insurance Company of America, Inc.28886ILAdmitted (licensed)$6660.08%
47Hiscox Insurance Company (Bermuda), Ltd.10200ILAdmitted (licensed)$6060.07%
48Atlantic States Insurance Company22586PAAdmitted (licensed)$5970.07%
49StarNet Insurance Company40045IAAdmitted (licensed)$5950.07%
50Sentry Select Insurance Company21180WIAdmitted (licensed)$4910.06%
51Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)$3840.04%
52American Economy Insurance Company19690INAdmitted (licensed)$2890.03%
53Great American Assurance Company26344OHAdmitted (licensed)$2460.03%
54Fidelity and Deposit Company of Maryland (The)39306ILAdmitted (licensed)$2420.03%
55CorePointe Insurance Company10499DEAdmitted (licensed)$2150.02%
56Greystone Insurance Company10019CTAdmitted (licensed)$2120.02%
57Markel Insurance Company38970ILAdmitted (licensed)$2090.02%
58Berkshire Hathaway Specialty Insurance Company22276NEAdmitted (licensed)$2050.02%
59IMT Insurance Company14257IAAdmitted (licensed)$2000.02%
60Technology Insurance Company, Inc.42376DEAdmitted (licensed)$1750.02%
61Addison Insurance Company10324IAAdmitted (licensed)$1330.02%
62Auto-Owners Insurance Company18988MIAdmitted (licensed)$1140.01%
63Pennsylvania Lumbermen's Mutual Insurance Company14974PAAdmitted (licensed)$1100.01%
64American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)$900.01%
65Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)$600.01%
66Fidelity and Guaranty Insurance Company35386IAAdmitted (licensed)$530.01%
67Ace American Insurance Company22667PAAdmitted (licensed)$460.01%
68St. Paul Fire and Marine Insurance Company24767CTAdmitted (licensed)$310.00%
69St. Paul Guardian Insurance Company24775CTAdmitted (licensed)$120.00%
70Sentry Insurance Company24988WIAdmitted (licensed)$100.00%
Turned down?

Last resort for crime (burglary and theft) in South Dakota

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the South Dakota insurance regulator company list, read 2026-10-18. SD publishes no licensing roster. This is the SD Division of Insurance market share report set for 2025 (NAIC i-site, CodeList Basis: Licensed): every licensed company that reported SD direct premium on its 2025 annual statement, so licensed companies with no SD premium are absent. type = statement type of the total report(s) the company appears in (Property & Casualty / Life / Health / Title; Life covers both the Life & Annuity and the Life A&H totals). lines = SD per-line reports in which the company wrote direct premium > 0, named as the report headers name them (P&C lines plus the A&H lines filed on P&C/Life statements). Farm mutuals sheet (no NAIC codes) and the 'all statement types' aggregates skipped. No surplus lines eligibility list is published by SD (surplus lines filings go through the SLIP+ clearinghouse). 1 company(ies) found only in a per-line report, not in any total, left out: 38920 Kinsale Ins Co (Aircraft - All Perils). "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

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