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Directory · Company · Updated 2026-10-18

Addison Insurance Company · NAIC 10324

Where Addison Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Addison Insurance Company (NAIC 10324) is a property and casualty insurer domiciled in Iowa, part of United Fire & Casualty Group. State regulators list it as licensed (admitted) in Colorado, Florida, Iowa, Illinois, Kentucky, Minnesota, Missouri, North Dakota, Nebraska, Ohio, South Dakota, Texas, Wisconsin. It ranked #20 of 217 in South Dakota commercial package (BOP, CMP) in 2025 (1.2% share). It ranked #29 of 237 in South Dakota commercial auto in 2025 (0.8% share). It ranked #45 of 284 in South Dakota workers' compensation in 2025 (0.5% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Connecticut, Delaware, Georgia, Hawaii, Idaho, Massachusetts, Maryland, Mississippi, Montana, North Carolina, New Jersey, Nevada, New York, Oklahoma, Oregon, Rhode Island, South Carolina, Tennessee, Utah, Washington, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
ColoradoAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Inland marine, General liability, Commercial property (fire and allied lines)—Colorado, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Homeowners, Inland marine, General liability, Commercial property (fire and allied lines)—Florida Office of Insurance Regulation, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MissouriAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Nebraska, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
South DakotaAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—South Dakota, 2026-10-18
TexasAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Crime (burglary and theft), Fidelity bonds, Glass, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds2002/03/21Texas Department of Insurance, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), General liability, Commercial property (fire and allied lines), Workers' compensation—Wisconsin, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Crime (burglary and theft) in Illinois#141 of 188$8320.00%2025
Equipment breakdown in Illinois#189 of 231$7,6310.01%2025
Earthquake in Illinois#197 of 265$3,8290.00%2025
Commercial package (BOP, CMP) in Illinois#199 of 400$1.6M0.06%2025
Commercial auto in Illinois#236 of 448$1.2M0.04%2025
Commercial property (fire and allied lines) in Illinois#240 of 387$197,2420.01%2025
Workers' compensation in Illinois#244 of 375$1.0M0.04%2025
Inland marine in Illinois#326 of 452$65,0340.01%2025
General liability in Illinois#447 of 695$477,5490.01%2025
Commercial package (BOP, CMP) in South Dakota#20 of 217$3.3M1.19%2025
Commercial auto in South Dakota#29 of 237$2.0M0.80%2025
Workers' compensation in South Dakota#45 of 284$1.1M0.54%2025
Commercial property (fire and allied lines) in South Dakota#56 of 157$253,9790.17%2025
Crime (burglary and theft) in South Dakota#61 of 70$1330.02%2025
Equipment breakdown in South Dakota#67 of 118$8,8270.06%2025
General liability in South Dakota#75 of 356$745,7510.34%2025
Inland marine in South Dakota#76 of 248$170,4970.15%2025
Commercial auto in Texas#193 of 329$3.4M0.04%2025
General liability in Texas#452 of 463$1,4630.00%2025
Commercial property (fire and allied lines) in Wisconsin#81 of 210$311,7280.09%2024
Commercial auto in Wisconsin#112 of 312$1.1M0.11%2024
Workers' compensation in Wisconsin#169 of 312$635,4200.03%2024
General liability in Wisconsin#180 of 429$596,4850.05%2024
Commercial package (BOP, CMP) in Wisconsin#198 of 276$149,8310.01%2024
Standing

Where it's a top-10 writer

United Fire & Casualty Group (NAIC group 00248), the group Addison Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Surety bonds in Iowa
Surety
#5$5.1M6.45%2025
Surety bonds in South Dakota
Surety
#5$1.9M6.03%2025
Commercial package (BOP, CMP) in Iowa
Total Commercial Multiple Peril
#8$28.3M3.61%2025
Surety bonds in Kansas
Surety
#8$2.7M3.79%2025
Commercial package (BOP, CMP) in South Dakota
Total Commercial Multiple Peril
#8$12.0M4.05%2025
Commercial auto in South Dakota
Commercial Auto Physical Damage
#9$3.3M2.87%2025
Surety bonds in Minnesota
Surety
#10$3.1M2.73%2025
Commercial auto in South Dakota
Commercial Auto Liability
#10$3.8M2.75%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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