Directory · South Dakota · Equipment breakdown
Who writes equipment breakdown in South Dakota
Ranked by direct premium written in 2025 from the South Dakota market share report (every company, not a top-N list).
118 companies wrote equipment breakdown in South Dakota in 2025, $13.9M in direct premium. Factory Mutual Insurance Company led with 27.9%; the top five hold 51%.
By Sam Alishahi, independent insurance broker · All lines in South Dakota
Equipment breakdown · South Dakota
The companies
| # | Company | NAIC | Home state | Status here | Premium | Share |
|---|---|---|---|---|---|---|
| 1 | Factory Mutual Insurance Company | 21482 | RI | Admitted (licensed) | $3.9M | 27.92% |
| 2 | ACUITY, A Mutual Insurance Company | 14184 | WI | Admitted (licensed) | $1.2M | 8.46% |
| 3 | Travelers Property Casualty Company of America | 25674 | CT | Admitted (licensed) | $841,096 | 6.04% |
| 4 | Travelers Indemnity Company (The) | 25658 | CT | Admitted (licensed) | $692,533 | 4.97% |
| 5 | Federal Insurance Company | 20281 | IN | Admitted (licensed) | $571,399 | 4.10% |
| 6 | National Union Fire Insurance Company of Pittsburgh, Pennsylvania | 19445 | PA | Admitted (licensed) | $560,873 | 4.02% |
| 7 | XL Insurance America, Inc. | 24554 | DE | Admitted (licensed) | $504,153 | 3.62% |
| 8 | Zurich American Insurance Company | 16535 | NY | Admitted (licensed) | $439,270 | 3.15% |
| 9 | Nationwide Mutual Insurance Company | 23787 | OH | Admitted (licensed) | $333,925 | 2.40% |
| 10 | Midwest Family Mutual Insurance Company | 23574 | IA | Admitted (licensed) | $326,576 | 2.34% |
| 11 | Federated Mutual Insurance Company | 13935 | MN | Admitted (licensed) | $303,125 | 2.18% |
| 12 | Hartford Steam Boiler Inspection and Insurance Company (The) | 11452 | CT | Admitted (licensed) | $299,008 | 2.15% |
| 13 | EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company) | 21415 | IA | Admitted (licensed) | $292,355 | 2.10% |
| 14 | Western National Mutual Insurance Company | 15377 | MN | Admitted (licensed) | $265,456 | 1.90% |
| 15 | Cincinnati Insurance Company (The) | 10677 | OH | Admitted (licensed) | $219,399 | 1.57% |
| 16 | Firemen's Insurance Company of Washington, D. C. | 21784 | IA | Admitted (licensed) | $216,436 | 1.55% |
| 17 | Federated Reserve Insurance Company | 16024 | MN | Admitted (licensed) | $203,149 | 1.46% |
| 18 | EMC PROPERTY \u0026 CASUALTY COMPANY | 25186 | IA | Admitted (licensed) | $201,216 | 1.44% |
| 19 | Swiss Re Corporate Solutions Elite Insurance Corporation | 29700 | MO | Admitted (licensed) | $164,842 | 1.18% |
| 20 | Nationwide Agribusiness Insurance Company | 28223 | IA | Admitted (licensed) | $162,242 | 1.16% |
| 21 | Continental Western Insurance Company | 10804 | IA | Admitted (licensed) | $118,504 | 0.85% |
| 22 | Union Insurance Company | 25844 | IA | Admitted (licensed) | $114,295 | 0.82% |
| 23 | EMCASCO Insurance Company | 21407 | IA | Admitted (licensed) | $101,919 | 0.73% |
| 24 | Pennsylvania Lumbermen's Mutual Insurance Company | 14974 | PA | Admitted (licensed) | $101,253 | 0.73% |
| 25 | Employers Insurance Company of Wausau | 21458 | WI | Admitted (licensed) | $101,232 | 0.73% |
| 26 | Brotherhood Mutual Insurance Company | 13528 | IN | Admitted (licensed) | $100,672 | 0.72% |
| 27 | Acadia Insurance Company | 31325 | IA | Admitted (licensed) | $98,741 | 0.71% |
| 28 | Atlantic Specialty Insurance Company | 27154 | NY | Admitted (licensed) | $86,162 | 0.62% |
| 29 | Western National Assurance Company | 24465 | MN | Admitted (licensed) | $72,376 | 0.52% |
| 30 | National Fire Insurance Company of Hartford | 20478 | IL | Admitted (licensed) | $72,212 | 0.52% |
| 31 | Penn Millers Insurance Company | 14982 | PA | Admitted (licensed) | $70,717 | 0.51% |
| 32 | Crestbrook Insurance Company | 18961 | OH | Admitted (licensed) | $68,010 | 0.49% |
| 33 | Allied Insurance Company of America | 10127 | OH | Admitted (licensed) | $65,785 | 0.47% |
| 34 | Great Northern Insurance Company | 20303 | IN | Admitted (licensed) | $60,095 | 0.43% |
| 35 | First Liberty Insurance Corporation (The) | 33588 | IL | Admitted (licensed) | $58,837 | 0.42% |
| 36 | AMCO Insurance Company | 19100 | IA | Admitted (licensed) | $56,744 | 0.41% |
| 37 | State Automobile Mutual Insurance Company | 25135 | OH | Admitted (licensed) | $55,546 | 0.40% |
| 38 | Lyndon Southern Insurance Company | 10051 | DE | Admitted (licensed) | $50,158 | 0.36% |
| 39 | Nationwide Mutual Insurance Company | 10723 | OH | Admitted (licensed) | $41,427 | 0.30% |
| 40 | Federated Service Insurance Company | 28304 | MN | Admitted (licensed) | $40,883 | 0.29% |
| 41 | Affiliated F M Insurance Company | 10014 | RI | Admitted (licensed) | $40,593 | 0.29% |
| 42 | Cincinnati Indemnity Company (The) | 23280 | OH | Admitted (licensed) | $39,486 | 0.28% |
| 43 | Berkley Regional Insurance Company | 29580 | IA | Admitted (licensed) | $36,553 | 0.26% |
| 44 | Berkley National Insurance Company | 38911 | IA | Admitted (licensed) | $35,428 | 0.25% |
| 45 | Hanover Insurance Company (The) | 22292 | NH | Admitted (licensed) | $35,192 | 0.25% |
| 46 | Ace Property and Casualty Insurance Company | 20699 | PA | Admitted (licensed) | $34,996 | 0.25% |
| 47 | Great American Insurance Company | 16691 | OH | Admitted (licensed) | $34,707 | 0.25% |
| 48 | U.S. Specialty Insurance Company | 29599 | TX | Admitted (licensed) | $34,432 | 0.25% |
| 49 | Pioneer Specialty Insurance Company | 40312 | MN | Admitted (licensed) | $32,190 | 0.23% |
| 50 | Pharmacists Mutual Insurance Company | 13714 | IA | Admitted (licensed) | $32,100 | 0.23% |
| 51 | Liberty Mutual Fire Insurance Company | 23035 | WI | Admitted (licensed) | $29,864 | 0.21% |
| 52 | Donegal Mutual Insurance Company | 13692 | PA | Admitted (licensed) | $29,435 | 0.21% |
| 53 | Nationwide Insurance Company of America | 25453 | OH | Admitted (licensed) | $24,642 | 0.18% |
| 54 | Nationwide Property and Casualty Insurance Company | 37877 | OH | Admitted (licensed) | $22,843 | 0.16% |
| 55 | Cincinnati Casualty Company (The) | 28665 | OH | Admitted (licensed) | $19,048 | 0.14% |
| 56 | Atlantic States Insurance Company | 22586 | PA | Admitted (licensed) | $17,889 | 0.13% |
| 57 | Chubb Indemnity Insurance Company | 12777 | NY | Admitted (licensed) | $17,886 | 0.13% |
| 58 | Tri-State Insurance Company of Minnesota | 31003 | IA | Admitted (licensed) | $14,702 | 0.11% |
| 59 | Swiss Re Corporate Solutions America Insurance Corporation | 29874 | MO | Admitted (licensed) | $14,505 | 0.10% |
| 60 | UNITED FIRE \u0026 CASUALTY COMPANY | 13021 | IA | Admitted (licensed) | $13,502 | 0.10% |
| 61 | Charter Oak Fire Insurance Company, (The) | 25615 | CT | Admitted (licensed) | $12,394 | 0.09% |
| 62 | Nationwide General Insurance Company | 23760 | OH | Admitted (licensed) | $11,277 | 0.08% |
| 63 | Valley Forge Insurance Company | 20508 | PA | Admitted (licensed) | $11,189 | 0.08% |
| 64 | Westchester Fire Insurance Company | 10030 | PA | Admitted (licensed) | $10,294 | 0.07% |
| 65 | Continental Casualty Company | 20443 | IL | Admitted (licensed) | $9,334 | 0.07% |
| 66 | Riverport Insurance Company | 36684 | IA | Admitted (licensed) | $8,866 | 0.06% |
| 67 | Addison Insurance Company | 10324 | IA | Admitted (licensed) | $8,827 | 0.06% |
| 68 | Travelers Indemnity Company of Connecticut (The) | 25682 | CT | Admitted (licensed) | $7,992 | 0.06% |
| 69 | American Home Assurance Company | 19380 | NY | Admitted (licensed) | $7,573 | 0.05% |
| 70 | Milbank Insurance Company | 41653 | IA | Admitted (licensed) | $7,467 | 0.05% |
| 71 | Vigilant Insurance Company | 20397 | NY | Admitted (licensed) | $6,529 | 0.05% |
| 72 | Westfield Insurance Company | 24112 | OH | Admitted (licensed) | $5,828 | 0.04% |
| 73 | Association Casualty Insurance Company | 35629 | TX | Admitted (licensed) | $5,250 | 0.04% |
| 74 | StarNet Insurance Company | 40045 | IA | Admitted (licensed) | $5,151 | 0.04% |
| 75 | Ohio Security Insurance Company | 24082 | NH | Admitted (licensed) | $5,013 | 0.04% |
| 76 | Great American Assurance Company | 26344 | OH | Admitted (licensed) | $3,795 | 0.03% |
| 77 | Granite State Insurance Company | 23809 | IL | Admitted (licensed) | $3,563 | 0.03% |
| 78 | New Hampshire Insurance Company | 23841 | IL | Admitted (licensed) | $3,557 | 0.03% |
| 79 | Arch Insurance (UK) Limited | 11150 | MO | Admitted (licensed) | $3,498 | 0.03% |
| 80 | Continental Insurance Company, (The) | 35289 | PA | Admitted (licensed) | $2,628 | 0.02% |
| 81 | Ace American Insurance Company | 22667 | PA | Admitted (licensed) | $2,615 | 0.02% |
| 82 | Accelerant National Insurance Company | 10220 | AR | Admitted (licensed) | $2,449 | 0.02% |
| 83 | Chiron Insurance Company | 16356 | IA | Admitted (licensed) | $2,154 | 0.02% |
| 84 | Hartford Fire Insurance Company | 19682 | CT | Admitted (licensed) | $2,055 | 0.01% |
| 85 | AXIS Insurance Company | 37273 | IL | Admitted (licensed) | $1,973 | 0.01% |
| 86 | Glencar Insurance Company | 12254 | WI | Admitted (licensed) | $1,939 | 0.01% |
| 87 | Intrepid Insurance Company | 10749 | IA | Admitted (licensed) | $1,703 | 0.01% |
| 88 | Pacific Employers Insurance Company | 22748 | PA | Admitted (licensed) | $1,681 | 0.01% |
| 89 | Greenwich Insurance Company | 22322 | DE | Admitted (licensed) | $1,631 | 0.01% |
| 90 | Allianz Global Risks US Insurance Company | 35300 | IL | Admitted (licensed) | $1,481 | 0.01% |
| 91 | Ace Fire Underwriters Insurance Company | 20702 | PA | Admitted (licensed) | $1,444 | 0.01% |
| 92 | National American Insurance Company | 23663 | OK | Admitted (licensed) | $1,408 | 0.01% |
| 93 | Great American Alliance Insurance Company | 26832 | OH | Admitted (licensed) | $1,286 | 0.01% |
| 94 | Illinois National Insurance Company | 23817 | IL | Admitted (licensed) | $1,150 | 0.01% |
| 95 | Massachusetts Bay Insurance Company | 22306 | NH | Admitted (licensed) | $1,136 | 0.01% |
| 96 | Union Insurance Company of Providence | 21423 | IA | Admitted (licensed) | $873 | 0.01% |
| 97 | Travelers Indemnity Company of America (The) | 25666 | CT | Admitted (licensed) | $701 | 0.01% |
| 98 | Verlan Fire Insurance Company | 10815 | NH | Admitted (licensed) | $624 | 0.00% |
| 99 | National Casualty Company | 11991 | OH | Admitted (licensed) | $525 | 0.00% |
| 100 | Chubb National Insurance Company | 10052 | IN | Admitted (licensed) | $500 | 0.00% |
| 101 | Columbia Mutual Insurance Company | 40371 | MO | Admitted (licensed) | $477 | 0.00% |
| 102 | Sompo America Insurance Company | 11126 | NY | Admitted (licensed) | $454 | 0.00% |
| 103 | National Interstate Insurance Company | 32620 | OH | Admitted (licensed) | $451 | 0.00% |
| 104 | Great American Spirit Insurance Company | 33723 | OH | Admitted (licensed) | $376 | 0.00% |
| 105 | Dakota Fire Insurance Company | 10863 | ND | Admitted (licensed) | $372 | 0.00% |
| 106 | Liberty Mutual Insurance Company | 42404 | IL | Admitted (licensed) | $367 | 0.00% |
| 107 | Great American Insurance Company of New York | 22136 | NY | Admitted (licensed) | $306 | 0.00% |
| 108 | Phoenix Insurance Company, (The) | 25623 | CT | Admitted (licensed) | $230 | 0.00% |
| 109 | Hanover American Insurance Company (The) | 36064 | NH | Admitted (licensed) | $207 | 0.00% |
| 110 | Aspen American Insurance Company | 43460 | TX | Admitted (licensed) | $192 | 0.00% |
| 111 | Mountain States Indemnity Company | 10177 | NM | Admitted (licensed) | $176 | 0.00% |
| 112 | West American Insurance Company | 44393 | IN | Admitted (licensed) | $154 | 0.00% |
| 113 | Fidelity and Deposit Company of Maryland (The) | 39306 | IL | Admitted (licensed) | $148 | 0.00% |
| 114 | HDI Global Insurance Company | 41343 | IL | Admitted (licensed) | $98 | 0.00% |
| 115 | Greystone Insurance Company | 10019 | CT | Admitted (licensed) | $90 | 0.00% |
| 116 | Tokio Marine America Insurance Company | 10945 | NY | Admitted (licensed) | $14 | 0.00% |
| 117 | SOMPO AMERICA FIRE \u0026 MARINE INSURANCE COMPANY | 38997 | NY | Admitted (licensed) | $9 | 0.00% |
| 118 | Midwest Employers Casualty Company | 23612 | IA | Admitted (licensed) | $3 | 0.00% |
Method and source
Source: the South Dakota insurance regulator company list, read 2026-10-18. SD publishes no licensing roster. This is the SD Division of Insurance market share report set for 2025 (NAIC i-site, CodeList Basis: Licensed): every licensed company that reported SD direct premium on its 2025 annual statement, so licensed companies with no SD premium are absent. type = statement type of the total report(s) the company appears in (Property & Casualty / Life / Health / Title; Life covers both the Life & Annuity and the Life A&H totals). lines = SD per-line reports in which the company wrote direct premium > 0, named as the report headers name them (P&C lines plus the A&H lines filed on P&C/Life statements). Farm mutuals sheet (no NAIC codes) and the 'all statement types' aggregates skipped. No surplus lines eligibility list is published by SD (surplus lines filings go through the SLIP+ clearinghouse). 1 company(ies) found only in a per-line report, not in any total, left out: 38920 Kinsale Ins Co (Aircraft - All Perils). "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.
Need equipment breakdown in South Dakota?
Someone will insure it. I find who.
Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.
Not shopping yet?
Get a reminder before your renewal.
Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.