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Directory · Company · Updated 2026-10-18

Tokio Marine America Insurance Company · NAIC 10945

Where Tokio Marine America Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Tokio Marine America Insurance Company (NAIC 10945) is a property and casualty insurer domiciled in New York, part of Tokio Marine Holdings Inc Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Washington, Wisconsin, Wyoming. It ranked #10 of 75 in California ocean marine in 2025 (3.2% share). It ranked #13 of 26 in California aircraft and aviation in 2025 (2.2% share). It ranked #15 of 33 in Illinois aircraft and aviation in 2025 (1.4% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, Utah, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Aircraft and aviation, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Workers' compensation—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Workers' compensation—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Fidelity bonds, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Umbrella and excess, Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation08-15-2012Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Workers' compensation—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Workers' compensation—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Farm and crop, Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation2012/10/12Texas Department of Insurance, 2026-10-17
WashingtonAdmitted (licensed)Aircraft and aviation, Commercial property (fire and allied lines), Workers' compensation—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), General liability, Commercial property (fire and allied lines), Workers' compensation—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Ocean marine in California#10 of 75$16.4M3.23%2025
Aircraft and aviation in California#13 of 26$5.9M2.22%2025
Equipment breakdown in California#26 of 122$1.6M0.78%2025
Commercial property (fire and allied lines) in California#31 of 210$29.5M0.73%2025
Inland marine in California#69 of 248$6.8M0.22%2025
Crime (burglary and theft) in California#69 of 110$10,7900.02%2025
Commercial auto in California#70 of 232$20.6M0.32%2025
Commercial package (BOP, CMP) in California#77 of 207$12.4M0.19%2025
Fidelity bonds in California#83 of 109$11,8830.01%2025
Homeowners in California#86 of 98$180,2630.00%2025
Workers' compensation in California#91 of 245$25.2M0.21%2025
General liability in California#126 of 353$13.0M0.15%2025
Aircraft and aviation in Illinois#15 of 33$1.6M1.43%2025
Ocean marine in Illinois#17 of 93$2.2M1.06%2025
Equipment breakdown in Illinois#34 of 231$624,5560.51%2025
Commercial property (fire and allied lines) in Illinois#70 of 387$5.6M0.34%2025
Fidelity bonds in Illinois#117 of 162$5,1450.01%2025
Commercial auto in Illinois#138 of 448$4.0M0.12%2025
Commercial package (BOP, CMP) in Illinois#151 of 400$2.6M0.09%2025
Inland marine in Illinois#166 of 452$760,5720.06%2025
Crime (burglary and theft) in Illinois#174 of 188$1400.00%2025
Workers' compensation in Illinois#190 of 375$2.7M0.11%2025
General liability in Illinois#211 of 695$4.8M0.07%2025
Equipment breakdown in North Carolina#16 of 219$1.0M1.45%2025
Aircraft and aviation in North Carolina#17 of 33$1.1M1.44%2025
Ocean marine in North Carolina#34 of 87$692,5750.57%2025
Commercial property (fire and allied lines) in North Carolina#69 of 340$4.2M0.31%2025
Commercial auto in North Carolina#106 of 408$2.7M0.13%2025
Inland marine in North Carolina#125 of 420$944,6330.09%2025
Commercial package (BOP, CMP) in North Carolina#156 of 361$1.4M0.08%2025
Workers' compensation in North Carolina#189 of 347$1.2M0.08%2025
General liability in North Carolina#341 of 621$761,5440.03%2025
Aircraft and aviation in South Dakota#21 of 26$83,0500.58%2025
Commercial property (fire and allied lines) in South Dakota#99 of 157$34,1110.02%2025
Equipment breakdown in South Dakota#116 of 118$140.00%2025
Commercial auto in South Dakota#174 of 237$47,8230.02%2025
Commercial package (BOP, CMP) in South Dakota#211 of 217$6370.00%2025
Inland marine in South Dakota#247 of 248$1060.00%2025
Workers' compensation in South Dakota#256 of 284$5,6360.00%2025
General liability in South Dakota#324 of 356$1,6880.00%2025
Aircraft and aviation in Texas#20 of 29$2.6M0.78%2025
Equipment breakdown in Texas#20 of 173$1.4M0.63%2025
Ocean marine in Texas#21 of 81$7.0M1.71%2025
Commercial property (fire and allied lines) in Texas#51 of 260$15.2M0.30%2025
Inland marine in Texas#75 of 356$7.2M0.22%2025
Commercial auto in Texas#110 of 329$13.6M0.17%2025
Workers' compensation in Texas#115 of 327$3.2M0.13%2025
Crime (burglary and theft) in Texas#129 of 137$700.00%2025
General liability in Texas#154 of 463$6.4M0.09%2025
Commercial package (BOP, CMP) in Texas#168 of 260$3.0M0.07%2025
Aircraft and aviation in Washington#20 of 28$629,0001.09%2025
Workers' compensation in Washington#26 of 39$190,0000.75%2025
Commercial property (fire and allied lines) in Washington#34 of 49$3.1M0.56%2025
Commercial property (fire and allied lines) in Wisconsin#91 of 210$244,5830.07%2024
Commercial auto in Wisconsin#148 of 312$604,5260.06%2024
General liability in Wisconsin#154 of 429$982,2120.08%2024
Workers' compensation in Wisconsin#215 of 312$258,2920.01%2024
Commercial package (BOP, CMP) in Wisconsin#253 of 276$12,6230.00%2024
Standing

Where it's a top-10 writer

Tokio Marine Holdings Inc Group (NAIC group 03098), the group Tokio Marine America Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Aircraft and aviation in Alaska
Aircraft
#1$12.5M17.99%2025
Commercial property (fire and allied lines) in Hawaii
Fire
#1$42.0M21.35%2025
Flood in Hawaii
Federal Flood
#1$22.4M49.66%2025
Commercial package (BOP, CMP) in Hawaii
Total Commercial Multiple Peril
#1$105.2M29.16%2025
General liability in Hawaii
Other Liability
#1$63.7M11.40%2025
General liability in Hawaii
Products Liability
#1$2.9M19.56%2025
Commercial auto in Hawaii
Commercial Auto Liability
#1$30.6M23.88%2025
Commercial auto in Hawaii
Total Commercial Auto
#1$40.6M24.26%2025
Commercial auto in Hawaii
Commercial Auto Physical Damage
#1$10.0M25.50%2025
Ocean marine in Kentucky
Ocean Marine
#1$5.8M14.85%2025
Ocean marine in Louisiana
Ocean Marine
#1$44.2M20.94%2025
Ocean marine in Mississippi
Ocean Marine
#1$2.2M11.45%2025
Fidelity bonds in New Hampshire
Fidelity
#1$1.9M26.62%2025
Farm and crop in North Carolina
Private Crop
#1$890,00028.78%2025
Ocean marine in South Dakota
Ocean Marine
#1$765,00023.44%2025
Commercial property (fire and allied lines) in Vermont
Fire
#1$3.6M7.92%2025
Homeowners in Hawaii
Homeowners Multiple Peril
#2$102.7M15.92%2025
Ocean marine in Iowa
Ocean Marine
#2$1.7M13.50%2025
Farm and crop in Nevada
Private Crop
#2$6,00043.54%2025
Ocean marine in Nevada
Ocean Marine
#2$908,0006.71%2025
Ocean marine in Ohio
Ocean Marine
#2$17.4M16.80%2025
Ocean marine in Oklahoma
Ocean Marine
#2$2.4M11.35%2025
Ocean marine in Texas
Ocean Marine
#2$57.0M12.24%2025
Ocean marine in Alabama
Ocean Marine
#3$3.7M5.89%2025
Commercial package (BOP, CMP) in Arizona
Total Commercial Multiple Peril
#3$68.8M6.34%2025
Farm and crop in California
Private Crop
#3$2.9M19.71%2025
Surety bonds in California
Surety
#3$106.0M8.24%2025
Ocean marine in Florida
Ocean Marine
#3$63.8M9.63%2025
Farm and crop in Hawaii
Multiple Peril Crop
#3$451,00012.41%2025
Workers' compensation in Hawaii
Workers Compensation
#3$42.9M11.81%2025
Aircraft and aviation in Montana
Aircraft
#3$1.9M7.10%2025
Farm and crop in Nevada
Multiple Peril Crop
#3$10.6M8.98%2025
Commercial package (BOP, CMP) in Nevada
Total Commercial Multiple Peril
#3$37.3M6.51%2025
Farm and crop in New Mexico
Multiple Peril Crop
#3$16.1M12.84%2025
Commercial package (BOP, CMP) in Pennsylvania
Total Commercial Multiple Peril
#3$142.0M5.13%2025
Commercial package (BOP, CMP) in Rhode Island
Total Commercial Multiple Peril
#3$19.3M6.62%2025
Crime (burglary and theft) in Rhode Island
Burglary and Theft
#3$223,0009.21%2025
Ocean marine in Tennessee
Ocean Marine
#3$5.6M4.51%2025
Farm and crop in Utah
Multiple Peril Crop
#3$8.3M15.16%2025
Farm and crop in West Virginia
Multiple Peril Crop
#3$284,0004.72%2025
Farm and crop in Arizona
Private Crop
#4$66,0001.02%2025
Farm and crop in California
Multiple Peril Crop
#4$87.6M9.99%2025
Ocean marine in Colorado
Ocean Marine
#4$2.0M6.56%2025
Surety bonds in Colorado
Surety
#4$12.8M5.31%2025
Surety bonds in District of Columbia
Surety
#4$24.6M8.26%2025
Credit in District of Columbia
Credit
#4$2.9M8.53%2025
Crime (burglary and theft) in Florida
Burglary and Theft
#4$3.0M6.77%2025
Fidelity bonds in Hawaii
Fidelity
#4$466,0009.34%2025
Ocean marine in Kansas
Ocean Marine
#4$752,0005.96%2025
Surety bonds in Louisiana
Surety
#4$7.9M4.89%2025
Farm and crop in Michigan
Multiple Peril Crop
#4$32.6M11.73%2025
Farm and crop in North Carolina
Multiple Peril Crop
#4$51.4M14.21%2025
Fidelity bonds in North Carolina
Fidelity
#4$3.6M8.59%2025
Aircraft and aviation in Ohio
Aircraft
#4$9.7M8.05%2025
Farm and crop in Oklahoma
Multiple Peril Crop
#4$36.8M10.37%2025
Farm and crop in Oregon
Private Crop
#4$174,0006.16%2025
Ocean marine in South Carolina
Ocean Marine
#4$4.5M6.66%2025
Commercial package (BOP, CMP) in Vermont
Total Commercial Multiple Peril
#4$15.8M7.40%2025
Farm and crop in Virginia
Private Crop
#4$26,0001.97%2025
Farm and crop in Wyoming
Multiple Peril Crop
#4$5.0M6.93%2025

Showing the best 60 of 303 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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