Directory · Vermont · Commercial package (BOP, CMP)

Who writes commercial package (BOP, CMP) in Vermont

Top insurer groups from the NAIC market share report; the state's own licensed-company list isn't available in a form a program can read.

Vermont Mutual Group wrote the most commercial package (BOP, CMP) in Vermont in 2025, $24.5M and 11.5% of the state's premium; the top five groups hold 46%. Vermont doesn't publish a machine-readable list of every licensed company, so the ranking below is the NAIC's top 10 groups.

By Sam Alishahi, independent insurance broker · All lines in Vermont

Top 10 · NAIC table: 05 - Total Commercial Multiple Peril

The insurer groups that write the most commercial package (BOP, CMP) in Vermont

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#	Insurer group	Premium written	Share	Loss ratio	Member companies here
1	Vermont Mutual Group	$24.5M	11.49%	43%	Granite Security Insurance Company, Northern Security Insurance Company, Inc., Vermont Mutual Insurance Company
2	Wr Berkley Corporation Group	$23.2M	10.86%	6%	Berkley Assurance Company, Berkley National Insurance Company, Carolina Casualty Insurance Company, StarNet Insurance Company
3	Co. Operative Insurance Companies	$19.8M	9.27%	49%	—
4	Tokio Marine Holdings Inc Group	$15.8M	7.40%	52%	Philadelphia Indemnity Insurance Company, Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact, Safety National Casualty Corporation, Producers Agriculture Insurance Company
5	Travelers Group	$14.4M	6.75%	25%	Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
6	MMG Insurance Company	$12.9M	6.06%	25%	—
7	Liberty Mutual Group	$12.3M	5.78%	48%	Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
8	Cincinnati Financial Group	$11.4M	5.36%	14%	Cincinnati Insurance Company (The), Cincinnati Casualty Company (The), Cincinnati Indemnity Company (The), Cincinnati Specialty Underwriters Insurance Company (The)
9	N&D Union Mutual Insurance Group	$10.2M	4.78%	—	Community Mutual Insurance Company, Dorchester Mutual Insurance Company, Fitchburg Mutual Insurance Company, New England Guaranty Insurance Company, Inc.
10	Auto Owners Group	$7.3M	3.43%	45%	Auto-Owners Insurance Company, Owners Insurance Company, California Capital Insurance Company, Monterey Insurance Company

Turned down?

Last resort for commercial package (BOP, CMP) in Vermont

Last resort	Lines	Where	How to get in
Surplus lines and Lloyd's open market	all	all states, under each state's diligent-search rules	Through surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last step	Source

Method and source

Top insurer groups from the NAIC market share report; the state's own licensed-company list isn't available in a form a program can read. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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