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Directory · Vermont · Updated 2026-10-18
Insurance companies licensed in Vermont
Every property and casualty insurer admitted in Vermont and every eligible surplus lines insurer, with NAIC numbers, the lines each is licensed for, who writes the most of each line, and the market of last resort when nobody else will.
Vermont's regulator doesn't publish a company list that can be read by machine (or it's behind a CAPTCHA or terms that bar automated use), so this page shows what public sources do say: 208 sureties licensed in Vermont per the U.S. Treasury, 79 insurers domiciled here, the state's markets of last resort, and each company's standing in the states that do publish lists.
By Sam Alishahi, independent insurance broker · All states
The market
Who can insure you in Vermont
0licensed (admitted) property and casualty insurers known from other states' lists and Treasury data
0eligible surplus lines insurers for hard-to-place risks
208Treasury-certified sureties licensed here
79insurers domiciled in Vermont
Bonds
Treasury-certified sureties licensed in Vermont
Companies on the U.S. Treasury's Circular 570 (acceptable sureties on federal bonds) that list a Vermont license, with each one's federal underwriting limit.
Companies
Insurers domiciled in Vermont
79 property and casualty insurers have their home office in Vermont. Each company page shows where it is admitted or eligible for surplus lines among the states whose lists are loaded.
| Company | NAIC | Home state | Admitted in | Surplus lines in | Lines |
|---|---|---|---|---|---|
| Academic Medical Professionals Insurance RRG, LLC | 12934 | VT | 6 | 0 | General liability, Medical malpractice, Professional liability (E&O) |
| Affiliates Insurance Reciprocal, a Risk Retention Group | 13677 | VT | 7 | 0 | General liability, Medical malpractice, Professional liability (E&O) |
| Alliance of Nonprofits for Insurance Risk Retention Group Inc. | 10023 | VT | 7 | 0 | Personal auto, Commercial auto, General liability |
| American Excess Insurance Exchange, Risk Retention Group | 10903 | VT | 6 | 0 | General liability, Medical malpractice, Professional liability (E&O) |
| American Forest Cas Co RRG | 11590 | VT | 1 | 0 | — |
| APEX Insurance Risk Retention Group, Inc. | 16221 | VT | 5 | 0 | — |
| Attorneys' Liability Assurance Society Ltd., A Risk Retention Group | 15445 | VT | 7 | 0 | General liability |
| Bar Vermont RRG Inc | 10174 | VT | 3 | 0 | General liability |
| Broadline Risk Retention Group, Inc. | 13788 | VT | 1 | 0 | — |
| Care Risk Retention Group, Inc. | 11825 | VT | 4 | 0 | — |
| Champlain Specialty Insurance Company | 16834 | VT | 4 | 17 | General liability |
| CHC Casualty Risk Retention Group, Inc. | 11531 | VT | 2 | 0 | — |
| Circle Star Insurance Company, A Risk Retention Group | 11839 | VT | 8 | 0 | Personal auto, Commercial auto, General liability +1 more |
| Claim Professionals Liability Insurance Company | 12172 | VT | 6 | 0 | General liability |
| Clinician Assurance Inc., a Risk Retention Group | 16851 | VT | 5 | 0 | General liability, Medical malpractice, Professional liability (E&O) |
| College Risk Retention Group, Inc. | 13613 | VT | 6 | 0 | General liability |
| Columbia National Risk Retention Group, Inc. | 10803 | VT | 4 | 0 | — |
| Consumer Specialties Insurance Company (Risk Retention Group) | 10075 | VT | 7 | 0 | General liability, Umbrella and excess |
| Continuing Care Risk Retention Group, Inc. | 11798 | VT | 6 | 0 | General liability, Medical malpractice, Professional liability (E&O) |
| CUSA Risk Retention Group, Inc. | 16222 | VT | 8 | 0 | Personal auto, Commercial auto, General liability |
| Eastern Dentists Insurance Company (A Dental Society Risk Rention Group) | 10115 | VT | 1 | 0 | Medical malpractice |
| Emergency Capital Management, a Risk Retention Group, LLC | 14163 | VT | 8 | 0 | General liability, Medical malpractice, Professional liability (E&O) |
| Emergency Physicians Insurance Company Risk Retention Group | 11714 | VT | 1 | 0 | — |
| Evergreen U.S.A. Risk Retention Group, Inc. | 38466 | VT | 2 | 0 | — |
| First Medical Insurance Company (A Risk Retention Group) | 11278 | VT | 2 | 0 | — |
| Franklin Casualty Insurance Company, A Risk Retention Group | 10842 | VT | 7 | 0 | General liability, Medical malpractice, Professional liability (E&O) |
| Global Hawk Insurance Company Risk Retention Group | 11948 | VT | 2 | 0 | — |
| Granite Security Insurance Company | 14095 | VT | 2 | 0 | — |
| Graph Insurance Group, Rrg, Llc | 16415 | VT | 5 | 0 | General liability, Medical malpractice, Professional liability (E&O) |
| Green Hills Insurance Company, A Risk Retention Group | 11941 | VT | 6 | 0 | General liability, Medical malpractice, Professional liability (E&O) |
| Green Mountain Insurance Company , Inc. | 20680 | VT | 1 | 0 | Personal auto, General liability, Workers' compensation |
| Hamden Assurance Risk Retention Group, Inc. | 13057 | VT | 1 | 0 | — |
| Housing Authority Property Insurance, a Mutual Company | 10069 | VT | 32 | 0 | Personal auto, Equipment breakdown, Commercial auto +10 more |
| Housing Authority Risk Retention Group, Inc. | 26797 | VT | 7 | 0 | Personal auto, Commercial auto, General liability |
| Housing Enterprise Insurance Company, Inc. | 11206 | VT | 33 | 0 | Personal auto, Equipment breakdown, Commercial package (BOP, CMP) +10 more |
| Housing Specialty Insurance Company, Inc. | 15381 | VT | 4 | 18 | Commercial package (BOP, CMP), General liability |
| ICI Mutual Insurance Company, a Risk Retention Group | 11268 | VT | 7 | 0 | Fidelity bonds, General liability |
| Iqs Risk Retention Group, Inc. | 15080 | VT | 2 | 0 | — |
| Kansas Health Risk Retention Group, Inc. | 17317 | VT | 1 | 0 | — |
| MCIC Vermont, Inc. (A Risk Retention Group) | 10697 | VT | 1 | 0 | — |
| Medmarc Casualty Insurance Company | 22241 | VT | 35 | 0 | Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more |
| Mental Health Risk Retention Group, Inc. | 44237 | VT | 7 | 0 | General liability |
| MIDWEST INSURANCE GROUP, INC., a RISK RETENTION GROUP | 11999 | VT | 9 | 0 | General liability, Medical malpractice, Professional liability (E&O) |
| Mountain Lake RRG Inc | 13812 | VT | 4 | 0 | — |
| Mountain Laurel Risk Retention Group, Inc. | 11547 | VT | 3 | 0 | — |
| National Guaranty Insurance Company of Vermont | 38172 | VT | 0 | 1 | — |
| NCMIC Risk Retention Group, Inc. | 14130 | VT | 7 | 0 | General liability, Medical malpractice, Professional liability (E&O) |
| New England Guaranty Insurance Company, Inc. | 25852 | VT | 4 | 0 | Personal auto, Fidelity bonds, General liability +1 more |
| NLC Mutual Insurance Company | 27905 | VT | 7 | 0 | General liability, Commercial property (fire and allied lines), Workers' compensation |
| NLC Mutual Insurance Company | — | VT | 2 | 0 | — |
| Northern Security Insurance Company, Inc. | 25992 | VT | 3 | 0 | Fidelity bonds, Surety bonds |
| Oasis Reciprocal Risk Retention Group | 13644 | VT | 1 | 0 | — |
| Olympic Casualty Insurance Company | — | VT | 0 | 1 | — |
| Ooida RRG Inc | 10353 | VT | 6 | 0 | Personal auto, Commercial auto, General liability |
| Ophthalmic Mutual Insurance Company (A Risk Retention Group) | 44105 | VT | 8 | 0 | General liability, Medical malpractice, Professional liability (E&O) |
| Ordinary Mutual a Risk Retention Group Corporation (The) | 10171 | VT | 1 | 0 | — |
| PCH Mutual Insurance Company Risk Retention Group | 11973 | VT | 6 | 0 | General liability |
| Peace Church Risk Retention Group, Inc. | 11846 | VT | 5 | 0 | General liability, Medical malpractice, Professional liability (E&O) |
| Physicians Insurance Risk Retention Group, Inc. | 15738 | VT | 7 | 0 | General liability, Medical malpractice, Professional liability (E&O) |
| Pinnacle Consortium of Higher Education (a Vermont Reciprocal Risk Retention Group) | 11980 | VT | 4 | 0 | — |
| ProAssurance Specialty Insurance Company | 17400 | VT | 4 | 23 | General liability, Medical malpractice, Professional liability (E&O) |
| Recreation Risk Retention Group, Inc. | 15905 | VT | 7 | 0 | General liability |
| Restoration Risk Retention Group, Inc. | 12209 | VT | 7 | 0 | General liability |
| Risk Underwriters Group, LLC, a Risk Retention Group | 17635 | VT | 6 | 0 | General liability, Medical malpractice, Professional liability (E&O) |
| Saturn Insurance, Inc. | 14067 | VT | 0 | 1 | — |
| Security America Risk Retention Group, Inc. | 11267 | VT | 2 | 0 | — |
| States Self Insurers RRG | 44075 | VT | 5 | 0 | General liability |
| STICO Mutual Insurance Company, Risk Retention Group | 10476 | VT | 6 | 0 | General liability |
| Tecumseh Hlth Recip RRG | 11692 | VT | 1 | 0 | General liability, Medical malpractice, Professional liability (E&O) |
| Terra Insurance Company, A Risk Retention Group | 10113 | VT | 7 | 0 | General liability |
| Terrafirma Risk Retention Group | 14395 | VT | 6 | 0 | General liability |
| The National Catholic Risk Retention Group, Inc. | 10083 | VT | 8 | 0 | General liability |
| Title Industry Assurance Company Risk Retention Group | 10084 | VT | 4 | 0 | General liability |
| Union Mutual Fire Insurance Company | 25860 | VT | 4 | 0 | Personal auto, Fidelity bonds, General liability +1 more |
| United Educators Insurance, a Reciprocal Risk Retention Group | 10020 | VT | 7 | 0 | General liability |
| Vermont Accident Insurance Company, Inc. | 13110 | VT | 1 | 0 | Personal auto, Fidelity bonds, General liability +2 more |
| Vermont Mutual Insurance Company | 26018 | VT | 4 | 0 | Personal auto, Fidelity bonds, General liability +2 more |
| Vha Risk Retention Group, Inc. | 10808 | VT | 1 | 0 | — |
| Wellspan Reciprocal Risk Retention Group | 11682 | VT | 1 | 0 | — |
Method and source
Vermont publishes its company list through a lookup that can't be read by a program, so the table above is built from the other states' lists, NAIC numbers, the U.S. Treasury's surety list and market share reports. A company missing here may still be licensed in Vermont; check the regulator's lookup. Lines are the regulator's licensed lines grouped into common names; a license to write a line doesn't mean a company sells it to every kind of customer. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval and without guaranty fund protection.
Open to use. Cite "Alishahi Insurance insurance company directory" and link to this page. Download every company: CSV · JSON.
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