Directory · Rhode Island · Crime (burglary and theft)

Who writes crime (burglary and theft) in Rhode Island

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Chubb Ltd Group wrote the most crime (burglary and theft) in Rhode Island in 2025, $684,000 and 28.3% of the state's premium; the top five groups hold 73%. Rhode Island's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the Rhode Island page.

By Sam Alishahi, independent insurance broker · All lines in Rhode Island

Top 10 · NAIC table: 26 - Burglary and Theft

The insurer groups that write the most crime (burglary and theft) in Rhode Island

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#	Insurer group	Premium written	Share	Loss ratio	Member companies here
1	Chubb Ltd Group	$684,000	28.26%	32%	Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
2	Travelers Group	$503,000	20.80%	41%	Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
3	Tokio Marine Holdings Inc Group	$223,000	9.21%	—	Philadelphia Indemnity Insurance Company, Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact, Safety National Casualty Corporation, Producers Agriculture Insurance Company
4	Zurich Insurance Group	$189,000	7.82%	—	Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
5	Cna Insurance Group	$174,000	7.18%	47%	Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
6	Axa Insurance Group	$171,000	7.06%	—	XL Specialty Insurance Company, XL Insurance America, Inc., Greenwich Insurance Company, \|Indian Harbor Insurance Company
7	The Hanover Insurance Group	$88,000	3.65%	—	Hanover Insurance Company (The), Allmerica Financial Benefit Insurance Company, Massachusetts Bay Insurance Company, Citizens Insurance Company of America
8	Wr Berkley Corporation Group	$58,000	2.41%	—	Berkley Assurance Company, Berkley National Insurance Company, Carolina Casualty Insurance Company, StarNet Insurance Company
9	Berkshire Hathaway Group	$55,000	2.29%	—	GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
10	Axis Capital Group	$45,000	1.87%	16%	AXIS Insurance Company, AXIS Surplus Insurance Company, AXIS Reinsurance Company, AXIS Specialty Insurance Company

Turned down?

Last resort for crime (burglary and theft) in Rhode Island

Last resort	Lines	Where	How to get in
Surplus lines and Lloyd's open market	all	all states, under each state's diligent-search rules	Through surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last step	Source

Method and source

Source: the Rhode Island insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = RI DBR 'Property & Casualty Insurers' roster (Report Date October 2, 2026, Company Count 840): a category list of licensed P&C insurers with NAIC codes; no per-line authority, no license dates, no domicile (type is the roster category; domicile/type overridden from the RI_Domestics companion list for the 29 RI domestics). Life/health insurers are on separate DBR lists and are not included. Surplus lines = 'Registered US Domiciled Surplus Lines Insurer' list (Report Date October 2, 2026, Company Count 212); RI defers non-US insurers to the NAIC IID Quarterly Listing of Alien Insurers, so alien=true only for the few legacy no-NAIC UK entries still on the list. No eligibility dates given. address/phone kept as extra fields. surplus: the PDF carries 48 stale rows after the alphabetical list ends (older render left in the file; dropped). Stale-only entries not in the current list: Specialty Surplus Insurance Company [11622]; Sunderland Marine Mutual Insurance Company, Ltd. [no NAIC]; Through Transport Mutual Insurance Association Limited [no NAIC]; Tokio Marine Europe Insurance Limited [no NAIC]; TT Club Mutual Insurance Limited [no NAIC]; ULLICO Casualty Company (In Liquidation) [37893]; Underwriters at Lloyd's, London [no NAIC]; Velocity Speciality Insurance Company [39640]; Western Heritage Insurance Company [37150]; York Insurance Company of Maine [31267]; ZC Specialty Insurance Company [24317]; Zurich Specialties London Limited [no NAIC]. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

Need crime (burglary and theft) in Rhode Island?

Someone will insure it. I find who.

Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.

Get a Quote Call (877) 711-4545

Not shopping yet?

Get a reminder before your renewal.

Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.