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Directory · South Dakota · Aircraft and aviation

Who writes aircraft and aviation in South Dakota

Ranked by direct premium written in 2025 from the South Dakota market share report (every company, not a top-N list).

26 companies wrote aircraft and aviation in South Dakota in 2025, $14.3M in direct premium. National Union Fire Insurance Company of Pittsburgh, Pennsylvania led with 17.6%; the top five hold 63%.

By Sam Alishahi, independent insurance broker · All lines in South Dakota

Top 10 · NAIC table: 22 - Aircraft

The insurer groups that write the most aircraft and aviation in South Dakota

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1American International Group$2.5M17.58%57%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
2Old Republic Group$2.4M16.45%28%Old Republic Insurance Company, Great West Casualty Company, BITCO General Insurance Corporation, Pennsylvania Manufacturers' Association Insurance Company
3Starr Group$1.6M11.05%11%STARR INDEMNITY \u0026 LIABILITY COMPANY, Starr Surplus Lines Insurance Company, Starr Specialty Insurance Company
4Chubb Ltd Group$1.4M10.00%—Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
5Sompo Group$1.2M8.64%—American Agri-Business Insurance Company, Endurance Assurance Corporation, Endurance American Insurance Company, Sompo America Insurance Company
6Tokio Marine Holdings Inc Group$974,0006.80%9%Philadelphia Indemnity Insurance Company, Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact, Safety National Casualty Corporation, Producers Agriculture Insurance Company
7Qbe Insurance Group$687,0004.79%9%NAU Country Insurance Company, QBE Insurance (Europe) Limited, Praetorian Insurance Company, QBE Specialty Insurance Company
8Au Holding Co. Group$663,0004.63%27%|Texas Insurance Company, Continental Indemnity Company, Pennsylvania Insurance Company, California Insurance Company
9Allianz Insurance Group$617,0004.31%—Allianz Global Risks US Insurance Company, Jefferson Insurance Company, Fireman's Fund Insurance Company, AGCS Marine Insurance Company
10Munich Re Group$490,0003.42%34%American Modern Property and Casualty Insurance Company, American Modern Home Insurance Company, American Alternative Insurance Corporation, Next Insurance US Company
Aircraft and aviation · South Dakota

The companies

#CompanyNAICHome stateStatus herePremiumShare
1National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$2.5M17.58%
2Old Republic Insurance Company24147PAAdmitted (licensed)$2.4M16.45%
3STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)$1.6M11.05%
4Ace American Insurance Company22667PAAdmitted (licensed)$1.3M8.88%
5Endurance American Insurance Company10641DEAdmitted (licensed)$1.2M8.64%
6QBE Insurance (Europe) Limited39217PAAdmitted (licensed)$686,5494.79%
7Continental Indemnity Company28258NMAdmitted (licensed)$663,4154.63%
8U.S. Specialty Insurance Company29599TXAdmitted (licensed)$654,6754.57%
9Allianz Global Risks US Insurance Company35300ILAdmitted (licensed)$617,0564.31%
10American Alternative Insurance Corporation19720DEAdmitted (licensed)$489,7943.42%
11Harco National Insurance Company26433ILAdmitted (licensed)$344,8972.41%
12Great American Insurance Company16691OHAdmitted (licensed)$281,1741.96%
13Avemco Insurance Company10367MDAdmitted (licensed)$236,3681.65%
14HDI Global Select Insurance Company14265ILAdmitted (licensed)$227,1301.58%
15Falls Lake National Insurance Company31925OHAdmitted (licensed)$210,6701.47%
16XL Specialty Insurance Company37885DEAdmitted (licensed)$165,5521.16%
17Westchester Fire Insurance Company10030PAAdmitted (licensed)$161,2471.12%
18Obsidian Insurance Company35602OHAdmitted (licensed)$147,0471.03%
19National Indemnity Company20087NEAdmitted (licensed)$127,6190.89%
20MS Transverse Insurance Company21075TXAdmitted (licensed)$111,4410.78%
21Tokio Marine America Insurance Company10945NYAdmitted (licensed)$83,0500.58%
22American Commerce Insurance Company19941OHAdmitted (licensed)$67,1390.47%
23SiriusPoint America Insurance Company38776NYAdmitted (licensed)$44,2130.31%
24StarStone National Insurance Company25496DEAdmitted (licensed)$25,8230.18%
25Imperium Insurance Company35408TXAdmitted (licensed)$15,8850.11%
26Kinsale Insurance Company38920ARWrites (premium reported)$1,6540.01%
Turned down?

Last resort for aircraft and aviation in South Dakota

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the South Dakota insurance regulator company list, read 2026-10-18. SD publishes no licensing roster. This is the SD Division of Insurance market share report set for 2025 (NAIC i-site, CodeList Basis: Licensed): every licensed company that reported SD direct premium on its 2025 annual statement, so licensed companies with no SD premium are absent. type = statement type of the total report(s) the company appears in (Property & Casualty / Life / Health / Title; Life covers both the Life & Annuity and the Life A&H totals). lines = SD per-line reports in which the company wrote direct premium > 0, named as the report headers name them (P&C lines plus the A&H lines filed on P&C/Life statements). Farm mutuals sheet (no NAIC codes) and the 'all statement types' aggregates skipped. No surplus lines eligibility list is published by SD (surplus lines filings go through the SLIP+ clearinghouse). 1 company(ies) found only in a per-line report, not in any total, left out: 38920 Kinsale Ins Co (Aircraft - All Perils). "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

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