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Directory · Florida · Crime (burglary and theft)

Who writes crime (burglary and theft) in Florida

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Chubb Ltd Group wrote the most crime (burglary and theft) in Florida in 2025, $7.1M and 16.1% of the state's premium; the top five groups hold 51%. Florida's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the Florida page.

By Sam Alishahi, independent insurance broker · All lines in Florida

Top 10 · NAIC table: 26 - Burglary and Theft

The insurer groups that write the most crime (burglary and theft) in Florida

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Chubb Ltd Group$7.1M16.08%2%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
2Trustage Group$5.0M11.28%1%Cumis Insurance Society Incorporated, CUMIS Specialty Insurance Company, Inc.
3Travelers Group$4.8M10.80%47%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
4Tokio Marine Holdings Inc Group$3.0M6.77%—Philadelphia Indemnity Insurance Company, Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact, Safety National Casualty Corporation, Producers Agriculture Insurance Company
5Hiscox Insurance Group$2.9M6.50%30%Hiscox Insurance Company (Bermuda), Ltd.
6Zurich Insurance Group$2.8M6.40%—Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
7Cna Insurance Group$2.8M6.30%46%Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
8Wr Berkley Corporation Group$2.2M5.08%16%Berkley Assurance Company, Berkley National Insurance Company, Carolina Casualty Insurance Company, StarNet Insurance Company
9Berkshire Hathaway Group$2.2M4.98%43%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
10Axa Insurance Group$2.0M4.60%—XL Specialty Insurance Company, XL Insurance America, Inc., Greenwich Insurance Company, |Indian Harbor Insurance Company
Turned down?

Last resort for crime (burglary and theft) in Florida

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Florida Office of Insurance Regulation company list, read 2026-10-18. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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