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Directory · North Carolina · Aircraft and aviation

Who writes aircraft and aviation in North Carolina

Ranked by direct premium written in 2025 from the North Carolina market share report (every company, not a top-N list).

33 companies wrote aircraft and aviation in North Carolina in 2025, $74.4M in direct premium. STARR INDEMNITY \u0026 LIABILITY COMPANY led with 16.1%; the top five hold 52%. 35 companies are licensed for the line.

By Sam Alishahi, independent insurance broker · All lines in North Carolina

Top 10 · NAIC table: 22 - Aircraft

The insurer groups that write the most aircraft and aviation in North Carolina

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Starr Group$12.1M16.25%37%STARR INDEMNITY \u0026 LIABILITY COMPANY, Starr Surplus Lines Insurance Company, Starr Specialty Insurance Company
2American International Group$10.1M13.52%78%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
3Allianz Insurance Group$6.8M9.18%346%Allianz Global Risks US Insurance Company, Jefferson Insurance Company, Fireman's Fund Insurance Company, AGCS Marine Insurance Company
4Munich Re Group$6.4M8.67%23%American Modern Property and Casualty Insurance Company, American Modern Home Insurance Company, American Alternative Insurance Corporation, Next Insurance US Company
5Old Republic Group$5.4M7.23%118%Old Republic Insurance Company, Great West Casualty Company, BITCO General Insurance Corporation, Pennsylvania Manufacturers' Association Insurance Company
6Axa Insurance Group$5.1M6.93%13%XL Specialty Insurance Company, XL Insurance America, Inc., Greenwich Insurance Company, |Indian Harbor Insurance Company
7Berkshire Hathaway Group$5.1M6.82%53%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
8Chubb Ltd Group$4.1M5.51%—Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
9Tokio Marine Holdings Inc Group$3.8M5.04%34%Philadelphia Indemnity Insurance Company, Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact, Safety National Casualty Corporation, Producers Agriculture Insurance Company
10Sompo Group$3.4M4.60%91%American Agri-Business Insurance Company, Endurance Assurance Corporation, Endurance American Insurance Company, Sompo America Insurance Company
Aircraft and aviation · North Carolina

The companies

#CompanyNAICHome stateStatus herePremiumShare
1STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)$12.0M16.08%
2National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$7.8M10.52%
3Allianz Global Risks US Insurance Company35300ILAdmitted (licensed)$6.8M9.18%
4American Alternative Insurance Corporation19720DEAdmitted (licensed)$6.4M8.67%
5Old Republic Insurance Company24147PAAdmitted (licensed)$5.4M7.23%
6XL Specialty Insurance Company37885DEAdmitted (licensed)$5.1M6.92%
7Ace American Insurance Company22667PAAdmitted (licensed)$3.4M4.62%
8NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY20052CTAdmitted (licensed)$3.4M4.62%
9Endurance Risk Solutions Assurance Company43630DEAdmitted (licensed)$3.4M4.60%
10QBE Insurance (Europe) Limited39217PAAdmitted (licensed)$2.7M3.60%
11Insurance Company of the State of Pennsylvania (The)19429ILAdmitted (licensed)$2.2M3.01%
12Harco National Insurance Company26433ILAdmitted (licensed)$1.7M2.27%
13National Indemnity Company20087NEAdmitted (licensed)$1.6M2.11%
14Avemco Insurance Company10367MDAdmitted (licensed)$1.6M2.09%
15Continental Indemnity Company28258NMAdmitted (licensed)$1.2M1.55%
16U.S. Specialty Insurance Company29599TXAdmitted (licensed)$1.1M1.46%
17Tokio Marine America Insurance Company10945NYAdmitted (licensed)$1.1M1.44%
18StarStone National Insurance Company25496DEAdmitted (licensed)$946,7361.27%
19HDI Global Select Insurance Company14265ILAdmitted (licensed)$876,0021.18%
20American Commerce Insurance Company19941OHAdmitted (licensed)$864,4601.16%
21Great American Insurance Company16691OHAdmitted (licensed)$820,8591.10%
22Westchester Fire Insurance Company10030PAAdmitted (licensed)$661,2000.89%
23Falls Lake National Insurance Company31925OHAdmitted (licensed)$641,2010.86%
24Imperium Insurance Company35408TXAdmitted (licensed)$621,8830.84%
25MS Transverse Insurance Company21075TXAdmitted (licensed)$599,0500.81%
26SiriusPoint America Insurance Company38776NYAdmitted (licensed)$533,5050.72%
27Obsidian Pacific Insurance Company26395DEAdmitted (licensed)$504,5950.68%
28Starr Surplus Lines Insurance Company13604TXSurplus lines (eligible)$120,2610.16%
29Kinsale Insurance Company38920ARSurplus lines (eligible)$118,0000.16%
30NATIONAL FIRE \u0026 MARINE INSURANCE COMPANY\20079NESurplus lines (eligible)$59,7650.08%
31Accelerant National Insurance Company10220ARAdmitted (licensed)$42,6300.06%
32Tokio Marine Specialty Insurance Company23850DESurplus lines (eligible)$40,2010.05%
33Great American Alliance Insurance Company26832OHAdmitted (licensed)$24,7190.03%
Turned down?

Last resort for aircraft and aviation in North Carolina

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the North Carolina insurance regulator company list, read 2026-10-18 and the surplus lines list. NCDOI P7 Property and Casualty Experience, year ended 12/31/2025: every company that filed an NC state page (P&C annual statement). 'admitted' = rows whose 'Licensed in NC' column reads 'Licensed' (includes zero-premium licensed companies and NC self-insured workers' comp funds, which have no NAIC code and type 'Self-Insured Workers' Compensation'). 'surplus_lines' = rows reading 'Authorized Surplus Lines Writer' (US nonadmitted insurers that wrote NC surplus lines business that year; alien/Lloyd's not broken out, eligible date not given). Rows 'Not Licensed' or blank (mostly risk retention groups) are dropped. 'type' = Business Type / Company Type [/ Company Sub Type]; all rows are Property and Casualty filers (no life/health in this file). 'lines' = NAIC annual-statement lines of business the company reported in NC with direct premium written or earned > 0 that year (lines actually written, not certificate-of-authority lines). 'since' not given. Status counts in file: {'Licensed': 825, '': 73, 'Authorized Surplus Lines Writer': 193, 'Not Licensed': 39}. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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