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Directory · Company · Updated 2026-10-18

Obsidian Pacific Insurance Company · NAIC 26395

Where Obsidian Pacific Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Obsidian Pacific Insurance Company (NAIC 26395) is a property and casualty insurer domiciled in Delaware, part of Obs Holdings Group. State regulators list it as licensed (admitted) in Alaska, California, Connecticut, Delaware, Georgia, Hawaii, Iowa, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, Nevada, Ohio, Oklahoma, Rhode Island, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin. It ranked #23 of 29 in Texas aircraft and aviation in 2025 (0.6% share). It ranked #24 of 28 in Washington aircraft and aviation in 2025 (0.8% share). It ranked #27 of 33 in North Carolina aircraft and aviation in 2025 (0.7% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Colorado, Florida, Idaho, Illinois, Montana, New Jersey, New York, Oregon, South Carolina, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Commercial auto, Commercial package (BOP, CMP), Earthquake, Homeowners, Inland marine, General liability—California Department of Insurance, 2026-10-17
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Credit, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation03-08-2023Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)——Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds—Nevada Division of Insurance, 2026-10-17
North CarolinaAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)——Oklahoma, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Credit, Crime (burglary and theft), Farm and crop, Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation2023/02/23Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Aircraft and aviation—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)——Wisconsin, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Inland marine in California#36 of 248$18.4M0.60%2025
Homeowners in California#69 of 98$6.8M0.04%2025
Earthquake in California#92 of 128$22,6460.00%2025
Commercial auto in California#130 of 232$5.0M0.08%2025
Commercial package (BOP, CMP) in California#134 of 207$1.5M0.02%2025
General liability in California#269 of 353$493,6620.01%2025
Aircraft and aviation in North Carolina#27 of 33$504,5950.68%2025
Commercial auto in North Carolina#115 of 408$2.4M0.12%2025
Inland marine in North Carolina#227 of 420$172,7510.02%2025
Commercial package (BOP, CMP) in North Carolina#261 of 361$299,4940.02%2025
Inland marine in South Dakota#82 of 248$128,0230.11%2025
Commercial package (BOP, CMP) in South Dakota#157 of 217$57,2710.02%2025
Commercial auto in South Dakota#158 of 237$71,3110.03%2025
Aircraft and aviation in Texas#23 of 29$2.1M0.62%2025
Aircraft and aviation in Washington#24 of 28$479,0000.83%2025
Standing

Where it's a top-10 writer

Obs Holdings Group (NAIC group 04982), the group Obsidian Pacific Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Commercial property (fire and allied lines) in Florida
Fire
#7$96.9M3.23%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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