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Directory · South Dakota · Workers' compensation

Who writes workers' compensation in South Dakota

Ranked by direct premium written in 2025 from the South Dakota market share report (every company, not a top-N list).

284 companies wrote workers' compensation in South Dakota in 2025, $196.5M in direct premium. Dakota Truck Underwriters, Risk Administration Services, Inc. A/I/F led with 8.4%; the top five hold 32%.

By Sam Alishahi, independent insurance broker · All lines in South Dakota

Top 10 · NAIC table: 16 - Workers Compensation

The insurer groups that write the most workers' compensation in South Dakota

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Ras Dakota Group$28.5M14.58%33%First Dakota Indemnity Company, Dakota Truck Underwriters, Risk Administration Services, Inc. A/I/F
2ACUITY, A Mutual Insurance Company$14.2M7.29%21%—
3Zurich Insurance Group$13.5M6.90%58%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
4Sfm Group$12.2M6.24%28%SFM Mutual Insurance Company, SFM Safe Insurance Company, SFM Select Insurance Company
5Travelers Group$11.3M5.79%21%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
6Hartford Fire & Casualty Group$9.8M5.01%123%Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)
7Amtrust Financial Serv Group$8.7M4.46%70%Wesco Insurance Company, Technology Insurance Company, Inc., Security National Insurance Company, AmTrust Insurance Company
8Bcbs of Mi Group$5.4M2.78%90%Accident Fund Insurance Company of America, Star Insurance Company, Compwest Insurance Company, Accident Fund General Insurance Company
9Western National Mutual Group$5.4M2.77%20%Western National Mutual Insurance Company, Pioneer Specialty Insurance Company, Western National Assurance Company, American Freedom Insurance Company
10Auto Owners Group$5.1M2.61%47%Auto-Owners Insurance Company, Owners Insurance Company, California Capital Insurance Company, Monterey Insurance Company
Workers' compensation · South Dakota

The companies

#CompanyNAICHome stateStatus herePremiumShare
1Dakota Truck Underwriters, Risk Administration Services, Inc. A/I/F34924SDAdmitted (licensed)$16.6M8.42%
2ACUITY, A Mutual Insurance Company14184WIAdmitted (licensed)$14.2M7.24%
3First Dakota Indemnity Company10351SDAdmitted (licensed)$11.9M6.06%
4Zurich American Insurance Company16535NYAdmitted (licensed)$11.2M5.71%
5SFM Mutual Insurance Company11347MNAdmitted (licensed)$8.6M4.39%
6Technology Insurance Company, Inc.42376DEAdmitted (licensed)$6.5M3.29%
7Twin City Fire Insurance Company (The)29459INAdmitted (licensed)$5.5M2.82%
8West River Insurance Company12535SDAdmitted (licensed)$4.6M2.34%
9SFM Safe Insurance Company15702MNAdmitted (licensed)$3.3M1.66%
10Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)$2.9M1.47%
11Western National Mutual Insurance Company15377MNAdmitted (licensed)$2.8M1.44%
12Federated Reserve Insurance Company16024MNAdmitted (licensed)$2.5M1.28%
13Auto-Owners Insurance Company18988MIAdmitted (licensed)$2.5M1.28%
14Accident Fund Insurance Company of America10166MIAdmitted (licensed)$2.4M1.24%
15UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)$2.2M1.11%
16Owners Insurance Company32700OHAdmitted (licensed)$2.1M1.04%
17Hartford Underwriters Insurance Company30104CTAdmitted (licensed)$2.0M0.99%
18Western National Assurance Company24465MNAdmitted (licensed)$1.9M0.97%
19Arch Insurance (UK) Limited11150MOAdmitted (licensed)$1.9M0.97%
20Accident Fund General Insurance Company12304MIAdmitted (licensed)$1.9M0.96%
21Travelers Casualty Insurance Company of America19046CTAdmitted (licensed)$1.9M0.95%
22State Farm Fire and Casualty Company25143ILAdmitted (licensed)$1.8M0.92%
23Grinnell Mutual Reinsurance Company, SI14117IAAdmitted (licensed)$1.8M0.91%
24Old Republic Insurance Company24147PAAdmitted (licensed)$1.7M0.86%
25Farm Bureau Property & Casualty Insurance Company13773IAAdmitted (licensed)$1.6M0.84%
26Insurance Company of the State of Pennsylvania (The)19429ILAdmitted (licensed)$1.6M0.84%
27Berkshire Hathaway Homestate Insurance Company20044NEAdmitted (licensed)$1.6M0.83%
28Midwest Family Mutual Insurance Company23574IAAdmitted (licensed)$1.6M0.82%
29Acadia Insurance Company31325IAAdmitted (licensed)$1.6M0.81%
30FirstComp Insurance Company27626NEAdmitted (licensed)$1.6M0.80%
31Great West Casualty Company11371NEAdmitted (licensed)$1.6M0.79%
32American Zurich Insurance Company40142ILAdmitted (licensed)$1.4M0.72%
33Federated Mutual Insurance Company13935MNAdmitted (licensed)$1.4M0.70%
34Travelers Casualty and Surety Company19038CTAdmitted (licensed)$1.3M0.68%
35Safety National Casualty Corporation15105MOAdmitted (licensed)$1.3M0.66%
36Travelers Property Casualty Company of America25674CTAdmitted (licensed)$1.3M0.65%
37Farmington Casualty Company41483CTAdmitted (licensed)$1.3M0.65%
38Standard Fire Insurance Company (The)19070CTAdmitted (licensed)$1.2M0.60%
39L M Insurance Corporation33600ILAdmitted (licensed)$1.2M0.60%
40Travelers Indemnity Company (The)25658CTAdmitted (licensed)$1.1M0.57%
41Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)$1.1M0.57%
42EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)$1.1M0.56%
43Sentry Casualty Company28460WIAdmitted (licensed)$1.1M0.56%
44Sentry Insurance Company24988WIAdmitted (licensed)$1.1M0.55%
45Addison Insurance Company10324IAAdmitted (licensed)$1.1M0.54%
46Western Agricultural Insurance Company27871IAAdmitted (licensed)$1.0M0.53%
47Federated Rural Electric Insurance Exchange11118KSAdmitted (licensed)$1.0M0.52%
48Indemnity Insurance Company of North America43575PAAdmitted (licensed)$1.0M0.52%
49Columbia Mutual Insurance Company40371MOAdmitted (licensed)$1.0M0.51%
50XL Specialty Insurance Company37885DEAdmitted (licensed)$967,1320.49%
51Cincinnati Casualty Company (The)28665OHAdmitted (licensed)$939,0620.48%
52AmTrust Insurance Company15954DEAdmitted (licensed)$937,4360.48%
53Sentinel Insurance Company, Limited11000CTAdmitted (licensed)$926,4470.47%
54Employers Insurance Company of Wausau21458WIAdmitted (licensed)$892,4990.45%
55New Hampshire Insurance Company23841ILAdmitted (licensed)$880,8690.45%
56Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)$853,2240.43%
57Great American Spirit Insurance Company33723OHAdmitted (licensed)$834,2280.42%
58Ace American Insurance Company22667PAAdmitted (licensed)$815,0540.41%
59Accident Fund National Insurance Company12305MIAdmitted (licensed)$807,1510.41%
60Federal Insurance Company20281INAdmitted (licensed)$797,4550.41%
61Imperium Insurance Company35408TXAdmitted (licensed)$783,5500.40%
62Zurich American Insurance Company of Illinois27855ILAdmitted (licensed)$777,9290.40%
63Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)$767,4660.39%
64Cincinnati Indemnity Company (The)23280OHAdmitted (licensed)$754,6390.38%
65IMT Insurance Company14257IAAdmitted (licensed)$742,9220.38%
66Great American Alliance Insurance Company26832OHAdmitted (licensed)$725,9570.37%
67Continental Casualty Company20443ILAdmitted (licensed)$706,7620.36%
68Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)$673,9930.34%
69Pioneer Specialty Insurance Company40312MNAdmitted (licensed)$656,7490.33%
70American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)$651,6390.33%
71Midvale Indemnity Company27138WIAdmitted (licensed)$648,2700.33%
72Wesco Insurance Company25011DEAdmitted (licensed)$630,2100.32%
73Atlantic States Insurance Company22586PAAdmitted (licensed)$553,7600.28%
74National Casualty Company11991OHAdmitted (licensed)$553,1700.28%
75Donegal Mutual Insurance Company13692PAAdmitted (licensed)$534,2670.27%
76Transportation Insurance Company20494ILAdmitted (licensed)$533,0580.27%
77Liberty Mutual Insurance Company42404ILAdmitted (licensed)$528,0650.27%
78Chubb National Insurance Company10052INAdmitted (licensed)$523,5310.27%
79Home-Owners Insurance Company26638MIAdmitted (licensed)$520,5460.26%
80AIU Insurance Company19399NYAdmitted (licensed)$514,2430.26%
81Cimarron Insurance Company, Inc.20400AZAdmitted (licensed)$511,9410.26%
82Ohio Security Insurance Company24082NHAdmitted (licensed)$511,2030.26%
83Wellfleet New York Insurance Company20931NYAdmitted (licensed)$502,1880.26%
84NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY20052CTAdmitted (licensed)$466,1960.24%
85Nationwide Mutual Insurance Company23787OHAdmitted (licensed)$454,7960.23%
86Phoenix Insurance Company, (The)25623CTAdmitted (licensed)$452,0510.23%
87West Bend Insurance Company15350WIAdmitted (licensed)$449,8610.23%
88First Liberty Insurance Corporation (The)33588ILAdmitted (licensed)$435,9830.22%
89Hanover American Insurance Company (The)36064NHAdmitted (licensed)$428,3910.22%
90Firemen's Insurance Company of Washington, D. C.21784IAAdmitted (licensed)$428,3390.22%
91National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$416,6490.21%
92Midwest Insurance Company10895ILAdmitted (licensed)$390,9250.20%
93National Fire Insurance Company of Hartford20478ILAdmitted (licensed)$387,3910.20%
94Pennsylvania Manufacturers' Association Insurance Company12262PAAdmitted (licensed)$385,4790.20%
95Hartford Casualty Insurance Company29424INAdmitted (licensed)$380,8090.19%
96Crestbrook Insurance Company18961OHAdmitted (licensed)$376,3200.19%
97EMCASCO Insurance Company21407IAAdmitted (licensed)$372,3200.19%
98Service American Indemnity Company39152TXAdmitted (licensed)$371,2170.19%
99Carolina Casualty Insurance Company10510IAAdmitted (licensed)$362,5220.18%
100STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)$342,2010.17%
101Everest National Insurance Company10120DEAdmitted (licensed)$325,6080.17%
102Valley Forge Insurance Company20508PAAdmitted (licensed)$324,8880.17%
103Brotherhood Mutual Insurance Company13528INAdmitted (licensed)$320,7960.16%
104Clear Spring Property and Casualty Company15563INAdmitted (licensed)$319,5060.16%
105Arch Indemnity Insurance Company30830MOAdmitted (licensed)$314,6460.16%
106Redwood Fire and Casualty Insurance Company11673NEAdmitted (licensed)$313,6810.16%
107SFM Select Insurance Company27049MNAdmitted (licensed)$308,6800.16%
108Union Insurance Company25844IAAdmitted (licensed)$301,6090.15%
109SiriusPoint America Insurance Company38776NYAdmitted (licensed)$294,3180.15%
110Sentry Select Insurance Company21180WIAdmitted (licensed)$289,9990.15%
111Hartford Accident and Indemnity Company22357CTAdmitted (licensed)$289,5820.15%
112American National Property and Casualty Company28401NEAdmitted (licensed)$288,5670.15%
113Church Mutual Insurance Company, S. I.18767WIAdmitted (licensed)$287,5030.15%
114Security National Insurance Company19879DEAdmitted (licensed)$282,2850.14%
115Chubb Indemnity Insurance Company12777NYAdmitted (licensed)$280,7000.14%
116Zenith Insurance Company13269CAAdmitted (licensed)$280,0850.14%
117Rural Trust Insurance Company11134TXAdmitted (licensed)$276,6550.14%
118Benchmark Insurance Company41394KSAdmitted (licensed)$273,6910.14%
119Nationwide Insurance Company of America25453OHAdmitted (licensed)$272,4970.14%
120Continental Western Insurance Company10804IAAdmitted (licensed)$266,9230.14%
121Argonaut Insurance Company19801NEAdmitted (licensed)$265,3780.14%
122State Automobile Mutual Insurance Company25135OHAdmitted (licensed)$257,1430.13%
123Praetorian Insurance Company37257PAAdmitted (licensed)$254,7470.13%
124American Interstate Insurance Company31895NEAdmitted (licensed)$254,4770.13%
125XL Insurance America, Inc.24554DEAdmitted (licensed)$252,9900.13%
126Property and Casualty Insurance Company of Hartford34690INAdmitted (licensed)$250,9100.13%
127Midwest Family Advantage Insurance Company16262IAAdmitted (licensed)$248,6690.13%
128Safety First Insurance Company11123MOAdmitted (licensed)$239,7560.12%
129United Wisconsin Insurance Company29157WIAdmitted (licensed)$231,6300.12%
130Continental Insurance Company, (The)35289PAAdmitted (licensed)$231,3760.12%
131Employers Preferred Insurance Company10346FLAdmitted (licensed)$230,0760.12%
132Middlesex Insurance Company23434WIAdmitted (licensed)$226,9180.12%
133Great Divide Insurance Company25224NDAdmitted (licensed)$223,7390.11%
134Employers Assurance Company25402FLAdmitted (licensed)$220,7430.11%
135BITCO General Insurance Corporation20095IAAdmitted (licensed)$219,6900.11%
136Triumphe Casualty Company41106OHAdmitted (licensed)$219,5200.11%
137Insurance Company of the West27847CAAdmitted (licensed)$213,3690.11%
138Cincinnati Insurance Company (The)10677OHAdmitted (licensed)$210,1870.11%
139Federated Service Insurance Company28304MNAdmitted (licensed)$205,3950.10%
140Sequoia Insurance Company22985CAAdmitted (licensed)$204,3520.10%
141Fire Insurance Exchange Fire Underwriters Association21660CAAdmitted (licensed)$202,3760.10%
142Bankers Standard Insurance Company18279PAAdmitted (licensed)$201,5170.10%
143NorGUARD Insurance Company31470NEAdmitted (licensed)$190,2940.10%
144Maine Employers' Mutual Insurance Company11149MEAdmitted (licensed)$175,9000.09%
145QBE Insurance (Europe) Limited39217PAAdmitted (licensed)$175,7120.09%
146Hartford Insurance Company of the Midwest37478INAdmitted (licensed)$162,2300.08%
147Association Casualty Insurance Company35629TXAdmitted (licensed)$161,0440.08%
148Hartford Fire Insurance Company19682CTAdmitted (licensed)$159,1210.08%
149Pacific Indemnity Company20346DEAdmitted (licensed)$158,1010.08%
150Penn Millers Insurance Company14982PAAdmitted (licensed)$149,6880.08%
151EastGuard Insurance Company14702NEAdmitted (licensed)$143,8860.07%
152Diamond Insurance Company10659ILAdmitted (licensed)$143,2210.07%
153AMCO Insurance Company19100IAAdmitted (licensed)$140,8850.07%
154Sunz Insurance Company34762FLAdmitted (licensed)$140,8240.07%
155Manufacturers Alliance Insurance Company36897PAAdmitted (licensed)$132,4250.07%
156Truck Insurance Exchange21709CAAdmitted (licensed)$131,0810.07%
157Massachusetts Bay Insurance Company22306NHAdmitted (licensed)$129,4290.07%
158Starr Specialty Insurance Company16109TXAdmitted (licensed)$124,5750.06%
159Continental Indemnity Company28258NMAdmitted (licensed)$124,1760.06%
160AmGUARD Insurance Company42390NEAdmitted (licensed)$123,5470.06%
161Berkshire Hathaway Direct Insurance Company10391NEAdmitted (licensed)$122,2020.06%
162Columbia National Insurance Company19640NEAdmitted (licensed)$119,9360.06%
163Markel Insurance Company38970ILAdmitted (licensed)$118,5680.06%
164EMC PROPERTY \u0026 CASUALTY COMPANY25186IAAdmitted (licensed)$117,3500.06%
165Trumbull Insurance Company27120CTAdmitted (licensed)$116,7870.06%
166Protective Insurance Company12416INAdmitted (licensed)$112,6560.06%
167Mid-Century Insurance Company21687CAAdmitted (licensed)$110,5420.06%
168Nova Casualty Company42552NYAdmitted (licensed)$109,5550.06%
169Southern Insurance Company19216TXAdmitted (licensed)$108,6640.06%
170Atlantic Specialty Insurance Company27154NYAdmitted (licensed)$107,1960.05%
171Berkley Regional Insurance Company29580IAAdmitted (licensed)$103,3900.05%
172Depositors Insurance Company42587IAAdmitted (licensed)$102,7000.05%
173National American Insurance Company23663OKAdmitted (licensed)$102,4000.05%
174Travelers Commercial Casualty Company40282CTAdmitted (licensed)$101,8510.05%
175Midwest Employers Casualty Company23612IAAdmitted (licensed)$99,4120.05%
176Pharmacists Mutual Insurance Company13714IAAdmitted (licensed)$97,3970.05%
177Sompo America Insurance Company11126NYAdmitted (licensed)$94,1060.05%
178Ascot Insurance Company23752COAdmitted (licensed)$93,6800.05%
179Farmers Insurance Exchange21652CAAdmitted (licensed)$93,1710.05%
180Lafayette Insurance Company18295LAAdmitted (licensed)$92,7850.05%
181Waypoint Mutual13126KSAdmitted (licensed)$91,1120.05%
182Nationwide General Insurance Company23760OHAdmitted (licensed)$89,3780.05%
183United States Fire Insurance Company21113DEAdmitted (licensed)$85,1390.04%
184Utica Mutual Insurance Company25976NYAdmitted (licensed)$84,4970.04%
185Meridian Security Insurance Company23353INAdmitted (licensed)$80,3020.04%
186WCF Select Insurance Company21865CAAdmitted (licensed)$78,9250.04%
187Plaza Insurance Company30945IAAdmitted (licensed)$76,8570.04%
188Intrepid Insurance Company10749IAAdmitted (licensed)$76,4390.04%
189Pacific Employers Insurance Company22748PAAdmitted (licensed)$74,5520.04%
190Bearing Midwest Casualty Company14402KSAdmitted (licensed)$74,2360.04%
191StarNet Insurance Company40045IAAdmitted (licensed)$72,9780.04%
192Vanliner Insurance Company21172OHAdmitted (licensed)$72,8260.04%
193Employers Compensation Insurance Company11512NVAdmitted (licensed)$71,8040.04%
194Everest Premier Insurance Company16045DEAdmitted (licensed)$70,7620.04%
195Key Risk Insurance Company10885IAAdmitted (licensed)$69,7480.04%
196American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)$68,0660.03%
197Cherokee Insurance Company10642MIAdmitted (licensed)$66,2780.03%
198Milford Casualty Insurance Company26662DEAdmitted (licensed)$65,7800.03%
199Tri-State Insurance Company of Minnesota31003IAAdmitted (licensed)$63,9900.03%
200Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)$63,3350.03%
201WCF National Insurance Company40517UTAdmitted (licensed)$62,9760.03%
202Star Insurance Company18023MIAdmitted (licensed)$58,5300.03%
203Great American Assurance Company26344OHAdmitted (licensed)$57,6310.03%
204StarStone National Insurance Company25496DEAdmitted (licensed)$56,0740.03%
205American Family Mutual Insurance Company, S.I.19275WIAdmitted (licensed)$52,9920.03%
206AmFed National Insurance Company11208MSAdmitted (licensed)$51,9470.03%
207AmFed Causualty Insurance Company11963MSAdmitted (licensed)$49,5920.03%
208Allmerica Financial Benefit Insurance Company41840MIAdmitted (licensed)$47,3870.02%
209Berkley National Insurance Company38911IAAdmitted (licensed)$47,0520.02%
210STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY25127IAAdmitted (licensed)$46,8770.02%
211Mitsui Sumitomo Insurance Company of America20362NYAdmitted (licensed)$45,1500.02%
212Amerisure Insurance Company19488MIAdmitted (licensed)$43,9660.02%
213Amerisure Mutual Insurance Company23396MIAdmitted (licensed)$41,2920.02%
214Nationwide Property and Casualty Insurance Company37877OHAdmitted (licensed)$40,8130.02%
215National Specialty Insurance Company22608TXAdmitted (licensed)$38,0190.02%
216Fireman's Fund Insurance Company21873ILAdmitted (licensed)$34,6470.02%
217Horizon Midwest Casualty Company14401KSAdmitted (licensed)$31,9290.02%
218Wadena Insurance Company12528IAAdmitted (licensed)$30,1040.02%
219Hanover Insurance Company (The)22292NHAdmitted (licensed)$27,8530.01%
220North River Insurance Company (The)21105NJAdmitted (licensed)$26,3250.01%
221Citizens Insurance Company of America31534MIAdmitted (licensed)$25,7880.01%
222Commerce and Industry Insurance Company19410NYAdmitted (licensed)$25,2530.01%
223OBI National Insurance Company14190PAAdmitted (licensed)$24,1320.01%
224North Pointe Insurance Company27740PAAdmitted (licensed)$23,3590.01%
225National Surety Corporation21881ILAdmitted (licensed)$22,6400.01%
226Nationwide Mutual Insurance Company10723OHAdmitted (licensed)$21,7170.01%
227Gray Insurance Company (The)36307LAAdmitted (licensed)$21,5230.01%
228Florists' Mutual Insurance Company13978ILAdmitted (licensed)$21,0280.01%
229Great Northern Insurance Company20303INAdmitted (licensed)$20,5420.01%
230Vigilant Insurance Company20397NYAdmitted (licensed)$20,1560.01%
231Wellfleet Insurance Company32280INAdmitted (licensed)$19,8340.01%
232Ace Fire Underwriters Insurance Company20702PAAdmitted (licensed)$18,9240.01%
233Travelers Casualty Company of Connecticut36170CTAdmitted (licensed)$18,3840.01%
234Amerisure Partners Insurance Company11050MIAdmitted (licensed)$18,0820.01%
235Work First Casualty Company31232DEAdmitted (licensed)$17,6220.01%
236Oak River Insurance Company34630NEAdmitted (licensed)$16,2820.01%
237Omaha National Insurance Company16219NEAdmitted (licensed)$15,8440.01%
238Granite State Insurance Company23809ILAdmitted (licensed)$15,7400.01%
239American Automobile Insurance Company21849MOAdmitted (licensed)$14,7680.01%
240State National Insurance Company, Inc.12831TXAdmitted (licensed)$14,3200.01%
241Ace Property and Casualty Insurance Company20699PAAdmitted (licensed)$14,2510.01%
242CRUM \u0026 FORSTER INDEMNITY COMPANY31348DEAdmitted (licensed)$13,5960.01%
243Prescient National Insurance Company12773NCAdmitted (licensed)$12,5660.01%
244Westchester Fire Insurance Company10030PAAdmitted (licensed)$11,9580.01%
245Great American Insurance Company16691OHAdmitted (licensed)$11,8420.01%
246CorePointe Insurance Company10499DEAdmitted (licensed)$11,4630.01%
247Argonaut-Midwest Insurance Company19828NEAdmitted (licensed)$9,3830.00%
248GuideOne Insurance Company15032IAAdmitted (licensed)$9,2090.00%
249Union Insurance Company of Providence21423IAAdmitted (licensed)$8,5140.00%
250General Casualty Company of Wisconsin24414WIAdmitted (licensed)$8,4940.00%
251New York Marine and General Insurance Company16608NYAdmitted (licensed)$8,3050.00%
252Westfield Insurance Company24112OHAdmitted (licensed)$8,2660.00%
253Berkley Casualty Company15911IAAdmitted (licensed)$7,5220.00%
254MEMIC Indemnity Company11030NHAdmitted (licensed)$7,1640.00%
255American Fire and Casualty Company24066NHAdmitted (licensed)$5,9920.00%
256Tokio Marine America Insurance Company10945NYAdmitted (licensed)$5,6360.00%
257Accredited Surety and Casualty Company, Inc.26379FLAdmitted (licensed)$4,3220.00%
258SOMPO AMERICA FIRE \u0026 MARINE INSURANCE COMPANY38997NYAdmitted (licensed)$4,0150.00%
259AIG Property Casualty Company19402ILAdmitted (licensed)$3,9660.00%
260American Family Insurance Company10386WIAdmitted (licensed)$3,9440.00%
261Frank Winston Crum Insurance Company11600FLAdmitted (licensed)$3,6440.00%
262American Home Assurance Company19380NYAdmitted (licensed)$3,3670.00%
263HDI Global Insurance Company41343ILAdmitted (licensed)$3,2710.00%
264West American Insurance Company44393INAdmitted (licensed)$3,2480.00%
265Service Lloyds Insurance Company, a stock company43389TXAdmitted (licensed)$3,2280.00%
266Alaska National Insurance Company38733AKAdmitted (licensed)$3,1000.00%
267Executive Risk Indemnity, Inc.35181DEAdmitted (licensed)$3,0990.00%
268RLI Insurance Company13056ILAdmitted (licensed)$2,8420.00%
269ACIG Insurance Company19984ILAdmitted (licensed)$2,5200.00%
270GuideOne Elite Insurance Company42803IAAdmitted (licensed)$1,5870.00%
271Chiron Insurance Company16356IAAdmitted (licensed)$1,5380.00%
272TransGuard Insurance Company of America, Inc.28886ILAdmitted (licensed)$1,4350.00%
273OBI America Insurance Company15645PAAdmitted (licensed)$1,2030.00%
274Pennsylvania Manufacturers Indemnity Company41424PAAdmitted (licensed)$1,1210.00%
275Mitsui Sumitomo Insurance USA Inc.22551NYAdmitted (licensed)$1,0800.00%
276Greenwich Insurance Company22322DEAdmitted (licensed)$9110.00%
277American Liberty Insurance Company, Inc.12200UTAdmitted (licensed)$8870.00%
278TNUS Insurance Company DBA: 257000032301NYAdmitted (licensed)$8380.00%
279GuideOne Specialty Insurance Company14559IAAdmitted (licensed)$6800.00%
280Rockwood Casualty Insurance Company35505PAAdmitted (licensed)$6330.00%
281National Interstate Insurance Company32620OHAdmitted (licensed)$5960.00%
282Allmerica Financial Alliance Insurance Company10212NHAdmitted (licensed)$4980.00%
283Scottsdale Indemnity Company15580OHAdmitted (licensed)$2500.00%
284Cerity Insurance Company10006NYAdmitted (licensed)$1470.00%
Turned down?

Last resort for workers' compensation in South Dakota

Last resortLinesWhereHow to get in
Workers' comp residual marketsworkers' compNCCI pools in 27 jurisdictions; monopolistic state funds in ND, OH, WA, WY; CA State Compensation Insurance Fund is the statutory last resortNCCI online application (ACORD 130 and 133); NCCI's VCAP flags voluntary carriers interested in the risk; NC and MA use their own systems Texas has no residual market (coverage is optional for most Texas employers).Source
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the South Dakota insurance regulator company list, read 2026-10-18. SD publishes no licensing roster. This is the SD Division of Insurance market share report set for 2025 (NAIC i-site, CodeList Basis: Licensed): every licensed company that reported SD direct premium on its 2025 annual statement, so licensed companies with no SD premium are absent. type = statement type of the total report(s) the company appears in (Property & Casualty / Life / Health / Title; Life covers both the Life & Annuity and the Life A&H totals). lines = SD per-line reports in which the company wrote direct premium > 0, named as the report headers name them (P&C lines plus the A&H lines filed on P&C/Life statements). Farm mutuals sheet (no NAIC codes) and the 'all statement types' aggregates skipped. No surplus lines eligibility list is published by SD (surplus lines filings go through the SLIP+ clearinghouse). 1 company(ies) found only in a per-line report, not in any total, left out: 38920 Kinsale Ins Co (Aircraft - All Perils). "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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