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Directory · Company · Updated 2026-10-18

Everest Premier Insurance Company · NAIC 16045

Where Everest Premier Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Everest Premier Insurance Company (NAIC 16045) is a property and casualty insurer domiciled in Delaware, part of Everest Reinsurance Holdings Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #14 of 39 in Washington workers' compensation in 2025 (1.9% share). It ranked #23 of 245 in California workers' compensation in 2025 (1.2% share). It ranked #94 of 312 in Wisconsin workers' compensation in 2024 (0.1% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Commercial auto, General liability, Workers' compensation—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Personal auto, Commercial auto, General liability, Workers' compensation—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Fidelity bonds, Inland marine, General liability, Medical malpractice, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), General liability, Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Personal auto, Equipment breakdown, Credit, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation02-09-2017Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, General liability, Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Workers' compensation—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Personal auto, Commercial auto, General liability, Workers' compensation—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Personal auto, General liability, Workers' compensation—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Personal auto, Commercial auto, General liability, Workers' compensation—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Commercial auto, General liability, Workers' compensation—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Credit, Crime (burglary and theft), Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation2017/03/08Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Workers' compensation—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, General liability, Workers' compensation—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Workers' compensation in California#23 of 245$139.7M1.16%2025
General liability in California#113 of 353$15.3M0.17%2025
Commercial auto in California#121 of 232$6.7M0.10%2025
Workers' compensation in Illinois#185 of 375$2.8M0.12%2025
Commercial auto in Illinois#357 of 448$170,7020.01%2025
General liability in Illinois#454 of 695$434,5090.01%2025
Workers' compensation in North Carolina#184 of 347$1.3M0.09%2025
Commercial auto in North Carolina#221 of 408$581,1800.03%2025
General liability in North Carolina#377 of 621$432,2100.01%2025
Workers' compensation in South Dakota#194 of 284$70,7620.04%2025
Commercial auto in South Dakota#205 of 237$13,5320.01%2025
Workers' compensation in Texas#108 of 327$3.6M0.14%2025
Commercial auto in Texas#250 of 329$873,6390.01%2025
General liability in Texas#348 of 463$469,3480.01%2025
Workers' compensation in Washington#14 of 39$469,0001.86%2025
Workers' compensation in Wisconsin#94 of 312$2.5M0.14%2024
Commercial auto in Wisconsin#240 of 312$96,0260.01%2024
Standing

Where it's a top-10 writer

Everest Reinsurance Holdings Group (NAIC group 01120), the group Everest Premier Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
General liability in District of Columbia
Other Liability
#1$111.8M12.88%2025
Credit in District of Columbia
Credit
#2$9.9M29.42%2025
Surety bonds in Missouri
Surety
#5$6.9M4.18%2025
Commercial property (fire and allied lines) in District of Columbia
Allied Lines
#6$2.6M4.09%2025
Earthquake in Alaska
Earthquake
#7$2.8M4.67%2025
General liability in Alaska
Products Liability
#7$306,0003.15%2025
Commercial property (fire and allied lines) in Massachusetts
Allied Lines
#7$17.8M3.40%2025
Surety bonds in Massachusetts
Surety
#7$8.8M4.24%2025
Workers' compensation in Washington
Workers Compensation
#7$1.2M4.52%2025
Fidelity bonds in Arizona
Fidelity
#8$846,0004.52%2025
Crime (burglary and theft) in Delaware
Burglary and Theft
#8$95,0003.08%2025
General liability in District of Columbia
Products Liability
#8$324,0002.68%2025
General liability in Maine
Other Liability
#8$10.9M3.17%2025
Commercial property (fire and allied lines) in New York
Allied Lines
#8$47.8M3.31%2025
Workers' compensation in Ohio
Workers Compensation
#8$606,0000.05%2025
Earthquake in California
Earthquake
#9$60.1M2.53%2025
Surety bonds in Connecticut
Surety
#9$3.7M3.14%2025
Credit in Minnesota
Credit
#9$1.5M4.56%2025
Surety bonds in Nebraska
Surety
#9$2.0M3.10%2025
General liability in Connecticut
Products Liability
#10$2.3M2.91%2025
Commercial property (fire and allied lines) in Illinois
Allied Lines
#10$20.1M2.87%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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