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Directory · Alaska · Earthquake

Who writes earthquake in Alaska

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Fm Group wrote the most earthquake in Alaska in 2025, $9.9M and 16.8% of the state's premium; the top five groups hold 59%. Alaska's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the Alaska page.

By Sam Alishahi, independent insurance broker · All lines in Alaska

Top 10 · NAIC table: 12 - Earthquake

The insurer groups that write the most earthquake in Alaska

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Fm Group$9.9M16.76%0%Factory Mutual Insurance Company, Affiliated F M Insurance Company, Appalachian Insurance Company
2United Serv Automobile Assn Group$9.2M15.55%—United Services Automobile Association, USAA Reciprocal, Attorney-in-fact, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company
3State Farm Group$7.9M13.44%—State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
4Zurich Insurance Group$4.0M6.81%0%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
5Allianz Insurance Group$3.9M6.57%1%Allianz Global Risks US Insurance Company, Jefferson Insurance Company, Fireman's Fund Insurance Company, AGCS Marine Insurance Company
6Swiss Re Group$3.5M5.96%0%Swiss Re Corporate Solutions Elite Insurance Corporation, Swiss Re Corporate Solutions America Insurance Corporation, Swiss Re Corporate Solutions Capacity Insurance Corporation, Swiss Re Corporate Solutuions Premier Insurance Corporation
7Everest Reinsurance Holdings Group$2.8M4.67%0%Everest National Insurance Company, Everest Premier Insurance Company, Everest Denali Insurance Company, Everest Reinsurance (Bermuda) Limited -
8Axa Insurance Group$2.1M3.60%28%XL Specialty Insurance Company, XL Insurance America, Inc., Greenwich Insurance Company, |Indian Harbor Insurance Company
9Icw Group Assets Inc Group$2.1M3.60%0%Insurance Company of the West, Explorer Insurance Company, Icw Casualty Insurance Company, ICW National Insurance Company
10Axis Capital Group$2.0M3.38%8%AXIS Insurance Company, AXIS Surplus Insurance Company, AXIS Reinsurance Company, AXIS Specialty Insurance Company
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Last resort for earthquake in Alaska

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Alaska insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = Alaska Division of Insurance Annual Report (FY2025, CY2024 data) 'ADMITTED COMPANIES CY 2024' rosters; all three sections kept with type = section heading: Life 352, Health 53, Property & Casualty 724. Filter type == 'Property & Casualty' for P&C. The report gives no domicile, lines of authority or admission date (fields blank); title insurers, fraternals, HMOs and risk retention groups are not in these rosters. Surplus lines = Bulletin B26-04 white list (2026): foreign (US) surplus lines insurers with NAIC codes plus division-approved alien insurers listed without an NAIC code (alien=true); alien insurers on the NAIC IID Quarterly Listing are eligible in Alaska but not listed here; no eligibility dates given; voluntary withdrawals excluded: 42595 ROCKINGHAM CASUALTY COMPANY, 35912 AMERICAN WESTERN HOME INSURANCE COMPANY. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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