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Directory · Company · Updated 2026-10-18

Everest National Insurance Company · NAIC 10120

Where Everest National Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Everest National Insurance Company (NAIC 10120) is a property and casualty insurer domiciled in Delaware, part of Everest Reinsurance Holdings Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #10 of 110 in California crime (burglary and theft) in 2025 (1.6% share). It ranked #14 of 162 in North Carolina crime (burglary and theft) in 2025 (1.0% share). It ranked #20 of 70 in South Dakota crime (burglary and theft) in 2025 (0.9% share). The U.S. Treasury lists it as a certified surety with a $32.2M underwriting limit.

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Umbrella and excess, Workers' compensation—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Fidelity bonds, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Inland marine, General liability, Medical malpractice, Ocean marine, Professional liability (E&O), Commercial property (fire and allied lines), Umbrella and excess, Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation09-01-1986Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability, Commercial property (fire and allied lines), Umbrella and excess, Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Inland marine, General liability, Commercial property (fire and allied lines), Umbrella and excess, Workers' compensation—Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Personal auto, Crime (burglary and theft), Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Inland marine, General liability, Surety bonds, Umbrella and excess, Workers' compensation—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), General liability, Workers' compensation—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1993/09/20Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Crime (burglary and theft), General liability, Workers' compensation—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Fidelity bonds, General liability, Medical malpractice, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Crime (burglary and theft) in California#10 of 110$755,2291.56%2025
General liability in California#32 of 353$79.9M0.91%2025
Surety bonds in California#37 of 148$9.4M0.74%2025
Commercial auto in California#57 of 232$26.3M0.41%2025
Workers' compensation in California#88 of 245$27.6M0.23%2025
Personal auto in California#103 of 118$427,3580.00%2025
Commercial package (BOP, CMP) in California#107 of 207$5.1M0.08%2025
Inland marine in California#147 of 248$953,5140.03%2025
Commercial property (fire and allied lines) in California#187 of 210$7,9620.00%2025
Crime (burglary and theft) in Illinois#26 of 188$167,2440.45%2025
General liability in Illinois#59 of 695$30.7M0.47%2025
Commercial auto in Illinois#125 of 448$4.6M0.14%2025
Workers' compensation in Illinois#197 of 375$2.3M0.10%2025
Commercial package (BOP, CMP) in Illinois#226 of 400$1.2M0.04%2025
Inland marine in Illinois#309 of 452$85,6490.01%2025
Commercial property (fire and allied lines) in Illinois#377 of 387$3930.00%2025
Crime (burglary and theft) in North Carolina#14 of 162$170,6931.01%2025
General liability in North Carolina#56 of 621$16.4M0.55%2025
Commercial auto in North Carolina#150 of 408$1.6M0.08%2025
Workers' compensation in North Carolina#207 of 347$926,0880.06%2025
Commercial package (BOP, CMP) in North Carolina#209 of 361$718,8870.04%2025
Commercial property (fire and allied lines) in North Carolina#327 of 340$7070.00%2025
Inland marine in North Carolina#392 of 420$1,5330.00%2025
Crime (burglary and theft) in South Dakota#20 of 70$7,8990.90%2025
General liability in South Dakota#81 of 356$636,0080.29%2025
Workers' compensation in South Dakota#101 of 284$325,6080.17%2025
Commercial auto in South Dakota#129 of 237$178,9280.07%2025
Commercial package (BOP, CMP) in South Dakota#164 of 217$48,0440.02%2025
Crime (burglary and theft) in Texas#21 of 137$339,7300.50%2025
General liability in Texas#35 of 463$53.8M0.80%2025
Workers' compensation in Texas#95 of 327$4.7M0.19%2025
Commercial auto in Texas#96 of 329$15.1M0.19%2025
Commercial property (fire and allied lines) in Texas#170 of 260$420,0440.01%2025
Commercial package (BOP, CMP) in Texas#187 of 260$1.7M0.04%2025
Inland marine in Texas#260 of 356$66,5540.00%2025
Crime (burglary and theft) in Washington#20 of 39$56,0000.64%2025
Workers' compensation in Washington#20 of 39$227,0000.90%2025
General liability in Washington#28 of 91$13.3M1.19%2025
General liability in Wisconsin#34 of 429$8.4M0.66%2024
Commercial auto in Wisconsin#97 of 312$1.5M0.14%2024
Commercial package (BOP, CMP) in Wisconsin#128 of 276$770,0750.07%2024
Standing

Where it's a top-10 writer

Everest Reinsurance Holdings Group (NAIC group 01120), the group Everest National Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
General liability in District of Columbia
Other Liability
#1$111.8M12.88%2025
Credit in District of Columbia
Credit
#2$9.9M29.42%2025
Surety bonds in Missouri
Surety
#5$6.9M4.18%2025
Commercial property (fire and allied lines) in District of Columbia
Allied Lines
#6$2.6M4.09%2025
Earthquake in Alaska
Earthquake
#7$2.8M4.67%2025
General liability in Alaska
Products Liability
#7$306,0003.15%2025
Commercial property (fire and allied lines) in Massachusetts
Allied Lines
#7$17.8M3.40%2025
Surety bonds in Massachusetts
Surety
#7$8.8M4.24%2025
Workers' compensation in Washington
Workers Compensation
#7$1.2M4.52%2025
Fidelity bonds in Arizona
Fidelity
#8$846,0004.52%2025
Crime (burglary and theft) in Delaware
Burglary and Theft
#8$95,0003.08%2025
General liability in District of Columbia
Products Liability
#8$324,0002.68%2025
General liability in Maine
Other Liability
#8$10.9M3.17%2025
Commercial property (fire and allied lines) in New York
Allied Lines
#8$47.8M3.31%2025
Workers' compensation in Ohio
Workers Compensation
#8$606,0000.05%2025
Earthquake in California
Earthquake
#9$60.1M2.53%2025
Surety bonds in Connecticut
Surety
#9$3.7M3.14%2025
Credit in Minnesota
Credit
#9$1.5M4.56%2025
Surety bonds in Nebraska
Surety
#9$2.0M3.10%2025
General liability in Connecticut
Products Liability
#10$2.3M2.91%2025
Commercial property (fire and allied lines) in Illinois
Allied Lines
#10$20.1M2.87%2025
Bonds

Treasury-certified surety

On the U.S. Treasury's Circular 570 (updated August 01, 2026) with an underwriting limit of $32.2M per bond, licensed to write surety in 52 states and territories: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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