
Who writes personal auto in California
Ranked by direct premium written in 2025 from the California Department of Insurance market share report (every company, not a top-N list).
118 companies wrote personal auto in California in 2025, $48.40B in direct premium. State Farm Mutual Automobile Insurance Company led with 13.8%; the top five hold 48%.
By Sam Alishahi, independent insurance broker · All lines in California
The companies
| # | Company | NAIC | Home state | Status here | Premium | Share |
|---|---|---|---|---|---|---|
| 1 | State Farm Mutual Automobile Insurance Company | 25178 | IL | Admitted (licensed) | $6.69B | 13.83% |
| 2 | Interinsurance Exchange of the Automobile Club | 15598 | CA | Admitted (licensed) | $4.89B | 10.11% |
| 3 | GEICO General Insurance Company | 35882 | NE | Admitted (licensed) | $4.75B | 9.82% |
| 4 | CSAA Insurance Exchange | 15539 | CA | Admitted (licensed) | $3.89B | 8.03% |
| 5 | Allstate Northbrook Indemnity Company | 36455 | IL | Admitted (licensed) | $3.11B | 6.42% |
| 6 | Mercury Insurance Company | 27553 | CA | Admitted (licensed) | $2.69B | 5.56% |
| 7 | Farmers Insurance Exchange | 21652 | CA | Admitted (licensed) | $2.18B | 4.50% |
| 8 | Infinity Insurance Company | 22268 | IN | Admitted (licensed) | $2.08B | 4.30% |
| 9 | United Financial Casualty Company | 11770 | OH | Admitted (licensed) | $1.84B | 3.80% |
| 10 | Drive Insurance Company | 27804 | OH | Admitted (licensed) | $945.8M | 1.95% |
| 11 | Safeco Insurance Company of America | 24740 | NH | Admitted (licensed) | $897.0M | 1.85% |
| 12 | Aspire General Insurance Company | 15290 | CA | Admitted (licensed) | $874.2M | 1.81% |
| 13 | American Family Connect Property and Casualty Insurance Company | 29068 | WI | Admitted (licensed) | $860.5M | 1.78% |
| 14 | Integon National Insurance Company | 29742 | IL | Admitted (licensed) | $851.7M | 1.76% |
| 15 | USAA Casualty Insurance Company | 25968 | TX | Admitted (licensed) | $794.3M | 1.64% |
| 16 | Wawanesa General Insurance Company | 10683 | CA | Admitted (licensed) | $791.6M | 1.64% |
| 17 | Progressive Select Insurance Company | 10192 | OH | Admitted (licensed) | $749.1M | 1.55% |
| 18 | Tesla Insurance Company | 24813 | CA | Admitted (licensed) | $725.0M | 1.50% |
| 19 | USAA General Indemnity Company | 18600 | TX | Admitted (licensed) | $596.8M | 1.23% |
| 20 | United Services Automobile Association, USAA Reciprocal, Attorney-in-fact | 25941 | TX | Admitted (licensed) | $552.6M | 1.14% |
| 21 | Garrison Property and Casualty Insurance Company | 21253 | TX | Admitted (licensed) | $543.1M | 1.12% |
| 22 | Coast National Insurance Company | 25089 | CA | Admitted (licensed) | $504.8M | 1.04% |
| 23 | Travelers Commercial Insurance Company | 36137 | CT | Admitted (licensed) | $488.7M | 1.01% |
| 24 | GEICO Protection Insurance Company | 17511 | NE | Admitted (licensed) | $468.7M | 0.97% |
| 25 | 21st Century Casualty Company | 36404 | CA | Admitted (licensed) | $455.0M | 0.94% |
| 26 | Mid-Century Insurance Company | 21687 | CA | Admitted (licensed) | $423.0M | 0.87% |
| 27 | Nationwide Insurance Company of America | 25453 | OH | Admitted (licensed) | $421.4M | 0.87% |
| 28 | Viking Insurance Company of Wisconsin | 13137 | WI | Admitted (licensed) | $348.9M | 0.72% |
| 29 | California Automobile Insurance Company | 38342 | CA | Admitted (licensed) | $331.1M | 0.68% |
| 30 | State National Insurance Company, Inc. | 12831 | TX | Admitted (licensed) | $321.6M | 0.66% |
| 31 | Integon Preferred Insurance Company | 31488 | IL | Admitted (licensed) | $289.7M | 0.60% |
| 32 | California Casualty Indemnity Exchange, The | 20117 | CA | Admitted (licensed) | $233.4M | 0.48% |
| 33 | Loya Casualty Insurance Company | 12589 | CA | Admitted (licensed) | $222.4M | 0.46% |
| 34 | Hartford Underwriters Insurance Company | 30104 | CT | Admitted (licensed) | $198.7M | 0.41% |
| 35 | Amica Mutual Insurance Company, The | 19976 | RI | Admitted (licensed) | $151.0M | 0.31% |
| 36 | Essentia Insurance Company | 37915 | MO | Admitted (licensed) | $126.1M | 0.26% |
| 37 | Anchor General Insurance Company | 40010 | CA | Admitted (licensed) | $122.1M | 0.25% |
| 38 | Permanent General Assurance Corporation | 37648 | TN | Admitted (licensed) | $119.2M | 0.25% |
| 39 | Encompass Insurance Company | 10358 | IL | Admitted (licensed) | $115.5M | 0.24% |
| 40 | Root Insurance Company | 10974 | OH | Admitted (licensed) | $105.6M | 0.22% |
| 41 | Federal Insurance Company | 20281 | IN | Admitted (licensed) | $91.0M | 0.19% |
| 42 | Progressive Direct Insurance Company | 16322 | OH | Admitted (licensed) | $90.7M | 0.19% |
| 43 | California Capital Insurance Company | 13544 | CA | Admitted (licensed) | $83.6M | 0.17% |
| 44 | Incline National Insurance Company | 19269 | CA | Admitted (licensed) | $81.6M | 0.17% |
| 45 | American National Property and Casualty Company | 28401 | NE | Admitted (licensed) | $70.1M | 0.14% |
| 46 | Horace Mann Insurance Company | 22578 | IL | Admitted (licensed) | $64.7M | 0.13% |
| 47 | Foremost Insurance Company Grand Rapids, Michigan | 11185 | MI | Admitted (licensed) | $63.3M | 0.13% |
| 48 | Metromile Insurance Company | 16187 | NY | Admitted (licensed) | $61.0M | 0.13% |
| 49 | Seaview Insurance Company | 10004 | CA | Admitted (licensed) | $60.3M | 0.12% |
| 50 | Knightbrook Insurance Company | 13722 | DE | Admitted (licensed) | $56.0M | 0.12% |
| 51 | Trumbull Insurance Company | 27120 | CT | Admitted (licensed) | $56.0M | 0.12% |
| 52 | CSAA General Insurance Company | 37770 | IN | Admitted (licensed) | $53.7M | 0.11% |
| 53 | Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact | 12873 | FL | Admitted (licensed) | $53.0M | 0.11% |
| 54 | Progressive Casualty Insurance Company | 24260 | OH | Admitted (licensed) | $45.2M | 0.09% |
| 55 | GEICO Indemnity Company | 22055 | NE | Admitted (licensed) | $40.3M | 0.08% |
| 56 | Grange Insurance Association | 22101 | WA | Admitted (licensed) | $38.9M | 0.08% |
| 57 | National General Insurance Company | 23728 | IL | Admitted (licensed) | $36.8M | 0.08% |
| 58 | Commerce West Insurance Company | 13161 | CA | Admitted (licensed) | $35.2M | 0.07% |
| 59 | Orion Indemnity Company | 13250 | CA | Admitted (licensed) | $35.0M | 0.07% |
| 60 | Travelers Property Casualty Insurance Company | 36161 | CT | Admitted (licensed) | $34.7M | 0.07% |
| 61 | Safeway Insurance Company | 12521 | IL | Admitted (licensed) | $34.7M | 0.07% |
| 62 | American States Preferred Insurance Company | 37214 | IN | Admitted (licensed) | $33.6M | 0.07% |
| 63 | Cincinnati Insurance Company (The) | 10677 | OH | Admitted (licensed) | $30.0M | 0.06% |
| 64 | AIG Property Casualty Company | 19402 | IL | Admitted (licensed) | $28.0M | 0.06% |
| 65 | Hartford Casualty Insurance Company | 29424 | IN | Admitted (licensed) | $27.8M | 0.06% |
| 66 | National General Assurance Company | 42447 | IL | Admitted (licensed) | $27.8M | 0.06% |
| 67 | Bankers Standard Insurance Company | 18279 | PA | Admitted (licensed) | $27.8M | 0.06% |
| 68 | Allstate Insurance Company | 19232 | IL | Admitted (licensed) | $27.1M | 0.06% |
| 69 | Nations Insurance Company Dba Nations Insurance Company of Florida Dba Nations Insurance Company of Florida | 13127 | CA | Admitted (licensed) | $26.5M | 0.05% |
| 70 | Response Indemnity Company of California | 10970 | CA | Admitted (licensed) | $24.0M | 0.05% |
| 71 | First Acceptance Insurance Company, Inc. | 10336 | TX | Admitted (licensed) | $22.2M | 0.05% |
| 72 | HORACE MANN PROPERTY \u0026 CASUALTY INSURANCE COMPANY | 22756 | IL | Admitted (licensed) | $20.0M | 0.04% |
| 73 | Accredited Surety and Casualty Company, Inc. | 26379 | FL | Admitted (licensed) | $19.6M | 0.04% |
| 74 | MAPFRE Insurance Company | 23876 | NJ | Admitted (licensed) | $15.4M | 0.03% |
| 75 | Qualitas Insurance Company | 14133 | CA | Admitted (licensed) | $13.3M | 0.03% |
| 76 | Stillwater Insurance Company | 25180 | CA | Admitted (licensed) | $10.9M | 0.02% |
| 77 | American Alternative Insurance Corporation | 19720 | DE | Admitted (licensed) | $10.7M | 0.02% |
| 78 | Philadelphia Indemnity Insurance Company | 18058 | PA | Admitted (licensed) | $10.5M | 0.02% |
| 79 | 21st Century Centennial Insurance Company | 34789 | PA | Admitted (licensed) | $8.8M | 0.02% |
| 80 | Sterling Casualty Insurance Company | 12878 | CA | Admitted (licensed) | $8.3M | 0.02% |
| 81 | Crestbrook Insurance Company | 18961 | OH | Admitted (licensed) | $8.2M | 0.02% |
| 82 | Safeco Insurance Company of Illinois | 39012 | IL | Admitted (licensed) | $7.9M | 0.02% |
| 83 | American Modern Property and Casualty Insurance Company | 42722 | OH | Admitted (licensed) | $7.7M | 0.02% |
| 84 | Nationwide Mutual Insurance Company | 23787 | OH | Admitted (licensed) | $7.7M | 0.02% |
| 85 | National Specialty Insurance Company | 22608 | TX | Admitted (licensed) | $6.8M | 0.01% |
| 86 | Spinnaker Insurance Company | 24376 | IL | Admitted (licensed) | $5.8M | 0.01% |
| 87 | MIC General Insurance Corporation | 38660 | IL | Admitted (licensed) | $5.1M | 0.01% |
| 88 | Pacific Star Insurance Company | 29793 | WI | Admitted (licensed) | $4.3M | 0.01% |
| 89 | Eagle West Insurance Company | 12890 | CA | Admitted (licensed) | $3.2M | 0.01% |
| 90 | Trisura Insurance Company | 22225 | OK | Admitted (licensed) | $2.9M | 0.01% |
| 91 | Trans Pacific Insurance Company | 41238 | NY | Admitted (licensed) | $2.4M | 0.00% |
| 92 | Century-National Insurance Company | 26905 | IL | Admitted (licensed) | $1.8M | 0.00% |
| 93 | Pacific Specialty Insurance Company | 37850 | CA | Admitted (licensed) | $1.6M | 0.00% |
| 94 | First National Insurance Company of America | 24724 | NH | Admitted (licensed) | $1.1M | 0.00% |
| 95 | Foremost Property and Casualty Insurance Company | 11800 | MI | Admitted (licensed) | $988,675 | 0.00% |
| 96 | National Unity Insurance Company | 19119 | TX | Admitted (licensed) | $951,160 | 0.00% |
| 97 | American Bankers Insurance Company of Florida | 10111 | FL | Admitted (licensed) | $838,347 | 0.00% |
| 98 | Equity Insurance Company | 28746 | TX | Admitted (licensed) | $618,090 | 0.00% |
| 99 | Markel American Insurance Company | 28932 | VA | Admitted (licensed) | $596,713 | 0.00% |
| 100 | XL Specialty Insurance Company | 37885 | DE | Admitted (licensed) | $585,777 | 0.00% |
| 101 | Twin City Fire Insurance Company (The) | 29459 | IN | Admitted (licensed) | $492,304 | 0.00% |
| 102 | Aegis Security Insurance Company | 33898 | CA | Admitted (licensed) | $431,179 | 0.00% |
| 103 | Everest National Insurance Company | 10120 | DE | Admitted (licensed) | $427,358 | 0.00% |
| 104 | Ocean Harbor Casualty Insurance Company | 12360 | FL | Admitted (licensed) | $416,062 | 0.00% |
| 105 | RiverStone International Insurance, Inc. | 21261 | MA | Admitted (licensed) | $299,817 | 0.00% |
| 106 | QBE Insurance (Europe) Limited | 39217 | PA | Admitted (licensed) | $226,317 | 0.00% |
| 107 | Oregon Mutual Insurance Company | 14907 | OR | Admitted (licensed) | $67,005 | 0.00% |
| 108 | STARR INDEMNITY \u0026 LIABILITY COMPANY | 38318 | TX | Admitted (licensed) | $46,502 | 0.00% |
| 109 | DB Insurance Company, Ltd. (US Branch) | 12502 | HI | Admitted (licensed) | $43,029 | 0.00% |
| 110 | Midvale Indemnity Company | 27138 | WI | Admitted (licensed) | $41,607 | 0.00% |
| 111 | Pharmacists Mutual Insurance Company | 13714 | IA | Admitted (licensed) | $38,985 | 0.00% |
| 112 | MS Transverse Insurance Company | 21075 | TX | Admitted (licensed) | $29,665 | 0.00% |
| 113 | GEICO Casualty Company | 41491 | NE | Admitted (licensed) | $18,154 | 0.00% |
| 114 | American Modern Home Insurance Company | 23469 | OH | Admitted (licensed) | $7,437 | 0.00% |
| 115 | Incline Casualty Company | 11090 | TX | Admitted (licensed) | $6,802 | 0.00% |
| 116 | Government Employees Insurance Company | 22063 | NE | Admitted (licensed) | $6,539 | 0.00% |
| 117 | Nevada General Insurance Company | 10007 | NV | Admitted (licensed) | $5,990 | 0.00% |
| 118 | American Family Home Insurance Company | 23450 | FL | Admitted (licensed) | $304 | 0.00% |
Method and source
Source: the California Department of Insurance company list, read 2026-10-17 and the surplus lines list. California's company search lists every company on file (all lines, including some no longer active); P&C status comes from the merge. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.
Someone will insure it. I find who.
Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.
Get a reminder before your renewal.
Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.