Directory · Washington · General liability
Who writes general liability in Washington
The 91 largest writers by premium in 2025 from the Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington market report (a top-91 list, shares of earned premium).
The 91 largest writers of general liability in Washington in 2025: State Farm Fire and Casualty Company led with 6.4% of the state's premium; the top five hold 24%.
By Sam Alishahi, independent insurance broker · All lines in Washington
General liability · Washington
The companies
| # | Company | NAIC | Home state | Status here | Premium | Share |
|---|---|---|---|---|---|---|
| 1 | State Farm Fire and Casualty Company | 25143 | IL | Admitted (licensed) | $71.2M | 6.37% |
| 2 | American Bankers Insurance Company of Florida | 10111 | FL | Admitted (licensed) | $61.3M | 5.48% |
| 3 | Continental Casualty Company | 20443 | IL | Admitted (licensed) | $46.6M | 4.17% |
| 4 | Federal Insurance Company | 20281 | IN | Admitted (licensed) | $46.4M | 4.15% |
| 5 | Safeco Insurance Company of America | 24740 | NH | Admitted (licensed) | $46.1M | 4.12% |
| 6 | Travelers Casualty and Surety Company of America | 31194 | CT | Admitted (licensed) | $39.7M | 3.55% |
| 7 | Ace American Insurance Company | 22667 | PA | Admitted (licensed) | $38.8M | 3.47% |
| 8 | Western National Mutual Insurance Company | 15377 | MN | Admitted (licensed) | $37.8M | 3.38% |
| 9 | Allstate Indemnity Company | 19240 | IL | Admitted (licensed) | $37.1M | 3.32% |
| 10 | Travelers Property Casualty Company of America | 25674 | CT | Admitted (licensed) | $36.1M | 3.23% |
| 11 | Zurich American Insurance Company | 16535 | NY | Admitted (licensed) | $35.6M | 3.19% |
| 12 | National Union Fire Insurance Company of Pittsburgh, Pennsylvania | 19445 | PA | Admitted (licensed) | $29.9M | 2.68% |
| 13 | Hudson Insurance Company | 25054 | DE | Admitted (licensed) | $29.8M | 2.67% |
| 14 | Ohio Casualty Insurance Company (The) | 24074 | NH | Admitted (licensed) | $27.9M | 2.50% |
| 15 | Continental Insurance Company, (The) | 35289 | PA | Admitted (licensed) | $24.1M | 2.16% |
| 16 | Federated Reserve Insurance Company | 16024 | MN | Admitted (licensed) | $22.2M | 1.99% |
| 17 | Philadelphia Indemnity Insurance Company | 18058 | PA | Admitted (licensed) | $20.5M | 1.84% |
| 18 | American Guarantee and Liability Insurance Company | 26247 | NY | Admitted (licensed) | $20.2M | 1.81% |
| 19 | Cincinnati Insurance Company (The) | 10677 | OH | Admitted (licensed) | $20.0M | 1.79% |
| 20 | Arch Insurance (UK) Limited | 11150 | MO | Admitted (licensed) | $19.6M | 1.75% |
| 21 | PEMCO Mutual Insurance Company | 24341 | WA | Admitted (licensed) | $16.2M | 1.45% |
| 22 | STARR INDEMNITY \u0026 LIABILITY COMPANY | 38318 | TX | Admitted (licensed) | $16.1M | 1.44% |
| 23 | State National Insurance Company, Inc. | 12831 | TX | Admitted (licensed) | $15.5M | 1.39% |
| 24 | Alaska National Insurance Company | 38733 | AK | Admitted (licensed) | $15.4M | 1.38% |
| 25 | Safety National Casualty Corporation | 15105 | MO | Admitted (licensed) | $15.4M | 1.38% |
| 26 | Titan Insurance Company, Inc., A Risk Retention Group | 11153 | SC | Admitted (licensed) | $15.4M | 1.38% |
| 27 | Farmers Insurance Exchange | 21652 | CA | Admitted (licensed) | $15.0M | 1.34% |
| 28 | Everest National Insurance Company | 10120 | DE | Admitted (licensed) | $13.3M | 1.19% |
| 29 | Ace Property and Casualty Insurance Company | 20699 | PA | Admitted (licensed) | $12.8M | 1.15% |
| 30 | RLI Insurance Company | 13056 | IL | Admitted (licensed) | $12.2M | 1.09% |
| 31 | Hanover Insurance Company (The) | 22292 | NH | Admitted (licensed) | $12.2M | 1.09% |
| 32 | Cumis Insurance Society Incorporated | 10847 | IA | Admitted (licensed) | $11.0M | 0.98% |
| 33 | Middlesex Insurance Company | 23434 | WI | Admitted (licensed) | $10.3M | 0.92% |
| 34 | United Services Automobile Association, USAA Reciprocal, Attorney-in-fact | 25941 | TX | Admitted (licensed) | $10.2M | 0.91% |
| 35 | Toyota Motor Insurance Company | 37621 | AZ | Admitted (licensed) | $10.2M | 0.91% |
| 36 | Hartford Fire Insurance Company | 19682 | CT | Admitted (licensed) | $9.8M | 0.88% |
| 37 | XL Specialty Insurance Company | 37885 | DE | Admitted (licensed) | $9.6M | 0.86% |
| 38 | Attorneys' Liability Assurance Society Ltd., A Risk Retention Group | 15445 | VT | Admitted (licensed) | $9.4M | 0.84% |
| 39 | Liberty Mutual Fire Insurance Company | 23035 | WI | Admitted (licensed) | $9.3M | 0.83% |
| 40 | Liberty Mutual Insurance Company | 42404 | IL | Admitted (licensed) | $8.2M | 0.74% |
| 41 | Twin City Fire Insurance Company (The) | 29459 | IN | Admitted (licensed) | $8.2M | 0.73% |
| 42 | Securian Casualty Company | 10054 | MN | Admitted (licensed) | $8.2M | 0.73% |
| 43 | Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact | 12873 | FL | Admitted (licensed) | $7.9M | 0.71% |
| 44 | Berkley Assurance Company | 32603 | DE | Admitted (licensed) | $7.3M | 0.66% |
| 45 | QBE Insurance (Europe) Limited | 39217 | PA | Admitted (licensed) | $7.3M | 0.65% |
| 46 | Federated Mutual Insurance Company | 13935 | MN | Admitted (licensed) | $7.3M | 0.65% |
| 47 | Mutual of Enumclaw Insurance Company | 14761 | OR | Admitted (licensed) | $7.2M | 0.64% |
| 48 | Hiscox Insurance Company (Bermuda), Ltd. | 10200 | IL | Admitted (licensed) | $7.0M | 0.63% |
| 49 | Endurance American Insurance Company | 10641 | DE | Admitted (licensed) | $6.6M | 0.59% |
| 50 | Berkshire Hathaway Specialty Insurance Company | 22276 | NE | Admitted (licensed) | $6.2M | 0.55% |
| 51 | Navigators Insurance Company | 42307 | NY | Admitted (licensed) | $6.0M | 0.54% |
| 52 | AXIS Insurance Company | 37273 | IL | Admitted (licensed) | $5.8M | 0.52% |
| 53 | Scottsdale Indemnity Company | 15580 | OH | Admitted (licensed) | $5.5M | 0.49% |
| 54 | Great American Insurance Company | 16691 | OH | Admitted (licensed) | $5.4M | 0.48% |
| 55 | PCH Mutual Insurance Company Risk Retention Group | 11973 | VT | Admitted (licensed) | $5.1M | 0.46% |
| 56 | Markel American Insurance Company | 28932 | VA | Admitted (licensed) | $4.6M | 0.41% |
| 57 | United States Liability Insurance Company | 25895 | NE | Admitted (licensed) | $4.5M | 0.40% |
| 58 | ALPS PROPERTY \u0026 CASUALTY INSURANCE COMPANY | 32450 | MT | Admitted (licensed) | $4.3M | 0.38% |
| 59 | Old Republic Insurance Company | 24147 | PA | Admitted (licensed) | $4.2M | 0.38% |
| 60 | Ohio Security Insurance Company | 24082 | NH | Admitted (licensed) | $4.0M | 0.36% |
| 61 | Allianz Global Risks US Insurance Company | 35300 | IL | Admitted (licensed) | $3.8M | 0.34% |
| 62 | Beazley Insurance Company, Inc. | 37540 | CT | Admitted (licensed) | $3.7M | 0.33% |
| 63 | Swiss Re Corporate Solutions America Insurance Corporation | 29874 | MO | Admitted (licensed) | $3.4M | 0.30% |
| 64 | RSUI Indemnity Company | 22314 | NH | Admitted (licensed) | $2.7M | 0.24% |
| 65 | Ironshore Indemnity, Inc. | 23647 | IL | Admitted (licensed) | $2.6M | 0.24% |
| 66 | Endurance Assurance Corporation | 11551 | DE | Admitted (licensed) | $2.5M | 0.22% |
| 67 | Atlantic Specialty Insurance Company | 27154 | NY | Admitted (licensed) | $2.5M | 0.22% |
| 68 | Hartford Underwriters Insurance Company | 30104 | CT | Admitted (licensed) | $2.5M | 0.22% |
| 69 | Western National Assurance Company | 24465 | MN | Admitted (licensed) | $2.1M | 0.19% |
| 70 | Sentry Insurance Company | 24988 | WI | Admitted (licensed) | $1.3M | 0.12% |
| 71 | Great Northern Insurance Company | 20303 | IN | Admitted (licensed) | $901,000 | 0.08% |
| 72 | Selective Insurance Company of America | 12572 | NJ | Admitted (licensed) | $894,000 | 0.08% |
| 73 | Great American Assurance Company | 26344 | OH | Admitted (licensed) | $888,000 | 0.08% |
| 74 | EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company) | 21415 | IA | Admitted (licensed) | $706,000 | 0.06% |
| 75 | Travelers Indemnity Company (The) | 25658 | CT | Admitted (licensed) | $661,000 | 0.06% |
| 76 | Penn Millers Insurance Company | 14982 | PA | Admitted (licensed) | $622,000 | 0.06% |
| 77 | Nationwide Agribusiness Insurance Company | 28223 | IA | Admitted (licensed) | $617,000 | 0.06% |
| 78 | Crestbrook Insurance Company | 18961 | OH | Admitted (licensed) | $540,000 | 0.05% |
| 79 | Chubb Indemnity Insurance Company | 12777 | NY | Admitted (licensed) | $473,000 | 0.04% |
| 80 | Sentry Select Insurance Company | 21180 | WI | Admitted (licensed) | $451,000 | 0.04% |
| 81 | Pennsylvania Lumbermen's Mutual Insurance Company | 14974 | PA | Admitted (licensed) | $431,000 | 0.04% |
| 82 | Sompo America Insurance Company | 11126 | NY | Admitted (licensed) | $394,000 | 0.04% |
| 83 | Zurich American Insurance Company of Illinois | 27855 | IL | Admitted (licensed) | $360,000 | 0.03% |
| 84 | EMC PROPERTY \u0026 CASUALTY COMPANY | 25186 | IA | Admitted (licensed) | $350,000 | 0.03% |
| 85 | Liberty Mutual Insurance Company | 23043 | MA | Admitted (licensed) | $307,000 | 0.03% |
| 86 | Valley Forge Insurance Company | 20508 | PA | Admitted (licensed) | $278,000 | 0.02% |
| 87 | L M Insurance Corporation | 33600 | IL | Admitted (licensed) | $249,000 | 0.02% |
| 88 | Medmarc Casualty Insurance Company | 22241 | VT | Admitted (licensed) | $162,000 | 0.01% |
| 89 | HDI Global Insurance Company | 41343 | IL | Admitted (licensed) | $36,000 | 0.00% |
| 90 | CLIC Risk Retention Group, Inc. | 16707 | AZ | Admitted (licensed) | $16,000 | 0.00% |
| 91 | Pacific Indemnity Company | 20346 | DE | Admitted (licensed) | $7,000 | 0.00% |
Method and source
Source: the Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington company list, read 2026-10-17 and the surplus lines list. Washington's authorized list comes from the OIC's 2025 market report (Appendix D), which leaves out authorized companies with no premium that year. Premiums are in thousands. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
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