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Directory · Texas · Commercial property (fire and allied lines)

Who writes commercial property (fire and allied lines) in Texas

Ranked by direct premium written in 2025 from the Texas Department of Insurance market share report (every company, not a top-N list).

259 companies wrote commercial property (fire and allied lines) in Texas in 2025, $5.10B in direct premium. Texas Windstorm Insurance Association led with 16.1%; the top five hold 39%. 980 companies are licensed for the line.

By Sam Alishahi, independent insurance broker · All lines in Texas

Top 10 · NAIC table: 02.1 - Allied Lines

The insurer groups that write the most commercial property (fire and allied lines) in Texas

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Tfp & Twi Group$892.0M20.83%23%Texas Windstorm Insurance Association, Texas Fair Plan Association
2Berkshire Hathaway Group$299.3M6.99%26%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
3Zurich Insurance Group$208.2M4.86%20%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
4Liberty Mutual Group$178.5M4.17%44%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
5Chubb Ltd Group$146.5M3.42%10%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
6Travelers Group$142.1M3.32%46%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
7Assurant Inc Group$141.5M3.30%32%Virginia Surety Company, Inc., American Bankers Insurance Company of Florida, American Security Insurance Company, Standard Guaranty Insurance Company
8United Serv Automobile Assn Group$135.4M3.16%56%United Services Automobile Association, USAA Reciprocal, Attorney-in-fact, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company
9Ms & Ad Insurance Group$135.1M3.15%14%Mitsui Sumitomo Insurance Company of America, MS Transverse Insurance Company, MS Transverse Specialty Insurance Company, Mitsui Sumitomo Insurance USA Inc.
10Fm Group$133.0M3.11%65%Factory Mutual Insurance Company, Affiliated F M Insurance Company, Appalachian Insurance Company
Commercial property (fire and allied lines) · Texas

The companies

#CompanyNAICHome stateStatus herePremiumShare
1Texas Windstorm Insurance Association30040TXAdmitted (licensed)$820.9M16.10%
2Germania Farm Mutual Insurance Association29610TXAdmitted (licensed)$489.9M9.61%
3Factory Mutual Insurance Company21482RIAdmitted (licensed)$263.9M5.18%
4Zurich American Insurance Company16535NYAdmitted (licensed)$228.2M4.48%
5Safeco Insurance Company of Indiana11215INAdmitted (licensed)$205.3M4.03%
6American Security Insurance Company42978DEAdmitted (licensed)$197.3M3.87%
7Ranchers and Farmers Mutual Insurance Company10199TXAdmitted (licensed)$192.5M3.78%
8Foremost Lloyds of Texas41688TXAdmitted (licensed)$151.4M2.97%
9Hochheim Prairie Farm Mutual Insurance Association31054TXAdmitted (licensed)$147.5M2.89%
10Travelers Lloyds Insurance Company, The41262TXAdmitted (licensed)$144.2M2.83%
11Swiss Re Corporate Solutions Elite Insurance Corporation29700MOAdmitted (licensed)$118.8M2.33%
12Allianz Global Risks US Insurance Company35300ILAdmitted (licensed)$98.1M1.92%
13American Modern Property and Casualty Insurance Company42722OHAdmitted (licensed)$96.2M1.89%
14SureChoice Underwriters Reciprocal Exchange17030TXAdmitted (licensed)$94.6M1.86%
15Affiliated F M Insurance Company10014RIAdmitted (licensed)$91.3M1.79%
16R.V.O.S. Farm Mutual Insurance Company21733TXAdmitted (licensed)$83.2M1.63%
17Texas Fair Plan Association11543TXAdmitted (licensed)$80.1M1.57%
18Texas Farm Bureau Underwriters25399TXAdmitted (licensed)$78.3M1.54%
19XL Insurance America, Inc.24554DEAdmitted (licensed)$73.8M1.45%
20United Services Automobile Association, USAA Reciprocal, Attorney-in-fact25941TXAdmitted (licensed)$64.3M1.26%
21Federated Mutual Insurance Company13935MNAdmitted (licensed)$45.6M0.90%
22Dorinco Reinsurance Company33499MIAdmitted (licensed)$44.9M0.88%
23USAA Casualty Insurance Company25968TXAdmitted (licensed)$42.0M0.82%
24Employers Insurance Company of Wausau21458WIAdmitted (licensed)$40.6M0.80%
25HDI Global Insurance Company41343ILAdmitted (licensed)$40.5M0.79%
26Continental Casualty Company20443ILAdmitted (licensed)$35.4M0.69%
27Sentry Insurance Company24988WIAdmitted (licensed)$35.3M0.69%
28Hartford Fire Insurance Company19682CTAdmitted (licensed)$34.4M0.67%
29Southern Vanguard Insurance Company10925TXAdmitted (licensed)$34.1M0.67%
30Safepoint Insurance Company15341FLAdmitted (licensed)$28.3M0.56%
31American Home Assurance Company19380NYAdmitted (licensed)$27.5M0.54%
32SafePort Insurance Company36560FLAdmitted (licensed)$26.9M0.53%
33Homeowners of America Insurance Company12536TXAdmitted (licensed)$26.4M0.52%
34Berkshire Hathaway Direct Insurance Company10391NEAdmitted (licensed)$25.2M0.49%
35Aventus Insurance Company22390TXAdmitted (licensed)$24.8M0.49%
36Ace American Insurance Company22667PAAdmitted (licensed)$24.7M0.48%
37Accredited Surety and Casualty Company, Inc.26379FLAdmitted (licensed)$24.5M0.48%
38USAA General Indemnity Company18600TXAdmitted (licensed)$24.3M0.48%
39AGCS Marine Insurance Company22837ILAdmitted (licensed)$24.0M0.47%
40Garrison Property and Casualty Insurance Company21253TXAdmitted (licensed)$23.0M0.45%
41American Risk Insurance Company, Inc.12898TXAdmitted (licensed)$22.0M0.43%
42Trisura Insurance Company22225OKAdmitted (licensed)$20.9M0.41%
43Tower Hill Prime Insurance Company11027FLAdmitted (licensed)$20.5M0.40%
44Columbia Lloyds Insurance Company20320TXAdmitted (licensed)$19.3M0.38%
45National Summit Insurance Company15474TXAdmitted (licensed)$18.2M0.36%
46Pennsylvania Lumbermen's Mutual Insurance Company14974PAAdmitted (licensed)$17.5M0.34%
47MS Transverse Insurance Company21075TXAdmitted (licensed)$17.3M0.34%
48OCCIDENTAL FIRE \u0026 CASUALTY COMPANY OF NORTH CAROLINA23248NCAdmitted (licensed)$16.6M0.33%
49Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)$16.4M0.32%
50Palomar Specialty Insurance Company20338ORAdmitted (licensed)$15.8M0.31%
51Tokio Marine America Insurance Company10945NYAdmitted (licensed)$15.2M0.30%
52Mitsui Sumitomo Insurance Company of America20362NYAdmitted (licensed)$14.5M0.28%
53North River Insurance Company (The)21105NJAdmitted (licensed)$14.3M0.28%
54RSUI Indemnity Company22314NHAdmitted (licensed)$14.2M0.28%
55EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)$14.1M0.28%
56Federated Rural Electric Insurance Exchange11118KSAdmitted (licensed)$13.6M0.27%
57ACUITY, A Mutual Insurance Company14184WIAdmitted (licensed)$13.6M0.27%
58Penn Millers Insurance Company14982PAAdmitted (licensed)$12.9M0.25%
59Hanover Insurance Company (The)22292NHAdmitted (licensed)$12.8M0.25%
60Nationwide Mutual Insurance Company23787OHAdmitted (licensed)$11.9M0.23%
61Farmers Mutual Insurance Association of Burnet County17584TXAdmitted (licensed)$11.2M0.22%
62National Casualty Company11991OHAdmitted (licensed)$10.7M0.21%
63Federated Reserve Insurance Company16024MNAdmitted (licensed)$10.6M0.21%
64Agricultural Workers Mutual Auto Insurance Company18430TXAdmitted (licensed)$10.3M0.20%
65Seneca Insurance Company Incorporated10936NYAdmitted (licensed)$10.2M0.20%
66American National Lloyds Insurance Company10043TXAdmitted (licensed)$9.9M0.19%
67SOMPO AMERICA FIRE \u0026 MARINE INSURANCE COMPANY38997NYAdmitted (licensed)$9.0M0.18%
68Homebound Insurance Exchange17758TXAdmitted (licensed)$8.8M0.17%
69United States Liability Insurance Company25895NEAdmitted (licensed)$8.7M0.17%
70American Economy Insurance Company19690INAdmitted (licensed)$8.3M0.16%
71Allied Trust Insurance Company15816TXAdmitted (licensed)$8.2M0.16%
72American Modern Lloyd's Insurance Company42005TXAdmitted (licensed)$8.1M0.16%
73Standard Casualty Company12645TXAdmitted (licensed)$8.1M0.16%
74MIC General Insurance Corporation38660ILAdmitted (licensed)$8.0M0.16%
75Sentry Select Insurance Company21180WIAdmitted (licensed)$7.8M0.15%
76Sutton National Insurance Company25798OKAdmitted (licensed)$7.5M0.15%
77Garfield Farm Mutual Insurance Association17737TXAdmitted (licensed)$7.4M0.14%
78Homesite Insurance Company17221MAAdmitted (licensed)$7.3M0.14%
79Verlan Fire Insurance Company10815NHAdmitted (licensed)$7.3M0.14%
80Standard Fire Insurance Company (The)19070CTAdmitted (licensed)$6.8M0.13%
81Sompo America Insurance Company11126NYAdmitted (licensed)$6.7M0.13%
82Arch Insurance (UK) Limited11150MOAdmitted (licensed)$6.6M0.13%
83Austin County Farmers Mutual Fire Insurance Association, Incorporated17893TXAdmitted (licensed)$6.4M0.13%
84Kin Interinsurance Nexus Exchange33987AZAdmitted (licensed)$6.4M0.13%
85Falls Lake National Insurance Company31925OHAdmitted (licensed)$6.4M0.12%
86Texas Pioneer Farm Mutual Insurance Association, Inc.17246TXAdmitted (licensed)$6.3M0.12%
87Capitol County Mutual Fire Insurance Company29211TXAdmitted (licensed)$6.3M0.12%
88Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)$6.3M0.12%
89State Automobile Mutual Insurance Company25135OHAdmitted (licensed)$6.0M0.12%
90Liberty Mutual Insurance Company23043MAAdmitted (licensed)$5.8M0.11%
91German-American Farm Mutual12877TXAdmitted (licensed)$5.7M0.11%
92Amica Mutual Insurance Company, The19976RIAdmitted (licensed)$5.7M0.11%
93ASI Lloyds11059TXAdmitted (licensed)$5.6M0.11%
94Insurance Company of the State of Pennsylvania (The)19429ILAdmitted (licensed)$5.5M0.11%
95Federated Service Insurance Company28304MNAdmitted (licensed)$5.5M0.11%
96National American Insurance Company23663OKAdmitted (licensed)$5.3M0.10%
97Atlantic Specialty Insurance Company27154NYAdmitted (licensed)$5.2M0.10%
98Travelers Property Casualty Company of America25674CTAdmitted (licensed)$4.9M0.10%
99Middlesex Insurance Company23434WIAdmitted (licensed)$4.9M0.10%
100Motors Insurance Corporation22012MIAdmitted (licensed)$4.8M0.09%
101Berkley Regional Insurance Company29580IAAdmitted (licensed)$4.7M0.09%
102Fidelity and Guaranty Insurance Company35386IAAdmitted (licensed)$4.6M0.09%
103Ohio Security Insurance Company24082NHAdmitted (licensed)$4.3M0.08%
104XL Specialty Insurance Company37885DEAdmitted (licensed)$4.2M0.08%
105FCCI Insurance Company10178FLAdmitted (licensed)$4.0M0.08%
106Berkley National Insurance Company38911IAAdmitted (licensed)$4.0M0.08%
107Foremost Insurance Company Grand Rapids, Michigan11185MIAdmitted (licensed)$3.9M0.08%
108Centauri Specialty Insurance Company12573FLAdmitted (licensed)$3.8M0.07%
109Acadia Insurance Company31325IAAdmitted (licensed)$3.8M0.07%
110One Alliance North America Insurance Company10759TXAdmitted (licensed)$3.7M0.07%
111Insurors Indemnity Company43273TXAdmitted (licensed)$3.7M0.07%
112STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY25127IAAdmitted (licensed)$3.4M0.07%
113United Fire Lloyds43559TXAdmitted (licensed)$3.2M0.06%
114First Liberty Insurance Corporation (The)33588ILAdmitted (licensed)$3.2M0.06%
115Cincinnati Insurance Company (The)10677OHAdmitted (licensed)$2.9M0.06%
116Travelers Indemnity Company (The)25658CTAdmitted (licensed)$2.9M0.06%
117EMC PROPERTY \u0026 CASUALTY COMPANY25186IAAdmitted (licensed)$2.8M0.06%
118Travelers Lloyds of Texas Insurance Company41564TXAdmitted (licensed)$2.5M0.05%
119UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)$2.4M0.05%
120Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)$2.3M0.05%
121Fireman's Fund Insurance Company21873ILAdmitted (licensed)$2.2M0.04%
122American Summit Insurance Company19623TXAdmitted (licensed)$2.0M0.04%
123Cincinnati Indemnity Company (The)23280OHAdmitted (licensed)$1.9M0.04%
124TransGuard Insurance Company of America, Inc.28886ILAdmitted (licensed)$1.9M0.04%
125EMCASCO Insurance Company21407IAAdmitted (licensed)$1.9M0.04%
126St. Paul Fire and Marine Insurance Company24767CTAdmitted (licensed)$1.8M0.04%
127AmGUARD Insurance Company42390NEAdmitted (licensed)$1.8M0.03%
128American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)$1.7M0.03%
129QBE Insurance (Europe) Limited39217PAAdmitted (licensed)$1.7M0.03%
130AXIS Insurance Company37273ILAdmitted (licensed)$1.4M0.03%
131STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)$1.4M0.03%
132Continental Insurance Company, (The)35289PAAdmitted (licensed)$1.4M0.03%
133West American Insurance Company44393INAdmitted (licensed)$1.4M0.03%
134Accelerant National Insurance Company10220ARAdmitted (licensed)$1.4M0.03%
135Central Insurance Company20230OHAdmitted (licensed)$1.3M0.03%
136Wesco Insurance Company25011DEAdmitted (licensed)$1.3M0.03%
137Phoenix Insurance Company, (The)25623CTAdmitted (licensed)$1.3M0.03%
138American Bankers Insurance Company of Florida10111FLAdmitted (licensed)$1.3M0.03%
139NuSureCo Insurance Company17615TXAdmitted (licensed)$1.3M0.02%
140U S Lloyds Insurance Company13781TXAdmitted (licensed)$1.3M0.02%
141Encompass Independent Insurance Company11251ILAdmitted (licensed)$1.2M0.02%
142Swiss Re Corporate Solutions America Insurance Corporation29874MOAdmitted (licensed)$1.2M0.02%
143Horace Mann Insurance Company22578ILAdmitted (licensed)$1.2M0.02%
144Imperium Insurance Company35408TXAdmitted (licensed)$1.1M0.02%
145Firemen's Insurance Company of Washington, D. C.21784IAAdmitted (licensed)$1.0M0.02%
146Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)$1.0M0.02%
147Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)$1.0M0.02%
148Hanover Casualty Company, The41602TXAdmitted (licensed)$941,3730.02%
149Incline Casualty Company11090TXAdmitted (licensed)$938,0870.02%
150Granite State Insurance Company23809ILAdmitted (licensed)$899,6170.02%
151St. Paul Guardian Insurance Company24775CTAdmitted (licensed)$878,8060.02%
152Colony Specialty Insurance Company36927NEAdmitted (licensed)$873,6230.02%
153American National Property and Casualty Company28401NEAdmitted (licensed)$800,3860.02%
154Stillwater Insurance Company25180CAAdmitted (licensed)$786,3360.02%
155American Southern Home Insurance Company41998FLAdmitted (licensed)$752,8580.01%
156Transportation Insurance Company20494ILAdmitted (licensed)$724,1400.01%
157Massachusetts Bay Insurance Company22306NHAdmitted (licensed)$655,2860.01%
158Consumers County Mutual Insurance Company29246TXAdmitted (licensed)$616,0890.01%
159Union Insurance Company25844IAAdmitted (licensed)$591,9100.01%
160Riverport Insurance Company36684IAAdmitted (licensed)$575,9760.01%
161Allied Insurance Company of America10127OHAdmitted (licensed)$573,4180.01%
162GuideOne Insurance Company15032IAAdmitted (licensed)$570,2440.01%
163Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)$518,5850.01%
164Hiscox Insurance Company (Bermuda), Ltd.10200ILAdmitted (licensed)$501,2050.01%
165American Fire and Casualty Company24066NHAdmitted (licensed)$469,1930.01%
166Markel Insurance Company38970ILAdmitted (licensed)$455,1010.01%
167AmTrust Insurance Company15954DEAdmitted (licensed)$440,4700.01%
168Mitsui Sumitomo Insurance USA Inc.22551NYAdmitted (licensed)$426,6240.01%
169Everest National Insurance Company10120DEAdmitted (licensed)$420,0440.01%
170Monroe Guaranty Insurance Company32506INAdmitted (licensed)$386,9840.01%
171Priority One Insurance Company36943TXAdmitted (licensed)$384,6450.01%
172StarNet Insurance Company40045IAAdmitted (licensed)$361,2480.01%
173Nationwide Affinity Insurance Company of America26093OHAdmitted (licensed)$352,8320.01%
174Illinois National Insurance Company23817ILAdmitted (licensed)$345,0200.01%
175Columbia Mutual Insurance Company40371MOAdmitted (licensed)$317,7600.01%
176Armed Forces Insurance Exchange41459KSAdmitted (licensed)$302,9750.01%
177Security National Insurance Company19879DEAdmitted (licensed)$301,1120.01%
178Hanover American Insurance Company (The)36064NHAdmitted (licensed)$300,5620.01%
179American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)$286,0860.01%
180Cumis Insurance Society Incorporated10847IAAdmitted (licensed)$285,8790.01%
181Association Casualty Insurance Company35629TXAdmitted (licensed)$268,6480.01%
182L M Insurance Corporation33600ILAdmitted (licensed)$264,4990.01%
183Liberty Mutual Insurance Company42404ILAdmitted (licensed)$258,6820.01%
184Safeco Lloyds Insurance Company11070TXAdmitted (licensed)$255,5010.01%
185Nationwide Insurance Company of Florida10948OHAdmitted (licensed)$235,2820.00%
186Nationwide Mutual Insurance Company10723OHAdmitted (licensed)$234,1540.00%
187New Hampshire Insurance Company23841ILAdmitted (licensed)$230,2940.00%
188Pacific Employers Insurance Company22748PAAdmitted (licensed)$226,7940.00%
189St. Paul Mercury Insurance Company24791CTAdmitted (licensed)$195,6770.00%
190National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$191,1770.00%
191Union Insurance Company of Providence21423IAAdmitted (licensed)$175,5550.00%
192Nationwide General Insurance Company23760OHAdmitted (licensed)$167,9010.00%
193Allmerica Financial Benefit Insurance Company41840MIAdmitted (licensed)$158,7280.00%
194Valley Forge Insurance Company20508PAAdmitted (licensed)$141,8230.00%
195Hartford Lloyd's Insurance Company38253TXAdmitted (licensed)$125,5610.00%
196Indemnity Insurance Company of North America43575PAAdmitted (licensed)$122,7990.00%
197General Casualty Company of Wisconsin24414WIAdmitted (licensed)$115,9540.00%
198Scottsdale Indemnity Company15580OHAdmitted (licensed)$112,9980.00%
199BITCO General Insurance Corporation20095IAAdmitted (licensed)$105,3610.00%
200Selective Insurance Company of America12572NJAdmitted (licensed)$99,4240.00%
201Union Standard Lloyds43435TXAdmitted (licensed)$97,2970.00%
202Technology Insurance Company, Inc.42376DEAdmitted (licensed)$93,1230.00%
203New York Marine and General Insurance Company16608NYAdmitted (licensed)$91,3280.00%
204Tri-State Insurance Company of Minnesota31003IAAdmitted (licensed)$91,0470.00%
205Cincinnati Casualty Company (The)28665OHAdmitted (licensed)$89,8390.00%
206Milford Casualty Insurance Company26662DEAdmitted (licensed)$87,5250.00%
207Nationwide Property and Casualty Insurance Company37877OHAdmitted (licensed)$86,3880.00%
208Greenwich Insurance Company22322DEAdmitted (licensed)$68,0160.00%
209Amerisure Mutual Insurance Company23396MIAdmitted (licensed)$64,1450.00%
210Farmington Casualty Company41483CTAdmitted (licensed)$63,0060.00%
211Empire Fire and Marine Insurance Company21326ILAdmitted (licensed)$61,5050.00%
212Allied Property and Casualty Insurance Company42579IAAdmitted (licensed)$51,9430.00%
213Utica Lloyd's of Texas10990TXAdmitted (licensed)$50,7520.00%
214Independent Mutual Fire Insurance Company29831ILAdmitted (licensed)$50,2410.00%
215Mountain States Indemnity Company10177NMAdmitted (licensed)$43,3770.00%
216Berkshire Hathaway Specialty Insurance Company22276NEAdmitted (licensed)$41,8310.00%
217Depositors Insurance Company42587IAAdmitted (licensed)$40,0890.00%
218American Alternative Insurance Corporation19720DEAdmitted (licensed)$39,6240.00%
219Church Mutual Insurance Company, S. I.18767WIAdmitted (licensed)$36,6500.00%
220Donegal Mutual Insurance Company13692PAAdmitted (licensed)$35,8380.00%
221Argonaut Insurance Company19801NEAdmitted (licensed)$35,6740.00%
222USPlate Glass Insurance Company28497ILAdmitted (licensed)$29,1000.00%
223Amerisure Partners Insurance Company11050MIAdmitted (licensed)$28,4340.00%
224Continental Western Insurance Company10804IAAdmitted (licensed)$28,3140.00%
225Great American Assurance Company26344OHAdmitted (licensed)$28,2720.00%
226National Fire Insurance Company of Hartford20478ILAdmitted (licensed)$26,3000.00%
227NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY20052CTAdmitted (licensed)$25,2900.00%
228Republic-Franklin Insurance Company12475OHAdmitted (licensed)$20,1720.00%
229Great Divide Insurance Company25224NDAdmitted (licensed)$19,1320.00%
230National Interstate Insurance Company32620OHAdmitted (licensed)$15,7860.00%
231American Zurich Insurance Company40142ILAdmitted (licensed)$15,1800.00%
232Utica National Insurance Company of Texas43478TXAdmitted (licensed)$15,1240.00%
233National Trust Insurance Company20141INAdmitted (licensed)$14,9230.00%
234SiriusPoint America Insurance Company38776NYAdmitted (licensed)$14,9060.00%
235Great American Alliance Insurance Company26832OHAdmitted (licensed)$14,9020.00%
236Federal Insurance Company20281INAdmitted (licensed)$13,8010.00%
237Brotherhood Mutual Insurance Company13528INAdmitted (licensed)$13,4650.00%
238Amerisure Insurance Company19488MIAdmitted (licensed)$12,4230.00%
239Atlantic States Insurance Company22586PAAdmitted (licensed)$11,4830.00%
240North Pointe Insurance Company27740PAAdmitted (licensed)$11,2240.00%
241Fidelity and Deposit Company of Maryland (The)39306ILAdmitted (licensed)$9,4100.00%
242Great American Insurance Company16691OHAdmitted (licensed)$7,2870.00%
243All America Insurance Company20222OHAdmitted (licensed)$7,1150.00%
244Concert Insurance Company10891ILAdmitted (licensed)$6,2870.00%
245CRUM \u0026 FORSTER INDEMNITY COMPANY31348DEAdmitted (licensed)$6,2060.00%
246Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)$6,1170.00%
247Berkley Assurance Company32603DEAdmitted (licensed)$5,5410.00%
248Star Insurance Company18023MIAdmitted (licensed)$5,2760.00%
249Alaska National Insurance Company38733AKAdmitted (licensed)$4,7560.00%
250Glencar Insurance Company12254WIAdmitted (licensed)$3,5360.00%
251Aspen American Insurance Company43460TXAdmitted (licensed)$2,2870.00%
252GuideOne Elite Insurance Company42803IAAdmitted (licensed)$1,8980.00%
253Texas Farmers Insurance Company21695TXAdmitted (licensed)$1,4250.00%
254Nationwide Insurance Company of America25453OHAdmitted (licensed)$1,3950.00%
255General Insurance Company of America24732NHAdmitted (licensed)$1,2480.00%
256Markel American Insurance Company28932VAAdmitted (licensed)$1,2420.00%
257GuideOne Specialty Insurance Company14559IAAdmitted (licensed)$8850.00%
258Ameritrust Insurance Corporation10665MIAdmitted (licensed)$4930.00%
259American Family Home Insurance Company23450FLAdmitted (licensed)$1370.00%
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Last resort for commercial property (fire and allied lines) in Texas

Last resortLinesWhereHow to get in
Property FAIR Plansdwelling fire, homeowners, commercial propertyCA, CO, CT, IL, IN, IA, KS, KY, MN, MO, OH, OR, PA, TX, WI, WV, LA, DE, DC, GA, HI, MD, MA, MI, NJ, NM, NY, NC, RI, VA, FLEach state's plan; California: broker searches the regular market first, registers on the broker portal (cfpnet.com); a DIC wrap is optionalSource
Beach and windstorm poolswind, homeowners, commercial propertyTX, FL, LA, MS, AL, SC, NCTX TWIA, FL Citizens, LA Citizens, MS Windstorm UA, AL Insurance UA, SC Wind & Hail UA, NC IUA. Each plan's own siteSource
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Texas Department of Insurance company list, read 2026-10-17. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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