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Directory · Company · Updated 2026-10-18

Hartford Lloyd's Insurance Company · NAIC 38253

Where Hartford Lloyd's Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Hartford Lloyd's Insurance Company (NAIC 38253) is a property and casualty insurer domiciled in Texas, part of Hartford Fire & Casualty Group. State regulators list it as licensed (admitted) in Texas. It ranked #69 of 260 in Texas commercial package (BOP, CMP) in 2025 (0.4% share). It ranked #77 of 327 in Texas workers' compensation in 2025 (0.2% share). It ranked #117 of 148 in Texas homeowners in 2025 (0.0% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Utah, Washington, Wisconsin, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial package (BOP, CMP), Crime (burglary and theft), Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1979/12/31Texas Department of Insurance, 2026-10-17
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Commercial package (BOP, CMP) in Texas#69 of 260$16.1M0.37%2025
Workers' compensation in Texas#77 of 327$6.3M0.25%2025
Homeowners in Texas#117 of 148$4.4M0.02%2025
Commercial property (fire and allied lines) in Texas#196 of 260$125,5610.00%2025
General liability in Texas#266 of 463$1.6M0.02%2025
Inland marine in Texas#279 of 356$27,8040.00%2025
Standing

Where it's a top-10 writer

Hartford Fire & Casualty Group (NAIC group 00091), the group Hartford Lloyd's Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Workers' compensation in Connecticut
Workers Compensation
#1$104.9M14.35%2025
Ocean marine in Delaware
Ocean Marine
#1$2.6M13.98%2025
Workers' compensation in Delaware
Workers Compensation
#1$18.3M10.62%2025
Workers' compensation in District of Columbia
Workers Compensation
#1$25.8M17.39%2025
Credit in District of Columbia
Credit
#1$11.1M33.13%2025
Flood in Illinois
Federal Flood
#1$3.6M15.88%2025
Workers' compensation in Massachusetts
Workers Compensation
#1$144.3M11.57%2025
Flood in Montana
Federal Flood
#1$947,00034.62%2025
Flood in Nevada
Federal Flood
#1$1.4M20.61%2025
Workers' compensation in Nevada
Workers Compensation
#1$40.5M8.02%2025
Workers' compensation in North Carolina
Workers Compensation
#1$113.3M7.53%2025
Commercial package (BOP, CMP) in Texas
Total Commercial Multiple Peril
#1$509.5M9.54%2025
Workers' compensation in Virginia
Workers Compensation
#1$88.9M9.15%2025
Workers' compensation in Washington
Workers Compensation
#1$8.7M32.26%2025
Ocean marine in Colorado
Ocean Marine
#2$2.9M9.47%2025
Workers' compensation in Colorado
Workers Compensation
#2$69.4M6.34%2025
Commercial package (BOP, CMP) in Connecticut
Total Commercial Multiple Peril
#2$91.9M9.28%2025
Commercial package (BOP, CMP) in District of Columbia
Total Commercial Multiple Peril
#2$28.5M11.39%2025
Commercial package (BOP, CMP) in Georgia
Total Commercial Multiple Peril
#2$127.4M6.55%2025
Flood in Idaho
Federal Flood
#2$507,00012.98%2025
Workers' compensation in Illinois
Workers Compensation
#2$178.1M7.29%2025
Flood in Kentucky
Federal Flood
#2$2.2M15.62%2025
Workers' compensation in Maine
Workers Compensation
#2$10.6M3.99%2025
Workers' compensation in Maryland
Workers Compensation
#2$99.5M11.54%2025
Fidelity bonds in Maryland
Fidelity
#2$2.6M10.10%2025
Flood in Massachusetts
Federal Flood
#2$13.2M21.10%2025
Commercial package (BOP, CMP) in Nevada
Total Commercial Multiple Peril
#2$53.8M9.39%2025
Commercial package (BOP, CMP) in New Jersey
Total Commercial Multiple Peril
#2$217.6M9.29%2025
Workers' compensation in New Jersey
Workers Compensation
#2$303.7M11.71%2025
Flood in Oregon
Federal Flood
#2$3.1M19.35%2025
Workers' compensation in Oregon
Workers Compensation
#2$22.5M2.81%2025
Ocean marine in Pennsylvania
Ocean Marine
#2$8.8M8.45%2025
Commercial package (BOP, CMP) in Rhode Island
Total Commercial Multiple Peril
#2$26.6M9.15%2025
Workers' compensation in Rhode Island
Workers Compensation
#2$25.5M10.97%2025
Commercial package (BOP, CMP) in South Carolina
Total Commercial Multiple Peril
#2$84.7M8.32%2025
Workers' compensation in South Carolina
Workers Compensation
#2$73.8M7.50%2025
Workers' compensation in Tennessee
Workers Compensation
#2$52.6M6.61%2025
Workers' compensation in Texas
Workers Compensation
#2$143.6M5.78%2025
Workers' compensation in Alabama
Workers Compensation
#3$35.8M8.53%2025
Workers' compensation in Arizona
Workers Compensation
#3$61.2M7.27%2025
Surety bonds in Arkansas
Surety
#3$5.1M7.18%2025
Flood in California
Federal Flood
#3$20.2M14.55%2025
Commercial package (BOP, CMP) in California
Total Commercial Multiple Peril
#3$622.2M8.01%2025
General liability in California
Products Liability
#3$51.0M6.68%2025
Flood in Colorado
Federal Flood
#3$1.5M12.59%2025
Flood in Connecticut
Federal Flood
#3$5.7M13.87%2025
General liability in Connecticut
Other Liability
#3$91.3M4.77%2025
Workers' compensation in Florida
Workers Compensation
#3$159.8M5.01%2025
Workers' compensation in Georgia
Workers Compensation
#3$114.7M6.22%2025
Flood in Kansas
Federal Flood
#3$600,00011.03%2025
Workers' compensation in Kansas
Workers Compensation
#3$26.9M6.25%2025
General liability in Kansas
Products Liability
#3$3.9M4.79%2025
Ocean marine in Louisiana
Ocean Marine
#3$12.7M6.02%2025
Commercial package (BOP, CMP) in Maryland
Total Commercial Multiple Peril
#3$76.7M7.65%2025
General liability in Maryland
Products Liability
#3$5.5M9.15%2025
General liability in Massachusetts
Products Liability
#3$10.3M6.35%2025
Flood in Michigan
Federal Flood
#3$1.2M9.26%2025
Workers' compensation in Michigan
Workers Compensation
#3$55.6M5.35%2025
General liability in Mississippi
Products Liability
#3$2.3M7.62%2025
Workers' compensation in Missouri
Workers Compensation
#3$71.5M6.70%2025

Showing the best 60 of 346 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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