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Directory · Missouri · Workers' compensation

Who writes workers' compensation in Missouri

From the Missouri company list; alphabetical, since Missouri doesn't publish every company's premium by line.

355 insurers are licensed for workers' compensation in Missouri on the regulator's list. Missouri Employers Mutual Group wrote the most in 2025 (19.6% of the state's premium).

By Sam Alishahi, independent insurance broker · All lines in Missouri

Top 10 · NAIC table: 16 - Workers Compensation

The insurer groups that write the most workers' compensation in Missouri

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Missouri Employers Mutual Group$208.6M19.55%61%Previsor Insurance Company, MEM Mutual Insurance Company, MEM Protect Insurance Company, MEM Secure Insurance Company
2Travelers Group$104.1M9.75%67%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
3Hartford Fire & Casualty Group$71.5M6.70%39%Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)
4Zurich Insurance Group$56.9M5.33%39%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
5Bcbs of Mi Group$47.5M4.45%53%Accident Fund Insurance Company of America, Star Insurance Company, Compwest Insurance Company, Accident Fund General Insurance Company
6Chubb Ltd Group$35.2M3.30%29%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
7Old Republic Group$28.1M2.63%53%Old Republic Insurance Company, Great West Casualty Company, BITCO General Insurance Corporation, Pennsylvania Manufacturers' Association Insurance Company
8Amtrust Financial Serv Group$28.0M2.62%66%Wesco Insurance Company, Technology Insurance Company, Inc., Security National Insurance Company, AmTrust Insurance Company
9Midwest Builders Casualty Group$26.3M2.46%47%Waypoint Mutual, Bearing Midwest Casualty Company, Horizon Midwest Casualty Company
10Liberty Mutual Group$23.2M2.17%—Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
Workers' compensation · Missouri

The companies

CompanyNAICHome stateStatus hereLines
7710 Insurance Company15742SCAdmitted (licensed)Workers' compensation
Acadia Insurance Company31325IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Accident Fund General Insurance Company12304MIAdmitted (licensed)Workers' compensation
Accident Fund Insurance Company of America10166MIAdmitted (licensed)Workers' compensation
Accident Fund National Insurance Company12305MIAdmitted (licensed)Workers' compensation
Accident Insurance Company, Inc.11573NMAdmitted (licensed)Workers' compensation
Accredited Surety and Casualty Company, Inc.26379FLAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Ace American Insurance Company22667PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Ace Fire Underwriters Insurance Company20702PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Ace Property and Casualty Insurance Company20699PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
ACIG Insurance Company19984ILAdmitted (licensed)Workers' compensation
ACUITY, A Mutual Insurance Company14184WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Addison Insurance Company10324IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
AIG Assurance Company40258ILAdmitted (licensed)Workers' compensation
AIG Property Casualty Company19402ILAdmitted (licensed)Personal auto, Earthquake, Homeowners +5 more
AIU Insurance Company19399NYAdmitted (licensed)Workers' compensation
Alaska National Insurance Company38733AKAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +2 more
Allied Eastern Indemnity Company11242PAAdmitted (licensed)Workers' compensation
Allmerica Financial Alliance Insurance Company10212NHAdmitted (licensed)Workers' compensation
Allmerica Financial Benefit Insurance Company41840MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
AMCO Insurance Company19100IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
American Automobile Insurance Company21849MOAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
American Builders Insurance Company11240DEAdmitted (licensed)Workers' compensation
American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
American Compensation Insurance Company45934MNAdmitted (licensed)Workers' compensation
American Family Insurance Company10386WIAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +5 more
American Family Mutual Insurance Company, S.I.19275WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
American Fire and Casualty Company24066NHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
American Home Assurance Company19380NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
American Interstate Insurance Company31895NEAdmitted (licensed)Workers' compensation
American Interstate Insurance Company of Texas12228TXAdmitted (licensed)Workers' compensation
American Liberty Insurance Company, Inc.12200UTAdmitted (licensed)Workers' compensation
American National Property and Casualty Company28401NEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
American Select Insurance Company19992OHAdmitted (licensed)Commercial package (BOP, CMP), General liability, Workers' compensation
American Summit Insurance Company19623TXAdmitted (licensed)Personal auto, Commercial auto, Inland marine +3 more
American Zurich Insurance Company40142ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Amerisure Insurance Company19488MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Amerisure Mutual Insurance Company23396MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Amerisure Partners Insurance Company11050MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +2 more
Ameritrust Insurance Corporation10665MIAdmitted (licensed)Workers' compensation
AmFed Advantage Insurance Company16459MSAdmitted (licensed)Workers' compensation
AmFed Causualty Insurance Company11963MSAdmitted (licensed)Workers' compensation
AmFed National Insurance Company11208MSAdmitted (licensed)Workers' compensation
AmGUARD Insurance Company42390NEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
AmTrust Insurance Company15954DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Arch Indemnity Insurance Company30830MOAdmitted (licensed)Personal auto, Commercial auto, Credit +1 more
Arch Insurance (UK) Limited11150MOAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Arch Property Casualty Insurance Company10946MOAdmitted (licensed)Personal auto, Commercial auto, Workers' compensation
Argonaut Insurance Company19801NEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Argonaut-Midwest Insurance Company19828NEAdmitted (licensed)Personal auto, Commercial auto, Workers' compensation
Ascot Insurance Company23752COAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Association Casualty Insurance Company35629TXAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Atlantic Specialty Insurance Company27154NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Auto-Owners Insurance Company18988MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Bankers Standard Insurance Company18279PAAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +5 more
Bearing Midwest Casualty Company14402KSAdmitted (licensed)Workers' compensation
Benchmark Insurance Company41394KSAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +2 more
Berkley Casualty Company15911IAAdmitted (licensed)Personal auto, Commercial auto, Inland marine +2 more
Berkley National Insurance Company38911IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Berkley Regional Insurance Company29580IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Berkshire Hathaway Direct Insurance Company10391NEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Berkshire Hathaway Homestate Insurance Company20044NEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
BITCO General Insurance Corporation20095IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
BITCO National Insurance Company20109IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +2 more
Bloomington Compensation Insurance Company12311MNAdmitted (licensed)Workers' compensation
BrickStreet Mutual Insurance Company12372WVAdmitted (licensed)Workers' compensation
Brotherhood Mutual Insurance Company13528INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +2 more
Carolina Casualty Insurance Company10510IAAdmitted (licensed)Personal auto, Commercial auto, General liability +1 more
Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Cherokee Insurance Company10642MIAdmitted (licensed)Personal auto, Commercial auto, Fidelity bonds +3 more
Chiron Insurance Company16356IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +2 more
Chubb Indemnity Insurance Company12777NYAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +6 more
Chubb National Insurance Company10052INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Church Mutual Insurance Company, S. I.18767WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Cimarron Insurance Company, Inc.20400AZAdmitted (licensed)Personal auto, Commercial auto, Homeowners +1 more
Cincinnati Casualty Company (The)28665OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Cincinnati Indemnity Company (The)23280OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Cincinnati Insurance Company (The)10677OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Citizens Insurance Company of America31534MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Clear Spring Property and Casualty Company15563INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
Columbia Mutual Insurance Company40371MOAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Columbia National Insurance Company19640NEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Commerce and Industry Insurance Company19410NYAdmitted (licensed)General liability, Workers' compensation
Continental Casualty Company20443ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Continental Indemnity Company28258NMAdmitted (licensed)Personal auto, Commercial auto, Inland marine +2 more
Continental Insurance Company, (The)35289PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Continental Western Insurance Company10804IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Copperpoint Casualty Insurance Company13210AZAdmitted (licensed)Workers' compensation
Copperpoint Premier Insurance Company12741AZAdmitted (licensed)Workers' compensation
CorePointe Insurance Company10499DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
COUNTRY Mutual Insurance Company20990ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Crestbrook Insurance Company18961OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
CRUM \u0026 FORSTER INDEMNITY COMPANY31348DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Dakota Truck Underwriters, Risk Administration Services, Inc. A/I/F34924SDAdmitted (licensed)Workers' compensation
Depositors Insurance Company42587IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
Diamond Insurance Company10659ILAdmitted (licensed)Workers' compensation
Eastern Advantage Assurance Company13019PAAdmitted (licensed)Workers' compensation
Eastern Alliance Insurance Company10724PAAdmitted (licensed)Workers' compensation
EastGuard Insurance Company14702NEAdmitted (licensed)Workers' compensation
EMC PROPERTY \u0026 CASUALTY COMPANY25186IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
EMCASCO Insurance Company21407IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Employers Assurance Company25402FLAdmitted (licensed)Workers' compensation
Employers Compensation Insurance Company11512NVAdmitted (licensed)Workers' compensation
Employers Insurance Company of Nevada, a Mutual Company10640NVAdmitted (licensed)Workers' compensation
Employers Insurance Company of Wausau21458WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Employers Preferred Insurance Company10346FLAdmitted (licensed)Workers' compensation
Erie Insurance Exchange26271PAAdmitted (licensed)Workers' compensation
Everest Denali Insurance Company16044DEAdmitted (licensed)Personal auto, Commercial auto, General liability +1 more
Everest National Insurance Company10120DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Everest Premier Insurance Company16045DEAdmitted (licensed)Personal auto, Commercial auto, General liability +1 more
Executive Risk Indemnity, Inc.35181DEAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +3 more
Explorer Insurance Company40029CAAdmitted (licensed)Workers' compensation
Falls Lake National Insurance Company31925OHAdmitted (licensed)Personal auto, Commercial auto, Inland marine +3 more
Farmers Insurance Exchange21652CAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Farmington Casualty Company41483CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
FCCI Insurance Company10178FLAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Federal Insurance Company20281INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Federated Mutual Insurance Company13935MNAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Federated Reserve Insurance Company16024MNAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Federated Rural Electric Insurance Exchange11118KSAdmitted (licensed)Personal auto, Commercial auto, Fidelity bonds +5 more
Federated Service Insurance Company28304MNAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Fidelity and Guaranty Insurance Company35386IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Fire Insurance Exchange Fire Underwriters Association21660CAAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Homeowners +3 more
Fireman's Fund Insurance Company21873ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Firemen's Insurance Company of Washington, D. C.21784IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
First Dakota Indemnity Company10351SDAdmitted (licensed)Workers' compensation
First Liberty Insurance Corporation (The)33588ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
FirstComp Insurance Company27626NEAdmitted (licensed)Workers' compensation
Flagship City Insurance Company35585PAAdmitted (licensed)Workers' compensation
Florists' Mutual Insurance Company13978ILAdmitted (licensed)Workers' compensation
Frank Winston Crum Insurance Company11600FLAdmitted (licensed)Workers' compensation
General Casualty Company of Wisconsin24414WIAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Fidelity bonds +4 more
Granite State Insurance Company23809ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Gray Insurance Company (The)36307LAAdmitted (licensed)Personal auto, Commercial auto, Fidelity bonds +4 more
Great American Alliance Insurance Company26832OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Great American Assurance Company26344OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Great American Insurance Company16691OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +12 more
Great American Spirit Insurance Company33723OHAdmitted (licensed)Commercial package (BOP, CMP), Inland marine, General liability +1 more
Great Divide Insurance Company25224NDAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Great Northern Insurance Company20303INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Great West Casualty Company11371NEAdmitted (licensed)Personal auto, Commercial auto, Inland marine +2 more
Greenwich Insurance Company22322DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Grinnell Mutual Reinsurance Company, SI14117IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
GuideOne Elite Insurance Company42803IAAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, General liability +1 more
GuideOne Insurance Company15032IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
GuideOne Specialty Insurance Company14559IAAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, General liability +2 more
Hanover American Insurance Company (The)36064NHAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, General liability +2 more
Hanover Insurance Company (The)22292NHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Harleysville Insurance Company23582OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Hartford Accident and Indemnity Company22357CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Hartford Casualty Insurance Company29424INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Hartford Fire Insurance Company19682CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Hartford Insurance Company of Illinois38288ILAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
Hartford Insurance Company of the Midwest37478INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Hartford Insurance Company of the Southeast38261CTAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
Hartford Underwriters Insurance Company30104CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
HDI Global Insurance Company41343ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Home-Owners Insurance Company26638MIAdmitted (licensed)Workers' compensation
Horizon Midwest Casualty Company14401KSAdmitted (licensed)Workers' compensation
Illinois Casualty Company15571ILAdmitted (licensed)Commercial package (BOP, CMP), General liability, Workers' compensation
Illinois National Insurance Company23817ILAdmitted (licensed)Personal auto, Commercial auto, General liability +1 more
Imperium Insurance Company35408TXAdmitted (licensed)Personal auto, Commercial auto, Inland marine +4 more
Incline Casualty Company11090TXAdmitted (licensed)Personal auto, Commercial auto, Inland marine +3 more
Indemnity Insurance Company of North America43575PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Insurance Company of the State of Pennsylvania (The)19429ILAdmitted (licensed)Personal auto, Commercial auto, General liability +2 more
Insurance Company of the West27847CAAdmitted (licensed)Earthquake, Inland marine, Workers' compensation
Intrepid Insurance Company10749IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
Key Risk Insurance Company10885IAAdmitted (licensed)Personal auto, Commercial auto, Workers' compensation
L M Insurance Corporation33600ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Liberty Mutual Insurance Company42404ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Liberty Mutual Insurance Company23043MAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
MAG Mutual Insurance Company42617GAAdmitted (licensed)Medical malpractice, Workers' compensation
Manufacturers Alliance Insurance Company36897PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Markel American Insurance Company28932VAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Markel Insurance Company38970ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Massachusetts Bay Insurance Company22306NHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
MEM Mutual Insurance Company10191MOAdmitted (licensed)Workers' compensation
MEM Protect Insurance Company17569MOAdmitted (licensed)Workers' compensation
MEM Secure Insurance Company17568MOAdmitted (licensed)Workers' compensation
MEM Shield Insurance Company17570MOAdmitted (licensed)Workers' compensation
MEMIC Indemnity Company11030NHAdmitted (licensed)Workers' compensation
Meridian Security Insurance Company23353INAdmitted (licensed)Personal auto, Workers' compensation
Mid-Century Insurance Company21687CAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Middlesex Insurance Company23434WIAdmitted (licensed)Personal auto, Commercial auto, Earthquake +6 more
MidSouth Insurance Company12839TNAdmitted (licensed)Workers' compensation
Midvale Indemnity Company27138WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Midwest Employers Casualty Company23612IAAdmitted (licensed)Fidelity bonds, Surety bonds, Umbrella and excess +1 more
Midwest Family Advantage Insurance Company16262IAAdmitted (licensed)Workers' compensation
Midwest Family Mutual Insurance Company23574IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Midwest Insurance Company10895ILAdmitted (licensed)Workers' compensation
Milford Casualty Insurance Company26662DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +2 more
Mitsui Sumitomo Insurance Company of America20362NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Mitsui Sumitomo Insurance USA Inc.22551NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Monroe Guaranty Insurance Company32506INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
National American Insurance Company23663OKAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
National Builders Insurance Company16632DEAdmitted (licensed)Workers' compensation
National Casualty Company11991OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
National Fire Insurance Company of Hartford20478ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
National Interstate Insurance Company32620OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY20052CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
National Specialty Insurance Company22608TXAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
National Summit Insurance Company15474TXAdmitted (licensed)Workers' compensation
National Surety Corporation21881ILAdmitted (licensed)Workers' compensation
National Trust Insurance Company20141INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Nationwide General Insurance Company23760OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Nationwide Insurance Company of America25453OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Nationwide Mutual Insurance Company10723OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Nationwide Mutual Insurance Company23787OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Nationwide Property and Casualty Insurance Company37877OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
New Hampshire Insurance Company23841ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
New York Marine and General Insurance Company16608NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Next Insurance US Company16285DEAdmitted (licensed)Commercial package (BOP, CMP), General liability, Commercial property (fire and allied lines) +1 more
NorGUARD Insurance Company31470NEAdmitted (licensed)Workers' compensation
Normandy Insurance Company13012FLAdmitted (licensed)Workers' compensation
North Pointe Insurance Company27740PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
North River Insurance Company (The)21105NJAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
NorthStone Insurance Company13045WVAdmitted (licensed)Workers' compensation
Nova Casualty Company42552NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Nutmeg Insurance Company39608CTAdmitted (licensed)Personal auto, Commercial auto, Workers' compensation
Oak River Insurance Company34630NEAdmitted (licensed)Workers' compensation
OBI America Insurance Company15645PAAdmitted (licensed)Workers' compensation
OBI National Insurance Company14190PAAdmitted (licensed)Workers' compensation
Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Ohio Security Insurance Company24082NHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Old Republic Insurance Company24147PAAdmitted (licensed)Personal auto, Commercial auto, Credit +7 more
Omaha National Insurance Company16219NEAdmitted (licensed)Workers' compensation
Owners Insurance Company32700OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Pacific Compensation Insurance Company11555CAAdmitted (licensed)Workers' compensation
Pacific Employers Insurance Company22748PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Pacific Indemnity Company20346DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Penn Millers Insurance Company14982PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Pennsylvania Manufacturers Indemnity Company41424PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +2 more
Pennsylvania Manufacturers' Association Insurance Company12262PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
Pennsylvania National Mutual Casualty Insurance Company14990PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Petroleum Casualty Company12297TXAdmitted (licensed)Workers' compensation
Pharmacists Mutual Insurance Company13714IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Phoenix Insurance Company, (The)25623CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Pie Insurance Company, (The)21857OHAdmitted (licensed)Workers' compensation
PinnaclePoint Insurance Company15137WVAdmitted (licensed)Workers' compensation
Pioneer Specialty Insurance Company40312MNAdmitted (licensed)Workers' compensation
Plaza Insurance Company30945IAAdmitted (licensed)Workers' compensation
Praetorian Insurance Company37257PAAdmitted (licensed)Personal auto, Commercial auto, Homeowners +3 more
Preferred Professional Insurance Company36234NEAdmitted (licensed)Personal auto, Commercial auto, General liability +2 more
Premier Group Insurance Company10800TNAdmitted (licensed)Workers' compensation
Prescient National Insurance Company12773NCAdmitted (licensed)Workers' compensation
Previsor Insurance Company21776COAdmitted (licensed)Workers' compensation
Property and Casualty Insurance Company of Hartford34690INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Protective Insurance Company12416INAdmitted (licensed)Personal auto, Commercial auto, Fidelity bonds +4 more
QBE Insurance (Europe) Limited39217PAAdmitted (licensed)Personal auto, Commercial auto, Earthquake +7 more
Redwood Fire and Casualty Insurance Company11673NEAdmitted (licensed)Workers' compensation
Regent Insurance Company24449WIAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, General liability +1 more
Republic Indemnity Company of America22179CAAdmitted (licensed)Workers' compensation
Republic Indemnity Company of California43753CAAdmitted (licensed)Workers' compensation
Riverport Insurance Company36684IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
RLI Insurance Company13056ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Rockwood Casualty Insurance Company35505PAAdmitted (licensed)Workers' compensation
Rural Trust Insurance Company11134TXAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +2 more
Safety First Insurance Company11123MOAdmitted (licensed)Workers' compensation
Safety National Casualty Corporation15105MOAdmitted (licensed)Personal auto, Commercial auto, Fidelity bonds +4 more
Sagamore Insurance Company40460INAdmitted (licensed)Workers' compensation
SAMSUNG FIRE \u0026 MARINE INSURANCE CO., LTD. (U.S. BRANCH)38300NYAdmitted (licensed)General liability, Ocean marine, Workers' compensation
Scottsdale Indemnity Company15580OHAdmitted (licensed)General liability, Commercial property (fire and allied lines), Workers' compensation
SECURA Insurance Company22543WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
SECURA Supreme Insurance Company10239WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Security National Insurance Company19879DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Selective Insurance Company of America12572NJAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Selective Insurance Company of South Carolina19259INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Selective Insurance Company of the Southeast39926INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Sentinel Insurance Company, Limited11000CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +2 more
Sentry Casualty Company28460WIAdmitted (licensed)Workers' compensation
Sentry Insurance Company24988WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Sentry Select Insurance Company21180WIAdmitted (licensed)Personal auto, Commercial auto, Earthquake +6 more
Sequoia Insurance Company22985CAAdmitted (licensed)Workers' compensation
Service American Indemnity Company39152TXAdmitted (licensed)Workers' compensation
Service Lloyds Insurance Company, a stock company43389TXAdmitted (licensed)Workers' compensation
SFM Mutual Insurance Company11347MNAdmitted (licensed)Workers' compensation
Silver Oak Casualty, Inc.26869NEAdmitted (licensed)Workers' compensation
SiriusPoint America Insurance Company38776NYAdmitted (licensed)Personal auto, Commercial auto, Fidelity bonds +4 more
SOMPO AMERICA FIRE \u0026 MARINE INSURANCE COMPANY38997NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
Sompo America Insurance Company11126NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Southern Insurance Company19216TXAdmitted (licensed)Personal auto, Commercial auto, General liability +1 more
Standard Fire Insurance Company (The)19070CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Star Insurance Company18023MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
StarNet Insurance Company40045IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Starr Specialty Insurance Company16109TXAdmitted (licensed)Workers' compensation
StarStone National Insurance Company25496DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY25127IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
State Automobile Mutual Insurance Company25135OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
State Farm Fire and Casualty Company25143ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
State National Insurance Company, Inc.12831TXAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Stonetrust Commercial Insurance Company11042NEAdmitted (licensed)Workers' compensation
Stonetrust Premier Casualty Insurance Company16577NEAdmitted (licensed)Workers' compensation
Stonewood Insurance Company11828OHAdmitted (licensed)Workers' compensation
Stonington Insurance Company10340PAAdmitted (licensed)General liability, Workers' compensation
SummitPoint Insurance Company15136WVAdmitted (licensed)Workers' compensation
Sunz Insurance Company34762FLAdmitted (licensed)Workers' compensation
Sutton National Insurance Company25798OKAdmitted (licensed)Homeowners, Ocean marine, Workers' compensation
T.H.E. Insurance Company12866DEAdmitted (licensed)Commercial package (BOP, CMP), Inland marine, General liability +2 more
Technology Insurance Company, Inc.42376DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
TNUS Insurance Company DBA: 257000032301NYAdmitted (licensed)Workers' compensation
Tokio Marine America Insurance Company10945NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Trans Pacific Insurance Company41238NYAdmitted (licensed)General liability, Workers' compensation
TransGuard Insurance Company of America, Inc.28886ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Transportation Insurance Company20494ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Travelers Casualty and Surety Company19038CTAdmitted (licensed)Fidelity bonds, General liability, Surety bonds +1 more
Travelers Casualty Company of Connecticut36170CTAdmitted (licensed)Personal auto, Commercial auto, Workers' compensation
Travelers Casualty Insurance Company of America19046CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +1 more
Travelers Commercial Casualty Company40282CTAdmitted (licensed)Workers' compensation
Travelers Indemnity Company (The)25658CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Travelers Property Casualty Company of America25674CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Tri-State Insurance Company of Minnesota31003IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Triangle Insurance Company, Inc.28535OKAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +2 more
Triumphe Casualty Company41106OHAdmitted (licensed)Workers' compensation
Truck Insurance Exchange21709CAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Trumbull Insurance Company27120CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Twin City Fire Insurance Company (The)29459INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Union Insurance Company25844IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Union Insurance Company of Providence21423IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
United States Fire Insurance Company21113DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
United Wisconsin Insurance Company29157WIAdmitted (licensed)Personal auto, Commercial auto, Inland marine +2 more
Utah Business Insurance Company Inc.12520UTAdmitted (licensed)Workers' compensation
Utica Mutual Insurance Company25976NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Valley Forge Insurance Company20508PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Vanliner Insurance Company21172OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
Vigilant Insurance Company20397NYAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +7 more
Wausau Underwriters Insurance Company26042WIAdmitted (licensed)Workers' compensation
Waypoint Mutual13126KSAdmitted (licensed)Workers' compensation
WCF National Insurance Company40517UTAdmitted (licensed)Workers' compensation
WCF Select Insurance Company21865CAAdmitted (licensed)Workers' compensation
Wellfleet Insurance Company32280INAdmitted (licensed)Workers' compensation
Wellfleet New York Insurance Company20931NYAdmitted (licensed)Workers' compensation
Wesco Insurance Company25011DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
West American Insurance Company44393INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
West Bend Insurance Company15350WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Westchester Fire Insurance Company10030PAAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Fidelity bonds +6 more
Western National Assurance Company24465MNAdmitted (licensed)Workers' compensation
Western National Mutual Insurance Company15377MNAdmitted (licensed)Personal auto, Commercial auto, Fidelity bonds +4 more
Westfield Insurance Company24112OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Westfield National Insurance Company24120OHAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, General liability +1 more
Work First Casualty Company31232DEAdmitted (licensed)Workers' compensation
XL Insurance America, Inc.24554DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
XL Specialty Insurance Company37885DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Zenith Insurance Company13269CAAdmitted (licensed)Workers' compensation
ZNAT Insurance Company30120CAAdmitted (licensed)Workers' compensation
Zurich American Insurance Company16535NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Zurich American Insurance Company of Illinois27855ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +2 more
Turned down?

Last resort for workers' compensation in Missouri

Last resortLinesWhereHow to get in
Workers' comp residual marketsworkers' compNCCI pools in 27 jurisdictions; monopolistic state funds in ND, OH, WA, WY; CA State Compensation Insurance Fund is the statutory last resortNCCI online application (ACORD 130 and 133); NCCI's VCAP flags voluntary carriers interested in the risk; NC and MA use their own systems Texas has no residual market (coverage is optional for most Texas employers).Source
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Missouri insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = every ACTIVE Missouri licensee (P&C, life, health, HMO, TPA, warranty, prepaid dental, etc.); filter on type. 'type' is the license Description from each company's detail page (e.g. 'Property and Casualty (Ch 379, RSMo)'); where a detail page was not read, type comes from Missouri market-share membership and is suffixed '(market share)'. 'lines' = lines of business with non-zero direct written premium in the 2025 Missouri market share report (licensed companies only). 'domicile' is only known for companies in the market share report. 'since' = Date Admitted from the detail page. Surplus lines list carries no NAIC code; naic filled by exact normalized-name match (naic_source says where), alien = domicile not a US state code. Detail-page crawl in progress; this file will be rewritten when it finishes. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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