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Directory · Company · Updated 2026-10-18

Waypoint Mutual · NAIC 13126

Where Waypoint Mutual is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Waypoint Mutual (NAIC 13126) is a property and casualty insurer domiciled in Kansas, part of Midwest Builders Casualty Group. State regulators list it as licensed (admitted) in Colorado, Florida, Georgia, Iowa, Idaho, Kentucky, Minnesota, Missouri, North Carolina, Nebraska, Nevada, Oklahoma, Oregon, South Carolina, South Dakota, Tennessee, Texas, Wisconsin. It ranked #164 of 312 in Wisconsin workers' compensation in 2024 (0.0% share). It ranked #181 of 284 in South Dakota workers' compensation in 2025 (0.1% share). It ranked #239 of 327 in Texas workers' compensation in 2025 (0.0% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Connecticut, Delaware, Hawaii, Illinois, Massachusetts, Maryland, Mississippi, Montana, North Dakota, New Jersey, New York, Ohio, Rhode Island, Utah, Washington, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
ColoradoAdmitted (licensed)Workers' compensation—Colorado, 2026-10-18
FloridaAdmitted (licensed)Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
IdahoAdmitted (licensed)General liability, Workers' compensation—Idaho, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MissouriAdmitted (licensed)Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Workers' compensation—Nevada Division of Insurance, 2026-10-17
North CarolinaAdmitted (licensed)Workers' compensation—North Carolina, 2026-10-18
OklahomaAdmitted (licensed)Workers' compensation—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Workers' compensation—Oregon, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Workers' compensation—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)General liability, Workers' compensation2010/02/18Texas Department of Insurance, 2026-10-17
WisconsinAdmitted (licensed)Workers' compensation—Wisconsin, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Workers' compensation in North Carolina#304 of 347$77,3150.01%2025
Workers' compensation in South Dakota#181 of 284$91,1120.05%2025
Workers' compensation in Texas#239 of 327$473,0010.02%2025
Workers' compensation in Wisconsin#164 of 312$682,7630.04%2024
Standing

Where it's a top-10 writer

Midwest Builders Casualty Group (NAIC group 04767), the group Waypoint Mutual belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Workers' compensation in Kansas
Workers Compensation
#7$13.2M3.06%2025
Workers' compensation in Missouri
Workers Compensation
#9$26.3M2.46%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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