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Directory · Company · Updated 2026-10-18

National Trust Insurance Company · NAIC 20141

Where National Trust Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

National Trust Insurance Company (NAIC 20141) is a property and casualty insurer domiciled in Indiana, part of Fcci Mutual Insurance Group. State regulators list it as licensed (admitted) in Colorado, Connecticut, Delaware, Florida, Georgia, Iowa, Illinois, Kentucky, Massachusetts, Maryland, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, Ohio, Oklahoma, Rhode Island, South Carolina, Tennessee, Texas, Wisconsin, Wyoming. It ranked #84 of 219 in North Carolina equipment breakdown in 2025 (0.1% share). It ranked #122 of 173 in Texas equipment breakdown in 2025 (0.0% share). It ranked #131 of 231 in Illinois equipment breakdown in 2025 (0.0% share). The U.S. Treasury lists it as a certified surety with a $4.4M underwriting limit.

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Hawaii, Idaho, Minnesota, Montana, New Jersey, Nevada, New York, Oregon, South Dakota, Utah, Washington, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
ColoradoAdmitted (licensed)——Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Earthquake, Inland marine, General liability, Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MississippiAdmitted (licensed)Personal auto, Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation07-01-1966Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
North CarolinaAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), General liability, Commercial property (fire and allied lines), Workers' compensation—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Workers' compensation—Oklahoma, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Glass, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation2011/07/19Texas Department of Insurance, 2026-10-17
WisconsinAdmitted (licensed)——Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Equipment breakdown in Illinois#131 of 231$52,1210.04%2025
Commercial package (BOP, CMP) in Illinois#200 of 400$1.6M0.06%2025
Commercial auto in Illinois#299 of 448$491,1660.02%2025
Workers' compensation in Illinois#317 of 375$224,3030.01%2025
Inland marine in Illinois#364 of 452$24,1950.00%2025
General liability in Illinois#432 of 695$582,6550.01%2025
Equipment breakdown in North Carolina#84 of 219$74,3960.10%2025
Commercial package (BOP, CMP) in North Carolina#143 of 361$1.7M0.10%2025
Workers' compensation in North Carolina#283 of 347$195,7680.01%2025
Commercial auto in North Carolina#305 of 408$148,7330.01%2025
Commercial property (fire and allied lines) in North Carolina#340 of 340$20.00%2025
General liability in North Carolina#395 of 621$351,9570.01%2025
Equipment breakdown in Texas#122 of 173$23,4210.01%2025
Commercial package (BOP, CMP) in Texas#208 of 260$1.0M0.02%2025
General liability in Texas#231 of 463$2.6M0.04%2025
Commercial property (fire and allied lines) in Texas#234 of 260$14,9230.00%2025
Commercial auto in Texas#284 of 329$215,3420.00%2025
Workers' compensation in Texas#291 of 327$86,6320.00%2025
Standing

Where it's a top-10 writer

Fcci Mutual Insurance Group (NAIC group 00474), the group National Trust Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
General liability in Florida
Products Liability
#4$30.1M7.34%2025
Farm and crop in Florida
Farmowners Multiple Peril
#6$1,0000.00%2025
Commercial package (BOP, CMP) in Mississippi
Total Commercial Multiple Peril
#6$23.0M4.07%2025
Commercial auto in Florida
Commercial Auto Physical Damage
#7$24.9M2.97%2025
Commercial auto in Mississippi
Commercial Auto Liability
#7$20.1M3.86%2025
Commercial auto in Mississippi
Total Commercial Auto
#7$26.2M3.80%2025
Commercial auto in Florida
Commercial Auto Liability
#8$184.4M2.88%2025
Commercial auto in Florida
Total Commercial Auto
#8$209.3M2.89%2025
Commercial auto in Mississippi
Commercial Auto Physical Damage
#8$6.2M3.62%2025
Farm and crop in Alabama
Farmowners Multiple Peril
#10$80,0000.07%2025
Surety bonds in Florida
Surety
#10$23.0M2.73%2025
Bonds

Treasury-certified surety

On the U.S. Treasury's Circular 570 (updated August 01, 2026) with an underwriting limit of $4.4M per bond, licensed to write surety in 39 states and territories: AL, AR, AZ, CO, CT, DC, DE, GA, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NM, OH, OK, PA, RI, SC, SD, TN, TX, UT, VA, VT, WI, WV, WY.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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