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Directory · Company · Updated 2026-10-18

Hanover American Insurance Company (The) · NAIC 36064

Where Hanover American Insurance Company (The) is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Hanover American Insurance Company (The) (NAIC 36064) is a property and casualty insurer domiciled in New Hampshire, part of The Hanover Insurance Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin. It ranked #37 of 361 in North Carolina commercial package (BOP, CMP) in 2025 (0.6% share). It ranked #48 of 130 in Texas earthquake in 2025 (0.1% share). It ranked #50 of 52 in Washington flood in 2025 (0.0% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, North Dakota, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Earthquake, Flood, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Earthquake, Fidelity bonds, Flood, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Fidelity bonds, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Equipment breakdown, Commercial package (BOP, CMP), Earthquake, Flood, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Personal auto, Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation09-01-1994Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, General liability, Commercial property (fire and allied lines), Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Flood, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—North Carolina, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake, Flood, General liability, Commercial property (fire and allied lines), Workers' compensation—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Earthquake, General liability, Commercial property (fire and allied lines), Workers' compensation—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Equipment breakdown, Commercial package (BOP, CMP), Earthquake, Inland marine, Commercial property (fire and allied lines), Workers' compensation—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Flood, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1994/01/20Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Flood—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Commercial package (BOP, CMP), General liability, Commercial property (fire and allied lines), Workers' compensation—Wisconsin, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Flood in California#70 of 73$7990.00%2025
Commercial package (BOP, CMP) in California#85 of 207$10.5M0.16%2025
Equipment breakdown in California#86 of 122$21,5610.01%2025
Earthquake in California#87 of 128$31,0900.00%2025
Workers' compensation in California#89 of 245$27.0M0.22%2025
Commercial property (fire and allied lines) in California#144 of 210$345,3340.01%2025
Commercial auto in California#225 of 232$4,3820.00%2025
Inland marine in California#234 of 248$6,5650.00%2025
General liability in California#266 of 353$513,8920.01%2025
Flood in Illinois#95 of 128$3,8280.01%2025
Workers' compensation in Illinois#109 of 375$7.6M0.31%2025
Equipment breakdown in Illinois#160 of 231$25,6870.02%2025
Earthquake in Illinois#167 of 265$8,9830.01%2025
Commercial package (BOP, CMP) in Illinois#173 of 400$2.1M0.08%2025
Commercial property (fire and allied lines) in Illinois#239 of 387$207,5660.01%2025
General liability in Illinois#613 of 695$26,7340.00%2025
Commercial package (BOP, CMP) in North Carolina#37 of 361$10.8M0.63%2025
Earthquake in North Carolina#70 of 180$28,6470.14%2025
Flood in North Carolina#71 of 124$20,6110.02%2025
Equipment breakdown in North Carolina#82 of 219$78,4340.11%2025
Crime (burglary and theft) in North Carolina#107 of 162$1,1620.01%2025
Workers' compensation in North Carolina#121 of 347$3.4M0.23%2025
Commercial property (fire and allied lines) in North Carolina#161 of 340$708,9990.05%2025
Commercial auto in North Carolina#266 of 408$304,0510.01%2025
Inland marine in North Carolina#382 of 420$2,5720.00%2025
General liability in North Carolina#440 of 621$200,2750.01%2025
Earthquake in South Dakota#59 of 78$1000.02%2025
Workers' compensation in South Dakota#89 of 284$428,3910.22%2025
Commercial package (BOP, CMP) in South Dakota#103 of 217$340,6820.12%2025
Equipment breakdown in South Dakota#109 of 118$2070.00%2025
Commercial property (fire and allied lines) in South Dakota#144 of 157$2,2990.00%2025
Inland marine in South Dakota#238 of 248$8700.00%2025
Earthquake in Texas#48 of 130$23,8700.09%2025
Flood in Texas#73 of 91$3,1870.00%2025
Commercial package (BOP, CMP) in Texas#104 of 260$8.5M0.19%2025
Workers' compensation in Texas#124 of 327$2.8M0.11%2025
Equipment breakdown in Texas#127 of 173$18,8220.01%2025
Commercial property (fire and allied lines) in Texas#179 of 260$300,5620.01%2025
Commercial auto in Texas#255 of 329$751,6710.01%2025
Inland marine in Texas#324 of 356$5,2730.00%2025
General liability in Texas#330 of 463$681,3000.01%2025
Flood in Washington#50 of 52$1,0000.00%2025
Workers' compensation in Wisconsin#92 of 312$2.6M0.14%2024
Commercial package (BOP, CMP) in Wisconsin#156 of 276$482,5250.04%2024
Commercial property (fire and allied lines) in Wisconsin#160 of 210$8,5520.00%2024
General liability in Wisconsin#362 of 429$22,9470.00%2024
Standing

Where it's a top-10 writer

The Hanover Insurance Group (NAIC group 00088), the group Hanover American Insurance Company (The) belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Ocean marine in Maine
Ocean Marine
#2$7.9M16.36%2025
Ocean marine in Vermont
Ocean Marine
#2$352,0009.01%2025
Ocean marine in District of Columbia
Ocean Marine
#3$410,0009.00%2025
Commercial package (BOP, CMP) in Maine
Total Commercial Multiple Peril
#3$38.4M9.34%2025
Fidelity bonds in Maine
Fidelity
#3$479,0009.69%2025
Ocean marine in New Hampshire
Ocean Marine
#3$2.3M9.92%2025
Crime (burglary and theft) in Vermont
Burglary and Theft
#3$85,0008.58%2025
Surety bonds in Maine
Surety
#4$1.7M6.24%2025
Ocean marine in Maryland
Ocean Marine
#4$5.1M6.48%2025
Homeowners in Michigan
Homeowners Multiple Peril
#4$353.6M7.46%2025
Ocean marine in Nevada
Ocean Marine
#4$820,0006.06%2025
Ocean marine in New Mexico
Ocean Marine
#4$263,0008.90%2025
Commercial auto in District of Columbia
Total Commercial Auto
#5$4.2M5.73%2025
Commercial auto in District of Columbia
Commercial Auto Physical Damage
#5$1.1M8.59%2025
Commercial auto in Maine
Commercial Auto Physical Damage
#5$6.0M6.48%2025
Personal auto in Michigan
Private Passenger Auto Physical Damage
#5$374.9M6.42%2025
Crime (burglary and theft) in Minnesota
Burglary and Theft
#5$648,0005.27%2025
Commercial auto in District of Columbia
Commercial Auto Liability
#6$3.1M5.11%2025
Fidelity bonds in Florida
Fidelity
#6$4.2M5.47%2025
Ocean marine in Indiana
Ocean Marine
#6$1.2M3.57%2025
Homeowners in Maine
Homeowners Multiple Peril
#6$36.8M5.11%2025
Earthquake in Maine
Earthquake
#6$224,0006.86%2025
General liability in Maine
Other Liability
#6$12.3M3.59%2025
Commercial package (BOP, CMP) in Michigan
Total Commercial Multiple Peril
#6$80.0M4.44%2025
Ocean marine in Michigan
Ocean Marine
#6$6.5M3.53%2025
Personal auto in Michigan
Private Passenger Auto Liability
#6$268.1M4.52%2025
Personal auto in Michigan
Total Private Passenger Auto
#6$643.0M5.46%2025
Commercial package (BOP, CMP) in Minnesota
Total Commercial Multiple Peril
#6$43.7M3.52%2025
Commercial package (BOP, CMP) in New Hampshire
Total Commercial Multiple Peril
#6$21.7M5.37%2025
Earthquake in New Hampshire
Earthquake
#6$275,0005.35%2025
Commercial package (BOP, CMP) in New Jersey
Total Commercial Multiple Peril
#6$80.9M3.45%2025
Commercial package (BOP, CMP) in Illinois
Total Commercial Multiple Peril
#7$97.4M3.41%2025
Crime (burglary and theft) in Indiana
Burglary and Theft
#7$397,0003.56%2025
Commercial auto in Maine
Commercial Auto Liability
#7$8.5M4.93%2025
Commercial auto in Maine
Total Commercial Auto
#7$14.5M5.47%2025
Ocean marine in Massachusetts
Ocean Marine
#7$4.8M3.01%2025
Surety bonds in Mississippi
Surety
#7$2.9M3.50%2025
Fidelity bonds in Nevada
Fidelity
#7$434,0004.45%2025
Fidelity bonds in New Hampshire
Fidelity
#7$232,0003.28%2025
Crime (burglary and theft) in North Dakota
Burglary and Theft
#7$75,0005.58%2025
Crime (burglary and theft) in Rhode Island
Burglary and Theft
#7$88,0003.65%2025
Fidelity bonds in Vermont
Fidelity
#7$116,0004.48%2025
Fidelity bonds in Washington
Fidelity
#7$1.1M4.31%2025
Crime (burglary and theft) in Wisconsin
Burglary and Theft
#7$454,0003.91%2025
Crime (burglary and theft) in Alaska
Burglary and Theft
#8$42,0003.31%2025
Crime (burglary and theft) in Connecticut
Burglary and Theft
#8$323,0003.78%2025
Commercial package (BOP, CMP) in District of Columbia
Total Commercial Multiple Peril
#8$10.0M4.00%2025
Surety bonds in District of Columbia
Surety
#8$11.4M3.82%2025
Commercial package (BOP, CMP) in Georgia
Total Commercial Multiple Peril
#8$56.0M2.88%2025
Crime (burglary and theft) in Idaho
Burglary and Theft
#8$69,0003.46%2025
Personal auto in Maine
Private Passenger Auto Physical Damage
#8$21.5M3.42%2025
Commercial package (BOP, CMP) in Massachusetts
Total Commercial Multiple Peril
#8$88.8M4.28%2025
Crime (burglary and theft) in Michigan
Burglary and Theft
#8$893,0005.33%2025
Commercial auto in New Hampshire
Commercial Auto Physical Damage
#8$2.5M3.25%2025
Fidelity bonds in New Mexico
Fidelity
#8$131,0002.99%2025
Inland marine in North Dakota
Inland Marine
#8$4.1M3.02%2025
Fidelity bonds in Oklahoma
Fidelity
#8$462,0003.40%2025
Crime (burglary and theft) in Utah
Burglary and Theft
#8$192,0003.62%2025
Crime (burglary and theft) in Washington
Burglary and Theft
#8$514,0004.78%2025
Crime (burglary and theft) in Colorado
Burglary and Theft
#9$455,0003.62%2025

Showing the best 60 of 94 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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