Who writes fidelity bonds in Washington
The 40 largest writers by premium in 2025 from the Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington market report (a top-40 list, shares of earned premium).
The 40 largest writers of fidelity bonds in Washington in 2025: Travelers Casualty and Surety Company of America led with 21.7% of the state's premium; the top five hold 54%.
By Sam Alishahi, independent insurance broker · All lines in Washington
The companies
| # | Company | NAIC | Home state | Status here | Premium | Share |
|---|---|---|---|---|---|---|
| 1 | Travelers Casualty and Surety Company of America | 31194 | CT | Admitted (licensed) | $5.2M | 21.74% |
| 2 | Great American Insurance Company | 16691 | OH | Admitted (licensed) | $3.0M | 12.31% |
| 3 | Federal Insurance Company | 20281 | IN | Admitted (licensed) | $1.8M | 7.54% |
| 4 | Cumis Insurance Society Incorporated | 10847 | IA | Admitted (licensed) | $1.5M | 6.34% |
| 5 | National Union Fire Insurance Company of Pittsburgh, Pennsylvania | 19445 | PA | Admitted (licensed) | $1.5M | 6.31% |
| 6 | Continental Casualty Company | 20443 | IL | Admitted (licensed) | $1.4M | 5.84% |
| 7 | Hanover Insurance Company (The) | 22292 | NH | Admitted (licensed) | $1.1M | 4.42% |
| 8 | Beazley Insurance Company, Inc. | 37540 | CT | Admitted (licensed) | $856,000 | 3.56% |
| 9 | Hartford Fire Insurance Company | 19682 | CT | Admitted (licensed) | $757,000 | 3.15% |
| 10 | Zurich American Insurance Company | 16535 | NY | Admitted (licensed) | $731,000 | 3.04% |
| 11 | AXIS Insurance Company | 37273 | IL | Admitted (licensed) | $605,000 | 2.52% |
| 12 | Berkley Assurance Company | 32603 | DE | Admitted (licensed) | $591,000 | 2.46% |
| 13 | Philadelphia Indemnity Insurance Company | 18058 | PA | Admitted (licensed) | $559,000 | 2.33% |
| 14 | Southwest Marine and General Insurance Company | 12294 | AZ | Admitted (licensed) | $471,000 | 1.96% |
| 15 | Colonial Surety Company | 10758 | PA | Admitted (licensed) | $424,000 | 1.76% |
| 16 | Western Surety Company | 13188 | SD | Admitted (licensed) | $410,000 | 1.71% |
| 17 | Great American Alliance Insurance Company | 26832 | OH | Admitted (licensed) | $296,000 | 1.23% |
| 18 | Arch Insurance (UK) Limited | 11150 | MO | Admitted (licensed) | $279,000 | 1.16% |
| 19 | Federated Reserve Insurance Company | 16024 | MN | Admitted (licensed) | $250,000 | 1.04% |
| 20 | Fidelity and Deposit Company of Maryland (The) | 39306 | IL | Admitted (licensed) | $232,000 | 0.97% |
| 21 | Twin City Fire Insurance Company (The) | 29459 | IN | Admitted (licensed) | $228,000 | 0.95% |
| 22 | Berkshire Hathaway Specialty Insurance Company | 22276 | NE | Admitted (licensed) | $224,000 | 0.93% |
| 23 | Ohio Casualty Insurance Company (The) | 24074 | NH | Admitted (licensed) | $213,000 | 0.89% |
| 24 | RLI Insurance Company | 13056 | IL | Admitted (licensed) | $181,000 | 0.75% |
| 25 | United States Fire Insurance Company | 21113 | DE | Admitted (licensed) | $145,000 | 0.60% |
| 26 | QBE Insurance (Europe) Limited | 39217 | PA | Admitted (licensed) | $129,000 | 0.54% |
| 27 | Federated Mutual Insurance Company | 13935 | MN | Admitted (licensed) | $120,000 | 0.50% |
| 28 | Ace American Insurance Company | 22667 | PA | Admitted (licensed) | $106,000 | 0.44% |
| 29 | STARR INDEMNITY \u0026 LIABILITY COMPANY | 38318 | TX | Admitted (licensed) | $100,000 | 0.42% |
| 30 | Liberty Mutual Insurance Company | 23043 | MA | Admitted (licensed) | $83,000 | 0.35% |
| 31 | National Casualty Company | 11991 | OH | Admitted (licensed) | $82,000 | 0.34% |
| 32 | Berkley Regional Insurance Company | 29580 | IA | Admitted (licensed) | $72,000 | 0.30% |
| 33 | State Farm Fire and Casualty Company | 25143 | IL | Admitted (licensed) | $69,000 | 0.29% |
| 34 | Continental Insurance Company, (The) | 35289 | PA | Admitted (licensed) | $57,000 | 0.24% |
| 35 | Westchester Fire Insurance Company | 10030 | PA | Admitted (licensed) | $52,000 | 0.22% |
| 36 | Markel American Insurance Company | 28932 | VA | Admitted (licensed) | $48,000 | 0.20% |
| 37 | Great American Assurance Company | 26344 | OH | Admitted (licensed) | $46,000 | 0.19% |
| 38 | Sentry Insurance Company | 24988 | WI | Admitted (licensed) | $41,000 | 0.17% |
| 39 | American Guarantee and Liability Insurance Company | 26247 | NY | Admitted (licensed) | $37,000 | 0.15% |
| 40 | Hiscox Insurance Company (Bermuda), Ltd. | 10200 | IL | Admitted (licensed) | $33,000 | 0.14% |
Method and source
Source: the Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington company list, read 2026-10-17 and the surplus lines list. Washington's authorized list comes from the OIC's 2025 market report (Appendix D), which leaves out authorized companies with no premium that year. Premiums are in thousands. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
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