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Directory · Company · Updated 2026-10-18

Motors Insurance Corporation · NAIC 22012

Where Motors Insurance Corporation is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Motors Insurance Corporation (NAIC 22012) is a property and casualty insurer domiciled in Michigan, part of Ally Insurance Holdings Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #15 of 329 in Texas commercial auto in 2025 (1.2% share). It ranked #30 of 137 in Texas crime (burglary and theft) in 2025 (0.2% share). It ranked #35 of 110 in California crime (burglary and theft) in 2025 (0.3% share). The U.S. Treasury lists it as a certified surety with a $112.4M underwriting limit.

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Commercial auto, Crime (burglary and theft), General liability, Commercial property (fire and allied lines), Surety bonds—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Personal auto, Commercial auto, Crime (burglary and theft), General liability, Commercial property (fire and allied lines)—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Commercial auto, Crime (burglary and theft), Homeowners, General liability, Commercial property (fire and allied lines)—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Personal auto, Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation12-01-1940Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Homeowners, General liability, Commercial property (fire and allied lines)—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Personal auto, Commercial auto, Crime (burglary and theft), General liability, Commercial property (fire and allied lines), Surety bonds—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Personal auto, Surety bonds—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Personal auto, Commercial auto, Crime (burglary and theft), General liability, Commercial property (fire and allied lines)—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Commercial auto—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Credit, Crime (burglary and theft), Farm and crop, Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1999/10/28Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)——Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, General liability, Commercial property (fire and allied lines)—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Crime (burglary and theft) in California#35 of 110$125,5660.26%2025
Commercial auto in California#114 of 232$8.4M0.13%2025
Commercial property (fire and allied lines) in California#115 of 210$836,8690.02%2025
Surety bonds in California#148 of 148$750.00%2025
General liability in California#253 of 353$751,0130.01%2025
Crime (burglary and theft) in Illinois#62 of 188$23,4340.06%2025
Commercial auto in Illinois#77 of 448$9.2M0.29%2025
Commercial property (fire and allied lines) in Illinois#189 of 387$545,8440.03%2025
General liability in Illinois#465 of 695$363,2450.01%2025
Crime (burglary and theft) in North Carolina#69 of 162$6,4780.04%2025
Commercial auto in North Carolina#79 of 408$4.8M0.23%2025
Surety bonds in North Carolina#152 of 152$750.00%2025
Commercial property (fire and allied lines) in North Carolina#235 of 340$121,8290.01%2025
General liability in North Carolina#546 of 621$37,2610.00%2025
Commercial auto in South Dakota#40 of 237$1.6M0.64%2025
Commercial auto in Texas#15 of 329$93.3M1.18%2025
Crime (burglary and theft) in Texas#30 of 137$150,7530.22%2025
Commercial property (fire and allied lines) in Texas#100 of 260$4.8M0.09%2025
Surety bonds in Texas#159 of 165$9380.00%2025
General liability in Texas#280 of 463$1.4M0.02%2025
Commercial auto in Wisconsin#91 of 312$1.7M0.17%2024
Standing

Where it's a top-10 writer

Ally Insurance Holdings Group (NAIC group 00079), the group Motors Insurance Corporation belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Warranty in Michigan
Warranty
#2$277.2M39.06%2025
Commercial auto in Oklahoma
Commercial Auto Physical Damage
#2$25.0M9.81%2025
Commercial auto in Colorado
Commercial Auto Physical Damage
#3$17.5M4.97%2025
Commercial auto in Texas
Commercial Auto Physical Damage
#3$88.9M5.70%2025
Warranty in Hawaii
Warranty
#4$60,0005.19%2025
Commercial auto in Kansas
Commercial Auto Physical Damage
#4$13.5M6.14%2025
Commercial auto in Missouri
Commercial Auto Physical Damage
#4$21.0M5.38%2025
Commercial auto in Nebraska
Commercial Auto Physical Damage
#4$10.7M5.11%2025
Warranty in Texas
Warranty
#4$24.4M11.15%2025
Warranty in Alaska
Warranty
#5$72,0001.88%2025
Warranty in Idaho
Warranty
#5$200,0002.51%2025
Warranty in Florida
Warranty
#6$28.3M2.92%2025
Warranty in Nebraska
Warranty
#6$94,0002.32%2025
Warranty in Vermont
Warranty
#6$47,0001.67%2025
Warranty in West Virginia
Warranty
#6$149,0003.03%2025
Commercial auto in Arkansas
Commercial Auto Physical Damage
#7$7.5M3.78%2025
Commercial auto in Louisiana
Commercial Auto Physical Damage
#7$9.4M4.88%2025
Warranty in Maine
Warranty
#7$122,0001.55%2025
Warranty in Oklahoma
Warranty
#7$478,0002.92%2025
Warranty in Pennsylvania
Warranty
#7$442,0000.52%2025
Warranty in Wyoming
Warranty
#7$18,0001.85%2025
Warranty in Massachusetts
Warranty
#8$994,0001.63%2025
Warranty in South Carolina
Warranty
#8$209,0001.28%2025
Commercial auto in Oklahoma
Total Commercial Auto
#9$25.9M2.90%2025
Warranty in Washington
Warranty
#9$327,0000.19%2025
Warranty in Arkansas
Warranty
#10$45,0000.33%2025
Warranty in Nevada
Warranty
#10$73,0001.62%2025
Warranty in North Carolina
Warranty
#10$123,0000.21%2025
Bonds

Treasury-certified surety

On the U.S. Treasury's Circular 570 (updated August 01, 2026) with an underwriting limit of $112.4M per bond, licensed to write surety in 51 states and territories: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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