Who writes warranty in Texas
Ranked by direct premium written in 2025 from the Texas Department of Insurance market share report (every company, not a top-N list).
20 companies wrote warranty in Texas in 2025, $218.2M in direct premium. Wesco Insurance Company led with 24.3%; the top five hold 82%.
By Sam Alishahi, independent insurance broker · All lines in Texas
The companies
| # | Company | NAIC | Home state | Status here | Premium | Share |
|---|---|---|---|---|---|---|
| 1 | Wesco Insurance Company | 25011 | DE | Admitted (licensed) | $53.1M | 24.31% |
| 2 | Dealers Assurance Company | 16705 | OH | Admitted (licensed) | $51.0M | 23.38% |
| 3 | Universal Underwriters Insurance Company | 41181 | IL | Admitted (licensed) | $38.4M | 17.62% |
| 4 | MIC Property and Casualty Insurance Corporation | 38601 | MI | Admitted (licensed) | $24.4M | 11.18% |
| 5 | Old Republic Insurance Company | 24147 | PA | Admitted (licensed) | $11.4M | 5.24% |
| 6 | Technology Insurance Company, Inc. | 42376 | DE | Admitted (licensed) | $10.5M | 4.80% |
| 7 | Lyndon Southern Insurance Company | 10051 | DE | Admitted (licensed) | $7.7M | 3.54% |
| 8 | Heritage Indemnity Company | 39527 | CA | Admitted (licensed) | $4.2M | 1.92% |
| 9 | American Mercury Insurance Company | 16810 | OK | Admitted (licensed) | $2.8M | 1.30% |
| 10 | Progressive County Mutual Insurance Company | 29203 | TX | Admitted (licensed) | $2.5M | 1.16% |
| 11 | Courtesy Insurance Company | 26492 | FL | Admitted (licensed) | $2.3M | 1.04% |
| 12 | PROTECTIVE PROPERTY \u0026 CASUALTY INSURANCE COMPANY | 35769 | MO | Admitted (licensed) | $2.2M | 1.01% |
| 13 | STARR INDEMNITY \u0026 LIABILITY COMPANY | 38318 | TX | Admitted (licensed) | $1.9M | 0.86% |
| 14 | Old United Casualty Company | 37060 | KS | Admitted (licensed) | $1.8M | 0.83% |
| 15 | National Casualty Company | 11991 | OH | Admitted (licensed) | $1.6M | 0.71% |
| 16 | New Hampshire Insurance Company | 23841 | IL | Admitted (licensed) | $1.5M | 0.70% |
| 17 | Jefferson Insurance Company | 11630 | NY | Admitted (licensed) | $689,699 | 0.32% |
| 18 | Continental Indemnity Company | 28258 | NM | Admitted (licensed) | $103,305 | 0.05% |
| 19 | Continental Casualty Company | 20443 | IL | Admitted (licensed) | $60,610 | 0.03% |
| 20 | American Bankers Insurance Company of Florida | 10111 | FL | Admitted (licensed) | $132 | 0.00% |
Method and source
Source: the Texas Department of Insurance company list, read 2026-10-17. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.
Someone will insure it. I find who.
Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.
Get a reminder before your renewal.
Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.