
Who writes surety bonds in Texas
Ranked by direct premium written in 2025 from the Texas Department of Insurance market share report (every company, not a top-N list).
165 companies wrote surety bonds in Texas in 2025, $1.33B in direct premium. Liberty Mutual Insurance Company led with 8.3%; the top five hold 31%. 791 companies are licensed for the line.
By Sam Alishahi, independent insurance broker · All lines in Texas
The companies
| # | Company | NAIC | Home state | Status here | Premium | Share |
|---|---|---|---|---|---|---|
| 1 | Liberty Mutual Insurance Company | 23043 | MA | Admitted (licensed) | $110.9M | 8.35% |
| 2 | Travelers Casualty and Surety Company of America | 31194 | CT | Admitted (licensed) | $107.7M | 8.10% |
| 3 | Federal Insurance Company | 20281 | IN | Admitted (licensed) | $85.9M | 6.47% |
| 4 | Travelers Casualty and Surety Company | 19038 | CT | Admitted (licensed) | $75.1M | 5.65% |
| 5 | Hartford Fire Insurance Company | 19682 | CT | Admitted (licensed) | $37.9M | 2.86% |
| 6 | Colonial American Casualty and Surety Company | 34347 | IL | Admitted (licensed) | $34.4M | 2.59% |
| 7 | SureTec Insurance Company | 10916 | TX | Admitted (licensed) | $32.4M | 2.44% |
| 8 | Merchants Bonding Company (Mutual) | 14494 | IA | Admitted (licensed) | $30.9M | 2.33% |
| 9 | Continental Casualty Company | 20443 | IL | Admitted (licensed) | $29.9M | 2.25% |
| 10 | SiriusPoint America Insurance Company | 38776 | NY | Admitted (licensed) | $28.5M | 2.15% |
| 11 | United States Fire Insurance Company | 21113 | DE | Admitted (licensed) | $27.9M | 2.10% |
| 12 | Pacific Indemnity Company | 20346 | DE | Admitted (licensed) | $26.6M | 2.00% |
| 13 | U.S. Specialty Insurance Company | 29599 | TX | Admitted (licensed) | $26.0M | 1.96% |
| 14 | Western Surety Company | 13188 | SD | Admitted (licensed) | $22.9M | 1.73% |
| 15 | Swiss Re Corporate Solutions America Insurance Corporation | 29874 | MO | Admitted (licensed) | $22.3M | 1.68% |
| 16 | National Fire Insurance Company of Hartford | 20478 | IL | Admitted (licensed) | $21.8M | 1.64% |
| 17 | Fidelity and Deposit Company of Maryland (The) | 39306 | IL | Admitted (licensed) | $21.7M | 1.63% |
| 18 | Hartford Accident and Indemnity Company | 22357 | CT | Admitted (licensed) | $21.1M | 1.59% |
| 19 | Berkshire Hathaway Specialty Insurance Company | 22276 | NE | Admitted (licensed) | $20.5M | 1.54% |
| 20 | Harco National Insurance Company | 26433 | IL | Admitted (licensed) | $20.5M | 1.54% |
| 21 | FCCI Insurance Company | 10178 | FL | Admitted (licensed) | $18.9M | 1.43% |
| 22 | Endurance Assurance Corporation | 11551 | DE | Admitted (licensed) | $17.8M | 1.34% |
| 23 | State National Insurance Company, Inc. | 12831 | TX | Admitted (licensed) | $17.7M | 1.33% |
| 24 | Arch Insurance (UK) Limited | 11150 | MO | Admitted (licensed) | $17.3M | 1.30% |
| 25 | Westfield Insurance Company | 24112 | OH | Admitted (licensed) | $17.2M | 1.30% |
| 26 | Liberty Mutual Fire Insurance Company | 23035 | WI | Admitted (licensed) | $16.7M | 1.26% |
| 27 | Great Midwest Insurance Company | 18694 | TX | Admitted (licensed) | $15.6M | 1.18% |
| 28 | Philadelphia Indemnity Insurance Company | 18058 | PA | Admitted (licensed) | $15.6M | 1.17% |
| 29 | Nationwide Mutual Insurance Company | 23787 | OH | Admitted (licensed) | $15.6M | 1.17% |
| 30 | Atlantic Specialty Insurance Company | 27154 | NY | Admitted (licensed) | $14.8M | 1.11% |
| 31 | Merchants National Bonding, Inc. | 11595 | IA | Admitted (licensed) | $14.2M | 1.07% |
| 32 | American Alternative Insurance Corporation | 19720 | DE | Admitted (licensed) | $14.1M | 1.06% |
| 33 | Frankenmuth Insurance Company | 13986 | MI | Admitted (licensed) | $13.3M | 1.00% |
| 34 | ASCOT SURETY \u0026 CASUALTY COMPANY | 30279 | CO | Admitted (licensed) | $12.9M | 0.97% |
| 35 | Palomar Casualty and Surety Company | 10671 | LA | Admitted (licensed) | $12.2M | 0.92% |
| 36 | Euler Hermes North America Insurance Company | 20516 | MD | Admitted (licensed) | $11.8M | 0.89% |
| 37 | Great American Insurance Company | 16691 | OH | Admitted (licensed) | $11.6M | 0.87% |
| 38 | Accelerant National Insurance Company | 10220 | AR | Admitted (licensed) | $11.3M | 0.85% |
| 39 | AXIS Insurance Company | 37273 | IL | Admitted (licensed) | $11.2M | 0.85% |
| 40 | RLI Insurance Company | 13056 | IL | Admitted (licensed) | $11.1M | 0.84% |
| 41 | Hanover Insurance Company (The) | 22292 | NH | Admitted (licensed) | $11.0M | 0.83% |
| 42 | Markel Insurance Company | 38970 | IL | Admitted (licensed) | $10.5M | 0.79% |
| 43 | Berkley Assurance Company | 32603 | DE | Admitted (licensed) | $10.5M | 0.79% |
| 44 | XL Specialty Insurance Company | 37885 | DE | Admitted (licensed) | $9.9M | 0.74% |
| 45 | Zurich American Insurance Company | 16535 | NY | Admitted (licensed) | $9.2M | 0.69% |
| 46 | Ohio Casualty Insurance Company (The) | 24074 | NH | Admitted (licensed) | $9.1M | 0.69% |
| 47 | Everest Reinsurance (Bermuda) Limited - | 26921 | DE | Admitted (licensed) | $8.3M | 0.63% |
| 48 | Developers Surety and Indemnity Company | 12718 | CA | Admitted (licensed) | $6.9M | 0.52% |
| 49 | Lexington National Insurance Corporation | 37940 | FL | Admitted (licensed) | $6.7M | 0.51% |
| 50 | Indemnity National Insurance Company | 18468 | MS | Admitted (licensed) | $6.7M | 0.50% |
| 51 | Hartford Casualty Insurance Company | 29424 | IN | Admitted (licensed) | $6.5M | 0.49% |
| 52 | Allegheny Casualty Company | 13285 | NJ | Admitted (licensed) | $6.5M | 0.49% |
| 53 | Insurors Indemnity Company | 43273 | TX | Admitted (licensed) | $6.4M | 0.48% |
| 54 | Amerisure Mutual Insurance Company | 23396 | MI | Admitted (licensed) | $6.3M | 0.47% |
| 55 | Old Republic Surety Company | 40444 | WI | Admitted (licensed) | $6.2M | 0.47% |
| 56 | Continental Insurance Company, (The) | 35289 | PA | Admitted (licensed) | $5.9M | 0.45% |
| 57 | Union Insurance Company of Providence | 21423 | IA | Admitted (licensed) | $5.9M | 0.44% |
| 58 | Bankers Insurance Company | 33162 | FL | Admitted (licensed) | $5.6M | 0.42% |
| 59 | West Bend Insurance Company | 15350 | WI | Admitted (licensed) | $5.3M | 0.40% |
| 60 | Pennsylvania Insurance Company | 21962 | NM | Admitted (licensed) | $5.0M | 0.38% |
| 61 | Cincinnati Casualty Company (The) | 28665 | OH | Admitted (licensed) | $4.9M | 0.37% |
| 62 | FINANCIAL CASUALTY \u0026 SURETY, INC. | 35009 | TX | Admitted (licensed) | $4.8M | 0.36% |
| 63 | American Bankers Insurance Company of Florida | 10111 | FL | Admitted (licensed) | $4.7M | 0.36% |
| 64 | Swiss Re Corporate Solutuions Premier Insurance Corporation | 32778 | MO | Admitted (licensed) | $3.9M | 0.29% |
| 65 | Capitol Indemnity Corporation | 10472 | WI | Admitted (licensed) | $3.8M | 0.29% |
| 66 | Ohio Farmers Insurance Company | 24104 | OH | Admitted (licensed) | $3.8M | 0.28% |
| 67 | Granite Re, Inc. | 26310 | MN | Admitted (licensed) | $3.6M | 0.27% |
| 68 | American Contractors Indemnity Company | 10216 | CA | Admitted (licensed) | $3.4M | 0.26% |
| 69 | Lyndon Southern Insurance Company | 10051 | DE | Admitted (licensed) | $3.4M | 0.26% |
| 70 | EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company) | 21415 | IA | Admitted (licensed) | $3.4M | 0.25% |
| 71 | Lexon Insurance Company | 13307 | TX | Admitted (licensed) | $3.3M | 0.25% |
| 72 | American Surety Company | 31380 | IN | Admitted (licensed) | $3.2M | 0.24% |
| 73 | NGM Insurance Company | 14788 | FL | Admitted (licensed) | $2.9M | 0.22% |
| 74 | Cincinnati Insurance Company (The) | 10677 | OH | Admitted (licensed) | $2.8M | 0.21% |
| 75 | Hudson Insurance Company | 25054 | DE | Admitted (licensed) | $2.7M | 0.21% |
| 76 | Contractors Bonding and Insurance Company | 37206 | IL | Admitted (licensed) | $2.6M | 0.20% |
| 77 | Evergreen National Indemnity Company | 12750 | OH | Admitted (licensed) | $2.6M | 0.19% |
| 78 | UNITED FIRE \u0026 CASUALTY COMPANY | 13021 | IA | Admitted (licensed) | $2.2M | 0.17% |
| 79 | Amherst National Insurance Company | 16379 | NC | Admitted (licensed) | $1.5M | 0.11% |
| 80 | Westchester Fire Insurance Company | 10030 | PA | Admitted (licensed) | $1.5M | 0.11% |
| 81 | Old Republic Insurance Company | 24147 | PA | Admitted (licensed) | $1.3M | 0.10% |
| 82 | United Casualty and Surety Insurance Company | 36226 | NE | Admitted (licensed) | $1.2M | 0.09% |
| 83 | Argonaut Insurance Company | 19801 | NE | Admitted (licensed) | $1.1M | 0.09% |
| 84 | State Farm Fire and Casualty Company | 25143 | IL | Admitted (licensed) | $1.1M | 0.08% |
| 85 | Platte River Insurance Company | 18619 | NE | Admitted (licensed) | $945,639 | 0.07% |
| 86 | Universal Surety of America | 13200 | SD | Admitted (licensed) | $915,862 | 0.07% |
| 87 | Trisura Insurance Company | 22225 | OK | Admitted (licensed) | $831,383 | 0.06% |
| 88 | Western National Mutual Insurance Company | 15377 | MN | Admitted (licensed) | $793,200 | 0.06% |
| 89 | Continental Indemnity Company | 28258 | NM | Admitted (licensed) | $738,888 | 0.06% |
| 90 | Vigilant Insurance Company | 20397 | NY | Admitted (licensed) | $695,410 | 0.05% |
| 91 | North River Insurance Company (The) | 21105 | NJ | Admitted (licensed) | $671,446 | 0.05% |
| 92 | Amerisure Insurance Company | 19488 | MI | Admitted (licensed) | $659,338 | 0.05% |
| 93 | Endurance American Insurance Company | 10641 | DE | Admitted (licensed) | $633,521 | 0.05% |
| 94 | Gray Insurance Company (The) | 36307 | LA | Admitted (licensed) | $502,973 | 0.04% |
| 95 | Surety Bonding Company of America | 24047 | SD | Admitted (licensed) | $477,218 | 0.04% |
| 96 | UNIVERSAL FIRE \u0026 CASUALTY INSURANCE COMPANY | 32867 | IN | Admitted (licensed) | $477,012 | 0.04% |
| 97 | First Community Insurance Company | 13990 | FL | Admitted (licensed) | $426,476 | 0.03% |
| 98 | Fireman's Fund Insurance Company | 21873 | IL | Admitted (licensed) | $395,456 | 0.03% |
| 99 | Safeco Insurance Company of America | 24740 | NH | Admitted (licensed) | $388,723 | 0.03% |
| 100 | Ohio Indemnity Company | 26565 | OH | Admitted (licensed) | $375,453 | 0.03% |
| 101 | Ace American Insurance Company | 22667 | PA | Admitted (licensed) | $360,367 | 0.03% |
| 102 | National American Insurance Company | 23663 | OK | Admitted (licensed) | $341,237 | 0.03% |
| 103 | Everspan Insurance Company | 24961 | AZ | Admitted (licensed) | $286,114 | 0.02% |
| 104 | AVLA US Insurance Company | 17634 | TX | Admitted (licensed) | $268,135 | 0.02% |
| 105 | Colonial Surety Company | 10758 | PA | Admitted (licensed) | $222,078 | 0.02% |
| 106 | Financial Pacific Insurance Company | 31453 | CA | Admitted (licensed) | $207,163 | 0.02% |
| 107 | First Founders Assurance Company | 12150 | NJ | Admitted (licensed) | $173,125 | 0.01% |
| 108 | Selective Insurance Company of America | 12572 | NJ | Admitted (licensed) | $170,491 | 0.01% |
| 109 | ROCHE SURETY \u0026 CASUALTY COMPANY, INC. | 42706 | FL | Admitted (licensed) | $164,387 | 0.01% |
| 110 | International Fidelity Insurance Company | 11592 | NJ | Admitted (licensed) | $158,423 | 0.01% |
| 111 | Ascot Insurance Company | 23752 | CO | Admitted (licensed) | $132,707 | 0.01% |
| 112 | Bond Safeguard Insurance Company | 27081 | SD | Admitted (licensed) | $119,084 | 0.01% |
| 113 | Palmetto Surety Corporation | 13121 | SC | Admitted (licensed) | $117,892 | 0.01% |
| 114 | Seaview Insurance Company | 10004 | CA | Admitted (licensed) | $101,047 | 0.01% |
| 115 | Federated Mutual Insurance Company | 13935 | MN | Admitted (licensed) | $100,305 | 0.01% |
| 116 | Guarantee Company of North America USA (The) | 36650 | AR | Admitted (licensed) | $99,487 | 0.01% |
| 117 | Continental Heritage Insurance Company | 39551 | FL | Admitted (licensed) | $94,202 | 0.01% |
| 118 | MTAW Insurance Company | 16498 | DE | Admitted (licensed) | $87,361 | 0.01% |
| 119 | First Indemnity of America Insurance Company | 38326 | NJ | Admitted (licensed) | $85,875 | 0.01% |
| 120 | Old United Casualty Company | 37060 | KS | Admitted (licensed) | $75,037 | 0.01% |
| 121 | Jet Insurance Company | 17858 | TX | Admitted (licensed) | $66,926 | 0.01% |
| 122 | American Home Assurance Company | 19380 | NY | Admitted (licensed) | $66,358 | 0.00% |
| 123 | Aspen American Insurance Company | 43460 | TX | Admitted (licensed) | $65,622 | 0.00% |
| 124 | Great American Alliance Insurance Company | 26832 | OH | Admitted (licensed) | $63,556 | 0.00% |
| 125 | Acstar Insurance Company | 22950 | IL | Admitted (licensed) | $62,977 | 0.00% |
| 126 | Protective Insurance Company | 12416 | IN | Admitted (licensed) | $62,160 | 0.00% |
| 127 | Universal Surety Company | 25933 | NE | Admitted (licensed) | $52,146 | 0.00% |
| 128 | National Indemnity Company | 20087 | NE | Admitted (licensed) | $51,462 | 0.00% |
| 129 | Bar Plan Mutual Insurance Company (The) | 29513 | MO | Admitted (licensed) | $46,678 | 0.00% |
| 130 | Utica Mutual Insurance Company | 25976 | NY | Admitted (licensed) | $44,643 | 0.00% |
| 131 | Employers Insurance Company of Wausau | 21458 | WI | Admitted (licensed) | $43,349 | 0.00% |
| 132 | American States Insurance Company | 19704 | IN | Admitted (licensed) | $34,700 | 0.00% |
| 133 | Knightbrook Insurance Company | 13722 | DE | Admitted (licensed) | $30,090 | 0.00% |
| 134 | British American Insurance Company | 32875 | TX | Admitted (licensed) | $28,933 | 0.00% |
| 135 | Fair American Insurance and Reinsurance Company | 35157 | NY | Admitted (licensed) | $24,215 | 0.00% |
| 136 | Eastern Atlantic Insurance Company | 28649 | PA | Admitted (licensed) | $22,225 | 0.00% |
| 137 | Seneca Insurance Company Incorporated | 10936 | NY | Admitted (licensed) | $21,851 | 0.00% |
| 138 | Star Insurance Company | 18023 | MI | Admitted (licensed) | $18,717 | 0.00% |
| 139 | United Fire and Indemnity Company | 19496 | TX | Admitted (licensed) | $14,178 | 0.00% |
| 140 | Westport Insurance Corporation | 39845 | MO | Admitted (licensed) | $13,644 | 0.00% |
| 141 | CRUM \u0026 FORSTER INDEMNITY COMPANY | 31348 | DE | Admitted (licensed) | $13,414 | 0.00% |
| 142 | Mid-Continent Casualty Company | 23418 | OH | Admitted (licensed) | $11,398 | 0.00% |
| 143 | Technology Insurance Company, Inc. | 42376 | DE | Admitted (licensed) | $9,805 | 0.00% |
| 144 | Sentry Select Insurance Company | 21180 | WI | Admitted (licensed) | $9,709 | 0.00% |
| 145 | Farmington Casualty Company | 41483 | CT | Admitted (licensed) | $8,781 | 0.00% |
| 146 | Pennsylvania National Mutual Casualty Insurance Company | 14990 | PA | Admitted (licensed) | $6,834 | 0.00% |
| 147 | National Union Fire Insurance Company of Pittsburgh, Pennsylvania | 19445 | PA | Admitted (licensed) | $6,831 | 0.00% |
| 148 | Sentry Insurance Company | 24988 | WI | Admitted (licensed) | $5,015 | 0.00% |
| 149 | American Inter-Fidelity Exchange | 40088 | IN | Admitted (licensed) | $5,000 | 0.00% |
| 150 | Citizens Insurance Company of America | 31534 | MI | Admitted (licensed) | $3,137 | 0.00% |
| 151 | Indemnity Insurance Company of North America | 43575 | PA | Admitted (licensed) | $2,501 | 0.00% |
| 152 | Bondex Insurance Company | 12965 | NJ | Admitted (licensed) | $1,876 | 0.00% |
| 153 | Travelers Indemnity Company (The) | 25658 | CT | Admitted (licensed) | $1,850 | 0.00% |
| 154 | Standard Casualty Company | 12645 | TX | Admitted (licensed) | $1,750 | 0.00% |
| 155 | RepWest Insurance Company | 31089 | AZ | Admitted (licensed) | $1,650 | 0.00% |
| 156 | Standard Fire Insurance Company (The) | 19070 | CT | Admitted (licensed) | $1,199 | 0.00% |
| 157 | American Casualty Company of Reading, Pennsylvania | 20427 | PA | Admitted (licensed) | $975 | 0.00% |
| 158 | American Guarantee and Liability Insurance Company | 26247 | NY | Admitted (licensed) | $950 | 0.00% |
| 159 | Motors Insurance Corporation | 22012 | MI | Admitted (licensed) | $938 | 0.00% |
| 160 | EMCASCO Insurance Company | 21407 | IA | Admitted (licensed) | $739 | 0.00% |
| 161 | St. Paul Fire and Marine Insurance Company | 24767 | CT | Admitted (licensed) | $713 | 0.00% |
| 162 | Insurance Company of North America | 22713 | PA | Admitted (licensed) | $607 | 0.00% |
| 163 | Travelers Property Casualty Company of America | 25674 | CT | Admitted (licensed) | $275 | 0.00% |
| 164 | United States Fidelity and Guaranty Company | 25887 | CT | Admitted (licensed) | $258 | 0.00% |
| 165 | West American Insurance Company | 44393 | IN | Admitted (licensed) | $150 | 0.00% |
Method and source
Source: the Texas Department of Insurance company list, read 2026-10-17. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.
Someone will insure it. I find who.
Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.
Get a reminder before your renewal.
Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.