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Directory · Texas · Surety bonds

Who writes surety bonds in Texas

Ranked by direct premium written in 2025 from the Texas Department of Insurance market share report (every company, not a top-N list).

165 companies wrote surety bonds in Texas in 2025, $1.33B in direct premium. Liberty Mutual Insurance Company led with 8.3%; the top five hold 31%. 791 companies are licensed for the line.

By Sam Alishahi, independent insurance broker · All lines in Texas

Top 10 · NAIC table: 24 - Surety

The insurer groups that write the most surety bonds in Texas

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Travelers Group$182.7M13.72%10%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
2Liberty Mutual Group$137.3M10.31%11%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
3Chubb Ltd Group$115.1M8.64%40%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
4Cna Insurance Group$82.0M6.15%18%Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
5Hartford Fire & Casualty Group$65.6M4.93%9%Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)
6Zurich Insurance Group$65.2M4.90%0%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
7Markel Group$60.6M4.55%51%State National Insurance Company, Inc., Markel Insurance Company, Markel American Insurance Company, Essentia Insurance Company
8Merchants Bonding Co. Group$45.1M3.39%2%Merchants Bonding Company (Mutual), Merchants National Bonding, Inc.
9Tokio Marine Holdings Inc Group$45.0M3.38%137%Philadelphia Indemnity Insurance Company, Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact, Safety National Casualty Corporation, Producers Agriculture Insurance Company
10Fairfax Financial Group$32.1M2.41%12%United States Fire Insurance Company, Zenith Insurance Company, Hudson Insurance Company, North River Insurance Company (The)
Surety bonds · Texas

The companies

#CompanyNAICHome stateStatus herePremiumShare
1Liberty Mutual Insurance Company23043MAAdmitted (licensed)$110.9M8.35%
2Travelers Casualty and Surety Company of America31194CTAdmitted (licensed)$107.7M8.10%
3Federal Insurance Company20281INAdmitted (licensed)$85.9M6.47%
4Travelers Casualty and Surety Company19038CTAdmitted (licensed)$75.1M5.65%
5Hartford Fire Insurance Company19682CTAdmitted (licensed)$37.9M2.86%
6Colonial American Casualty and Surety Company34347ILAdmitted (licensed)$34.4M2.59%
7SureTec Insurance Company10916TXAdmitted (licensed)$32.4M2.44%
8Merchants Bonding Company (Mutual)14494IAAdmitted (licensed)$30.9M2.33%
9Continental Casualty Company20443ILAdmitted (licensed)$29.9M2.25%
10SiriusPoint America Insurance Company38776NYAdmitted (licensed)$28.5M2.15%
11United States Fire Insurance Company21113DEAdmitted (licensed)$27.9M2.10%
12Pacific Indemnity Company20346DEAdmitted (licensed)$26.6M2.00%
13U.S. Specialty Insurance Company29599TXAdmitted (licensed)$26.0M1.96%
14Western Surety Company13188SDAdmitted (licensed)$22.9M1.73%
15Swiss Re Corporate Solutions America Insurance Corporation29874MOAdmitted (licensed)$22.3M1.68%
16National Fire Insurance Company of Hartford20478ILAdmitted (licensed)$21.8M1.64%
17Fidelity and Deposit Company of Maryland (The)39306ILAdmitted (licensed)$21.7M1.63%
18Hartford Accident and Indemnity Company22357CTAdmitted (licensed)$21.1M1.59%
19Berkshire Hathaway Specialty Insurance Company22276NEAdmitted (licensed)$20.5M1.54%
20Harco National Insurance Company26433ILAdmitted (licensed)$20.5M1.54%
21FCCI Insurance Company10178FLAdmitted (licensed)$18.9M1.43%
22Endurance Assurance Corporation11551DEAdmitted (licensed)$17.8M1.34%
23State National Insurance Company, Inc.12831TXAdmitted (licensed)$17.7M1.33%
24Arch Insurance (UK) Limited11150MOAdmitted (licensed)$17.3M1.30%
25Westfield Insurance Company24112OHAdmitted (licensed)$17.2M1.30%
26Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)$16.7M1.26%
27Great Midwest Insurance Company18694TXAdmitted (licensed)$15.6M1.18%
28Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)$15.6M1.17%
29Nationwide Mutual Insurance Company23787OHAdmitted (licensed)$15.6M1.17%
30Atlantic Specialty Insurance Company27154NYAdmitted (licensed)$14.8M1.11%
31Merchants National Bonding, Inc.11595IAAdmitted (licensed)$14.2M1.07%
32American Alternative Insurance Corporation19720DEAdmitted (licensed)$14.1M1.06%
33Frankenmuth Insurance Company13986MIAdmitted (licensed)$13.3M1.00%
34ASCOT SURETY \u0026 CASUALTY COMPANY30279COAdmitted (licensed)$12.9M0.97%
35Palomar Casualty and Surety Company10671LAAdmitted (licensed)$12.2M0.92%
36Euler Hermes North America Insurance Company20516MDAdmitted (licensed)$11.8M0.89%
37Great American Insurance Company16691OHAdmitted (licensed)$11.6M0.87%
38Accelerant National Insurance Company10220ARAdmitted (licensed)$11.3M0.85%
39AXIS Insurance Company37273ILAdmitted (licensed)$11.2M0.85%
40RLI Insurance Company13056ILAdmitted (licensed)$11.1M0.84%
41Hanover Insurance Company (The)22292NHAdmitted (licensed)$11.0M0.83%
42Markel Insurance Company38970ILAdmitted (licensed)$10.5M0.79%
43Berkley Assurance Company32603DEAdmitted (licensed)$10.5M0.79%
44XL Specialty Insurance Company37885DEAdmitted (licensed)$9.9M0.74%
45Zurich American Insurance Company16535NYAdmitted (licensed)$9.2M0.69%
46Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)$9.1M0.69%
47Everest Reinsurance (Bermuda) Limited -26921DEAdmitted (licensed)$8.3M0.63%
48Developers Surety and Indemnity Company12718CAAdmitted (licensed)$6.9M0.52%
49Lexington National Insurance Corporation37940FLAdmitted (licensed)$6.7M0.51%
50Indemnity National Insurance Company18468MSAdmitted (licensed)$6.7M0.50%
51Hartford Casualty Insurance Company29424INAdmitted (licensed)$6.5M0.49%
52Allegheny Casualty Company13285NJAdmitted (licensed)$6.5M0.49%
53Insurors Indemnity Company43273TXAdmitted (licensed)$6.4M0.48%
54Amerisure Mutual Insurance Company23396MIAdmitted (licensed)$6.3M0.47%
55Old Republic Surety Company40444WIAdmitted (licensed)$6.2M0.47%
56Continental Insurance Company, (The)35289PAAdmitted (licensed)$5.9M0.45%
57Union Insurance Company of Providence21423IAAdmitted (licensed)$5.9M0.44%
58Bankers Insurance Company33162FLAdmitted (licensed)$5.6M0.42%
59West Bend Insurance Company15350WIAdmitted (licensed)$5.3M0.40%
60Pennsylvania Insurance Company21962NMAdmitted (licensed)$5.0M0.38%
61Cincinnati Casualty Company (The)28665OHAdmitted (licensed)$4.9M0.37%
62FINANCIAL CASUALTY \u0026 SURETY, INC.35009TXAdmitted (licensed)$4.8M0.36%
63American Bankers Insurance Company of Florida10111FLAdmitted (licensed)$4.7M0.36%
64Swiss Re Corporate Solutuions Premier Insurance Corporation32778MOAdmitted (licensed)$3.9M0.29%
65Capitol Indemnity Corporation10472WIAdmitted (licensed)$3.8M0.29%
66Ohio Farmers Insurance Company24104OHAdmitted (licensed)$3.8M0.28%
67Granite Re, Inc.26310MNAdmitted (licensed)$3.6M0.27%
68American Contractors Indemnity Company10216CAAdmitted (licensed)$3.4M0.26%
69Lyndon Southern Insurance Company10051DEAdmitted (licensed)$3.4M0.26%
70EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)$3.4M0.25%
71Lexon Insurance Company13307TXAdmitted (licensed)$3.3M0.25%
72American Surety Company31380INAdmitted (licensed)$3.2M0.24%
73NGM Insurance Company14788FLAdmitted (licensed)$2.9M0.22%
74Cincinnati Insurance Company (The)10677OHAdmitted (licensed)$2.8M0.21%
75Hudson Insurance Company25054DEAdmitted (licensed)$2.7M0.21%
76Contractors Bonding and Insurance Company37206ILAdmitted (licensed)$2.6M0.20%
77Evergreen National Indemnity Company12750OHAdmitted (licensed)$2.6M0.19%
78UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)$2.2M0.17%
79Amherst National Insurance Company16379NCAdmitted (licensed)$1.5M0.11%
80Westchester Fire Insurance Company10030PAAdmitted (licensed)$1.5M0.11%
81Old Republic Insurance Company24147PAAdmitted (licensed)$1.3M0.10%
82United Casualty and Surety Insurance Company36226NEAdmitted (licensed)$1.2M0.09%
83Argonaut Insurance Company19801NEAdmitted (licensed)$1.1M0.09%
84State Farm Fire and Casualty Company25143ILAdmitted (licensed)$1.1M0.08%
85Platte River Insurance Company18619NEAdmitted (licensed)$945,6390.07%
86Universal Surety of America13200SDAdmitted (licensed)$915,8620.07%
87Trisura Insurance Company22225OKAdmitted (licensed)$831,3830.06%
88Western National Mutual Insurance Company15377MNAdmitted (licensed)$793,2000.06%
89Continental Indemnity Company28258NMAdmitted (licensed)$738,8880.06%
90Vigilant Insurance Company20397NYAdmitted (licensed)$695,4100.05%
91North River Insurance Company (The)21105NJAdmitted (licensed)$671,4460.05%
92Amerisure Insurance Company19488MIAdmitted (licensed)$659,3380.05%
93Endurance American Insurance Company10641DEAdmitted (licensed)$633,5210.05%
94Gray Insurance Company (The)36307LAAdmitted (licensed)$502,9730.04%
95Surety Bonding Company of America24047SDAdmitted (licensed)$477,2180.04%
96UNIVERSAL FIRE \u0026 CASUALTY INSURANCE COMPANY32867INAdmitted (licensed)$477,0120.04%
97First Community Insurance Company13990FLAdmitted (licensed)$426,4760.03%
98Fireman's Fund Insurance Company21873ILAdmitted (licensed)$395,4560.03%
99Safeco Insurance Company of America24740NHAdmitted (licensed)$388,7230.03%
100Ohio Indemnity Company26565OHAdmitted (licensed)$375,4530.03%
101Ace American Insurance Company22667PAAdmitted (licensed)$360,3670.03%
102National American Insurance Company23663OKAdmitted (licensed)$341,2370.03%
103Everspan Insurance Company24961AZAdmitted (licensed)$286,1140.02%
104AVLA US Insurance Company17634TXAdmitted (licensed)$268,1350.02%
105Colonial Surety Company10758PAAdmitted (licensed)$222,0780.02%
106Financial Pacific Insurance Company31453CAAdmitted (licensed)$207,1630.02%
107First Founders Assurance Company12150NJAdmitted (licensed)$173,1250.01%
108Selective Insurance Company of America12572NJAdmitted (licensed)$170,4910.01%
109ROCHE SURETY \u0026 CASUALTY COMPANY, INC.42706FLAdmitted (licensed)$164,3870.01%
110International Fidelity Insurance Company11592NJAdmitted (licensed)$158,4230.01%
111Ascot Insurance Company23752COAdmitted (licensed)$132,7070.01%
112Bond Safeguard Insurance Company27081SDAdmitted (licensed)$119,0840.01%
113Palmetto Surety Corporation13121SCAdmitted (licensed)$117,8920.01%
114Seaview Insurance Company10004CAAdmitted (licensed)$101,0470.01%
115Federated Mutual Insurance Company13935MNAdmitted (licensed)$100,3050.01%
116Guarantee Company of North America USA (The)36650ARAdmitted (licensed)$99,4870.01%
117Continental Heritage Insurance Company39551FLAdmitted (licensed)$94,2020.01%
118MTAW Insurance Company16498DEAdmitted (licensed)$87,3610.01%
119First Indemnity of America Insurance Company38326NJAdmitted (licensed)$85,8750.01%
120Old United Casualty Company37060KSAdmitted (licensed)$75,0370.01%
121Jet Insurance Company17858TXAdmitted (licensed)$66,9260.01%
122American Home Assurance Company19380NYAdmitted (licensed)$66,3580.00%
123Aspen American Insurance Company43460TXAdmitted (licensed)$65,6220.00%
124Great American Alliance Insurance Company26832OHAdmitted (licensed)$63,5560.00%
125Acstar Insurance Company22950ILAdmitted (licensed)$62,9770.00%
126Protective Insurance Company12416INAdmitted (licensed)$62,1600.00%
127Universal Surety Company25933NEAdmitted (licensed)$52,1460.00%
128National Indemnity Company20087NEAdmitted (licensed)$51,4620.00%
129Bar Plan Mutual Insurance Company (The)29513MOAdmitted (licensed)$46,6780.00%
130Utica Mutual Insurance Company25976NYAdmitted (licensed)$44,6430.00%
131Employers Insurance Company of Wausau21458WIAdmitted (licensed)$43,3490.00%
132American States Insurance Company19704INAdmitted (licensed)$34,7000.00%
133Knightbrook Insurance Company13722DEAdmitted (licensed)$30,0900.00%
134British American Insurance Company32875TXAdmitted (licensed)$28,9330.00%
135Fair American Insurance and Reinsurance Company35157NYAdmitted (licensed)$24,2150.00%
136Eastern Atlantic Insurance Company28649PAAdmitted (licensed)$22,2250.00%
137Seneca Insurance Company Incorporated10936NYAdmitted (licensed)$21,8510.00%
138Star Insurance Company18023MIAdmitted (licensed)$18,7170.00%
139United Fire and Indemnity Company19496TXAdmitted (licensed)$14,1780.00%
140Westport Insurance Corporation39845MOAdmitted (licensed)$13,6440.00%
141CRUM \u0026 FORSTER INDEMNITY COMPANY31348DEAdmitted (licensed)$13,4140.00%
142Mid-Continent Casualty Company23418OHAdmitted (licensed)$11,3980.00%
143Technology Insurance Company, Inc.42376DEAdmitted (licensed)$9,8050.00%
144Sentry Select Insurance Company21180WIAdmitted (licensed)$9,7090.00%
145Farmington Casualty Company41483CTAdmitted (licensed)$8,7810.00%
146Pennsylvania National Mutual Casualty Insurance Company14990PAAdmitted (licensed)$6,8340.00%
147National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$6,8310.00%
148Sentry Insurance Company24988WIAdmitted (licensed)$5,0150.00%
149American Inter-Fidelity Exchange40088INAdmitted (licensed)$5,0000.00%
150Citizens Insurance Company of America31534MIAdmitted (licensed)$3,1370.00%
151Indemnity Insurance Company of North America43575PAAdmitted (licensed)$2,5010.00%
152Bondex Insurance Company12965NJAdmitted (licensed)$1,8760.00%
153Travelers Indemnity Company (The)25658CTAdmitted (licensed)$1,8500.00%
154Standard Casualty Company12645TXAdmitted (licensed)$1,7500.00%
155RepWest Insurance Company31089AZAdmitted (licensed)$1,6500.00%
156Standard Fire Insurance Company (The)19070CTAdmitted (licensed)$1,1990.00%
157American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)$9750.00%
158American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)$9500.00%
159Motors Insurance Corporation22012MIAdmitted (licensed)$9380.00%
160EMCASCO Insurance Company21407IAAdmitted (licensed)$7390.00%
161St. Paul Fire and Marine Insurance Company24767CTAdmitted (licensed)$7130.00%
162Insurance Company of North America22713PAAdmitted (licensed)$6070.00%
163Travelers Property Casualty Company of America25674CTAdmitted (licensed)$2750.00%
164United States Fidelity and Guaranty Company25887CTAdmitted (licensed)$2580.00%
165West American Insurance Company44393INAdmitted (licensed)$1500.00%
Turned down?

Last resort for surety bonds in Texas

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Texas Department of Insurance company list, read 2026-10-17. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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