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Directory · Company · Updated 2026-10-18

United Fire Lloyds · NAIC 43559

Where United Fire Lloyds is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

United Fire Lloyds (NAIC 43559) is a property and casualty insurer domiciled in Texas, part of United Fire & Casualty Group. State regulators list it as licensed (admitted) in Texas. It ranked #20 of 260 in Texas commercial package (BOP, CMP) in 2025 (1.1% share). It ranked #73 of 329 in Texas commercial auto in 2025 (0.3% share). It ranked #75 of 137 in Texas crime (burglary and theft) in 2025 (0.0% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Utah, Washington, Wisconsin, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
TexasAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Glass, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1983/11/08Texas Department of Insurance, 2026-10-17
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Commercial package (BOP, CMP) in Texas#20 of 260$45.7M1.05%2025
Commercial auto in Texas#73 of 329$24.1M0.31%2025
Crime (burglary and theft) in Texas#75 of 137$5,7180.01%2025
Equipment breakdown in Texas#86 of 173$120,1160.05%2025
General liability in Texas#102 of 463$14.4M0.21%2025
Commercial property (fire and allied lines) in Texas#113 of 260$3.2M0.06%2025
Workers' compensation in Texas#145 of 327$1.9M0.08%2025
Inland marine in Texas#155 of 356$983,2190.03%2025
Standing

Where it's a top-10 writer

United Fire & Casualty Group (NAIC group 00248), the group United Fire Lloyds belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Surety bonds in Iowa
Surety
#5$5.1M6.45%2025
Surety bonds in South Dakota
Surety
#5$1.9M6.03%2025
Commercial package (BOP, CMP) in Iowa
Total Commercial Multiple Peril
#8$28.3M3.61%2025
Surety bonds in Kansas
Surety
#8$2.7M3.79%2025
Commercial package (BOP, CMP) in South Dakota
Total Commercial Multiple Peril
#8$12.0M4.05%2025
Commercial auto in South Dakota
Commercial Auto Physical Damage
#9$3.3M2.87%2025
Surety bonds in Minnesota
Surety
#10$3.1M2.73%2025
Commercial auto in South Dakota
Commercial Auto Liability
#10$3.8M2.75%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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