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Directory · Company · Updated 2026-10-18

Tower Hill Prime Insurance Company · NAIC 11027

Where Tower Hill Prime Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Tower Hill Prime Insurance Company (NAIC 11027) is a property and casualty insurer domiciled in Florida, part of Tower Hill Insurance Group. State regulators list it as licensed (admitted) in Florida, Georgia, Illinois, Kentucky, Missouri, Mississippi, North Carolina, Nevada, Ohio, South Carolina, Tennessee, Texas, Wisconsin. It ranked #43 of 260 in Texas commercial property (fire and allied lines) in 2025 (0.4% share). It ranked #57 of 148 in Texas homeowners in 2025 (0.2% share). It ranked #60 of 340 in North Carolina commercial property (fire and allied lines) in 2025 (0.4% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Colorado, Connecticut, Delaware, Hawaii, Iowa, Idaho, Massachusetts, Maryland, Minnesota, Montana, North Dakota, Nebraska, New Jersey, New York, Oklahoma, Oregon, Rhode Island, South Dakota, Utah, Washington, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
FloridaAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Mobile home, Commercial property (fire and allied lines)—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
IllinoisAdmitted (licensed)Equipment breakdown, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines)—Illinois, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MississippiAdmitted (licensed)Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines)01-09-2018Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Commercial package (BOP, CMP), Homeowners, Inland marine, General liability, Commercial property (fire and allied lines)—Missouri, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines)—Nevada Division of Insurance, 2026-10-17
North CarolinaAdmitted (licensed)Homeowners, Inland marine, General liability, Commercial property (fire and allied lines)—North Carolina, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft), Fidelity bonds, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds2016/10/10Texas Department of Insurance, 2026-10-17
WisconsinAdmitted (licensed)Homeowners, General liability, Commercial property (fire and allied lines)—Wisconsin, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Homeowners in Illinois#132 of 183$598,8910.01%2025
Commercial property (fire and allied lines) in Illinois#187 of 387$555,6870.03%2025
Equipment breakdown in Illinois#196 of 231$5,2720.00%2025
Inland marine in Illinois#448 of 452$2570.00%2025
General liability in Illinois#574 of 695$57,4300.00%2025
Commercial property (fire and allied lines) in North Carolina#60 of 340$5.6M0.41%2025
Homeowners in North Carolina#86 of 135$2.0M0.04%2025
General liability in North Carolina#393 of 621$354,8610.01%2025
Inland marine in North Carolina#415 of 420$1310.00%2025
Commercial property (fire and allied lines) in Texas#43 of 260$20.5M0.40%2025
Homeowners in Texas#57 of 148$45.2M0.23%2025
Equipment breakdown in Texas#69 of 173$201,9700.09%2025
Inland marine in Texas#336 of 356$1,6070.00%2025
General liability in Texas#342 of 463$514,9040.01%2025
Homeowners in Wisconsin#113 of 161$512,5420.02%2024
Commercial property (fire and allied lines) in Wisconsin#131 of 210$46,8130.01%2024
General liability in Wisconsin#334 of 429$44,1190.00%2024
Standing

Where it's a top-10 writer

Tower Hill Insurance Group (NAIC group 03484), the group Tower Hill Prime Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Commercial property (fire and allied lines) in Florida
Allied Lines
#7$235.8M3.88%2025
Homeowners in Florida
Homeowners Multiple Peril
#8$900.7M4.78%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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