Directory · California · Fidelity bonds
Who writes fidelity bonds in California
Ranked by direct premium written in 2025 from the California Department of Insurance market share report (every company, not a top-N list).
109 companies wrote fidelity bonds in California in 2025, $172.4M in direct premium. Federal Insurance Company led with 17.9%; the top five hold 52%.
By Sam Alishahi, independent insurance broker · All lines in California
Fidelity bonds · California
The companies
| # | Company | NAIC | Home state | Status here | Premium | Share |
|---|---|---|---|---|---|---|
| 1 | Federal Insurance Company | 20281 | IN | Admitted (licensed) | $30.8M | 17.87% |
| 2 | Great American Insurance Company | 16691 | OH | Admitted (licensed) | $19.8M | 11.46% |
| 3 | Travelers Casualty and Surety Company of America | 31194 | CT | Admitted (licensed) | $19.7M | 11.42% |
| 4 | Beazley Insurance Company, Inc. | 37540 | CT | Admitted (licensed) | $10.6M | 6.17% |
| 5 | National Union Fire Insurance Company of Pittsburgh, Pennsylvania | 19445 | PA | Admitted (licensed) | $8.6M | 4.99% |
| 6 | Hartford Fire Insurance Company | 19682 | CT | Admitted (licensed) | $7.3M | 4.26% |
| 7 | Continental Casualty Company | 20443 | IL | Admitted (licensed) | $7.0M | 4.07% |
| 8 | Berkley Assurance Company | 32603 | DE | Admitted (licensed) | $6.5M | 3.76% |
| 9 | Cumis Insurance Society Incorporated | 10847 | IA | Admitted (licensed) | $5.6M | 3.22% |
| 10 | AXIS Insurance Company | 37273 | IL | Admitted (licensed) | $4.7M | 2.76% |
| 11 | Hanover Insurance Company (The) | 22292 | NH | Admitted (licensed) | $4.6M | 2.67% |
| 12 | Colonial Surety Company | 10758 | PA | Admitted (licensed) | $3.9M | 2.29% |
| 13 | Zurich American Insurance Company | 16535 | NY | Admitted (licensed) | $3.7M | 2.15% |
| 14 | Berkshire Hathaway Specialty Insurance Company | 22276 | NE | Admitted (licensed) | $2.6M | 1.50% |
| 15 | Philadelphia Indemnity Insurance Company | 18058 | PA | Admitted (licensed) | $2.5M | 1.45% |
| 16 | Manufacturers Alliance Insurance Company | 36897 | PA | Admitted (licensed) | $1.9M | 1.08% |
| 17 | Western Surety Company | 13188 | SD | Admitted (licensed) | $1.8M | 1.05% |
| 18 | STARR INDEMNITY \u0026 LIABILITY COMPANY | 38318 | TX | Admitted (licensed) | $1.7M | 1.01% |
| 19 | Liberty Mutual Insurance Company | 23043 | MA | Admitted (licensed) | $1.7M | 1.00% |
| 20 | Twin City Fire Insurance Company (The) | 29459 | IN | Admitted (licensed) | $1.6M | 0.93% |
| 21 | National Casualty Company | 11991 | OH | Admitted (licensed) | $1.6M | 0.92% |
| 22 | QBE Insurance (Europe) Limited | 39217 | PA | Admitted (licensed) | $1.4M | 0.83% |
| 23 | United States Fire Insurance Company | 21113 | DE | Admitted (licensed) | $1.4M | 0.78% |
| 24 | State Farm Fire and Casualty Company | 25143 | IL | Admitted (licensed) | $1.3M | 0.78% |
| 25 | Great American Alliance Insurance Company | 26832 | OH | Admitted (licensed) | $1.3M | 0.75% |
| 26 | Arch Insurance (UK) Limited | 11150 | MO | Admitted (licensed) | $1.3M | 0.74% |
| 27 | Federated Mutual Insurance Company | 13935 | MN | Admitted (licensed) | $1.2M | 0.69% |
| 28 | Harco National Insurance Company | 26433 | IL | Admitted (licensed) | $983,250 | 0.57% |
| 29 | Fidelity and Deposit Company of Maryland (The) | 39306 | IL | Admitted (licensed) | $943,498 | 0.55% |
| 30 | U.S. Specialty Insurance Company | 29599 | TX | Admitted (licensed) | $908,960 | 0.53% |
| 31 | Security National Insurance Company | 19879 | DE | Admitted (licensed) | $860,415 | 0.50% |
| 32 | Ace American Insurance Company | 22667 | PA | Admitted (licensed) | $831,178 | 0.48% |
| 33 | Merchants Bonding Company (Mutual) | 14494 | IA | Admitted (licensed) | $827,257 | 0.48% |
| 34 | Westchester Fire Insurance Company | 10030 | PA | Admitted (licensed) | $825,018 | 0.48% |
| 35 | Berkley Regional Insurance Company | 29580 | IA | Admitted (licensed) | $809,938 | 0.47% |
| 36 | Continental Insurance Company, (The) | 35289 | PA | Admitted (licensed) | $803,375 | 0.47% |
| 37 | RLI Insurance Company | 13056 | IL | Admitted (licensed) | $799,751 | 0.46% |
| 38 | Ohio Casualty Insurance Company (The) | 24074 | NH | Admitted (licensed) | $745,820 | 0.43% |
| 39 | XL Specialty Insurance Company | 37885 | DE | Admitted (licensed) | $713,642 | 0.41% |
| 40 | Truck Insurance Exchange | 21709 | CA | Admitted (licensed) | $554,095 | 0.32% |
| 41 | Markel Insurance Company | 38970 | IL | Admitted (licensed) | $508,206 | 0.29% |
| 42 | State National Insurance Company, Inc. | 12831 | TX | Admitted (licensed) | $438,140 | 0.25% |
| 43 | Nationwide Mutual Insurance Company | 23787 | OH | Admitted (licensed) | $380,164 | 0.22% |
| 44 | St. Paul Fire and Marine Insurance Company | 24767 | CT | Admitted (licensed) | $294,277 | 0.17% |
| 45 | CorePointe Insurance Company | 10499 | DE | Admitted (licensed) | $279,543 | 0.16% |
| 46 | Hiscox Insurance Company (Bermuda), Ltd. | 10200 | IL | Admitted (licensed) | $276,847 | 0.16% |
| 47 | Surety Bonding Company of America | 24047 | SD | Admitted (licensed) | $271,661 | 0.16% |
| 48 | Nova Casualty Company | 42552 | NY | Admitted (licensed) | $249,087 | 0.14% |
| 49 | Federated Service Insurance Company | 28304 | MN | Admitted (licensed) | $197,259 | 0.11% |
| 50 | Allied World Assurance Company (U.S.), Inc. | 19489 | DE | Admitted (licensed) | $187,426 | 0.11% |
| 51 | Allmerica Financial Benefit Insurance Company | 41840 | MI | Admitted (licensed) | $184,606 | 0.11% |
| 52 | Middlesex Insurance Company | 23434 | WI | Admitted (licensed) | $159,443 | 0.09% |
| 53 | United Casualty and Surety Insurance Company | 36226 | NE | Admitted (licensed) | $155,142 | 0.09% |
| 54 | American Guarantee and Liability Insurance Company | 26247 | NY | Admitted (licensed) | $142,532 | 0.08% |
| 55 | Ace Fire Underwriters Insurance Company | 20702 | PA | Admitted (licensed) | $140,204 | 0.08% |
| 56 | Platte River Insurance Company | 18619 | NE | Admitted (licensed) | $137,764 | 0.08% |
| 57 | Allianz Global Risks US Insurance Company | 35300 | IL | Admitted (licensed) | $134,638 | 0.08% |
| 58 | Southwest Marine and General Insurance Company | 12294 | AZ | Admitted (licensed) | $132,971 | 0.08% |
| 59 | Sentry Select Insurance Company | 21180 | WI | Admitted (licensed) | $127,593 | 0.07% |
| 60 | Old Republic Surety Company | 40444 | WI | Admitted (licensed) | $126,217 | 0.07% |
| 61 | Travelers Property Casualty Company of America | 25674 | CT | Admitted (licensed) | $110,189 | 0.06% |
| 62 | American Zurich Insurance Company | 40142 | IL | Admitted (licensed) | $100,110 | 0.06% |
| 63 | Great American Assurance Company | 26344 | OH | Admitted (licensed) | $84,476 | 0.05% |
| 64 | New York Marine and General Insurance Company | 16608 | NY | Admitted (licensed) | $63,098 | 0.04% |
| 65 | Sentry Insurance Company | 24988 | WI | Admitted (licensed) | $60,832 | 0.04% |
| 66 | Chubb Indemnity Insurance Company | 12777 | NY | Admitted (licensed) | $59,731 | 0.03% |
| 67 | Crestbrook Insurance Company | 18961 | OH | Admitted (licensed) | $51,144 | 0.03% |
| 68 | Executive Risk Indemnity, Inc. | 35181 | DE | Admitted (licensed) | $46,953 | 0.03% |
| 69 | Nationwide Agribusiness Insurance Company | 28223 | IA | Admitted (licensed) | $46,226 | 0.03% |
| 70 | Atlantic Specialty Insurance Company | 27154 | NY | Admitted (licensed) | $43,773 | 0.03% |
| 71 | Vigilant Insurance Company | 20397 | NY | Admitted (licensed) | $35,269 | 0.02% |
| 72 | Pennsylvania Lumbermen's Mutual Insurance Company | 14974 | PA | Admitted (licensed) | $32,000 | 0.02% |
| 73 | Freedom Specialty Insurance Company | 22209 | OH | Admitted (licensed) | $28,553 | 0.02% |
| 74 | Contractors Bonding and Insurance Company | 37206 | IL | Admitted (licensed) | $27,380 | 0.02% |
| 75 | EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company) | 21415 | IA | Admitted (licensed) | $26,306 | 0.02% |
| 76 | Zurich American Insurance Company of Illinois | 27855 | IL | Admitted (licensed) | $24,353 | 0.01% |
| 77 | Ironshore Indemnity, Inc. | 23647 | IL | Admitted (licensed) | $24,177 | 0.01% |
| 78 | Fireman's Fund Insurance Company | 21873 | IL | Admitted (licensed) | $22,670 | 0.01% |
| 79 | Employers Insurance Company of Wausau | 21458 | WI | Admitted (licensed) | $21,427 | 0.01% |
| 80 | SureTec Insurance Company | 10916 | TX | Admitted (licensed) | $16,916 | 0.01% |
| 81 | Midvale Indemnity Company | 27138 | WI | Admitted (licensed) | $16,284 | 0.01% |
| 82 | Great Northern Insurance Company | 20303 | IN | Admitted (licensed) | $13,381 | 0.01% |
| 83 | Tokio Marine America Insurance Company | 10945 | NY | Admitted (licensed) | $11,883 | 0.01% |
| 84 | Fidelity and Guaranty Insurance Company | 35386 | IA | Admitted (licensed) | $10,956 | 0.01% |
| 85 | Mitsui Sumitomo Insurance Company of America | 20362 | NY | Admitted (licensed) | $10,460 | 0.01% |
| 86 | Amherst National Insurance Company | 16379 | NC | Admitted (licensed) | $9,844 | 0.01% |
| 87 | Travelers Indemnity Company of Connecticut (The) | 25682 | CT | Admitted (licensed) | $9,514 | 0.01% |
| 88 | Chubb National Insurance Company | 10052 | IN | Admitted (licensed) | $8,583 | 0.00% |
| 89 | American Casualty Company of Reading, Pennsylvania | 20427 | PA | Admitted (licensed) | $8,379 | 0.00% |
| 90 | Transportation Insurance Company | 20494 | IL | Admitted (licensed) | $4,791 | 0.00% |
| 91 | Federated Rural Electric Insurance Exchange | 11118 | KS | Admitted (licensed) | $3,717 | 0.00% |
| 92 | Great American Insurance Company of New York | 22136 | NY | Admitted (licensed) | $3,360 | 0.00% |
| 93 | Aspen American Insurance Company | 43460 | TX | Admitted (licensed) | $1,998 | 0.00% |
| 94 | Pacific Indemnity Company | 20346 | DE | Admitted (licensed) | $1,883 | 0.00% |
| 95 | Westfield National Insurance Company | 24120 | OH | Admitted (licensed) | $1,783 | 0.00% |
| 96 | Valley Forge Insurance Company | 20508 | PA | Admitted (licensed) | $1,628 | 0.00% |
| 97 | National Fire Insurance Company of Hartford | 20478 | IL | Admitted (licensed) | $1,235 | 0.00% |
| 98 | American States Insurance Company | 19704 | IN | Admitted (licensed) | $1,106 | 0.00% |
| 99 | Massachusetts Bay Insurance Company | 22306 | NH | Admitted (licensed) | $786 | 0.00% |
| 100 | International Fidelity Insurance Company | 11592 | NJ | Admitted (licensed) | $752 | 0.00% |
| 101 | Pennsylvania Manufacturers' Association Insurance Company | 12262 | PA | Admitted (licensed) | $750 | 0.00% |
| 102 | Financial Pacific Insurance Company | 31453 | CA | Admitted (licensed) | $650 | 0.00% |
| 103 | Lexon Insurance Company | 13307 | TX | Admitted (licensed) | $543 | 0.00% |
| 104 | North Pointe Insurance Company | 27740 | PA | Admitted (licensed) | $532 | 0.00% |
| 105 | Pacific Employers Insurance Company | 22748 | PA | Admitted (licensed) | $316 | 0.00% |
| 106 | American Surety Company | 31380 | IN | Admitted (licensed) | $197 | 0.00% |
| 107 | West Bend Insurance Company | 15350 | WI | Admitted (licensed) | $120 | 0.00% |
| 108 | Hartford Casualty Insurance Company | 29424 | IN | Admitted (licensed) | $100 | 0.00% |
| 109 | St. Paul Mercury Insurance Company | 24791 | CT | Admitted (licensed) | $50 | 0.00% |
Method and source
Source: the California Department of Insurance company list, read 2026-10-17 and the surplus lines list. California's company search lists every company on file (all lines, including some no longer active); P&C status comes from the merge. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
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