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Directory · North Carolina · Ocean marine

Who writes ocean marine in North Carolina

Ranked by direct premium written in 2025 from the North Carolina market share report (every company, not a top-N list).

87 companies wrote ocean marine in North Carolina in 2025, $121.9M in direct premium. STARR INDEMNITY \u0026 LIABILITY COMPANY led with 22.2%; the top five hold 52%. 90 companies are licensed for the line.

By Sam Alishahi, independent insurance broker · All lines in North Carolina

Top 10 · NAIC table: 08 - Ocean Marine

The insurer groups that write the most ocean marine in North Carolina

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Starr Group$27.1M22.25%94%STARR INDEMNITY \u0026 LIABILITY COMPANY, Starr Surplus Lines Insurance Company, Starr Specialty Insurance Company
2American International Group$22.1M18.18%40%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
3Chubb Ltd Group$11.0M9.02%37%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
4Travelers Group$9.8M8.06%30%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
5Swiss Re Group$4.6M3.78%48%Swiss Re Corporate Solutions Elite Insurance Corporation, Swiss Re Corporate Solutions America Insurance Corporation, Swiss Re Corporate Solutions Capacity Insurance Corporation, Swiss Re Corporate Solutuions Premier Insurance Corporation
6Hartford Fire & Casualty Group$4.1M3.33%—Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)
7American Financial Group$3.7M3.06%24%Great American Insurance Company, Great American Assurance Company, National Interstate Insurance Company, Great American Alliance Insurance Company
8Intact Financial Group$3.1M2.57%4%Atlantic Specialty Insurance Company, Homeland Insurance Company of New York, OBI National Insurance Company, Homeland Insurance Company of Delaware
9Markel Group$2.9M2.37%44%State National Insurance Company, Inc., Markel Insurance Company, Markel American Insurance Company, Essentia Insurance Company
10Zurich Insurance Group$2.4M1.99%49%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
Ocean marine · North Carolina

The companies

#CompanyNAICHome stateStatus herePremiumShare
1STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)$27.1M22.24%
2National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$17.9M14.66%
3Ace American Insurance Company22667PAAdmitted (licensed)$8.8M7.24%
4Travelers Property Casualty Company of America25674CTAdmitted (licensed)$5.2M4.30%
5Swiss Re Corporate Solutions America Insurance Corporation29874MOAdmitted (licensed)$4.6M3.78%
6Navigators Insurance Company42307NYAdmitted (licensed)$4.1M3.33%
7Great American Insurance Company16691OHAdmitted (licensed)$3.7M3.06%
8Atlantic Specialty Insurance Company27154NYAdmitted (licensed)$3.1M2.57%
9Standard Fire Insurance Company (The)19070CTAdmitted (licensed)$2.6M2.09%
10Zurich American Insurance Company16535NYAdmitted (licensed)$2.4M1.99%
11Continental Insurance Company, (The)35289PAAdmitted (licensed)$2.3M1.91%
12AGCS Marine Insurance Company22837ILAdmitted (licensed)$2.2M1.79%
13Markel American Insurance Company28932VAAdmitted (licensed)$2.1M1.75%
14Stratford Insurance Company40436NHAdmitted (licensed)$2.0M1.61%
15AXIS Insurance Company37273ILAdmitted (licensed)$1.9M1.52%
16Foremost Insurance Company Grand Rapids, Michigan11185MIAdmitted (licensed)$1.8M1.46%
17Travelers Home and Marine Insurance Company (The)27998CTAdmitted (licensed)$1.8M1.45%
18Beazley Insurance Company, Inc.37540CTAdmitted (licensed)$1.8M1.45%
19Hanover Insurance Company (The)22292NHAdmitted (licensed)$1.5M1.23%
20AIG Property Casualty Company19402ILAdmitted (licensed)$1.4M1.13%
21RLI Insurance Company13056ILAdmitted (licensed)$1.4M1.13%
22National Casualty Company11991OHAdmitted (licensed)$1.4M1.13%
23Liberty Mutual Insurance Company23043MAAdmitted (licensed)$1.3M1.04%
24Federal Insurance Company20281INAdmitted (licensed)$1.2M0.99%
25Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact12873FLAdmitted (licensed)$981,1210.81%
26HDI Global Insurance Company41343ILAdmitted (licensed)$938,0230.77%
27Indemnity Insurance Company of North America43575PAAdmitted (licensed)$933,4430.77%
28Ascot Insurance Company23752COAdmitted (licensed)$898,1710.74%
29Endurance Assurance Corporation11551DEAdmitted (licensed)$855,0130.70%
30Argonaut Insurance Company19801NEAdmitted (licensed)$835,6420.69%
31Accelerant National Insurance Company10220ARAdmitted (licensed)$789,0400.65%
32Sutton National Insurance Company25798OKAdmitted (licensed)$714,4530.59%
33XL Specialty Insurance Company37885DEAdmitted (licensed)$702,1630.58%
34Tokio Marine America Insurance Company10945NYAdmitted (licensed)$692,5750.57%
35Century Surety Company36951OHSurplus lines (eligible)$669,1670.55%
36New York Marine and General Insurance Company16608NYAdmitted (licensed)$653,6920.54%
37Western World Insurance Company, Inc.13196NHSurplus lines (eligible)$632,4520.52%
38Point Excess and Surplus Insurance Company17445WISurplus lines (eligible)$609,9630.50%
39|Texas Insurance Company16543TXSurplus lines (eligible)$591,4270.49%
40|Houston Casualty Company42374TXSurplus lines (eligible)$588,3160.48%
41Mitsui Sumitomo Insurance USA Inc.22551NYAdmitted (licensed)$584,2780.48%
42Affiliated F M Insurance Company10014RIAdmitted (licensed)$539,2390.44%
43StarNet Insurance Company40045IAAdmitted (licensed)$430,6170.35%
44Windsor Mount Joy Mutual Insurance Company26166PAAdmitted (licensed)$413,1090.34%
45Imperium Insurance Company35408TXAdmitted (licensed)$309,1480.25%
46New Hampshire Insurance Company23841ILAdmitted (licensed)$305,9160.25%
47Pinnacle National Insurance Company21296TXAdmitted (licensed)$293,2540.24%
48Accredited Specialty Insurance Company (C)16835AZSurplus lines (eligible)$288,6360.24%
49Amica Mutual Insurance Company, The19976RIAdmitted (licensed)$273,8180.22%
50SAMSUNG FIRE \u0026 MARINE INSURANCE CO., LTD. (U.S. BRANCH)38300NYAdmitted (licensed)$263,9960.22%
51TravCo Insurance Company28188CTAdmitted (licensed)$259,3850.21%
52Accelerant Specialty Insurance Company16890ARSurplus lines (eligible)$250,9080.21%
53|Hadron Specialty Insurance Company17534ARSurplus lines (eligible)$245,6770.20%
54Point Specialty Insurance Company25747WIAdmitted (licensed)$209,4320.17%
55Evanston Insurance Company35378ILSurplus lines (eligible)$170,5360.14%
56Aspen American Insurance Company43460TXAdmitted (licensed)$165,4900.14%
57Palomar Excess and Surplus Insurance Company16754AZSurplus lines (eligible)$158,0760.13%
58Accredited Surety and Casualty Company, Inc.26379FLAdmitted (licensed)$153,9870.13%
59Spinnaker Specialty Insurance Company17045TXSurplus lines (eligible)$128,1400.11%
60StarStone National Insurance Company25496DEAdmitted (licensed)$119,2150.10%
61State National Insurance Company, Inc.12831TXAdmitted (licensed)$102,0960.08%
62Star Insurance Company18023MIAdmitted (licensed)$101,7350.08%
63Kinsale Insurance Company38920ARSurplus lines (eligible)$94,5680.08%
64Markel Insurance Company38970ILAdmitted (licensed)$90,4840.07%
65National Specialty Insurance Company22608TXAdmitted (licensed)$89,6670.07%
66Atain Insurance Company29033TXAdmitted (licensed)$75,7010.06%
67United Services Automobile Association, USAA Reciprocal, Attorney-in-fact25941TXAdmitted (licensed)$53,4440.04%
68Berkshire Hathaway Specialty Insurance Company22276NEAdmitted (licensed)$32,0580.03%
69USAA Casualty Insurance Company25968TXAdmitted (licensed)$28,0410.02%
70Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)$23,9730.02%
71GEICO Marine Insurance Company37923NEAdmitted (licensed)$17,4280.01%
72QBE Insurance (Europe) Limited39217PAAdmitted (licensed)$13,9390.01%
73UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)$13,5000.01%
74American Alternative Insurance Corporation19720DEAdmitted (licensed)$12,9010.01%
75Insurance Company of North America22713PAAdmitted (licensed)$9,7300.01%
76Gotham Insurance Company25569NYSurplus lines (eligible)$9,0000.01%
77Hudson Insurance Company25054DEAdmitted (licensed)$8,8500.01%
78Atain Specialty Insurance Company17159MISurplus lines (eligible)$6,0000.00%
79Automobile Insurance Company of Hartford, Connecticut (The)19062CTAdmitted (licensed)$5,2220.00%
80Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)$2,0410.00%
81Mt. Hawley Insurance Company37974ILSurplus lines (eligible)$1,9850.00%
82USAA General Indemnity Company18600TXAdmitted (licensed)$1,8090.00%
83Penn Millers Insurance Company14982PAAdmitted (licensed)$1,7530.00%
84Chubb National Insurance Company10052INAdmitted (licensed)$8740.00%
85Ace Fire Underwriters Insurance Company20702PAAdmitted (licensed)$5570.00%
86Prime Insurance Company12588ILSurplus lines (eligible)$4000.00%
87Chubb Indemnity Insurance Company12777NYAdmitted (licensed)$3750.00%
Turned down?

Last resort for ocean marine in North Carolina

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the North Carolina insurance regulator company list, read 2026-10-18 and the surplus lines list. NCDOI P7 Property and Casualty Experience, year ended 12/31/2025: every company that filed an NC state page (P&C annual statement). 'admitted' = rows whose 'Licensed in NC' column reads 'Licensed' (includes zero-premium licensed companies and NC self-insured workers' comp funds, which have no NAIC code and type 'Self-Insured Workers' Compensation'). 'surplus_lines' = rows reading 'Authorized Surplus Lines Writer' (US nonadmitted insurers that wrote NC surplus lines business that year; alien/Lloyd's not broken out, eligible date not given). Rows 'Not Licensed' or blank (mostly risk retention groups) are dropped. 'type' = Business Type / Company Type [/ Company Sub Type]; all rows are Property and Casualty filers (no life/health in this file). 'lines' = NAIC annual-statement lines of business the company reported in NC with direct premium written or earned > 0 that year (lines actually written, not certificate-of-authority lines). 'since' not given. Status counts in file: {'Licensed': 825, '': 73, 'Authorized Surplus Lines Writer': 193, 'Not Licensed': 39}. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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