
Who writes ocean marine in North Carolina
Ranked by direct premium written in 2025 from the North Carolina market share report (every company, not a top-N list).
87 companies wrote ocean marine in North Carolina in 2025, $121.9M in direct premium. STARR INDEMNITY \u0026 LIABILITY COMPANY led with 22.2%; the top five hold 52%. 90 companies are licensed for the line.
By Sam Alishahi, independent insurance broker · All lines in North Carolina
The companies
| # | Company | NAIC | Home state | Status here | Premium | Share |
|---|---|---|---|---|---|---|
| 1 | STARR INDEMNITY \u0026 LIABILITY COMPANY | 38318 | TX | Admitted (licensed) | $27.1M | 22.24% |
| 2 | National Union Fire Insurance Company of Pittsburgh, Pennsylvania | 19445 | PA | Admitted (licensed) | $17.9M | 14.66% |
| 3 | Ace American Insurance Company | 22667 | PA | Admitted (licensed) | $8.8M | 7.24% |
| 4 | Travelers Property Casualty Company of America | 25674 | CT | Admitted (licensed) | $5.2M | 4.30% |
| 5 | Swiss Re Corporate Solutions America Insurance Corporation | 29874 | MO | Admitted (licensed) | $4.6M | 3.78% |
| 6 | Navigators Insurance Company | 42307 | NY | Admitted (licensed) | $4.1M | 3.33% |
| 7 | Great American Insurance Company | 16691 | OH | Admitted (licensed) | $3.7M | 3.06% |
| 8 | Atlantic Specialty Insurance Company | 27154 | NY | Admitted (licensed) | $3.1M | 2.57% |
| 9 | Standard Fire Insurance Company (The) | 19070 | CT | Admitted (licensed) | $2.6M | 2.09% |
| 10 | Zurich American Insurance Company | 16535 | NY | Admitted (licensed) | $2.4M | 1.99% |
| 11 | Continental Insurance Company, (The) | 35289 | PA | Admitted (licensed) | $2.3M | 1.91% |
| 12 | AGCS Marine Insurance Company | 22837 | IL | Admitted (licensed) | $2.2M | 1.79% |
| 13 | Markel American Insurance Company | 28932 | VA | Admitted (licensed) | $2.1M | 1.75% |
| 14 | Stratford Insurance Company | 40436 | NH | Admitted (licensed) | $2.0M | 1.61% |
| 15 | AXIS Insurance Company | 37273 | IL | Admitted (licensed) | $1.9M | 1.52% |
| 16 | Foremost Insurance Company Grand Rapids, Michigan | 11185 | MI | Admitted (licensed) | $1.8M | 1.46% |
| 17 | Travelers Home and Marine Insurance Company (The) | 27998 | CT | Admitted (licensed) | $1.8M | 1.45% |
| 18 | Beazley Insurance Company, Inc. | 37540 | CT | Admitted (licensed) | $1.8M | 1.45% |
| 19 | Hanover Insurance Company (The) | 22292 | NH | Admitted (licensed) | $1.5M | 1.23% |
| 20 | AIG Property Casualty Company | 19402 | IL | Admitted (licensed) | $1.4M | 1.13% |
| 21 | RLI Insurance Company | 13056 | IL | Admitted (licensed) | $1.4M | 1.13% |
| 22 | National Casualty Company | 11991 | OH | Admitted (licensed) | $1.4M | 1.13% |
| 23 | Liberty Mutual Insurance Company | 23043 | MA | Admitted (licensed) | $1.3M | 1.04% |
| 24 | Federal Insurance Company | 20281 | IN | Admitted (licensed) | $1.2M | 0.99% |
| 25 | Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact | 12873 | FL | Admitted (licensed) | $981,121 | 0.81% |
| 26 | HDI Global Insurance Company | 41343 | IL | Admitted (licensed) | $938,023 | 0.77% |
| 27 | Indemnity Insurance Company of North America | 43575 | PA | Admitted (licensed) | $933,443 | 0.77% |
| 28 | Ascot Insurance Company | 23752 | CO | Admitted (licensed) | $898,171 | 0.74% |
| 29 | Endurance Assurance Corporation | 11551 | DE | Admitted (licensed) | $855,013 | 0.70% |
| 30 | Argonaut Insurance Company | 19801 | NE | Admitted (licensed) | $835,642 | 0.69% |
| 31 | Accelerant National Insurance Company | 10220 | AR | Admitted (licensed) | $789,040 | 0.65% |
| 32 | Sutton National Insurance Company | 25798 | OK | Admitted (licensed) | $714,453 | 0.59% |
| 33 | XL Specialty Insurance Company | 37885 | DE | Admitted (licensed) | $702,163 | 0.58% |
| 34 | Tokio Marine America Insurance Company | 10945 | NY | Admitted (licensed) | $692,575 | 0.57% |
| 35 | Century Surety Company | 36951 | OH | Surplus lines (eligible) | $669,167 | 0.55% |
| 36 | New York Marine and General Insurance Company | 16608 | NY | Admitted (licensed) | $653,692 | 0.54% |
| 37 | Western World Insurance Company, Inc. | 13196 | NH | Surplus lines (eligible) | $632,452 | 0.52% |
| 38 | Point Excess and Surplus Insurance Company | 17445 | WI | Surplus lines (eligible) | $609,963 | 0.50% |
| 39 | |Texas Insurance Company | 16543 | TX | Surplus lines (eligible) | $591,427 | 0.49% |
| 40 | |Houston Casualty Company | 42374 | TX | Surplus lines (eligible) | $588,316 | 0.48% |
| 41 | Mitsui Sumitomo Insurance USA Inc. | 22551 | NY | Admitted (licensed) | $584,278 | 0.48% |
| 42 | Affiliated F M Insurance Company | 10014 | RI | Admitted (licensed) | $539,239 | 0.44% |
| 43 | StarNet Insurance Company | 40045 | IA | Admitted (licensed) | $430,617 | 0.35% |
| 44 | Windsor Mount Joy Mutual Insurance Company | 26166 | PA | Admitted (licensed) | $413,109 | 0.34% |
| 45 | Imperium Insurance Company | 35408 | TX | Admitted (licensed) | $309,148 | 0.25% |
| 46 | New Hampshire Insurance Company | 23841 | IL | Admitted (licensed) | $305,916 | 0.25% |
| 47 | Pinnacle National Insurance Company | 21296 | TX | Admitted (licensed) | $293,254 | 0.24% |
| 48 | Accredited Specialty Insurance Company (C) | 16835 | AZ | Surplus lines (eligible) | $288,636 | 0.24% |
| 49 | Amica Mutual Insurance Company, The | 19976 | RI | Admitted (licensed) | $273,818 | 0.22% |
| 50 | SAMSUNG FIRE \u0026 MARINE INSURANCE CO., LTD. (U.S. BRANCH) | 38300 | NY | Admitted (licensed) | $263,996 | 0.22% |
| 51 | TravCo Insurance Company | 28188 | CT | Admitted (licensed) | $259,385 | 0.21% |
| 52 | Accelerant Specialty Insurance Company | 16890 | AR | Surplus lines (eligible) | $250,908 | 0.21% |
| 53 | |Hadron Specialty Insurance Company | 17534 | AR | Surplus lines (eligible) | $245,677 | 0.20% |
| 54 | Point Specialty Insurance Company | 25747 | WI | Admitted (licensed) | $209,432 | 0.17% |
| 55 | Evanston Insurance Company | 35378 | IL | Surplus lines (eligible) | $170,536 | 0.14% |
| 56 | Aspen American Insurance Company | 43460 | TX | Admitted (licensed) | $165,490 | 0.14% |
| 57 | Palomar Excess and Surplus Insurance Company | 16754 | AZ | Surplus lines (eligible) | $158,076 | 0.13% |
| 58 | Accredited Surety and Casualty Company, Inc. | 26379 | FL | Admitted (licensed) | $153,987 | 0.13% |
| 59 | Spinnaker Specialty Insurance Company | 17045 | TX | Surplus lines (eligible) | $128,140 | 0.11% |
| 60 | StarStone National Insurance Company | 25496 | DE | Admitted (licensed) | $119,215 | 0.10% |
| 61 | State National Insurance Company, Inc. | 12831 | TX | Admitted (licensed) | $102,096 | 0.08% |
| 62 | Star Insurance Company | 18023 | MI | Admitted (licensed) | $101,735 | 0.08% |
| 63 | Kinsale Insurance Company | 38920 | AR | Surplus lines (eligible) | $94,568 | 0.08% |
| 64 | Markel Insurance Company | 38970 | IL | Admitted (licensed) | $90,484 | 0.07% |
| 65 | National Specialty Insurance Company | 22608 | TX | Admitted (licensed) | $89,667 | 0.07% |
| 66 | Atain Insurance Company | 29033 | TX | Admitted (licensed) | $75,701 | 0.06% |
| 67 | United Services Automobile Association, USAA Reciprocal, Attorney-in-fact | 25941 | TX | Admitted (licensed) | $53,444 | 0.04% |
| 68 | Berkshire Hathaway Specialty Insurance Company | 22276 | NE | Admitted (licensed) | $32,058 | 0.03% |
| 69 | USAA Casualty Insurance Company | 25968 | TX | Admitted (licensed) | $28,041 | 0.02% |
| 70 | Liberty Mutual Fire Insurance Company | 23035 | WI | Admitted (licensed) | $23,973 | 0.02% |
| 71 | GEICO Marine Insurance Company | 37923 | NE | Admitted (licensed) | $17,428 | 0.01% |
| 72 | QBE Insurance (Europe) Limited | 39217 | PA | Admitted (licensed) | $13,939 | 0.01% |
| 73 | UNITED FIRE \u0026 CASUALTY COMPANY | 13021 | IA | Admitted (licensed) | $13,500 | 0.01% |
| 74 | American Alternative Insurance Corporation | 19720 | DE | Admitted (licensed) | $12,901 | 0.01% |
| 75 | Insurance Company of North America | 22713 | PA | Admitted (licensed) | $9,730 | 0.01% |
| 76 | Gotham Insurance Company | 25569 | NY | Surplus lines (eligible) | $9,000 | 0.01% |
| 77 | Hudson Insurance Company | 25054 | DE | Admitted (licensed) | $8,850 | 0.01% |
| 78 | Atain Specialty Insurance Company | 17159 | MI | Surplus lines (eligible) | $6,000 | 0.00% |
| 79 | Automobile Insurance Company of Hartford, Connecticut (The) | 19062 | CT | Admitted (licensed) | $5,222 | 0.00% |
| 80 | Travelers Indemnity Company of America (The) | 25666 | CT | Admitted (licensed) | $2,041 | 0.00% |
| 81 | Mt. Hawley Insurance Company | 37974 | IL | Surplus lines (eligible) | $1,985 | 0.00% |
| 82 | USAA General Indemnity Company | 18600 | TX | Admitted (licensed) | $1,809 | 0.00% |
| 83 | Penn Millers Insurance Company | 14982 | PA | Admitted (licensed) | $1,753 | 0.00% |
| 84 | Chubb National Insurance Company | 10052 | IN | Admitted (licensed) | $874 | 0.00% |
| 85 | Ace Fire Underwriters Insurance Company | 20702 | PA | Admitted (licensed) | $557 | 0.00% |
| 86 | Prime Insurance Company | 12588 | IL | Surplus lines (eligible) | $400 | 0.00% |
| 87 | Chubb Indemnity Insurance Company | 12777 | NY | Admitted (licensed) | $375 | 0.00% |
Method and source
Source: the North Carolina insurance regulator company list, read 2026-10-18 and the surplus lines list. NCDOI P7 Property and Casualty Experience, year ended 12/31/2025: every company that filed an NC state page (P&C annual statement). 'admitted' = rows whose 'Licensed in NC' column reads 'Licensed' (includes zero-premium licensed companies and NC self-insured workers' comp funds, which have no NAIC code and type 'Self-Insured Workers' Compensation'). 'surplus_lines' = rows reading 'Authorized Surplus Lines Writer' (US nonadmitted insurers that wrote NC surplus lines business that year; alien/Lloyd's not broken out, eligible date not given). Rows 'Not Licensed' or blank (mostly risk retention groups) are dropped. 'type' = Business Type / Company Type [/ Company Sub Type]; all rows are Property and Casualty filers (no life/health in this file). 'lines' = NAIC annual-statement lines of business the company reported in NC with direct premium written or earned > 0 that year (lines actually written, not certificate-of-authority lines). 'since' not given. Status counts in file: {'Licensed': 825, '': 73, 'Authorized Surplus Lines Writer': 193, 'Not Licensed': 39}. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.
Someone will insure it. I find who.
Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.
Get a reminder before your renewal.
Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.