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Directory · Company · Updated 2026-10-18

Point Excess and Surplus Insurance Company · NAIC 17445

Where Point Excess and Surplus Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Point Excess and Surplus Insurance Company (NAIC 17445) is a property and casualty insurer domiciled in Wisconsin, part of Sentry Insurance Group. State regulators list it as licensed (admitted) in Illinois, Maryland, Missouri, South Carolina, Wisconsin and an eligible surplus lines insurer in Alaska, California, Colorado, Connecticut, Iowa, Idaho, Kentucky, Massachusetts, Mississippi, Montana, North Carolina, New Jersey, New York, Oklahoma, Oregon, Rhode Island, Tennessee, Texas, Washington, West Virginia. It ranked #38 of 87 in North Carolina ocean marine in 2025 (0.5% share). It ranked #48 of 93 in Illinois ocean marine in 2025 (0.1% share). It ranked #331 of 400 in Illinois commercial package (BOP, CMP) in 2025 (0.0% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Delaware, Florida, Georgia, Hawaii, Minnesota, North Dakota, Nebraska, Nevada, Ohio, South Dakota, Utah, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaSurplus lines (eligible)——Alaska, 2026-10-18
CaliforniaSurplus lines (eligible)—11/26/2024California Department of Insurance, 2026-10-17
ColoradoSurplus lines (eligible)—2026-07-01Colorado, 2026-10-18
ConnecticutSurplus lines (eligible)——Connecticut, 2026-10-18
IdahoSurplus lines (eligible)——Idaho, 2026-10-18
IllinoisAdmitted (licensed)Commercial package (BOP, CMP), General liability, Ocean marine—Illinois, 2026-10-18
IowaSurplus lines (eligible)——Iowa, 2026-10-18
KentuckySurplus lines (eligible)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsSurplus lines (eligible)——Massachusetts, 2026-10-18
MississippiSurplus lines (eligible)——Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)——Missouri, 2026-10-18
MontanaSurplus lines (eligible)——Market share report
New JerseySurplus lines (eligible)——New Jersey, 2026-10-18
New YorkSurplus lines (eligible)—07/07/2023Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaSurplus lines (eligible)Commercial package (BOP, CMP), Ocean marine—North Carolina, 2026-10-18
OklahomaSurplus lines (eligible)——Oklahoma, 2026-10-18
OregonSurplus lines (eligible)——Oregon, 2026-10-18
Rhode IslandSurplus lines (eligible)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
TennesseeSurplus lines (eligible)——Tennessee, 2026-10-18
TexasSurplus lines (eligible)—2023/06/08Texas Department of Insurance, 2026-10-17
WashingtonSurplus lines (eligible)——Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
West VirginiaSurplus lines (eligible)——Market share report
WisconsinAdmitted (licensed)——Wisconsin, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Ocean marine in Illinois#48 of 93$215,1240.11%2025
Commercial package (BOP, CMP) in Illinois#331 of 400$160,8200.01%2025
General liability in Illinois#647 of 695$12,1560.00%2025
Ocean marine in North Carolina#38 of 87$609,9630.50%2025
Commercial package (BOP, CMP) in North Carolina#352 of 361$6,4810.00%2025
Standing

Where it's a top-10 writer

Sentry Insurance Group (NAIC group 00169), the group Point Excess and Surplus Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Workers' compensation in Wisconsin
Workers Compensation
#3$114.4M6.36%2025
General liability in Wisconsin
Products Liability
#5$6.8M4.85%2025
Commercial auto in Alabama
Commercial Auto Liability
#7$28.8M3.62%2025
Commercial auto in Alabama
Total Commercial Auto
#7$35.2M3.32%2025
Commercial auto in Wisconsin
Commercial Auto Liability
#7$23.9M3.15%2025
Personal auto in New Mexico
Private Passenger Auto Liability
#8$44.7M3.63%2025
Personal auto in New Mexico
Total Private Passenger Auto
#8$61.9M2.86%2025
Commercial auto in Oregon
Commercial Auto Liability
#8$18.2M3.11%2025
Commercial auto in Oregon
Total Commercial Auto
#8$23.1M2.97%2025
Commercial auto in Washington
Commercial Auto Liability
#8$30.7M3.05%2025
Commercial auto in Washington
Total Commercial Auto
#8$38.0M2.90%2025
Flood in Wisconsin
Private Flood
#8$404,0004.00%2025
Commercial auto in Wisconsin
Total Commercial Auto
#8$32.5M2.70%2025
Personal auto in Florida
Private Passenger Auto Liability
#9$359.4M1.63%2025
Personal auto in Idaho
Private Passenger Auto Liability
#9$27.3M2.93%2025
Commercial auto in Mississippi
Commercial Auto Liability
#9$16.9M3.25%2025
Commercial auto in Mississippi
Total Commercial Auto
#9$21.7M3.14%2025
Personal auto in Nebraska
Private Passenger Auto Liability
#9$34.5M3.53%2025
Commercial auto in Washington
Commercial Auto Physical Damage
#9$7.3M2.42%2025
Personal auto in West Virginia
Private Passenger Auto Liability
#9$17.0M2.13%2025
Personal auto in Wyoming
Private Passenger Auto Liability
#9$8.5M3.52%2025
Personal auto in Wyoming
Total Private Passenger Auto
#9$12.3M2.00%2025
Personal auto in Arizona
Private Passenger Auto Liability
#10$79.1M1.50%2025
Personal auto in Colorado
Private Passenger Auto Liability
#10$131.1M3.24%2025
Personal auto in Colorado
Total Private Passenger Auto
#10$179.9M2.31%2025
Personal auto in Colorado
Private Passenger Auto Physical Damage
#10$48.8M1.31%2025
Personal auto in Florida
Total Private Passenger Auto
#10$441.5M1.38%2025
Personal auto in New Mexico
Private Passenger Auto Physical Damage
#10$17.2M1.85%2025
Personal auto in Tennessee
Private Passenger Auto Liability
#10$70.6M2.00%2025
Personal auto in West Virginia
Total Private Passenger Auto
#10$22.9M1.37%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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