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Directory · Nebraska · Personal auto

Who writes personal auto in Nebraska

From the Nebraska company list; alphabetical, since Nebraska doesn't publish every company's premium by line.

17 insurers are licensed for personal auto in Nebraska on the regulator's list. State Farm Group wrote the most in 2025 (21.3% of the state's premium).

By Sam Alishahi, independent insurance broker · All lines in Nebraska

Top 10 · NAIC table: Total Private Passenger Auto

The insurer groups that write the most personal auto in Nebraska

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1State Farm Group$426.2M21.31%55%State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
2Progressive Group$403.5M20.17%53%Progressive County Mutual Insurance Company, United Financial Casualty Company, Progressive Universal Insurance Company, Progressive Direct Insurance Company
3FMNE Insurance Company$183.8M9.19%50%—
4Allstate Insurance Group$151.0M7.55%50%Allstate Vehicle and Property Insurance Company, Allstate Fire and Casualty Insurance Company, Allstate Northbrook Indemnity Company, Allstate North American Insurance Company
5Iowa Farm Bureau Group$125.8M6.29%51%Farm Bureau Property & Casualty Insurance Company, Western Agricultural Insurance Company
6American Family Insurance Group$112.8M5.64%44%American Family Mutual Insurance Company, S.I., American Family Connect Property and Casualty Insurance Company, Homesite Insurance Company, American Family Insurance Company
7United Serv Automobile Assn Group$101.4M5.07%70%United Services Automobile Association, USAA Reciprocal, Attorney-in-fact, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company
8Berkshire Hathaway Group$87.3M4.37%56%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
9Auto Owners Group$53.4M2.67%53%Auto-Owners Insurance Company, Owners Insurance Company, California Capital Insurance Company, Monterey Insurance Company
10Nationwide Corporation Group$48.7M2.44%41%Nationwide Mutual Insurance Company, Nationwide Insurance Company of America, National Casualty Company, Nationwide General Insurance Company
Personal auto · Nebraska

The companies

CompanyNAICHome stateStatus hereLines
Accelerant National Insurance Company10220ARAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +4 more
Addison Insurance Company10324IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Allied Insurance Company of America10127OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +2 more
American Bankers Insurance Company of Florida10111FLAdmitted (licensed)Personal auto, Commercial auto, Credit +5 more
American Family Insurance Company10386WIAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +5 more
American Federation Insurance Company10245TXAdmitted (licensed)Personal auto, Commercial auto, General liability
American Southern Insurance Company10235KSAdmitted (licensed)Personal auto, Commercial auto, General liability +1 more
Berkshire Hathaway Direct Insurance Company10391NEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Canal Insurance Company10464SCAdmitted (licensed)Personal auto, Commercial auto, Inland marine +1 more
Carolina Casualty Insurance Company10510IAAdmitted (licensed)Personal auto, Commercial auto, General liability +1 more
Cherokee Insurance Company10642MIAdmitted (licensed)Personal auto, Commercial auto, General liability +1 more
Cincinnati Insurance Company (The)10677OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +13 more
CorePointe Insurance Company10499DEAdmitted (licensed)Personal auto, Commercial auto, Inland marine +2 more
Encompass Insurance Company10358ILAdmitted (licensed)Personal auto, Homeowners, Inland marine +1 more
Everest National Insurance Company10120DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Lyndon Southern Insurance Company10051DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial package (BOP, CMP) +4 more
Stonington Insurance Company10340PAAdmitted (licensed)Personal auto, Commercial auto, General liability +1 more
Turned down?

Last resort for personal auto in Nebraska

Last resortLinesWhereHow to get in
Auto assigned-risk planspersonal auto, commercial autoall states (AIPSO runs CA CAARP and Low Cost Auto plus AK, AZ, CO, ID, MT, NV, NM, OR, UT, WA, WY; CAIP handles commercial auto)California CAARP: any CA fire and casualty licensee can get certified (application and license copy to [email protected]) Elsewhere the state's Automobile Insurance Plan administered by AIPSO (aipso.com), through any licensed agent.Source
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Nebraska insurance regulator company list, read 2026-10-18. Nebraska DOI 'Summary of Insurance Business' for statistical year 2024 (companies that reported Nebraska business, split by category: Property and Casualty, Title, Life, Health, Fraternal; each domestic or foreign). 'type' carries the category so the merge can filter to Property and Casualty. 'lines' = lines of business with non-zero 2024 Nebraska direct premium written or earned on the company's summary page (activity, not the certificate of authority); empty for categories without detail (--detail prop). 'since' = YEAR LICENSED from the summary page when the Department shows one (often blank). 'aka' = other names the list shows for the same NAIC code (former names). Domestic rows default domicile NE. No surplus-lines list on this source. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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