American Southern Insurance Company · NAIC 10235
Where American Southern Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.
American Southern Insurance Company (NAIC 10235) is a property and casualty insurer domiciled in Kansas, part of Atlantic American Group. State regulators list it as licensed (admitted) in Colorado, Delaware, Florida, Georgia, Illinois, Kentucky, Maryland, Minnesota, Missouri, Mississippi, North Carolina, Nebraska, New Jersey, New York, Ohio, South Carolina, Tennessee, Utah, Washington, Wisconsin, Wyoming and an eligible surplus lines insurer in Alaska, Iowa, Oklahoma, Texas. It ranked #108 of 157 in Illinois surety bonds in 2025 (0.0% share). It ranked #117 of 117 in Wisconsin surety bonds in 2024 (0.0% share). It ranked #118 of 152 in North Carolina surety bonds in 2025 (0.0% share). The U.S. Treasury lists it as a certified surety with a $4.9M underwriting limit.
By Sam Alishahi, independent insurance broker · All companies
Where it's licensed
States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for California, Connecticut, Hawaii, Idaho, Massachusetts, Montana, North Dakota, Nevada, Oregon, Rhode Island, South Dakota, West Virginia, which doesn't by itself mean it isn't licensed there.
| State | Status | Lines licensed | Since | Source |
|---|---|---|---|---|
| Alaska | Surplus lines (eligible) | — | — | Alaska, 2026-10-18 |
| Colorado | Admitted (licensed) | Personal auto, Commercial auto, Surety bonds | — | Colorado, 2026-10-18 |
| Delaware | Admitted (licensed) | — | — | Delaware, 2026-10-18 |
| Florida | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP), Fidelity bonds, Homeowners, Inland marine, General liability, Mobile home, Commercial property (fire and allied lines), Surety bonds | — | Florida Office of Insurance Regulation, 2026-10-18 |
| Georgia | Admitted (licensed) | General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | — | Georgia, 2026-10-18 |
| Illinois | Admitted (licensed) | Personal auto, Commercial auto, General liability, Surety bonds | — | Illinois, 2026-10-18 |
| Iowa | Surplus lines (eligible) | — | — | Iowa, 2026-10-18 |
| Kentucky | Admitted (licensed) | — | — | Kentucky Department of Insurance, 2026-10-17 |
| Maryland | Admitted (licensed) | — | — | Maryland Insurance Administration, 2026-10-17 |
| Minnesota | Admitted (licensed) | — | — | Minnesota, 2026-10-18 |
| Mississippi | Admitted (licensed) | Personal auto, Farm and crop, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds | 06-01-1969 | Mississippi Insurance Department, 2026-10-17 |
| Missouri | Admitted (licensed) | Personal auto, Commercial auto, Fidelity bonds, Surety bonds | — | Missouri, 2026-10-18 |
| Nebraska | Admitted (licensed) | Personal auto, Commercial auto, General liability, Surety bonds | — | Nebraska, 2026-10-18 |
| New Jersey | Admitted (licensed) | — | — | New Jersey, 2026-10-18 |
| New York | Admitted (licensed) | — | — | Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17 |
| North Carolina | Admitted (licensed) | Personal auto, Commercial auto, General liability, Surety bonds | — | North Carolina, 2026-10-18 |
| Ohio | Admitted (licensed) | — | — | Ohio Department of Insurance, 2026-10-17 |
| Oklahoma | Surplus lines (eligible) | — | — | Oklahoma, 2026-10-18 |
| South Carolina | Admitted (licensed) | — | — | South Carolina, 2026-10-18 |
| Tennessee | Admitted (licensed) | — | — | Tennessee, 2026-10-18 |
| Texas | Surplus lines (eligible) | — | 1996/05/01 | Texas Department of Insurance, 2026-10-17 |
| Utah | Admitted (licensed) | — | — | Utah, 2026-10-18 |
| Washington | Admitted (licensed) | — | — | Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17 |
| Wisconsin | Admitted (licensed) | Personal auto, Commercial auto, Surety bonds | — | Wisconsin, 2026-10-18 |
| Wyoming | Admitted (licensed) | — | — | Wyoming, 2026-10-18 |
Method and source
Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.
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