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Directory · Kentucky · Aircraft and aviation

Who writes aircraft and aviation in Kentucky

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Starr Group wrote the most aircraft and aviation in Kentucky in 2025, $2.6M and 15.3% of the state's premium; the top five groups hold 56%. Kentucky's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the Kentucky page.

By Sam Alishahi, independent insurance broker · All lines in Kentucky

Top 10 · NAIC table: 22 - Aircraft

The insurer groups that write the most aircraft and aviation in Kentucky

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Starr Group$2.6M15.33%27%STARR INDEMNITY \u0026 LIABILITY COMPANY, Starr Surplus Lines Insurance Company, Starr Specialty Insurance Company
2American International Group$2.3M13.65%56%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
3Sompo Group$1.5M9.25%18%American Agri-Business Insurance Company, Endurance Assurance Corporation, Endurance American Insurance Company, Sompo America Insurance Company
4Chubb Ltd Group$1.5M9.02%—Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
5Berkshire Hathaway Group$1.5M8.86%38%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
6Old Republic Group$1.4M8.26%68%Old Republic Insurance Company, Great West Casualty Company, BITCO General Insurance Corporation, Pennsylvania Manufacturers' Association Insurance Company
7Tokio Marine Holdings Inc Group$1.1M6.61%72%Philadelphia Indemnity Insurance Company, Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact, Safety National Casualty Corporation, Producers Agriculture Insurance Company
8Munich Re Group$1.1M6.39%33%American Modern Property and Casualty Insurance Company, American Modern Home Insurance Company, American Alternative Insurance Corporation, Next Insurance US Company
9Iat Reinsurance Co. Group$628,0003.76%525%SureChoice Underwriters Reciprocal Exchange, OCCIDENTAL FIRE \u0026 CASUALTY COMPANY OF NORTH CAROLINA, Harco National Insurance Company, Elevate Reciprocal Exchange
10Qbe Insurance Group$598,0003.58%179%NAU Country Insurance Company, QBE Insurance (Europe) Limited, Praetorian Insurance Company, QBE Specialty Insurance Company
Turned down?

Last resort for aircraft and aviation in Kentucky

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Kentucky Department of Insurance company list, read 2026-10-17. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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