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Directory · Company · Updated 2026-10-18

Elevate Reciprocal Exchange · NAIC 17363

Where Elevate Reciprocal Exchange is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Elevate Reciprocal Exchange (NAIC 17363) is a property and casualty insurer domiciled in Texas, part of Iat Reinsurance Co. Group. State regulators list it as licensed (admitted) in South Carolina, Texas. It ranked #34 of 148 in Texas homeowners in 2025 (0.5% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Dakota, Tennessee, Utah, Washington, Wisconsin, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
TexasAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft), Glass, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines)2022/09/13Texas Department of Insurance, 2026-10-17
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Homeowners in Texas#34 of 148$101.3M0.51%2025
Standing

Where it's a top-10 writer

Iat Reinsurance Co. Group (NAIC group 00225), the group Elevate Reciprocal Exchange belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Commercial property (fire and allied lines) in Louisiana
Fire
#2$59.6M8.23%2025
Homeowners in Louisiana
Homeowners Multiple Peril
#3$305.0M8.79%2025
Homeowners in Alaska
Homeowners Multiple Peril
#7$6.2M2.38%2025
Surety bonds in California
Surety
#7$44.0M3.42%2025
Surety bonds in Oklahoma
Surety
#7$4.4M3.44%2025
Homeowners in South Carolina
Homeowners Multiple Peril
#7$134.8M3.84%2025
Aircraft and aviation in Arizona
Aircraft
#8$4.2M4.54%2025
Commercial auto in Illinois
Commercial Auto Physical Damage
#8$22.4M3.03%2025
Surety bonds in Maine
Surety
#8$889,0003.31%2025
Surety bonds in New Hampshire
Surety
#8$908,0003.62%2025
Aircraft and aviation in North Dakota
Aircraft
#8$461,0003.07%2025
Homeowners in Texas
Homeowners Multiple Peril
#8$527.9M2.58%2025
Surety bonds in Delaware
Surety
#9$1.8M4.05%2025
Aircraft and aviation in Kentucky
Aircraft
#9$628,0003.76%2025
Surety bonds in Alaska
Surety
#10$1.2M2.29%2025
Surety bonds in Connecticut
Surety
#10$3.5M2.98%2025
Aircraft and aviation in Delaware
Aircraft
#10$1.1M4.41%2025
Aircraft and aviation in Montana
Aircraft
#10$1.0M3.89%2025
Commercial property (fire and allied lines) in Texas
Fire
#10$104.7M2.51%2025
Surety bonds in Vermont
Surety
#10$411,0003.17%2025
Aircraft and aviation in Wyoming
Aircraft
#10$560,0003.99%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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