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Directory · Company · Updated 2026-10-18

Navigators Specialty Insurance Company · NAIC 36056

Where Navigators Specialty Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Navigators Specialty Insurance Company (NAIC 36056) is a property and casualty insurer domiciled in New York, part of Hartford Fire & Casualty Group. State regulators list it as licensed (admitted) in Illinois, Maryland, Missouri, New York, South Carolina and an eligible surplus lines insurer in Alaska, California, Colorado, Connecticut, Florida, Iowa, Idaho, Kentucky, Massachusetts, Minnesota, Mississippi, Montana, North Carolina, New Jersey, Oklahoma, Oregon, Rhode Island, Tennessee, Texas, Utah, Washington, West Virginia. It ranked #45 of 695 in Illinois general liability in 2025 (0.6% share). It ranked #85 of 621 in North Carolina general liability in 2025 (0.4% share). It ranked #88 of 127 in Illinois medical malpractice in 2025 (0.1% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Delaware, Georgia, Hawaii, North Dakota, Nebraska, Nevada, Ohio, South Dakota, Wisconsin, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaSurplus lines (eligible)——Alaska, 2026-10-18
CaliforniaSurplus lines (eligible)—12/08/1995California Department of Insurance, 2026-10-17
ColoradoSurplus lines (eligible)—2026-07-01Colorado, 2026-10-18
ConnecticutSurplus lines (eligible)——Connecticut, 2026-10-18
FloridaSurplus lines (eligible)——Florida Office of Insurance Regulation, 2026-10-18
IdahoSurplus lines (eligible)——Idaho, 2026-10-18
IllinoisAdmitted (licensed)Commercial package (BOP, CMP), Inland marine, General liability, Medical malpractice, Ocean marine, Professional liability (E&O)—Illinois, 2026-10-18
IowaSurplus lines (eligible)——Iowa, 2026-10-18
KentuckySurplus lines (eligible)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsSurplus lines (eligible)——Massachusetts, 2026-10-18
MinnesotaSurplus lines (eligible)——Minnesota, 2026-10-18
MississippiSurplus lines (eligible)——Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)——Missouri, 2026-10-18
MontanaSurplus lines (eligible)——Market share report
New JerseySurplus lines (eligible)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaSurplus lines (eligible)Commercial package (BOP, CMP), Inland marine, General liability—North Carolina, 2026-10-18
OklahomaSurplus lines (eligible)——Oklahoma, 2026-10-18
OregonSurplus lines (eligible)——Oregon, 2026-10-18
Rhode IslandSurplus lines (eligible)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
TennesseeSurplus lines (eligible)——Tennessee, 2026-10-18
TexasSurplus lines (eligible)—1995/07/01Texas Department of Insurance, 2026-10-17
UtahSurplus lines (eligible)——Utah, 2026-10-18
WashingtonSurplus lines (eligible)——Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
West VirginiaSurplus lines (eligible)——Market share report
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
General liability in Illinois#45 of 695$36.6M0.56%2025
Medical malpractice in Illinois#88 of 127$339,7510.06%2025
Inland marine in Illinois#116 of 452$1.3M0.11%2025
Commercial package (BOP, CMP) in Illinois#185 of 400$2.0M0.07%2025
General liability in North Carolina#85 of 621$11.7M0.40%2025
Commercial package (BOP, CMP) in North Carolina#134 of 361$1.9M0.11%2025
Inland marine in North Carolina#273 of 420$58,0650.01%2025
Standing

Where it's a top-10 writer

Hartford Fire & Casualty Group (NAIC group 00091), the group Navigators Specialty Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Workers' compensation in Connecticut
Workers Compensation
#1$104.9M14.35%2025
Ocean marine in Delaware
Ocean Marine
#1$2.6M13.98%2025
Workers' compensation in Delaware
Workers Compensation
#1$18.3M10.62%2025
Workers' compensation in District of Columbia
Workers Compensation
#1$25.8M17.39%2025
Credit in District of Columbia
Credit
#1$11.1M33.13%2025
Flood in Illinois
Federal Flood
#1$3.6M15.88%2025
Workers' compensation in Massachusetts
Workers Compensation
#1$144.3M11.57%2025
Flood in Montana
Federal Flood
#1$947,00034.62%2025
Flood in Nevada
Federal Flood
#1$1.4M20.61%2025
Workers' compensation in Nevada
Workers Compensation
#1$40.5M8.02%2025
Workers' compensation in North Carolina
Workers Compensation
#1$113.3M7.53%2025
Commercial package (BOP, CMP) in Texas
Total Commercial Multiple Peril
#1$509.5M9.54%2025
Workers' compensation in Virginia
Workers Compensation
#1$88.9M9.15%2025
Workers' compensation in Washington
Workers Compensation
#1$8.7M32.26%2025
Ocean marine in Colorado
Ocean Marine
#2$2.9M9.47%2025
Workers' compensation in Colorado
Workers Compensation
#2$69.4M6.34%2025
Commercial package (BOP, CMP) in Connecticut
Total Commercial Multiple Peril
#2$91.9M9.28%2025
Commercial package (BOP, CMP) in District of Columbia
Total Commercial Multiple Peril
#2$28.5M11.39%2025
Commercial package (BOP, CMP) in Georgia
Total Commercial Multiple Peril
#2$127.4M6.55%2025
Flood in Idaho
Federal Flood
#2$507,00012.98%2025
Workers' compensation in Illinois
Workers Compensation
#2$178.1M7.29%2025
Flood in Kentucky
Federal Flood
#2$2.2M15.62%2025
Workers' compensation in Maine
Workers Compensation
#2$10.6M3.99%2025
Workers' compensation in Maryland
Workers Compensation
#2$99.5M11.54%2025
Fidelity bonds in Maryland
Fidelity
#2$2.6M10.10%2025
Flood in Massachusetts
Federal Flood
#2$13.2M21.10%2025
Commercial package (BOP, CMP) in Nevada
Total Commercial Multiple Peril
#2$53.8M9.39%2025
Commercial package (BOP, CMP) in New Jersey
Total Commercial Multiple Peril
#2$217.6M9.29%2025
Workers' compensation in New Jersey
Workers Compensation
#2$303.7M11.71%2025
Flood in Oregon
Federal Flood
#2$3.1M19.35%2025
Workers' compensation in Oregon
Workers Compensation
#2$22.5M2.81%2025
Ocean marine in Pennsylvania
Ocean Marine
#2$8.8M8.45%2025
Commercial package (BOP, CMP) in Rhode Island
Total Commercial Multiple Peril
#2$26.6M9.15%2025
Workers' compensation in Rhode Island
Workers Compensation
#2$25.5M10.97%2025
Commercial package (BOP, CMP) in South Carolina
Total Commercial Multiple Peril
#2$84.7M8.32%2025
Workers' compensation in South Carolina
Workers Compensation
#2$73.8M7.50%2025
Workers' compensation in Tennessee
Workers Compensation
#2$52.6M6.61%2025
Workers' compensation in Texas
Workers Compensation
#2$143.6M5.78%2025
Workers' compensation in Alabama
Workers Compensation
#3$35.8M8.53%2025
Workers' compensation in Arizona
Workers Compensation
#3$61.2M7.27%2025
Surety bonds in Arkansas
Surety
#3$5.1M7.18%2025
Flood in California
Federal Flood
#3$20.2M14.55%2025
Commercial package (BOP, CMP) in California
Total Commercial Multiple Peril
#3$622.2M8.01%2025
General liability in California
Products Liability
#3$51.0M6.68%2025
Flood in Colorado
Federal Flood
#3$1.5M12.59%2025
Flood in Connecticut
Federal Flood
#3$5.7M13.87%2025
General liability in Connecticut
Other Liability
#3$91.3M4.77%2025
Workers' compensation in Florida
Workers Compensation
#3$159.8M5.01%2025
Workers' compensation in Georgia
Workers Compensation
#3$114.7M6.22%2025
Flood in Kansas
Federal Flood
#3$600,00011.03%2025
Workers' compensation in Kansas
Workers Compensation
#3$26.9M6.25%2025
General liability in Kansas
Products Liability
#3$3.9M4.79%2025
Ocean marine in Louisiana
Ocean Marine
#3$12.7M6.02%2025
Commercial package (BOP, CMP) in Maryland
Total Commercial Multiple Peril
#3$76.7M7.65%2025
General liability in Maryland
Products Liability
#3$5.5M9.15%2025
General liability in Massachusetts
Products Liability
#3$10.3M6.35%2025
Flood in Michigan
Federal Flood
#3$1.2M9.26%2025
Workers' compensation in Michigan
Workers Compensation
#3$55.6M5.35%2025
General liability in Mississippi
Products Liability
#3$2.3M7.62%2025
Workers' compensation in Missouri
Workers Compensation
#3$71.5M6.70%2025

Showing the best 60 of 346 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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