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Directory · Company · Updated 2026-10-18

Vantage Risk Assurance Company · NAIC 32077

Where Vantage Risk Assurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Vantage Risk Assurance Company (NAIC 32077) is a property and casualty insurer domiciled in Delaware, part of Vantage Risk Holdings Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #98 of 122 in California equipment breakdown in 2025 (0.0% share). It ranked #103 of 248 in South Dakota inland marine in 2025 (0.1% share). It ranked #106 of 356 in Texas inland marine in 2025 (0.1% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, New Jersey, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Equipment breakdown, Commercial package (BOP, CMP), Inland marine, General liability—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Commercial package (BOP, CMP), Inland marine, General liability—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Fidelity bonds, Inland marine, General liability, Medical malpractice, Ocean marine, Commercial property (fire and allied lines), Surety bonds—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Commercial package (BOP, CMP), Inland marine, General liability, Surety bonds—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation06-01-1983Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Commercial package (BOP, CMP), Inland marine, General liability—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds—Nevada Division of Insurance, 2026-10-17
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Commercial package (BOP, CMP), Inland marine, General liability, Ocean marine—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)General liability—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Commercial package (BOP, CMP), Inland marine, General liability—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Inland marine—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Farm and crop, Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds1977/10/07Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)——Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Commercial package (BOP, CMP), General liability—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Equipment breakdown in California#98 of 122$6,6950.00%2025
General liability in California#108 of 353$17.2M0.20%2025
Inland marine in California#114 of 248$2.1M0.07%2025
Commercial package (BOP, CMP) in California#163 of 207$327,6930.01%2025
Surety bonds in Illinois#154 of 157$1520.00%2025
Inland marine in Illinois#243 of 452$250,5660.02%2025
General liability in Illinois#272 of 695$2.7M0.04%2025
Commercial package (BOP, CMP) in Illinois#364 of 400$40,8000.00%2025
Inland marine in North Carolina#225 of 420$182,2600.02%2025
General liability in North Carolina#274 of 621$1.3M0.05%2025
Inland marine in South Dakota#103 of 248$83,2010.07%2025
Inland marine in Texas#106 of 356$3.0M0.09%2025
Commercial package (BOP, CMP) in Texas#130 of 260$6.0M0.14%2025
General liability in Texas#143 of 463$7.5M0.11%2025
Equipment breakdown in Texas#161 of 173$1,4450.00%2025
General liability in Wisconsin#126 of 429$1.6M0.13%2024
Commercial package (BOP, CMP) in Wisconsin#219 of 276$74,1000.01%2024
Standing

Where it's a top-10 writer

Vantage Risk Holdings Group (NAIC group 05013), the group Vantage Risk Assurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Medical malpractice in Colorado
Medical Professional Liability
#6$6.6M3.27%2025
Medical malpractice in South Dakota
Medical Professional Liability
#6$768,0003.41%2025
Medical malpractice in Tennessee
Medical Professional Liability
#9$6.7M2.12%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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