Founders Insurance Company · NAIC 14249
Where Founders Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.
Founders Insurance Company (NAIC 14249) is a property and casualty insurer domiciled in Illinois, part of Utica Group. State regulators list it as licensed (admitted) in Hawaii, Iowa, Illinois, Maryland, Minnesota, Ohio, South Carolina, Tennessee, Utah, Wisconsin and an eligible surplus lines insurer in Colorado, Connecticut, Florida, Montana, North Carolina, New York, Oregon, Washington. It ranked #72 of 194 in Illinois personal auto in 2025 (0.1% share). It ranked #94 of 183 in Illinois homeowners in 2025 (0.1% share). It ranked #147 of 448 in Illinois commercial auto in 2025 (0.1% share).
By Sam Alishahi, independent insurance broker · All companies
Where it's licensed
States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Delaware, Georgia, Idaho, Kentucky, Massachusetts, Missouri, Mississippi, North Dakota, Nebraska, New Jersey, Nevada, Oklahoma, Rhode Island, South Dakota, Texas, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.
| State | Status | Lines licensed | Since | Source |
|---|---|---|---|---|
| Colorado | Surplus lines (eligible) | — | 2026-07-01 | Colorado, 2026-10-18 |
| Connecticut | Surplus lines (eligible) | — | — | Connecticut, 2026-10-18 |
| Florida | Surplus lines (eligible) | — | — | Florida Office of Insurance Regulation, 2026-10-18 |
| Hawaii | Admitted (licensed) | — | — | Hawaii, 2026-10-18 |
| Illinois | Admitted (licensed) | Personal auto, Commercial auto, Homeowners, General liability | — | Illinois, 2026-10-18 |
| Iowa | Admitted (licensed) | — | — | Iowa, 2026-10-18 |
| Maryland | Admitted (licensed) | — | — | Maryland Insurance Administration, 2026-10-17 |
| Minnesota | Admitted (licensed) | — | — | Minnesota, 2026-10-18 |
| Montana | Surplus lines (eligible) | — | — | Market share report |
| New York | Surplus lines (eligible) | — | 09/04/2007 | Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17 |
| North Carolina | Surplus lines (eligible) | General liability | — | North Carolina, 2026-10-18 |
| Ohio | Admitted (licensed) | — | — | Ohio Department of Insurance, 2026-10-17 |
| Oregon | Surplus lines (eligible) | — | — | Oregon, 2026-10-18 |
| South Carolina | Admitted (licensed) | — | — | South Carolina, 2026-10-18 |
| Tennessee | Admitted (licensed) | — | — | Tennessee, 2026-10-18 |
| Utah | Admitted (licensed) | — | — | Utah, 2026-10-18 |
| Washington | Surplus lines (eligible) | — | — | Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17 |
| Wisconsin | Admitted (licensed) | Personal auto, Homeowners, General liability | — | Wisconsin, 2026-10-18 |
Method and source
Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.
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