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Directory · Company · Updated 2026-10-18

Wilson Mutual Insurance Company · NAIC 19950

Where Wilson Mutual Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Wilson Mutual Insurance Company (NAIC 19950) is a property and casualty insurer domiciled in Ohio, part of Encova Mutual Insurance Group. State regulators list it as licensed (admitted) in Georgia, Iowa, Illinois, Kentucky, Massachusetts, Maryland, North Carolina, Nebraska, Ohio, Rhode Island, South Carolina, Tennessee, Wisconsin. It ranked #61 of 161 in Wisconsin homeowners in 2024 (0.2% share). It ranked #74 of 155 in Wisconsin personal auto in 2024 (0.1% share). It ranked #98 of 188 in Illinois crime (burglary and theft) in 2025 (0.0% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Colorado, Connecticut, Delaware, Florida, Hawaii, Idaho, Minnesota, Missouri, Mississippi, Montana, North Dakota, New Jersey, Nevada, New York, Oklahoma, Oregon, South Dakota, Texas, Utah, Washington, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Workers' compensation—Georgia, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Inland marine, General liability, Commercial property (fire and allied lines)—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, General liability, Workers' compensation—Massachusetts, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
North CarolinaAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability, Commercial property (fire and allied lines)—North Carolina, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Farm and crop, Homeowners, General liability, Commercial property (fire and allied lines), Workers' compensation—Wisconsin, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Crime (burglary and theft) in Illinois#98 of 188$4,4390.01%2025
Equipment breakdown in Illinois#156 of 231$30,5940.02%2025
Commercial package (BOP, CMP) in Illinois#237 of 400$1.0M0.04%2025
Commercial auto in Illinois#287 of 448$576,5280.02%2025
Commercial property (fire and allied lines) in Illinois#331 of 387$19,7710.00%2025
Inland marine in Illinois#349 of 452$43,2550.00%2025
General liability in Illinois#458 of 695$419,6820.01%2025
Equipment breakdown in North Carolina#172 of 219$5,2570.01%2025
Commercial package (BOP, CMP) in North Carolina#297 of 361$122,6140.01%2025
Commercial property (fire and allied lines) in North Carolina#318 of 340$2,1430.00%2025
Commercial auto in North Carolina#330 of 408$71,3480.00%2025
Inland marine in North Carolina#371 of 420$5,3750.00%2025
General liability in North Carolina#591 of 621$6,5190.00%2025
Homeowners in Wisconsin#61 of 161$4.6M0.19%2024
Personal auto in Wisconsin#74 of 155$4.0M0.09%2024
Commercial property (fire and allied lines) in Wisconsin#179 of 210$2,2840.00%2024
General liability in Wisconsin#309 of 429$76,6520.01%2024
Standing

Where it's a top-10 writer

Encova Mutual Insurance Group (NAIC group 00291), the group Wilson Mutual Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Workers' compensation in West Virginia
Workers Compensation
#1$112.8M48.15%2025
Commercial package (BOP, CMP) in West Virginia
Total Commercial Multiple Peril
#4$17.7M5.69%2025
Commercial auto in West Virginia
Commercial Auto Liability
#4$13.3M7.15%2025
Commercial auto in West Virginia
Total Commercial Auto
#4$17.7M6.59%2025
Workers' compensation in Pennsylvania
Workers Compensation
#5$137.3M5.39%2025
Commercial auto in West Virginia
Commercial Auto Physical Damage
#5$4.4M5.30%2025
Crime (burglary and theft) in West Virginia
Burglary and Theft
#6$82,0006.44%2025
Workers' compensation in Kentucky
Workers Compensation
#8$18.2M3.45%2025
Commercial package (BOP, CMP) in Nebraska
Total Commercial Multiple Peril
#8$19.1M3.41%2025
Workers' compensation in Illinois
Workers Compensation
#10$69.1M2.83%2025
Equipment breakdown in West Virginia
Boiler and Machinery
#10$407,0002.96%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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