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Directory · Nebraska · Commercial package (BOP, CMP)

Who writes commercial package (BOP, CMP) in Nebraska

From the Nebraska company list; alphabetical, since Nebraska doesn't publish every company's premium by line.

12 insurers are licensed for commercial package (BOP, CMP) in Nebraska on the regulator's list. Travelers Group wrote the most in 2025 (10.9% of the state's premium).

By Sam Alishahi, independent insurance broker · All lines in Nebraska

Top 10 · NAIC table: 05 - Total Commercial Multiple Peril

The insurer groups that write the most commercial package (BOP, CMP) in Nebraska

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Travelers Group$60.9M10.88%—Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
2State Farm Group$58.1M10.40%67%State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
3Auto Owners Group$55.5M9.93%38%Auto-Owners Insurance Company, Owners Insurance Company, California Capital Insurance Company, Monterey Insurance Company
4Nationwide Corporation Group$43.4M7.76%36%Nationwide Mutual Insurance Company, Nationwide Insurance Company of America, National Casualty Company, Nationwide General Insurance Company
5Wr Berkley Corporation Group$31.7M5.68%33%Berkley Assurance Company, Berkley National Insurance Company, Carolina Casualty Insurance Company, StarNet Insurance Company
6Iowa Farm Bureau Group$21.5M3.85%30%Farm Bureau Property & Casualty Insurance Company, Western Agricultural Insurance Company
7Cincinnati Financial Group$19.4M3.48%27%Cincinnati Insurance Company (The), Cincinnati Casualty Company (The), Cincinnati Indemnity Company (The), Cincinnati Specialty Underwriters Insurance Company (The)
8Encova Mutual Insurance Group$19.1M3.41%64%PinnaclePoint Insurance Company, Motorists Commercial Mutual Insurance Company, BrickStreet Mutual Insurance Company, MICO Insurance Company
9Chubb Ltd Group$18.3M3.27%28%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
10Columbia Insurance Group$16.4M2.93%15%Columbia Mutual Insurance Company, Association Casualty Insurance Company, Columbia National Insurance Company
Commercial package (BOP, CMP) · Nebraska

The companies

CompanyNAICHome stateStatus hereLines
Accelerant National Insurance Company10220ARAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +4 more
Addison Insurance Company10324IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Allied Insurance Company of America10127OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +2 more
American Family Insurance Company10386WIAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +5 more
Berkshire Hathaway Direct Insurance Company10391NEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Chubb National Insurance Company10052INAdmitted (licensed)Equipment breakdown, Commercial package (BOP, CMP), Crime (burglary and theft) +5 more
Cincinnati Insurance Company (The)10677OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +13 more
Everest National Insurance Company10120DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Hiscox Insurance Company (Bermuda), Ltd.10200ILAdmitted (licensed)Commercial package (BOP, CMP), Crime (burglary and theft), Inland marine +1 more
Housing Authority Property Insurance, a Mutual Company10069VTAdmitted (licensed)Commercial package (BOP, CMP), General liability
Lyndon Southern Insurance Company10051DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial package (BOP, CMP) +4 more
Westchester Fire Insurance Company10030PAAdmitted (licensed)Aircraft and aviation, Equipment breakdown, Commercial package (BOP, CMP) +7 more
Turned down?

Last resort for commercial package (BOP, CMP) in Nebraska

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Nebraska insurance regulator company list, read 2026-10-18. Nebraska DOI 'Summary of Insurance Business' for statistical year 2024 (companies that reported Nebraska business, split by category: Property and Casualty, Title, Life, Health, Fraternal; each domestic or foreign). 'type' carries the category so the merge can filter to Property and Casualty. 'lines' = lines of business with non-zero 2024 Nebraska direct premium written or earned on the company's summary page (activity, not the certificate of authority); empty for categories without detail (--detail prop). 'since' = YEAR LICENSED from the summary page when the Department shows one (often blank). 'aka' = other names the list shows for the same NAIC code (former names). Domestic rows default domicile NE. No surplus-lines list on this source. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

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