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Directory · Company · Updated 2026-10-18

Chubb Custom Insurance Company · NAIC 38989

Where Chubb Custom Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Chubb Custom Insurance Company (NAIC 38989) is a property and casualty insurer domiciled in New Jersey, part of Chubb Ltd Group. State regulators list it as licensed (admitted) in Illinois, Maryland, Missouri, South Carolina, Wisconsin and an eligible surplus lines insurer in Alaska, California, Colorado, Connecticut, Florida, Iowa, Idaho, Kentucky, Massachusetts, Minnesota, Mississippi, Montana, North Carolina, New Jersey, New York, Oklahoma, Oregon, Rhode Island, Tennessee, Texas, Utah, Washington, West Virginia. It ranked #18 of 128 in Illinois flood in 2025 (1.7% share). It ranked #43 of 188 in Illinois crime (burglary and theft) in 2025 (0.2% share). It ranked #49 of 162 in Illinois fidelity bonds in 2025 (0.2% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Delaware, Georgia, Hawaii, North Dakota, Nebraska, Nevada, Ohio, South Dakota, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaSurplus lines (eligible)——Alaska, 2026-10-18
CaliforniaSurplus lines (eligible)—08/04/1995California Department of Insurance, 2026-10-17
ColoradoSurplus lines (eligible)—2026-07-01Colorado, 2026-10-18
ConnecticutSurplus lines (eligible)——Connecticut, 2026-10-18
FloridaSurplus lines (eligible)——Florida Office of Insurance Regulation, 2026-10-18
IdahoSurplus lines (eligible)——Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Flood, Homeowners, Inland marine, General liability, Medical malpractice, Professional liability (E&O), Commercial property (fire and allied lines), Workers' compensation—Illinois, 2026-10-18
IowaSurplus lines (eligible)——Iowa, 2026-10-18
KentuckySurplus lines (eligible)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsSurplus lines (eligible)——Massachusetts, 2026-10-18
MinnesotaSurplus lines (eligible)——Minnesota, 2026-10-18
MississippiSurplus lines (eligible)——Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)——Missouri, 2026-10-18
MontanaSurplus lines (eligible)——Market share report
New JerseySurplus lines (eligible)——New Jersey, 2026-10-18
New YorkSurplus lines (eligible)—05/05/1989Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaSurplus lines (eligible)Equipment breakdown, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Flood, Homeowners, General liability, Medical malpractice—North Carolina, 2026-10-18
OklahomaSurplus lines (eligible)——Oklahoma, 2026-10-18
OregonSurplus lines (eligible)——Oregon, 2026-10-18
Rhode IslandSurplus lines (eligible)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
TennesseeSurplus lines (eligible)——Tennessee, 2026-10-18
TexasSurplus lines (eligible)—1982/01/01Texas Department of Insurance, 2026-10-17
UtahSurplus lines (eligible)——Utah, 2026-10-18
WashingtonSurplus lines (eligible)——Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
West VirginiaSurplus lines (eligible)——Market share report
WisconsinAdmitted (licensed)——Wisconsin, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Flood in Illinois#18 of 128$898,1091.74%2025
Crime (burglary and theft) in Illinois#43 of 188$63,8090.17%2025
Fidelity bonds in Illinois#49 of 162$139,8290.19%2025
General liability in Illinois#51 of 695$34.5M0.53%2025
Equipment breakdown in Illinois#60 of 231$243,3360.20%2025
Medical malpractice in Illinois#84 of 127$393,7980.06%2025
Homeowners in Illinois#88 of 183$5.0M0.07%2025
Personal auto in Illinois#154 of 194$585,1200.01%2025
Inland marine in Illinois#163 of 452$791,4030.06%2025
Commercial package (BOP, CMP) in Illinois#267 of 400$642,9800.02%2025
Medical malpractice in North Carolina#85 of 122$83,8580.04%2025
Crime (burglary and theft) in North Carolina#90 of 162$3,1320.02%2025
Homeowners in North Carolina#99 of 135$1.2M0.02%2025
Flood in North Carolina#112 of 124$5800.00%2025
Fidelity bonds in North Carolina#131 of 145$4380.00%2025
General liability in North Carolina#195 of 621$3.3M0.11%2025
Equipment breakdown in North Carolina#206 of 219$3560.00%2025
Commercial package (BOP, CMP) in North Carolina#324 of 361$37,4980.00%2025
Standing

Where it's a top-10 writer

Chubb Ltd Group (NAIC group 00626), the group Chubb Custom Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Earthquake in Arizona
Earthquake
#1$3.2M15.02%2025
General liability in Arizona
Other Liability
#1$133.7M5.89%2025
Crime (burglary and theft) in Arizona
Burglary and Theft
#1$1.5M14.49%2025
General liability in Arkansas
Other Liability
#1$191.2M22.38%2025
General liability in California
Other Liability
#1$1.15B6.62%2025
General liability in California
Products Liability
#1$104.2M13.64%2025
Fidelity bonds in California
Fidelity
#1$33.5M18.61%2025
Farm and crop in Colorado
Multiple Peril Crop
#1$78.3M24.59%2025
Earthquake in Colorado
Earthquake
#1$3.8M18.09%2025
General liability in Colorado
Other Liability
#1$244.6M8.38%2025
Crime (burglary and theft) in Colorado
Burglary and Theft
#1$2.2M17.58%2025
General liability in Connecticut
Other Liability
#1$201.4M10.52%2025
General liability in Connecticut
Products Liability
#1$11.8M14.99%2025
Crime (burglary and theft) in Connecticut
Burglary and Theft
#1$2.4M27.48%2025
General liability in Delaware
Products Liability
#1$2.6M11.64%2025
Crime (burglary and theft) in Delaware
Burglary and Theft
#1$763,00024.67%2025
Earthquake in District of Columbia
Earthquake
#1$554,00013.12%2025
General liability in District of Columbia
Products Liability
#1$3.4M27.77%2025
Crime (burglary and theft) in District of Columbia
Burglary and Theft
#1$1.9M30.29%2025
Farm and crop in Florida
Multiple Peril Crop
#1$122.4M36.96%2025
Ocean marine in Florida
Ocean Marine
#1$95.4M14.39%2025
General liability in Florida
Other Liability
#1$504.8M5.29%2025
Crime (burglary and theft) in Florida
Burglary and Theft
#1$7.1M16.08%2025
General liability in Georgia
Other Liability
#1$268.5M7.01%2025
Crime (burglary and theft) in Georgia
Burglary and Theft
#1$4.8M22.21%2025
Aircraft and aviation in Hawaii
Aircraft
#1$2.1M20.82%2025
Farm and crop in Idaho
Multiple Peril Crop
#1$57.8M28.42%2025
General liability in Idaho
Other Liability
#1$30.9M6.25%2025
General liability in Illinois
Products Liability
#1$26.6M10.85%2025
Crime (burglary and theft) in Illinois
Burglary and Theft
#1$5.3M15.14%2025
Crime (burglary and theft) in Indiana
Burglary and Theft
#1$2.8M24.80%2025
Farm and crop in Iowa
Multiple Peril Crop
#1$280.6M20.78%2025
Crime (burglary and theft) in Iowa
Burglary and Theft
#1$1.3M23.99%2025
General liability in Kentucky
Other Liability
#1$56.4M6.20%2025
General liability in Kentucky
Products Liability
#1$3.7M8.72%2025
Crime (burglary and theft) in Kentucky
Burglary and Theft
#1$2.1M27.10%2025
Farm and crop in Maine
Multiple Peril Crop
#1$12.2M76.67%2025
Farm and crop in Maine
Private Crop
#1$0100.00%2025
General liability in Maine
Products Liability
#1$2.1M13.21%2025
Crime (burglary and theft) in Maine
Burglary and Theft
#1$490,00026.88%2025
Farm and crop in Maryland
Multiple Peril Crop
#1$16.8M42.27%2025
Ocean marine in Maryland
Ocean Marine
#1$15.2M19.43%2025
General liability in Maryland
Other Liability
#1$245.7M12.77%2025
Crime (burglary and theft) in Maryland
Burglary and Theft
#1$4.7M32.35%2025
Ocean marine in Massachusetts
Ocean Marine
#1$25.8M16.19%2025
General liability in Massachusetts
Other Liability
#1$334.2M9.14%2025
General liability in Massachusetts
Products Liability
#1$32.9M20.34%2025
Crime (burglary and theft) in Massachusetts
Burglary and Theft
#1$6.4M33.76%2025
General liability in Michigan
Other Liability
#1$165.7M6.62%2025
Crime (burglary and theft) in Michigan
Burglary and Theft
#1$4.6M27.40%2025
General liability in Minnesota
Other Liability
#1$146.6M7.04%2025
Crime (burglary and theft) in Minnesota
Burglary and Theft
#1$3.1M25.19%2025
Farm and crop in Missouri
Multiple Peril Crop
#1$204.5M37.93%2025
Farm and crop in Missouri
Private Crop
#1$16.6M39.04%2025
General liability in Missouri
Products Liability
#1$8.1M9.07%2025
Farm and crop in Montana
Multiple Peril Crop
#1$117.1M34.51%2025
Farm and crop in Nebraska
Multiple Peril Crop
#1$286.7M28.02%2025
Farm and crop in Nebraska
Private Crop
#1$111.0M29.00%2025
Farm and crop in Nevada
Private Crop
#1$7,00054.34%2025
General liability in Nevada
Other Liability
#1$81.3M6.92%2025

Showing the best 60 of 809 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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