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Directory · Missouri · Farm and crop

Who writes farm and crop in Missouri

From the Missouri company list; alphabetical, since Missouri doesn't publish every company's premium by line.

33 insurers are licensed for farm and crop in Missouri on the regulator's list. Chubb Ltd Group wrote the most in 2025 (37.9% of the state's premium).

By Sam Alishahi, independent insurance broker · All lines in Missouri

Top 10 · NAIC table: 02.2 - Multiple Peril Crop

The insurer groups that write the most farm and crop in Missouri

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Chubb Ltd Group$204.5M37.93%71%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
2American Financial Group$88.1M16.34%37%Great American Insurance Company, Great American Assurance Company, National Interstate Insurance Company, Great American Alliance Insurance Company
3Qbe Insurance Group$61.5M11.40%80%NAU Country Insurance Company, QBE Insurance (Europe) Limited, Praetorian Insurance Company, QBE Specialty Insurance Company
4Sompo Group$59.4M11.02%41%American Agri-Business Insurance Company, Endurance Assurance Corporation, Endurance American Insurance Company, Sompo America Insurance Company
5Farmers Mutual Hail Insurance Group$56.4M10.45%66%Farmers Mutual Hail Insurance Company of Iowa, FMH Ag Risk Insurance Company
6Zurich Insurance Group$47.2M8.76%31%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
7Tokio Marine Holdings Inc Group$11.5M2.14%24%Philadelphia Indemnity Insurance Company, Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact, Safety National Casualty Corporation, Producers Agriculture Insurance Company
8Palomar Holdings Group$7.9M1.47%54%Palomar Specialty Insurance Company, Palomar Excess and Surplus Insurance Company, First Indemnity of America Insurance Company, Laulima Exchange
9American Agricultural Insurance Company DBA: AmericanAg$1.7M0.32%62%—
10Clear Blue Financial Group$593,0000.11%40%Clear Blue Insurance Company, Rock Ridge Insurance Company, Highlander Specialty Insurance Company, Clear Blue Specialty Insurance Company
Farm and crop · Missouri

The companies

CompanyNAICHome stateStatus hereLines
American Family Insurance Company10386WIAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +5 more
American Family Mutual Insurance Company, S.I.19275WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
American Fire and Casualty Company24066NHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
American Reliable Insurance Company19615AZAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Argonaut Insurance Company19801NEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Auto-Owners Insurance Company18988MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
COUNTRY Mutual Insurance Company20990ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Everett Cash Mutual Insurance Company17043PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Farm Bureau Town & COUNTRY Insurance Company of Missouri26859MOAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
FCCI Insurance Company10178FLAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Great American Alliance Insurance Company26832OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Great American Assurance Company26344OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Great American Insurance Company16691OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +12 more
Indemnity Insurance Company of North America43575PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Madison Mutual Insurance Company14443ILAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Farm and crop +3 more
Markel Insurance Company38970ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
New Horizons Insurance Company Of Missouri12345MOAdmitted (licensed)Personal auto, Farm and crop, Homeowners +1 more
Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Ohio Security Insurance Company24082NHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Phoenix Insurance Company, (The)25623CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Shelter Mutual Insurance Company23388MOAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Spinnaker Insurance Company24376ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
StarNet Insurance Company40045IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
State Automobile Mutual Insurance Company25135OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
State Farm Fire and Casualty Company25143ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Travelers Indemnity Company (The)25658CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Travelers Property Casualty Company of America25674CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
West American Insurance Company44393INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Turned down?

Last resort for farm and crop in Missouri

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Missouri insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = every ACTIVE Missouri licensee (P&C, life, health, HMO, TPA, warranty, prepaid dental, etc.); filter on type. 'type' is the license Description from each company's detail page (e.g. 'Property and Casualty (Ch 379, RSMo)'); where a detail page was not read, type comes from Missouri market-share membership and is suffixed '(market share)'. 'lines' = lines of business with non-zero direct written premium in the 2025 Missouri market share report (licensed companies only). 'domicile' is only known for companies in the market share report. 'since' = Date Admitted from the detail page. Surplus lines list carries no NAIC code; naic filled by exact normalized-name match (naic_source says where), alien = domicile not a US state code. Detail-page crawl in progress; this file will be rewritten when it finishes. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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