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Directory · Company · Updated 2026-10-18

Old Republic Union Insurance Company · NAIC 31143

Where Old Republic Union Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Old Republic Union Insurance Company (NAIC 31143) is a property and casualty insurer domiciled in Illinois, part of Old Republic Group. State regulators list it as licensed (admitted) in Illinois, Maryland, Missouri, South Carolina and an eligible surplus lines insurer in Alaska, California, Colorado, Connecticut, Florida, Iowa, Idaho, Kentucky, Massachusetts, Minnesota, Mississippi, Montana, North Carolina, New Jersey, New York, Oklahoma, Oregon, Rhode Island, Tennessee, Texas, Washington, West Virginia. It ranked #55 of 387 in Illinois commercial property (fire and allied lines) in 2025 (0.5% share). It ranked #62 of 420 in North Carolina inland marine in 2025 (0.4% share). It ranked #89 of 340 in North Carolina commercial property (fire and allied lines) in 2025 (0.2% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Delaware, Georgia, Hawaii, North Dakota, Nebraska, Nevada, Ohio, South Dakota, Utah, Wisconsin, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaSurplus lines (eligible)——Alaska, 2026-10-18
CaliforniaSurplus lines (eligible)—05/24/2017California Department of Insurance, 2026-10-17
ColoradoSurplus lines (eligible)—2026-07-01Colorado, 2026-10-18
ConnecticutSurplus lines (eligible)——Connecticut, 2026-10-18
FloridaSurplus lines (eligible)——Florida Office of Insurance Regulation, 2026-10-18
IdahoSurplus lines (eligible)——Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability, Commercial property (fire and allied lines)—Illinois, 2026-10-18
IowaSurplus lines (eligible)——Iowa, 2026-10-18
KentuckySurplus lines (eligible)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsSurplus lines (eligible)——Massachusetts, 2026-10-18
MinnesotaSurplus lines (eligible)——Minnesota, 2026-10-18
MississippiSurplus lines (eligible)——Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)——Missouri, 2026-10-18
MontanaSurplus lines (eligible)——Market share report
New JerseySurplus lines (eligible)——New Jersey, 2026-10-18
New YorkSurplus lines (eligible)—12/08/2015Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaSurplus lines (eligible)Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability, Commercial property (fire and allied lines)—North Carolina, 2026-10-18
OklahomaSurplus lines (eligible)——Oklahoma, 2026-10-18
OregonSurplus lines (eligible)——Oregon, 2026-10-18
Rhode IslandSurplus lines (eligible)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
TennesseeSurplus lines (eligible)——Tennessee, 2026-10-18
TexasSurplus lines (eligible)—1981/01/01Texas Department of Insurance, 2026-10-17
WashingtonSurplus lines (eligible)——Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
West VirginiaSurplus lines (eligible)——Market share report
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Commercial property (fire and allied lines) in Illinois#55 of 387$7.8M0.48%2025
Inland marine in Illinois#99 of 452$1.9M0.15%2025
Commercial auto in Illinois#179 of 448$2.4M0.08%2025
Commercial package (BOP, CMP) in Illinois#187 of 400$1.9M0.07%2025
General liability in Illinois#199 of 695$5.4M0.08%2025
Inland marine in North Carolina#62 of 420$4.1M0.38%2025
Commercial property (fire and allied lines) in North Carolina#89 of 340$2.7M0.20%2025
Commercial package (BOP, CMP) in North Carolina#222 of 361$575,0390.03%2025
General liability in North Carolina#266 of 621$1.4M0.05%2025
Commercial auto in North Carolina#341 of 408$49,5400.00%2025
Standing

Where it's a top-10 writer

Old Republic Group (NAIC group 00150), the group Old Republic Union Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Aircraft and aviation in Arkansas
Aircraft
#1$6.3M15.48%2025
Commercial auto in Iowa
Commercial Auto Liability
#1$39.0M8.45%2025
Commercial auto in Iowa
Total Commercial Auto
#1$60.9M8.11%2025
Aircraft and aviation in Iowa
Aircraft
#1$4.7M16.32%2025
Aircraft and aviation in Maine
Aircraft
#1$1.0M12.24%2025
Commercial auto in Minnesota
Commercial Auto Liability
#1$68.6M9.60%2025
Commercial auto in Minnesota
Total Commercial Auto
#1$105.7M9.51%2025
Aircraft and aviation in Mississippi
Aircraft
#1$5.0M23.83%2025
Warranty in Montana
Warranty
#1$3.8M86.53%2025
Commercial auto in Nebraska
Commercial Auto Liability
#1$35.1M11.52%2025
Commercial auto in Nebraska
Total Commercial Auto
#1$64.2M12.49%2025
Commercial auto in Nebraska
Commercial Auto Physical Damage
#1$29.1M13.92%2025
Warranty in Nebraska
Warranty
#1$2.1M51.02%2025
Commercial auto in North Dakota
Commercial Auto Liability
#1$14.4M10.75%2025
Commercial auto in North Dakota
Total Commercial Auto
#1$25.7M10.55%2025
Aircraft and aviation in North Dakota
Aircraft
#1$3.2M21.10%2025
Warranty in North Dakota
Warranty
#1$363,00059.01%2025
Aircraft and aviation in Oklahoma
Aircraft
#1$3.3M10.00%2025
Commercial auto in South Dakota
Commercial Auto Liability
#1$13.1M9.55%2025
Commercial auto in South Dakota
Total Commercial Auto
#1$25.6M10.10%2025
Commercial auto in South Dakota
Commercial Auto Physical Damage
#1$12.5M10.76%2025
Credit in Wyoming
Credit
#1$2.1M35.56%2025
Aircraft and aviation in Alabama
Aircraft
#2$3.8M11.54%2025
Commercial auto in Arkansas
Commercial Auto Liability
#2$32.3M6.74%2025
Commercial auto in Arkansas
Total Commercial Auto
#2$44.9M6.62%2025
Commercial auto in Arkansas
Commercial Auto Physical Damage
#2$12.6M6.32%2025
Commercial auto in Colorado
Commercial Auto Physical Damage
#2$21.4M6.09%2025
Warranty in District of Columbia
Warranty
#2$6,00025.32%2025
Warranty in Hawaii
Warranty
#2$164,00014.21%2025
Commercial auto in Idaho
Commercial Auto Liability
#2$19.6M7.18%2025
Commercial auto in Illinois
Total Commercial Auto
#2$170.4M5.31%2025
Commercial auto in Illinois
Commercial Auto Physical Damage
#2$39.0M5.27%2025
Commercial auto in Kansas
Commercial Auto Physical Damage
#2$15.8M7.23%2025
Aircraft and aviation in Kansas
Aircraft
#2$4.1M10.32%2025
Warranty in Louisiana
Warranty
#2$958,00013.42%2025
Warranty in Maine
Warranty
#2$925,00011.74%2025
Commercial auto in Minnesota
Commercial Auto Physical Damage
#2$37.1M9.34%2025
Warranty in Mississippi
Warranty
#2$603,0009.38%2025
Commercial auto in Montana
Total Commercial Auto
#2$23.0M7.44%2025
Commercial auto in Montana
Commercial Auto Physical Damage
#2$11.6M9.88%2025
Aircraft and aviation in Nebraska
Aircraft
#2$3.7M12.55%2025
Credit in Nevada
Credit
#2$1.5M11.37%2025
Warranty in New Hampshire
Warranty
#2$1.7M17.66%2025
Commercial auto in North Dakota
Commercial Auto Physical Damage
#2$11.4M10.30%2025
Warranty in Oregon
Warranty
#2$1.9M22.22%2025
Aircraft and aviation in South Carolina
Aircraft
#2$2.6M9.18%2025
Aircraft and aviation in South Dakota
Aircraft
#2$2.4M16.45%2025
Warranty in South Dakota
Warranty
#2$566,00017.31%2025
Commercial auto in Tennessee
Commercial Auto Liability
#2$61.2M6.04%2025
Commercial auto in Washington
Commercial Auto Physical Damage
#2$25.2M8.33%2025
Aircraft and aviation in Wisconsin
Aircraft
#2$4.2M11.97%2025
Commercial auto in Wyoming
Commercial Auto Physical Damage
#2$6.1M9.92%2025
Warranty in Wyoming
Warranty
#2$142,00014.58%2025
Warranty in Alaska
Warranty
#3$113,0002.95%2025
Warranty in Arkansas
Warranty
#3$944,0006.79%2025
Commercial auto in Idaho
Total Commercial Auto
#3$31.3M7.66%2025
Commercial auto in Idaho
Commercial Auto Physical Damage
#3$11.7M8.64%2025
Aircraft and aviation in Idaho
Aircraft
#3$1.9M7.52%2025
Warranty in Idaho
Warranty
#3$1.3M16.35%2025
Commercial auto in Indiana
Commercial Auto Liability
#3$63.0M5.96%2025

Showing the best 60 of 284 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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