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Directory · Wyoming · Commercial auto

Who writes commercial auto in Wyoming

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Progressive Group wrote the most commercial auto in Wyoming in 2025, $27.0M and 16.7% of the state's premium; the top five groups hold 47%. Wyoming's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the Wyoming page.

By Sam Alishahi, independent insurance broker · All lines in Wyoming

Top 10 · NAIC table: Total Commercial Auto

The insurer groups that write the most commercial auto in Wyoming

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Progressive Group$27.0M16.66%64%Progressive County Mutual Insurance Company, United Financial Casualty Company, Progressive Universal Insurance Company, Progressive Direct Insurance Company
2Travelers Group$16.3M10.04%42%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
3Old Republic Group$14.3M8.81%42%Old Republic Insurance Company, Great West Casualty Company, BITCO General Insurance Corporation, Pennsylvania Manufacturers' Association Insurance Company
4ACUITY, A Mutual Insurance Company$9.3M5.73%38%—
5Berkshire Hathaway Group$8.8M5.45%65%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
6Emc Insurance Co. Group$7.5M4.63%28%EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company), EMCASCO Insurance Company, EMC PROPERTY \u0026 CASUALTY COMPANY, Union Insurance Company of Providence
7Liberty Mutual Group$6.8M4.18%11%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
8Zurich Insurance Group$5.9M3.63%—Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
9Cincinnati Financial Group$5.2M3.24%101%Cincinnati Insurance Company (The), Cincinnati Casualty Company (The), Cincinnati Indemnity Company (The), Cincinnati Specialty Underwriters Insurance Company (The)
10Wr Berkley Corporation Group$5.2M3.19%33%Berkley Assurance Company, Berkley National Insurance Company, Carolina Casualty Insurance Company, StarNet Insurance Company
Turned down?

Last resort for commercial auto in Wyoming

Last resortLinesWhereHow to get in
Auto assigned-risk planspersonal auto, commercial autoall states (AIPSO runs CA CAARP and Low Cost Auto plus AK, AZ, CO, ID, MT, NV, NM, OR, UT, WA, WY; CAIP handles commercial auto)California CAARP: any CA fire and casualty licensee can get certified (application and license copy to [email protected]) Elsewhere the state's Automobile Insurance Plan administered by AIPSO (aipso.com), through any licensed agent.Source
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Wyoming insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = Wyoming DOI '2025 Property & Casualty AdHoc Com Data Statement Report - run date 06/11/2026' (Google Sheet linked from https://doi.wyo.gov/companies under Company Financial Information > 2025 Financial Summary Information > Property & Casualty*). It lists every company filing a P&C annual statement in Wyoming with its NAIC code and Wyoming direct premium; it is an NAIC ad hoc financial report, not a DOI-labelled 'licensed companies' list, so completeness as a licence roster is inferred (764 companies, 493 with WY premium > 0). P&C only (life, health and title have separate sheets); 'type' is set from the report title, not per row. No domicile, lines of authority or licence dates are given. Surplus lines: Wyoming publishes no eligibility list (https://doi.wyo.gov/companies/surplus-lines); U.S. nonadmitted insurers qualify under NRRA (authorized in domicile, >= $15M capital & surplus), alien insurers must be on the NAIC Quarterly Listing of Alien Insurers (Edition 252, July 1, 2026), read from the SLIP+ mirror because content.naic.org is behind a Cloudflare challenge. Rows carry the NAIC AIIN (e.g. AA-1344102) in 'aiin' with naic left '' (not a 5-digit cocode); 'country' holds the domicile country, 'domicile' is '' (not a U.S. state); 88 alien companies + 104 Lloyd's syndicates; 'eligible' is '' because the listing gives no admission dates; 'footnote' marks NAIC footnotes (3 = RiverStone, run-off, not eligible anywhere; 1 = Chubb Seguros Mexico, ineligible in TX; 4 = Cigna Global, travel medical only). "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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