Trustgard Insurance Company · NAIC 40118
Where Trustgard Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.
Trustgard Insurance Company (NAIC 40118) is a property and casualty insurer domiciled in Ohio, part of Grange Mutual Casualty Group. State regulators list it as licensed (admitted) in Colorado, Georgia, Iowa, Illinois, Kentucky, Maryland, Minnesota, Missouri, Mississippi, North Dakota, Nebraska, Ohio, South Carolina, Tennessee, Texas, Wisconsin. It ranked #91 of 194 in Illinois personal auto in 2025 (0.1% share). It ranked #109 of 183 in Illinois homeowners in 2025 (0.0% share). It ranked #177 of 265 in Illinois earthquake in 2025 (0.0% share).
By Sam Alishahi, independent insurance broker · All companies
Where it's licensed
States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Connecticut, Delaware, Florida, Hawaii, Idaho, Massachusetts, Montana, North Carolina, New Jersey, Nevada, New York, Oklahoma, Oregon, Rhode Island, South Dakota, Utah, Washington, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.
| State | Status | Lines licensed | Since | Source |
|---|---|---|---|---|
| Colorado | Admitted (licensed) | — | — | Colorado, 2026-10-18 |
| Georgia | Admitted (licensed) | General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | — | Georgia, 2026-10-18 |
| Illinois | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation | — | Illinois, 2026-10-18 |
| Iowa | Admitted (licensed) | — | — | Iowa, 2026-10-18 |
| Kentucky | Admitted (licensed) | — | — | Kentucky Department of Insurance, 2026-10-17 |
| Maryland | Admitted (licensed) | — | — | Maryland Insurance Administration, 2026-10-17 |
| Minnesota | Admitted (licensed) | — | — | Minnesota, 2026-10-18 |
| Mississippi | Admitted (licensed) | Personal auto, Equipment breakdown, Farm and crop, Glass, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation | 02-02-2023 | Mississippi Insurance Department, 2026-10-17 |
| Missouri | Admitted (licensed) | — | — | Missouri, 2026-10-18 |
| Nebraska | Admitted (licensed) | — | — | Nebraska, 2026-10-18 |
| North Dakota | Admitted (licensed) | — | — | North Dakota, 2026-10-18 |
| Ohio | Admitted (licensed) | — | — | Ohio Department of Insurance, 2026-10-17 |
| South Carolina | Admitted (licensed) | — | — | South Carolina, 2026-10-18 |
| Tennessee | Admitted (licensed) | — | — | Tennessee, 2026-10-18 |
| Texas | Admitted (licensed) | Personal auto, Crime (burglary and theft), Inland marine, General liability, Commercial property (fire and allied lines) | 1984/04/16 | Texas Department of Insurance, 2026-10-17 |
| Wisconsin | Admitted (licensed) | Commercial package (BOP, CMP) | — | Wisconsin, 2026-10-18 |
Method and source
Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.
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